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The top lending & credit risk blogs of the year

Abrigo

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

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IBM again a Leader in Gartner Magic Quadrant for Integrated Risk Management

Insights on Business

Media coverage of the milestone release was very positive including high profile articles in Forbes and American Banker. On July 16, Gartner published the 2018 Magic Quadrant for Integrated Risk Management and IBM was once again positioned in the leader’s quadrant for its OpenPages solution. Wheeler, Jie Zhang, Earl Perkins.

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Fintech Deals to Watch: Fall Festivities

Gonzobanker

Treasury management provider Dragonfly Financial Technologies launched independently from an ACI Worldwide sale. Alkami partnered with Clinc for conversational AI, Atomic for direct deposit switching and FINBOA for payment dispute management. Personal loan and credit card provider Avant secured funding from Ares Management Corporation.

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How Banks Are Tackling Fintech Partnerships & Managing Other Risks

The Financial Brand

This article How Banks Are Tackling Fintech Partnerships & Managing Other Risks appeared first on The Financial Brand. A survey of banks and credit unions takes a look at what they want in fintech partnerships, what their examiners are focusing on, and more.

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Fed reported to have reservations about fintech charter

CFPB Monitor

Last July, the OCC announced its decision to accept applications for special purpose national bank (SPNB) charters from fintech companies. According to a Reuters article published today , Federal Reserve officials have expressed reservations about allowing such access to fintech companies.

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The Velocity of Risk – What Bankers Need To Know

South State Correspondent

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Velocity and Residual Risk.

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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. Online fintech lenders and merchant cash advance providers are also making up ground. economic ecosystem.

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