Chris Skinner

JULY 23, 2020

I stumbled across a great article about Brazilian neobanks the other day. As a result, when I saw a great article about banks in Brazil by Contexto, who … The post FinTech challenger and neobanks in Brazil appeared first on Chris Skinner's blog.

Fintech 476

Fintech Case Study Study Digital Banking 476

Bobsguide

APRIL 21, 2020

I've lost count of the volume of articles that have stated that the world to which we will return following the crisis will have changed out of all recognition. It would seem there is little that is not subject to change as a result of the current pandemic. And while I tend to think that we.

Digital Banking 107

Digital Banking 107

The Financial Brand

FEBRUARY 19, 2023

This article Should Legacy Banks Build Independent Digital Banking ‘Twins’? Deciding whether to build a separate digital banking unit hinges on the parent's strategy, customer needs and market dynamics. This article Should Legacy Banks Build Independent Digital Banking ‘Twins’?

Digital Banking 33

Digital Banking Strategy Branding Marketing 33

The Financial Brand

FEBRUARY 27, 2023

This article BofA Ups Digital Prowess with Marketing & Digital Banking Combo appeared first on The Financial Brand. It's also part of Bank of America's strategy to drive true personalization. Knocking down silos is key to improving the customer experience.

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Digital Banking Marketing America Customer Experience 32

The Financial Brand

MAY 9, 2023

This article Leveraging Data to Transform Digital Banking into a Profit Center appeared first on The Financial Brand. Digital transformation often focuses on improving efficiency and the user experience. But don't overlook the opportunity to generate revenue.

Digital Banking 30

Digital Banking Data User Experience Branding 30

Matt Wilcox Pro

NOVEMBER 15, 2016

WE HEAR it over and over: Digital banking is the future, and financial institutions are well advised to hop on that bandwagon yesterday or sooner. But the question has remained, Aside from keeping up with the times, what does digital banking offer financial institutions in terms of ROI?

Digital Banking 60

Digital Banking Study 60

The Financial Brand

APRIL 16, 2023

This article BMO’s Digital Banking Goals: Solve Customer Problems and Generate Revenue appeared first on The Financial Brand. This article BMO’s Digital Banking Goals: Solve Customer Problems and Generate Revenue appeared first on The Financial Brand.

Digital Banking 31

Digital Banking Branding Innovation 31

The Financial Brand

JULY 13, 2023

This article Success Story: A Digital Banking Conversion & A Sharp Rebound in Satisfaction appeared first on The Financial Brand. Digital conversions can be painful. This article Success Story: A Digital Banking Conversion & A Sharp Rebound in Satisfaction appeared first on The Financial Brand.

Digital Banking 27

Digital Banking Branding Customer Experience System 27

Bank Innovation

OCTOBER 29, 2019

The Financial Brand’s Jim Marous made some strong points in an earlier post titled, Becoming a ‘Digital Bank’ More Than Lipstick on a Legacy Pig. Any banker who read his article and thought, “He’s right, I need to make some changes,” may already […]. However, more emphasis should be placed on the urgency of the situation.

Digital Banking 218

Digital Banking 218

Chris Skinner

JULY 29, 2020

A great headline posted in The Financial Times the other day: When the banks closed in Wuhan, nobody cared The Financial Times article makes clear how advanced the Chinese economy is today.

Case Study 541

Case Study Study Digital Banking Fintech 541

PYMNTS

JANUARY 20, 2021

Shopee, the article says, has become a favorite for its free deliveries and low fees. This market is ready to become a new cornerstone of eCommerce, bringing a spate of rivalries and team-ups trying to build a new digital world and service varied customer needs. Sea is backed by U.S.

