Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.”

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Lending Community Bank Community Data 126

Gonzobanker

SEPTEMBER 21, 2023

Digital: Pigskin Pick-Ups Bankjoy , a digital banking provider, had a funding round led by the Curql Collective Credit Union Service Organization. Finastra partnered with Glia for digital customer service. Thanks to our colleagues Sam Kilmer and Mary Wisniewski for their contributions to this article.

Fintech 103

Fintech Software Illinois Lending 103

Jack Henry

AUGUST 13, 2014

The community banks and credit unions have always been fighting “the good fight” for customers/members. These banks and credit unions are competing against the Chases and Bank of Americas of the world. But there is a bigger fish out there that both the community banks, credit unions, and big FIs should be worried about.

Google 108

Google Apple Mobile Community Bank 108

FICO

APRIL 21, 2020

Customers are looking for seamless, digital experiences and immediate results, whether they’re depositing a check or applying for a loan. Community banks need to take these concepts and move them into reality. Digital banking technologies are becoming more automated and less visible.

Community Bank 75

Community Bank Community Lending Fraud 75

The Financial Brand

NOVEMBER 26, 2023

This article Size Does Not Always Define Digital Maturity in Banking appeared first on The Financial Brand. New analysis shows digital prowess stems not from asset size alone. This article Size Does Not Always Define Digital Maturity in Banking appeared first on The Financial Brand.

Analysis 18

Analysis Branding Customer Experience Report 18

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

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United States Texas Austin Kansas City 88

Gonzobanker

MARCH 5, 2019

And the API-driven control over technologically enabled customer engagement sincerely offers community banks a suite of capabilities that have historically only been accessible by super regional and mega banks developing custom solutions. The Conquerors.

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San Francisco Conference Industry Community 97

Fintech Labs Insights

SEPTEMBER 9, 2021

SMB digital banks. The banking partner is Middlesex Savings Bank , a Natick, MA-based community bank with $5.7B Articles: 27 (Crunchbase). Bank partner: Middlesex Federal Savings. in assets and 32 branches in the Boston suburbs. Product features: Business checking. Debit card. Founded: 2016.

Boston 15

Boston Cards ATM Community Bank 15

Alex Jimenez

APRIL 7, 2024

Some reported that they were de-prioritizing digital transformation in favor of cost-cutting. Pausing Innovation This was on my mind when reading this article about Nike’s innovation woes. Along the same vein, I stumbled into an article in the Harvard Business Review by Paul Goydan and Kevin Kelley.

Innovation 87

Innovation Management Strategy America 87

South State Correspondent

OCTOBER 28, 2022

During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore.

Conference 91

Conference Industry Community Bank Community 91

South State Correspondent

APRIL 3, 2023

Recent bank failures hurting public perceptions, the current market trends of higher rates, Quantitative Tightening, digital banking, social media, and a flight to safety have increased the difference between model and observed liability durations. Banks take a pool from 2018, as an example, and then track runoff to the present.

social media 195

social media Community Bank Analysis Training 195

South State Correspondent

JUNE 27, 2023

It’s a way for banks to speak with each other, and it started to be phased in during the first quarter of this year with the goal of a complete conversion by 2025. While this is mostly the domain of large banks, there are three reasons why your community bank should consider adopting this language to increase future bank performance.

System 195

System Data Examples Payments 195

Gonzobanker

JULY 11, 2019

The digital banking system market is as hot as summer in Atlanta as witnessed by NCR ’s acquisition of D3 Technology last week. Privately held D3 was owned primarily by several of its larger mid-size bank clients the likes of First Tennessee , Arvest , TCF and recently signed Zions Bank. Part of Broader Changes at NCR.

Atlanta 128

Atlanta Digital Banking Analytics Leadership 128

Gonzobanker

JANUARY 4, 2022

In June 2021, following Ally Bank’s announcement that that it would no longer charge its customers an overdraft fee, I published an article titled, “ It’s Time To End Overdraft Fees (And Chase Bank Is Just The Bank To Do It) ,” in which I speculated: “Banks and credit unions will wait and see who else eliminates overdraft fees.

Trends 188

Trends Fintech social media Strategy 188

Gonzobanker

OCTOBER 12, 2018

Finastra, which owns uOpen and other origination assets, purchased Malauzai , a digital banking provider, cementing a long-standing relationship. Third Party Players, a crowded field : Bottomline Technologies will release their next generation, mobile first digital account opening solution this quarter.

Technology 139

Technology Mobile Marketing Community Bank 139

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. Accounts that maintain an average balance of at least $10,000 get paid higher rates.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

JUNE 26, 2019

Fortunately, in our travels we’ve come across a number of “ CRM Conquerors ,” banks and credit unions that pragmatically solved specific pain points. This article shares lessons learned and tells a few stories of real Conquerors that have realized a true impact from their CRM platform investments. Digital & Marketing.

Idaho 131

Idaho Michigan System Lending 131

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

MARCH 21, 2017

The stories that dug the chasm of mistrust between vendors and banks and credit unions are endless: Fiserv made customers listen to promises of an Acumen credit union core system and the future power of the Aperio BPM system. banking functionality and are asking prospects to have faith in high-profile projects “in process.”.

Phoenix 60

Phoenix Lending System US 60

Gonzobanker

MARCH 21, 2017

The stories that dug the chasm of mistrust between vendors and banks and credit unions are endless: Fiserv made customers listen to promises of an Acumen credit union core system and the future power of the Aperio BPM system. banking functionality and are asking prospects to have faith in high-profile projects “in process.”.

Phoenix 60

Phoenix Lending System US 60

Gonzobanker

NOVEMBER 18, 2014

With a focus on digital banking and branch transformation, it was interesting to see the attendee list with lots of sexy new customer experience and analytics titles. Worst practice of the sessions: “It’s an interesting time to be a bank and digital banking is part of an entire ecosystem.” General Sessions.

Chicago 97

Chicago Retail Branch Design Training 97

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. Digital banking is the new core.” MalauzaiMonkeys.

Samsung 69

Samsung Mobile User Experience Google 69

Gonzobanker

DECEMBER 19, 2016

The Millenials as Funding Award – Goes to Dime Community Bank for attracting press attention when it appealed to hipsters in Brooklyn as a means of funding its powerful commercial real estate niche. see https://www.bloomberg.com/news/articles/2016-06-01/this-is-how-a-banker-in-brooklyn-makes-money-on-millennials ).

Utah 60

Utah System Community Marketing 60