South State Correspondent

APRIL 23, 2023

Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run. Consider the following in the banking industry: Banks lend on fair value today, not on the historical cost of the collateral.

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Management Security Risk Management social media 195

PYMNTS

SEPTEMBER 13, 2017

Meanwhile, Zhang Min, Yucheng’s president, and 24 others were sentenced for three to 15 years, noted Reuters, citing an article on the Beijing Courts social media account. billion and impacted more than 900,000 investors who were utilizing its P2P lending platform within the country.

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social media Fraud Groups Lending 100

South State Correspondent

SEPTEMBER 19, 2024

In this article, we give a practical example of how scalability in banking works and how to use it to your strategic advantage. Case Study: SBA Lending – The Traditional Approach Small Business Administration (SBA) loan production is the perfect example of a business line that screams for digitization.

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Examples Lending Operations Management 195

Banking 2020

JANUARY 20, 2015

From social media to the use of all caps, every individual action can affect credit worthiness. As a recent article in The New York Times points out, the issue is taking on greater urgency than ever before because of the flood of new technologies designed for exactly this purpose. So what’s the best way to move forward?

Technology 40

Technology Lending social media Analytics 40

FICO

MAY 19, 2023

Since the launch of the FICO® Score Display in February 2022, over 167,000 Prosper borrowers have utilized this feature, while Prosper’s informative blog articles receive over 25,000 monthly visits. Topics include Mastering Credit, Credit Scores, Financial Literacy, Financial Wellness, Managing Debt, and Home Ownership.

United States 52

United States Lending social media Tools 52

PYMNTS

APRIL 20, 2017

s Big Four banks — Barclays, HSBC, Lloyds and RBS — as FinTechs that lend and provide accounting and other financial services similarly populate the U.S., With information coming from all directions, from social media to behavioral analytics, challenger banks can target new customer segments and customize their clients’ experiences.

Compliance 110

Compliance Innovation social media Lending 110

American Banker

DECEMBER 1, 2016

Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms. American Banker readers share their views on the most pressing banking topics of the week.

social media 28

social media Community Bank Regional National 28

American Banker

MAY 13, 2016

Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms. American Banker readers share their views on the most pressing banking topics of the week.

social media 28

social media Lending Regulation 28

American Banker

MARCH 18, 2016

Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms. American Banker readers share their views on the most pressing banking topics of the week.

social media 28

social media Community Bank Regional National 28

FICO

SEPTEMBER 30, 2022

Cortnie Abercrombie is a world recognized expert in AI and data analytics and has been named in media articles as one of “12 Brilliant Women in Artificial Intelligence & Ethics to Watch,” one of the “Top 100 Innovators in Data and Analytics,” and one of “10 Big Data Experts to Know.”

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Meeting Analytics Management Strategy 52

PopularBank

OCTOBER 29, 2021

While forms vary by program and lending institution, they generally ask for similar information. These may include: Business licenses and registrations Articles of incorporation Copies of contracts you have with any third parties Franchise agreements Commercial leases. These include: Personal and business information.

How To 52

How To social media Taxes Security 52

South State Correspondent

MAY 1, 2024

This article highlights Gentle Monster’s five-step process that might change how you look at the future. Leveraging social media, Gentle Monster started to get traction. These striking designs paid for themselves in media exposure. Gentle Monster employs 100 people just focused on store design.

Innovation 195

Innovation social media Branding Marketing 195

South State Correspondent

JULY 11, 2022

In this article, we give you our top five lessons to inspire your bank to adopt AI in marketing or leverage our data to improve your effort. Assume all Gen-Zs are technologically proficient or active on social media, and you have already missed your message to about 49% of your audience. The T-Shirt Problem.

Marketing 195

Marketing Data social media Groups 195

PYMNTS

JULY 15, 2016

Lending Club Algorithms . It is truly not our intention to call out Lending Club week after week in this column as a fizzle. But as someone said just the other day about Lending Club, just when you think there are no more shoes to drop, more shoes drop – and that there will always be more shoes. Really, since when?).