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Customer Experience Digital Banking Groups Fintech 201

Chris Skinner

JULY 9, 2020

In surfing this week, I found a great article on my friend Amit Goel‘s website GoMedici.com. The company has just completed a deep dive into the world of challenger banks or, as they term them, neobanks. The time for neobanks is now. Here’s their summary of thinking: Neobanking 2.0:

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Company Digital Banking Fintech 528

The Financial Brand

FEBRUARY 13, 2023

This article How Huntington Aims to Deepen Its ‘Skinny’ Digital Banking Relationships appeared first on The Financial Brand. Huntington Marketplace, a fledgling digital initiative, offers consumers reasons to expand their relationship, creating more ties between them and the bank.

Digital Banking 27

Digital Banking Branding Customer Experience 27

Chris Skinner

APRIL 15, 2019

I picked up an interesting article from Reuters, about how Asian technology firms are moving into banking in a different way to Europe or America.

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America Google Technology Digital Banking 419

The Financial Brand

MARCH 15, 2023

This article Rate Wars: How Digital Banks Keep Pushing CDs Higher appeared first on The Financial Brand. This article Rate Wars: How Digital Banks Keep Pushing CDs Higher appeared first on The Financial Brand.

Digital Banking 25

Digital Banking Branding Capital Marketing Strategies 25

Chris Skinner

AUGUST 18, 2019

I just picked up a Financial Times article talking about how Artificial Intelligence (AI) will change the way you deal with money. It’s actually more about the Chinese internet giant Ping An, and how they’re changing finance using AI.

Technology 399

Technology Groups Digital Banking 399

Chris Skinner

JULY 10, 2019

A few years ago, I posted a guest article from Philippe Gelis, co-founder and CEO of FX firm Kantox, on Why FinTech Banks will rule the world.

Fintech 418

Fintech Digital Banking 418

Chris Skinner

JULY 3, 2018

I found an interesting article about Open Banking the other day (via FinTech Insider News). Its title is: Open Banking in the UK; a disaster in the making? However, I clicked the article open and the first paragraph read: When the CMA Order went live … The post Open Banking – a complete failure?

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Fintech Digital Banking Payments 292

Chris Skinner

OCTOBER 1, 2019

Last month, they published a ridiculous article about challenger banks eating the banker’s lunch – which I covered here as being the crumbs off the table of the banker’s lunch – and this month, they publish a totally contrary view that the … The post Are challenger banks winning or losing?

Digital Banking 337

Digital Banking Fintech 337

Chris Skinner

JULY 5, 2018

The subsequent article is behind a paywall but, as they sent it across to me, I feel it’s worth sharing here. Whilst in New Zealand, I had an interview with the country’s most respected business paper: National Business Review.

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Fintech National Digital Banking Payments 391

Chris Skinner

FEBRUARY 14, 2019

I just picked up the London Business School’s quarterly journal, with lots of articles talking about Artificial Intelligence (AI). There are two in particular that stand out, with some interesting views.

Strategy 337

Strategy Digital Banking Innovation 337

Chris Skinner

APRIL 4, 2018

I was super impressed by an article written by FinTech friend Bradley Leimer for International Banker the other day, and asked if I could share on the blog. Bradley kindly said yes, so here you are. Enjoy the read!

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Fintech Management Digital Banking Innovation 394

Chris Skinner

OCTOBER 7, 2019

I had a few people haul me up over my critique of Nicholas Megaw’s article in the FT last week, including Nicholas himself. In general, the term challenger banks has become accepted to be used in FinTech circles as banks … The post What does the term ‘challenger’ really mean?

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Fintech Digital Banking 298

Matt Wilcox Pro

OCTOBER 30, 2018

Click here or below to read my newest article published by The Financial Brand.

Digital Banking 68

Digital Banking Branding 68

Chris Skinner

AUGUST 20, 2019

The article was written by Tom Braithwaite. … The post Silicon Valley is eating the crumbs the banks’ left after lunch appeared first on Chris Skinner's blog. I saw a write-up in The Financial Times the other day on how Silicon Valley is eating the banker’s lunch.

