PYMNTS

AUGUST 20, 2018

FinTech Firms Eye Bank Charters. And in the wake of the announcement late last month that FinTechs will be able to apply for banking licenses with the Office of the Comptroller of the Currency, caution abounds. The changes would come in the wake of the theft that occurred earlier this year at Coincheck , a currency exchange operator.

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Fintech Survey Regulation Resources 101

Bank Innovation

JUNE 8, 2018

Bitcoin mania has died down in the fintech world, and the conversation has shifted to technologies like voice banking, payments, and alternative credit scoring. What is the state of banking innovation today? Each year, we poll the industry to find out.

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Innovation Bitcoin Fintech Industry 220

PYMNTS

SEPTEMBER 14, 2017

Banks and FinTechs have been both competitors and collaborators in the financial services space. In recent years, banks have even seen greater competition in the lending market from new FinTech players that can quickly approve loan applications and distribute funds to lenders. New tools for new FinTechs.

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Innovation Lending Fintech Bitcoin 191

PYMNTS

NOVEMBER 23, 2017

While other countries are warning against cryptocurrency and initial coin offerings (ICOs), Japan has been embracing digital currency and has become a leader in the FinTech market. Earlier this year, Japan recognized Bitcoin as a legal tender and signed off on several companies that created cryptocurrency trading exchanges.

Bitcoin 101

Bitcoin cryptocurrency blockchain Training 101

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. The Comeback Investment of the Year Award – Bitcoin (BTC).

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Fintech Community Regional Technology 195

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending.

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Strategy Report Lending Fintech 190

PYMNTS

JUNE 14, 2018

Powering the push in spending, according to the Commerce Department reports, are historically low unemployment figures , wages finally starting to show real gains and additional liquid capital among workers due to the tax cuts of late 2017. Bitcoin: Pricing cracks below $6,600, amid news of U.S. indebtedness in 2018.

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Retail Bitcoin Course America 108

PYMNTS

OCTOBER 30, 2019

Global ATM owner and operator Cardtronics released its third quarter earnings report, and the company’s total revenues were up 3 percent, from $340.2 ATM operating revenues were up as well — to $333.4 The company’s cash flow from operations was up as well, to $176.5 million the year before to $351.5 million from $74.8

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ATM Operations Bitcoin cryptocurrency 100

PYMNTS

DECEMBER 24, 2019

Also, they could lead to fluctuating asset prices and weaken the impacts of capital controls, Reuters reported, citing the central bank’s vice governor, as reported by Xinhua. It does not have the characteristics of bitcoin speculation, nor does it require the currency basket assets to support the value of the currency like stable currency.”

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Bitcoin Report Capital Regulation 132

PYMNTS

JUNE 18, 2019

For bitcoin — and for cryptocurrency brethren — a stretch of calm before the storm? The marquee name would be bitcoin , of course, which as of this writing was changing hands at a bit more than $9,100. Each Member will be asked to contribute $10 million to help fund operations in order to have a seat at that table.

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Bitcoin cryptocurrency blockchain Course 116

Lex Sokolin

MARCH 31, 2021

Fintech is something some people are interested in, but crypto is something that can make people rich. have to do with Bitcoin laser eyes and NFTs? The Distribution of Social Capital A lot of the language in fintech and Ethereum has been about democratization, and helping people have better financial services.

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Capital Marketing Community social media 52

Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! We must be moments away from downloading a gamified banking app via our Google Glass, paying in Bitcoins using Apple Pay! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. That's all I'm hearing. It's like global warming. Legit question.

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Fintech Capital Cards Bitcoin 60

Lex Sokolin

NOVEMBER 12, 2020

has reinforced the value of Bitcoin. The price of the cryptocurrency rose to over $15,000, breaking again the $250 billion market capitalization barrier. Perhaps this was also driven by the much discussed move from PayPal, the payment processor, to finally incorporate Bitcoin into its currency options. billion users?

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blockchain Bitcoin Software National 52

PYMNTS

JANUARY 6, 2017

In the biggest funding round of the week for B2B FinTech, HR and payroll company Namely secured $50 million in venture capital funding. But it’s not the only B2B FinTech firm that secured new investments. 5), with Altimeter Capital and Scale Venture Partners leading the Series D round. Alternative Lending.

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Capital Software Fintech Company 108

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. Before we go there, however, we need some operating metrics. where are the most profitable fintechs taking their economic rent? What do all of these companies have in common? Like WeWork.

Company 52

Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

We gaze with wonder at over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation. Before we go there, however, we need some operating metrics. where are the most profitable fintechs taking their economic rent? What do all of these companies have in common? Like WeWork.

Company 52

Company System Fintech Lending 52

PYMNTS

MARCH 7, 2018

Of course, the FinTech industry doesn’t have to look it up, but the dictionary now defines blockchain as a technology that enables the keeping of records of financial transactions in a digital database as part of a publicly accessible network. The Amazon of China may be operating in blockchain, but the world’s actual Amazon is doing the same.

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blockchain cryptocurrency Analysis Operations 160

PYMNTS

MARCH 23, 2016

FinTech is changing the FS industry from the outside,” stated PwC EMEA FinTech Leader Steve Davies in an announcement revealing the research earlier this month. Researchers at PwC found that, for the banks surveyed, they believe that 23 percent of their operations could take a hit as a result of FinTech innovation like blockchain.

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blockchain Fintech cryptocurrency Innovation 100

PYMNTS

JULY 1, 2016

But outside of a drive to take the smarty city concept to a nationwide level, Singapore has also gained recognition for its advancement in innovation-driven entrepreneurship and becoming a startup capital of the world. With an estimated population of just 5.47 million, an unemployment rate of 3 percent and an adult literacy rate of about 96.54

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National Training Bitcoin Samsung 133

PYMNTS

JUNE 10, 2016

These days, however, Uber is spending its time, increasingly, in court and has even managed to allow things to break down completely in Austin such that it doesn’t operate there anymore. Said charter will mean that Circle will face tighter scrutiny but great ease operating on a national scale.