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Retail FDIC Bitcoin Lending 100

South State Correspondent

MAY 2, 2022

Unfortunately, there are many problems with sales funnels, and in this article, we will show why banks should be thinking in terms of “Growth Loops” instead. Instead of thinking about how you can grow customers, the commercial lending team often thinks about increasing loans. Add more resources, and you get more customers.

social media 195

social media Management Marketing Resources 195

FICO

OCTOBER 26, 2016

It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learning. The FICO® Score is used by 90 of the top 100 largest US lending institutions for their risk assessment needs. FICO Score.

Analytics 40

Analytics Fraud New York City social media 40

FICO

OCTOBER 26, 2016

It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learning. The FICO® Score is used by 90 of the top 100 largest US lending institutions for their risk assessment needs. FICO Score.

Analytics 40

Analytics Fraud New York City social media 40

Independent Banker

NOVEMBER 13, 2014

Posting a link to a relevant article or blog. Weekly activities include: Writing an article and posting it, or posting an article from your bank. When it comes to social media, Bruce Gemmill, senior vice president of John Marshall Bank in Reston, Va., Daily activities include: Liking a post or comment.

Virginia 70

Virginia social media Community Groups 70

Gonzobanker

DECEMBER 19, 2017

The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? The Lending Mo’ Repeat Award – Goes to both nCino in commercial and Encompass in mortgage for maintaining strong market momentum in 2017. It had another turd of a year. We say: Scoreboard.

Conference 87

Conference Industry Community Bank Community 87

South State Correspondent

OCTOBER 4, 2023

In this article, we will show you 15 proven deposit marketing campaigns that will rack up deposit-gathering wins while building a high-performing bank in the process. You can’t get ten triple-digit project ROIs in a row in lending, credit, mortgage, wealth, insurance, or several other areas. Marketing can.

Marketing 195

Marketing Taxes Training Management 195

Gonzobanker

NOVEMBER 18, 2014

Barclaycard discussed its social media and crowdsourcing, including a site where customers share travel stories and openly discuss product options. And, there was not a single vendor of any sort showing even the beginnings of an approach/solution for social media. So, isn’t retail delivery about consumer lending?

Chicago 96

Chicago Retail Branch Design Training 96

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. No one has been more successful at using social media to generate awareness and a positive image for their bank than Jill (@JillCastilla, @CitizensEdmond).

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Community Bank Apple Community Technology 60

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices.

Risk Management 195

Risk Management Examples social media Management 195

Gonzobanker

DECEMBER 20, 2018

This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit. According to BankRegData, Ally has grown its auto lending portfolio by 68% since 4Q15. Ally accounted for over half of the entire bank auto lending industry’s growth over the same period. Pedal to the Metal Award. More impressive than that?

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Fintech Conference Innovation Community 100

Lex Sokolin

AUGUST 6, 2020

There are many narratives floating around as to why this happened, but the most straightforward one is the rise of decentralized finance , with its $4 billion in collateralized lending. I often reread this article describing the Shenzhen manufacturing hub as “open source manufacturing”. Forgive me for talking about price?—?but

Community 52

Community social media Branding Software 52

Lex Sokolin

JULY 22, 2019

Home photo albums grew from a few dozen mundane, poorly composed pictures, to millions of images immaculately designed and filtered for social media. Lending Club charge-offs below illustrate the point by analogy. This meant that the populace at large could generate endless visual imagery, and perfect their selfi skill-sets.

US 40

US social media blockchain Examples 40

Lex Sokolin

JULY 22, 2019

Home photo albums grew from a few dozen mundane, poorly composed pictures, to millions of images immaculately designed and filtered for social media. Lending Club charge-offs below illustrate the point by analogy. This meant that the populace at large could generate endless visual imagery, and perfect their selfi skill-sets.

US 40

US social media blockchain Examples 40

CB Insights

NOVEMBER 16, 2017

Zynga made social gaming history with a $7B IPO and generated huge returns for early investors like USV by building on top of existing social networks. Lending Club made changes to its business model that created new opportunities for growth. Lending Club. King Digital Entertainment. Delivery Hero. Stemcentrx.

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Lending Capital Company Google 78

Lex Sokolin

OCTOBER 14, 2020

The clearest formulation on this topic comes in the article The Fifth Era of Recorded Music , from Bill Rosenblatt. The media industry has been able to deploy a business model that uses the Internet to deliver a better user experience when bundled with the law. And this realization takes us to Lending Club. What’s the exception?

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Lending User Experience Google United States 52