The Financial Brand

FEBRUARY 1, 2022

2022 looks to be a turning point for the industry amid the rise of platform business models, ecosystems, AI and end-to-end digitization. The post Four Technology Trends Radically Altering the Banking Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Technology Banking Trends Analysis 40

Accenture

APRIL 4, 2017

Storm clouds are gathering over the banking industry in the form of a fragmenting value chain, rapid migration to digital channels, encroaching financial technology firms, and open banking regulations. As human interactions become rarer in banking, the importance of each one going well increases. Read the report.

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Technology Trends Survey Customer Experience 157

Jeff For Banks

MARCH 15, 2014

This week I did my annual tour of the West, teaching Bank Profitability in the Executive Development Program for the Washington, Oregon, and Utah Bankers'' Associations. As part of the day-long curriculum, we discuss industry trends. What do you think are industry game changing trends?

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Industry Oregon Utah Washington 111

The Financial Brand

JANUARY 18, 2024

This article Banking at the Precipice: Navigating the Fifth Industrial Revolution appeared first on The Financial Brand. Banks must transition from a one-size-fits-all model of products and delivery to participatory engagement, where personal preference is king.

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Industry Branding Customer Experience Banking Trends 38

Bobsguide

DECEMBER 18, 2017

Before bankers’ offices empty out and everyone heads home for mince pies and mulled wine, we wanted to take a moment and consider the year ahead for retail banking and self-service technologies. Here are the key trends we think could l shape the industry in 2018. Challenger banks to.

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Trends Banking Trends Retail Industry 79

Accenture

DECEMBER 14, 2022

I figure if you work in the mortgage industry you have a lot of free time on your hands right now and are…. The post Banking top guns can boost mortgages with new tech appeared first on Accenture Banking Blog. Let’s start with the elephant in the room. But that’s why I’m writing this blog series.

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Industry Banking Trends Trends Lending 278

PYMNTS

FEBRUARY 4, 2019

Artificial intelligence has started — slowly — to make its presence felt in payments and commerce, including in fraud prevention, via early deployments of the technology and cutting-edge AI algorithms. The race to get ahead on the technology is now gaining clarity as well. AI Banking Trends. Fresh data from the U.N.

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Innovation Study Fraud Technology 194

The Financial Brand

JUNE 30, 2021

For the banking industry to transform from a branch-based model to a digital ecosystem requires technology, collaboration and a focus on experiences. The post Future of Branches Debated in a Transformed Digital Ecosystem appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 40

PYMNTS

DECEMBER 12, 2018

As that mobile technology get closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity. Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience.

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Fintech Mobile Analysis Technology 211

PYMNTS

JANUARY 25, 2019

It is, in part, why businesses are digitizing and adopting technology, as they look toward software solutions that can unlock information more quickly. Yet, the technology has remained largely unchanged in the decades since it first launched, and even brief unreliability can cause a company to lose out.

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Data Survey Analysis Software 173

The Financial Brand

JULY 25, 2021

The banking industry requires new perspectives, solutions and business models that reflect the megatrends in other industries. The post 6 Global Megatrends Impacting the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 43

The Financial Brand

JULY 25, 2021

The banking industry requires new perspectives, solutions and business models that reflect the megatrends in other industries. The post 6 Global Megatrends That Are Impacting Banking’s Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 43

PYMNTS

AUGUST 2, 2016

Digital banking trends and advancing technology can imply that the unbanked or the underbanked are a diminishing group in U.S. Blankenship thinks that a lack of access to banks and high fees will increase the number of underbanked who are turning to payday lenders instead.

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Cleveland US Data Banking Trends 100

The Financial Brand

DECEMBER 19, 2021

A new report flags the skills gap financial institutions face as the industry becomes more tech driven. The post Banks Are All Fintechs Now (or Soon Will Be), But Do They Have the Right Talent? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Altering hiring criteria is crucial.

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Fintech Banking Trends Analysis Trends 43

Abrigo

SEPTEMBER 13, 2021

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. Banking Data. Takeaway 1 Nearly two-thirds of banks actually reported higher net interest income, but aggregate net interest income fell. Summary of the Latest FDIC Quarterly Profile.

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FDIC Lending Capital Trends 195

The Financial Brand

JUNE 16, 2021

The industry assumes Gen Z will only be attracted to fintechs, but they still have a soft spot for traditional banking providers. The post Gen Z Craves Good Tech From Banks+Credit Unions, Not Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 42

PYMNTS

DECEMBER 11, 2019

SMBs that nearly half (48 percent) said they don’t believe technology will impact their business. Intuit QuickBooks Director of Corporate Affairs Rob Burlison said the research “shows that small businesses are in danger of missing out on the massive benefits open banking could bring.”. “It Alliance Bank Taps Into Ephesoft Data Capture.

