PYMNTS

AUGUST 4, 2016

The alternative lending space is crowded — oversaturated, some may say — and in the U.S. marketplace lender OnDeck, alternative lending is likely to be mainstream in Australia as soon as the end of the decade. regulation is likely headed its way. According to U.S. “This is transforming the credit risk analysis process.

Lending 100

Lending Regulation Data Payments 100

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. Improving The SMB Lending Experience. It’s a self-perpetuating scenario that keeps barriers to capital in place. Asymmetric Information Exchange.

Data 193

Data Lending Capital social media 193

PYMNTS

MARCH 19, 2018

According to a report in Reuters citing statements issued on the National Development and Reform Commission’s website Friday (March 16), those that were found to be guilty of engaging in financial wrongdoings — including employers who don’t pay social insurance or people who ignored fines — could also face the restrictions on travel.

Big Data 117

Big Data System Regulation Lending 117

PYMNTS

FEBRUARY 27, 2019

The nation’s unique history and current economic challenges may actually present a prime moment for innovators in the small business (SMB) financial services (FinServ) space, particularly as the Fourth Industrial Revolution ushers in continued digitization across the globe — South Africa included.

Technology 190

Technology Industry Innovation Big Data 190

CFPB Monitor

FEBRUARY 14, 2019

Those agencies are to be identified by the National Science and Technology Council Select Committee on Artificial Intelligence Select Committee. The order directs certain federal agencies to pursue various strategic objectives to promote and protect American advancement in AI.

Lending 84

Lending Community National Leadership 84

PYMNTS

OCTOBER 10, 2016

203 billion to be spent on Big Data analytics solutions by 2020 , said IDC, highlighting banking and manufacturing as the industries that will fuel this spend. That’s due to the capabilities of risk management, fraud detection and prevention and compliance within data analytics solutions. One-fifth of U.K.

Big Data 100

Big Data Analytics Data Survey 100

American Banker

AUGUST 8, 2016

Under pressure from regulators to beef up risk management in commercial real estate lending, banks are using new software tools to improve analysis.

Big Data 28

Big Data Risk Management Data Analysis 28

Fintech Labs Insights

MARCH 13, 2017

How are the big trends in fintech like virtual reality, the blockchain, and big data analytics dictating trends in proptech? Big Brains and Big Data. The use of big data and big data analytics in proptech is more ubiquitous than virtual and augmented reality technology.

Big Data 20

Big Data blockchain Data Trends 20

American Banker

APRIL 21, 2016

Venture funding for lending startups has dried up during the first quarter of 2016 ($298 million vs. $832 in the last quarter of 2015), and Silicon Valley is now putting its money behind firms that…

Big Data 28

Big Data Washington Fraud Data 28

PYMNTS

MARCH 2, 2018

The rise of alternative lending and familiarity of growing names like OnDeck is beginning to shift public perception of the merchant cash advance, however. “The lending world has evolved,” Mallinger explained, adding that today, MCAs don’t necessarily mean sky-high interest rates and fees.

Capital 119

Capital Lending Louisiana Data 119

PYMNTS

APRIL 19, 2016

million of these smallest of small business owners (or 20 percent) use personal cards in a business setting, as found by the National Federation of Independent Businesses. Is it to promote safe lending and educated lending, or is it to issue 200-page warnings that people don’t read?” The authors noted that as many as 1.5

Cards 100

Cards Regulation United States Lending 100

PYMNTS

NOVEMBER 28, 2016

They should, however, be commended for lending money. Time to recognize the importance of lending for consumers and small businesses and for making the economy go ‘round and ‘round. Meanwhile, financial services providers must do a better job of explaining how lending helps consumers and, of course, policing themselves.

Lending 100

Lending Regulation Cards Maine 100

Gonzobanker

OCTOBER 30, 2014

Increasingly, HR groups are supporting a widely dispersed employee base with an oftentimes national recruitment footprint. Broadly defined, it is the use of big data and analytical tools to predict how employees will perform in certain jobs and, from the other side, for which jobs they may be best suited. HR & Training'

Resources 96

Resources Training Tools Analytics 96

American Banker

MAY 31, 2016

Big data could play a huge role. The pricing of student loans, and higher-ed degrees themselves, should have more to do with the proven earning power of a university's graduates in the eyes of some innovators.

Big Data 28

Big Data Marketing Innovation Data 28

TrustBank

DECEMBER 8, 2022

Morgan Chase institute ( Weathering Volatility: Big Data on the Financial Ups and Downs of U.S. Adding to the observation is the fact that from roughly 2001-2006, a devastating housing price bubble formed due to lax lending standards. Households in 2014 ) and another by the J.P. Recall the NINJA loans (No Income, No Job, Apply).

US 52

US Policies Taxes Washington 52

Tomorrow's Transactions

AUGUST 30, 2016

Waitrose takes contactless, and they’ve implemented in properly (with CDCVM), so there’s no need to take cards as consumers are forced to do in less-developed nations. From China banks starved of big data as mobile payments rise – FT.com. Big data are seen as vital to lenders’ ability to expand into new business lines.

Big Data 34

Big Data Mobile Cards Fintech 34

Fintech Labs Insights

NOVEMBER 12, 2015

Other than Blackstone’s $820 million bet on what is likely the oldest financial technology company on the planet, NCR founded in 1884 as National Cash Register, just $82 million flowed to the under-100-year-old crowd. Lending marketplace targeting Hispanic-owned small businesses. HQ: National, Maryland. Source: Crunchbase.

New York City 12

New York City Company Fintech San Francisco 12

Gonzobanker

DECEMBER 20, 2019

Yes, because across the board Capital One’s executive team is committing to and delivering in the new world of Tech – cloud, big data, AI, open source, five-minute digital accounts – it’s big, expensive stuff and it’s hard work. Niche Payments Acquisition Award – Goes to City National Bank for its acquisition of FilmTrak.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2014

The Big, Fat, Juicy App Award – MCX’s CurrenC app. The app is in the private pilot phase now with 10,000 downloads on the Google App Store (albeit with a one-star rating), with plans for regional and national rollouts in 2015. Execution Matters Big-Time Award – Data warehouse. Mergers and Acquisitions.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Fintech Labs Insights

OCTOBER 3, 2016

Earned a spot on the Big Data 50. Teamed up with fellow alums OnDeck and CAN Capital to form Innovative Lending Platform Association. Honored by Marketplace Lending Power 20 Awards. Partnered with ING to provide platform lending to SMEs in Europe. Earned spot in the Marketplace Lending Power 20.

San Francisco 18

San Francisco Taxes Lending Colorado 18

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare.

Utah 60

Utah System Community Marketing 60