CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). ” The Fed article observes that although consumer credit markets have changed considerably since the NCCF report was published, the Fed’s findings suggest that “the NCCF’s conclusions are still valid today.”.

Study 148

Study Survey National Analysis 148

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Would you like others articles like this in your inbox? Takeaway 1 SBA lending can expand your product offerings to help win deals with prospects and existing business customers or members. Why SBA Lending?

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

DECEMBER 31, 2019

The top lending and credit blog posts focused on improving loan pricing, creating a better experience for borrowers, and developing risk ratings. Those priorities are apparent in the most popular Abrigo lending and credit blog posts for the year. Popular articles about credit, lending. Lending & Credit Risk.

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Lending Community Bank Software System 150

South State Correspondent

FEBRUARY 27, 2022

In our article last week ( HERE ), we discussed how the yield curve is currently flat between the three and 20-year points. Current Risk in Term Lending. The post Our ARC Lending Tactic For Quality Loan Growth appeared first on SouthState Correspondent Division.

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Lending Community Bank Community Meeting 195

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

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Lending Capital Fintech Security 190

South State Correspondent

MAY 29, 2019

In this short article, we explore one often overlooked aspect of competitor surveillance and how this one technique can help protect your bank. While banks must always ask if they are taking the right risks and the right amount of risk, it is probably the competitors that you are not watching that is causing you the greatest risk.

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Lending Management 279

Abrigo

JULY 2, 2019

The following article is based on the whitepaper, The Ag Lender’s Survival Guide by Rob Newberry, SVP of Credit Risk Services at Abrigo. Assigning credit risk is tricky with ag lending since both environment and economic factors carry significant weight. The post How to Mitigate Ag Lending Risks appeared first on Abrigo.

Lending 150

Lending How To Strategy Trends 150

Abrigo

MAY 15, 2020

Customer due diligence (CDD) steps that should be taken by the lending institution includes: If the loan is being made to an existing customer and the Customer Identification Program (CIP) information was previously verified, there is no need to re-verify the information. Lending & Credit Risk. Member Business Lending.

Lending 195

Lending Rhode Island Fraud Los Angeles 195

South State Correspondent

JULY 17, 2022

Why Use Swaps, Caps, Floors, and Collars in Lending. Next week’s article will consider how lenders should position, price, and compare swaps, caps, floors, and collars for their borrowers. The post Using Swaps, Caps, Floors, and Collars in Lending – Part I appeared first on SouthState Correspondent Division.

Lending 195

Lending Marketing Examples Policies 195

South State Correspondent

JULY 5, 2020

In this article, we focus on four key steps of what banks can do to continue to add earning assets to their balance sheet. How a community bank underwrites and books commercial credit through the end of 2020 will have a significant impact on the bank’s profits and credit quality through the entire next business cycle.

Community Bank 195

Community Bank Community Lending 195

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

Lending 28

Lending Branding Report Banking Trends 28

Abrigo

OCTOBER 27, 2014

The article comments, “A range of roadblocks to loan growth exist, including fears of a race to the bottom on pricing and an uneven economic recovery. bank and credit union, on total loan growth quarter over quarter paint a picture of the state of bank lending leading up to the third quarter. Source: Sageworks Bank Information.

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Lending Report Trends Community 248

The Financial Brand

JANUARY 17, 2024

This article 7 Keys to Successful Commercial Real Estate Lending appeared first on The Financial Brand. Thanks to rising interest rates, CRE lending section has faced some tough times nationwide. This article 7 Keys to Successful Commercial Real Estate Lending appeared first on The Financial Brand.

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Lending Branding 27

The Financial Brand

APRIL 3, 2024

This article Inside Capital One’s Auto Lending Innovation Machine appeared first on The Financial Brand. This article Inside Capital One’s Auto Lending Innovation Machine appeared first on The Financial Brand.

Capital 20

Capital Lending Innovation Branding 20

Abrigo

OCTOBER 17, 2023

This article describes recent comments by financial regulators about managing change. Supervisory priorities Banking examiners to focus on managing change As banks and credit unions face an ever-evolving landscape that requires adaptability and innovation, they would be wise to take stock of their change management processes.

Management 195

Management Lending Risk Management Strategy 195

Abrigo

MAY 19, 2023

Introduction A few good men and women In previous articles, we have explored the objectives of a loan review and credit risk review system in general. They should be knowledgeable of both sound lending practices and their own institution’s specific lending guidelines.

Training 195

Training Lending Risk Management Guidelines 195

The Financial Brand

FEBRUARY 14, 2024

This article How Alternative Consumer Credit Data Increasingly Supports Lending Decisions appeared first on The Financial Brand. This article How Alternative Consumer Credit Data Increasingly Supports Lending Decisions appeared first on The Financial Brand. Here's why it's a growing indicator.

Lending 25

Lending Data Branding Analytics 25

South State Correspondent

NOVEMBER 18, 2019

NEW PRODUCT DEVELOPMENT In past articles, we have talked at length about using agile methodology for application development, for technical product innovation, and for your risk processes.