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San Francisco Management Company Digital Banking 305

Chris Skinner

APRIL 13, 2018

I don’t often blog about investment banking as it bores my readers who are cool and trendy retail bankers and geeks, mainly, but keep coming back to this article about JPMorgan’s Best Execution AI engine, LOXM.

Maine 360

Maine Retail Digital Banking Innovation 360

Banking 2020

JULY 24, 2015

Articles via The Financial Brand, Business Insider, Mobile Payments Today. Reality checks for community banks switching to a digital model: There is a lot of talk about digital banking however, not all digital banking falls under the same umbrella. Will consumers adopt Facebook’s ‘Buy’ button?

Digital Banking 40

Digital Banking Innovation Payments Community Bank 40

Banking 2020

DECEMBER 17, 2014

As 2014 comes to an end, we’ve been reviewing the trends, articles and news that kept us talking this past year and started thinking about what will come in 2015.

Digital Banking 111

Digital Banking Trends US Regulation 111

Chris Skinner

DECEMBER 12, 2019

There’s a great article that resonated with me in the Financial Times the other day, talking about ‘technical debt‘. As it’s Friday the Thirteenth I thought I’d cheer you up with yet another core systems renewal story. appeared first on Chris Skinner's blog.

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System Digital Banking 250

The Financial Brand

FEBRUARY 20, 2024

This article Moves By Chase and PNC Re-ignite the Branch Versus Digital Debate appeared first on The Financial Brand. As Chase, BofA and PNC build out with their branch networks, digital banking advocates challenge the need for more brick-and-mortar.

Branding 30

Branding Digital Banking Banking Trends America 30

Chris Skinner

MARCH 7, 2018

I recently wrote an article for Bloomberg’s Business Week, and thought it worth sharing with y’all here: What’s next for blockchain? Everyone got very excited a few years ago about blockchain technologies, the ledger system that was spawned by the arrival of bitcoin in 2009.

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blockchain Bitcoin System Technology 327

NCR

MARCH 25, 2016

Articles via The Financial Brand, Bank News, American Banker. Making Banking as a Platform (BaaP) Happen: This article breaks down the book Platform Leadership and expanded upon the authors’ four levers of platform leadership to create the “7 layers of BaaP ”. This article discusses how to personalize the digital banking.

Digital Banking 40

Digital Banking Knowledge Base Leadership Mobile 40

CFPB Monitor

APRIL 25, 2022

The Action Plan must, at a minimum, specify (1) a description of the corrective actions needed to achieve compliance with each article of the Consent Order; (2) timelines for completion of the corrective actions; and (3) the person(s) responsible for completion of the corrective actions.

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Compliance Digital Banking Training South Dakota 78

The Financial Brand

SEPTEMBER 18, 2023

This article Does Banking’s Digital Focus Endanger Its Deposits? Digital banking became essential for loyalty when a pandemic made visiting a branch more than undesirable. This article Does Banking’s Digital Focus Endanger Its Deposits? appeared first on The Financial Brand.

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Branding Digital Banking 31

The Financial Brand

OCTOBER 23, 2023

This article How 3 Banking Leaders Partnered with Fintechs for Growth appeared first on The Financial Brand. To grow beyond their branch footprints, more banks are launching either BaaS or digital banking brands. As varied as these plans are, they have one element in common.

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Fintech Branding Digital Banking Technology 33

PYMNTS

NOVEMBER 1, 2018

Or, as a recent CNBC article put it, quoting a source, “a mass extinction event.”. The ongoing struggle, supposedly existential in nature, that pits upstart, relatively young FinTech firms against arrogantly complacent banks for supremacy in this new and growing world of digital payments and commerce. Trust in Banks.

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Fintech UX Mobile FDIC 191

The Financial Brand

MAY 21, 2023

This article Digital Transformation Success Demands CFO’s Evolution appeared first on The Financial Brand. CFOs have the best combination of opportunity and ability to lead digital banking transformation efforts and guide better decisions.

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Branding Digital Banking Banking Trends Leadership 38