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Fintech Groups Data Strategy 132

The Financial Brand

JUNE 16, 2021

The industry assumes Gen Z will only be attracted to fintechs, but they still have a soft spot for traditional banking providers. The post Gen Z Craves Good Tech From Banks+Credit Unions, Not Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 38

The Financial Brand

AUGUST 11, 2021

The financial industry can no longer afford to ignore their mobile banking tools. The post Most People Make Deposits Via Mobile Apps (And That’s Not Stopping) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In light of new research by Chase, 2021 is proof of that.

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Mobile Banking Trends Analysis Trends 36

Celent Banking

JUNE 12, 2015

Jim covers core systems modernization, the impact of cloud computing, and treasury management technology. My coverage will be focused on the technology impacts of meeting the financial management needs of business customers, ranging from global multinational corporates to small businesses. Transaction Banking Revenue and Deposits.

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Lending Trends Meeting Banking Trends 100

ZootBlog

APRIL 6, 2016

Most recently he founded Zenbanx, a mobile banking account that lets customers save, send and spend in multiple currencies. I guess you could say he knows a little something about banking innovation. Kuhlmann further emphasizes to banks, “Differentiation is critical. Is your bank ready to change the payments conversation?

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Customer Experience Payments Big Data Banking Trends 60

The Financial Brand

NOVEMBER 12, 2023

2024 will be a pivotal year for a banking industry faced with an uncertain economy – but also with significant opportunities for growth. This article Financial Institutions Face Critical Crossroads in 2024 appeared first on The Financial Brand.

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Branding Industry Banking Trends Trends 43

PYMNTS

JULY 4, 2018

You may have missed a few of the Industry Trackers and Industry Indexes that are summed up below, arranged in no particular order, or perhaps you’ll want to revisit them anew. The credit union itself, as a business model, is seeing a bit of a technology renaissance. Not when it comes to financial services. FIs, Meet AI.

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Payments Cards Survey Innovation 100

The Financial Brand

APRIL 16, 2023

The metaverse presents new opportunities for innovation and growth in the banking industry, with early adopters likely to benefit. This article Should Financial Institutions Consider Metaverse Solutions? appeared first on The Financial Brand. This article Should Financial Institutions Consider Metaverse Solutions?

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Branding Innovation Industry Banking Trends 38

Lars Markull

JUNE 29, 2020

Internationally, the term “Open Banking“ refers to the technique of connecting with a bank account and consuming some of the data that lies within. Like many terms in technology, open banking has become a buzzword and is unfortunately often misunderstood.

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Mobile Data Trends Maine 52

Lars Markull

JUNE 29, 2020

Before getting into the rise of open banking, it is important to understand the definition of the term. Internationally, the term “Open Banking“ refers to the technique of connecting with a bank account and consuming some of the data that lies within. However, in some countries, there were also other technologies available.

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Mobile Data Trends Maine 52

CB Insights

AUGUST 23, 2018

Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Over the past two years, the bank has spent nearly $20B to scale its technology and prepare itself for the next generation of banking. JPM leads banks in active digital customers.

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Cards Mobile Strategy Branding 76

Fintech Labs Insights

FEBRUARY 3, 2017

This will be done through the use of cognitive interfaces in complex systems, advanced analytics, and machine learning technology.” What Industry Players Really Expect from 2017 – PYMNTS.com. 4 Industry Experts Weigh In on Fintech Predictions for 2017 – Let’s Talk Payments.

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Fintech Bitcoin Trends Conference 12

Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again.

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Las Vegas Fintech User Experience Trends 194

FICO

JANUARY 27, 2022

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending — as well as FICO’s listing as a top risk management firm. Read the full post: Open Banking: Are You Ready to Become a Banking Ecosystem?

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Analytics US Trends Data 52

NCR

JUNE 12, 2017

Here is an example of a high-level capability model for the retail bank distribution network: The next step, after defining a high-level overview of your capabilities, is to conduct a more detailed examination of each capability, which will require interaction with senior and mid-level leadership.

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Operations ATM Customer Experience Examples 82

NCR

DECEMBER 28, 2015

If history is any guide, it’s foolish to make predictions about the banking industry. There are too many external variables, from regulations to international turmoil—that the industry often suffers through no fault of its own. That’s why it’s an act of extreme hubris to make any kind of predictions about banking and technology.

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Apple Mobile Technology Security 40

South State Correspondent

MAY 13, 2024

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. According to Finextra, pay-by-bank is up 479% from the $57B in volume from last year.

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Conference Payments Fraud Data 195

Javelin Strategy & Research

JANUARY 12, 2022

Reports Section 2022 Cryptocurrency Trends & Predictions Javelin Report Date: December 8, 2021 Authors: Marco Salazar , William Trout , Daniel Gonzalez , Daniel Keyes Research Topic(s): Cryptocurrency The meteoric rise of cryptocurrency so far has outpaced regulators, tax management, and the payments industry. At the financial institu.

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Trends Fraud cryptocurrency Austin 40