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Regulation National Austin Fintech 100

PYMNTS

MAY 15, 2017

That means bitcoin. What Does Any of This Have To Do With Bitcoin? Bitcoin is a fascinating technology on the merits. Bitcoin uses math — and math equations that anyone can solve and see — to provide this cash-like feature. And why we might need to channel our inner Frances Kelsey to help get us there.

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Bitcoin Regulation Innovation Fintech 155

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Many of SoftBank’s portfolio companies operate across a variety of different industries. The fintech sector represents the second-most frequent investment target for SoftBank in 2021, with 26 fintech companies garnering deals. .

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Regional Fintech Analysis Company 94

Lex Sokolin

SEPTEMBER 10, 2020

What does it mean to have a market capitalization? Why is it important whether the market capitalization is high or low? The market capitalization is not the enterprise value, just the equity value. Companies could be levered with debt, which can be related to the operations of the firm, or the activities of the customer.

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Capital Marketing Strategy Bitcoin 52

PYMNTS

NOVEMBER 13, 2017

But not to worry, folks: This is just an inconvenient speed bump on the way to a future where cryptocurrencies – bitcoin and Ethereum and the 998 offspring they beget – become the underpinning of our new global financial system. PayPal’s India Push. Merchants will be able to use the platform to process both local and global payments.

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St. Louis cryptocurrency Cyber Security Fintech 108

PYMNTS

FEBRUARY 1, 2017

That capital is earmarked toward helping the firm’s balance sheet ahead of new capital rules that go into effect within the next two years. The German FinTech startup has raised $64 million cumulatively and will use that money to expand its banking platform across Europe. The latest funding round was led by Thrive Capital.

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Industry Data Capital System 100

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

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Fintech Strategy Leadership Lending 147

Lex Sokolin

JULY 1, 2019

Goldman Sachs entered and dominated personal digital lending, runs a neobank and roboadvisor, bought a large digital wealth footprint in United Capital, launched a credit card in partnership with Apple, and is now looking into cryptocurrency stablecoins ?—?something as it has over and over again across Fintech. was everywhere.

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Bitcoin System Software blockchain 40

Lex Sokolin

FEBRUARY 4, 2021

In Partnership with: Join Fintech’s Largest Online Interactive Community! Fintech Spring Meetup ?—?Meet Melvin Capital, the $8 billion hedge fund that didn’t find GameStop funny, lost 53% of its portfolio in January ( $7 billion ) trying to short against the rallying cries of the Reddit Capitalist Union. June 15–17, 2021.

Marketing 52

Marketing Capital Fintech Video 52

Lex Sokolin

FEBRUARY 4, 2021

In Partnership with: Join Fintech’s Largest Online Interactive Community! Fintech Spring Meetup ?—?Meet Melvin Capital, the $8 billion hedge fund that didn’t find GameStop funny, lost 53% of its portfolio in January ( $7 billion ) trying to short against the rallying cries of the Reddit Capitalist Union. June 15–17, 2021.

Marketing 52

Marketing Capital Fintech Video 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Second, Fintechs (e.g., It must attract global capital and global talent.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. We love the robot as much as the next Fintech commentator. And that the capital appreciation that matters?—?cementing Second, Fintechs (e.g., It must attract global capital and global talent.

America 52

America Wyoming National Capital 52

Lex Sokolin

DECEMBER 25, 2019

If you read anything but this newsletter, you’ve got to read: Blockchain Capital’s 2019 Year in Review Messari Research Crypto Theses for 2020 DappRadar 2019 dapp Industry Review Decentralized Finance Overview So let’s narrow our entire lens to decentralized finance. all Fintech unicorns?—?that

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blockchain Bitcoin Software Lending 52

Lex Sokolin

SEPTEMBER 3, 2020

How does software operate? Where does it operate? The venture capital games of embedded finance , open banking, PSD2 and API, all of these revolve around the premise that banks are behind on cloud technology and do not know how to package and deliver financial products to where they matter. Who secures it?

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blockchain Software Capital Technology 52

Lex Sokolin

DECEMBER 23, 2020

As an aside from on the big tech world, we could say that open source operating systems (Android / Linux) disintermediate closed source operating systems (Microsoft). FinCEN explicitly combats financial crime, but it also defines financial crime through its operation. Some norm or law must be breached.

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Regulation US System Operations 52

Lex Sokolin

DECEMBER 23, 2020

As an aside from on the big tech world, we could say that open source operating systems (Android / Linux) disintermediate closed source operating systems (Microsoft). FinCEN explicitly combats financial crime, but it also defines financial crime through its operation. Some norm or law must be breached.

Regulation 52

Regulation US System Operations 52

Fintech Labs Insights

JULY 9, 2015

While there are dozens of bitcoin trading platforms available to people looking to buy and sell bitcoin, itBit easily differentiates itself from the masses. This is what sets the New York-based company apart from its numerous competitors– it is the only regulated bitcoin trading platform open to all U.S. 32 employees. $30

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Bitcoin Regulation New York FDIC 12

Gonzobanker

DECEMBER 22, 2020

billion is just glad we own some Bitcoins at this point. You know that dog either has Capital One or Delta Amex. Not too attractive this year and Bitcoin not yet on the menu. A recent funding round with a valuation of $14.5 billion got the eyes popping across the industry as Chime crossed a reported 10 million users of the app.

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Idaho Community Industry Strategy 181