Lending 170

Lending Innovation Marketing 170

Gonzobanker

MARCH 23, 2022

” As I wrote in a recent Fintech Snark Tank article, The Coming Boom In Metaverse Lending For Banks , virtual real estate sales are skyrocketing. Commercial real estate lending is the better analogy. Banks have developed a competency in evaluating real real estate lending. Enabling the Gaming Ecosystem.

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Lending Fintech blockchain Video 103

The Financial Brand

NOVEMBER 13, 2023

This article Artificial Intelligence Can Boost Lending Without a Whiff of Generative AI appeared first on The Financial Brand. AI can drive better decision making in lending by helping banks and credit unions find the sweet spots among credit risks.

Lending 25

Lending Branding 25

Abrigo

JUNE 2, 2015

Overall auto lending at credit unions is up more than 30 percent in recent years, a positive sign that CUs remain competitive in an evolving banking landscape. In a recent article from Credit Union Times , 71 million consumers had an auto loan in the first quarter of 2015, the most since the recession and an increase of 1.2

Lending 150

Lending San Antonio CA Sacramento 150

PYMNTS

JULY 28, 2017

the embattled bank, is reportedly overhauling its auto lending unit in an effort to control risk. The lending staff in the offices will be relocated to central offices in Chandler, Arizona, and Irving, Texas, noted the report. Wells Fargo & Co., and get rid of the regional manager positions in the impacted offices.

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Lending Arizona Regional Texas 100

ABA Community Banking

APRIL 23, 2020

A new article in the Washington Post yesterday spotlighted the round-the-clock efforts of community banks to make Paycheck Protection Program loans with a largely remote workforce. The post Washington Post Article Spotlights Community Banks’ PPP Efforts appeared first on ABA Banking Journal.

Washington 59

Washington Community Bank Community Lending 59

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.”

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Lending Community Bank Community Data 141

South State Correspondent

JANUARY 17, 2024

In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. In this article, we wanted a different approach to arrive at the same conclusion but in a slightly different context. The same goes for transaction accounts.

Study 195

Study Maine Analytics Capital 195

The Financial Brand

OCTOBER 4, 2023

This article Community Banks & Credit Unions Revive Personal Lending with Fintech Help appeared first on The Financial Brand. This article Community Banks & Credit Unions Revive Personal Lending with Fintech Help appeared first on The Financial Brand.

Community Bank 29

Community Bank Community Lending Fintech 29

The Financial Brand

FEBRUARY 4, 2024

This article Credit Card Watch: Balancing ‘Growth Math’ and Lending Risk appeared first on The Financial Brand. The meaning of 'normalization' and 'stabilization' in credit card lending depends on where you measure from.

Lending 18

Lending Cards Branding America 18

Perficient

JANUARY 24, 2023

In this online article, we defined embedded banking, rather narrowly, as when a non-financial firm offers a branded checking account to hold funds and make payments. In our next blog in this series, we will discuss embedded payments and embedded lending.

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Branding Cards Strategy US 472

The Financial Brand

OCTOBER 25, 2023

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

America 29

America Lending Branding Banking Trends 29

Jeff For Banks

JANUARY 20, 2024

And since I have been writing industry articles and insights since 2010, clicks to my blog are a good indicator. Over the past two years I have been re-posting articles written here on LinkedIn. Prior to that I would put one or two paragraphs of the article on LinkedIn, followed by a link to Jeff4Banks.com. Yes times two.

New Jersey 102

New Jersey Lending Florida Strategy 102

The Financial Brand

SEPTEMBER 7, 2023

This article Growth in Home Equity Lending Cools Off as Interest Rates Hit Pain Point appeared first on The Financial Brand. A wave of home equity lending helped buoy the banking industry as mortgages dried up, but fresh data shows the tide is receding.

Lending 27

Lending Branding Industry Data 27

Abrigo

AUGUST 29, 2022

E-signature capabilities benefit both customers and staff Banks and credit unions that leverage electronic signature capabilities reap the benefits of a more efficient lending process. Would you like other articles like this in your inbox? Lending & Credit Risk. Lending & Credit Risk. Ag Lending.

Lending 195

Lending Security Online How To 195

Abrigo

AUGUST 2, 2023

This article outlines a structured approach to ensuring management can confidently answer inquiries about the health of their CRE segments and related credit performance. The health of CRE loans and related credit risk is a focus not only of investors, board members, and other stakeholders but also of upcoming regulatory exams.

Report 195

Report Risk Management Lending Analysis 195

The Financial Brand

AUGUST 30, 2023

This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand. This article Current Moves Toward Lending — and Profitability — with Secured Credit Card appeared first on The Financial Brand.

Lending 26

Lending Security Cards Branding 26

The Financial Brand

DECEMBER 5, 2022

This article Timely Advice Beats a Rate-Only Mortgage Lending Strategy appeared first on The Financial Brand. This article Timely Advice Beats a Rate-Only Mortgage Lending Strategy appeared first on The Financial Brand. Higher rates have commoditized mortgages even more than before.

Strategy 30

Strategy Lending Branding Customer Experience 30