PYMNTS

OCTOBER 20, 2016

According to Robert Flynn, managing director of Accenture Payments in North America: “Consumers are content to use cash and plastic for their everyday transactions, and while the use of cash is declining overall, it is the most commonly used form of payment – and consumers expect it to remain so in 2020. Three-quarters of U.S.

Apple 100

Apple Mobile America Payments 100

PYMNTS

APRIL 23, 2019

Last week, wireless carrier T-Mobile announced it would throw its hat into the mobile banking arena with the national rollout of T-Mobile MONEY. The mobile app offers low or no-fee checking-like services, out-of-network ATM usage fees and the ability to earn 4 percent APY on balances of up to $3,000. In fact, 72.4

Millennials 145

Millennials Mobile Study Branding 145

PYMNTS

NOVEMBER 6, 2020

Millennials Drive More to Faster Payments . Millennials and Gen Z are among the groups that are most likely to have received instant payments. Weak iPhone Sales Cost Apple Nearly Half a Trillion Dollars in Market Cap . Data Analytics Changes the Working Capital Management Paradigm.

Online 148

Online Payments Millennials Apple 148

PYMNTS

JULY 1, 2020

Despite the surge in mobile payments and online banking , no one is predicting the disappearance of traditional banks and their brick-and-mortar branches. . consumers who have at least one credit or debit card and mobile device revealed that 24 percent would be “very” or “extremely” likely to switch to the new generation of banking.

Survey 183

Survey Cards Millennials ATM 183

Independent Banker

OCTOBER 29, 2014

Finding the right place, at the right pace in a volatile and uncertain mobile marketplace. Research and everyday observation show how consumers are increasingly using mobile technologies. But how far are they willing to go to do their banking on small mobile devices? s entry into the payments business with Apple Pay.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

FEBRUARY 20, 2020

Google, Amazon and Apple already loom large in nearly every area of consumers’ lives, whether in the form of smart speakers, cloud-computing or content streaming services — just to name a few. Among Bridge Millennials (between 30 and 40 years old), 41.1 This does not mean that Amazon is about to move into personal banking.

Cards 146

Cards Data Management Mobile 146

PYMNTS

AUGUST 28, 2019

Forget millennials – well, at least for a moment. The items are sold in small quantities to catch the interest of Generation Z and millennial consumers who aren’t interested in buying in bulk. As a result, digital devices from the likes of Apple and Samsung are popular with this group, as are food and beverage brands.

Retail 148

Retail Trends Millennials Survey 148

NCR

NOVEMBER 16, 2016

Millennials – the most important generation of the current era as far as most businesses are concerned. The interests, opinions and expectations of millennials have been shaped by some of the most seismic events of recent times, such as the internet boom and the 2008 financial crisis. Mobile is king.

Millennials 40

Millennials United States Mobile Trends 40

PYMNTS

AUGUST 24, 2018

Recent days have brought the debut of the “first mobile-enable lottery card” in the state, according to the companies behind the card, Linq3 and Blackhawk Network. Mobile Lottery Product. Nor do these mobile-enabled lottery cards represent Ohio’s first attempt to keep its edge when it comes to state lotteries.

Ohio 103

Ohio Mobile Cards South Carolina 103

PYMNTS

SEPTEMBER 15, 2020

Necessity being the mother of invention, consumers rapidly reset their lives around digital across the board — from working to shopping to learning to managing their financial lives online. That number climbs to 38 percent among baby boomers, 74 percent for Generation Xers and 85 percent for millennials and Generation Z consumers.

Fintech 224

Fintech Idaho Apple Google 224

NCR

FEBRUARY 16, 2016

And there’s no better way to target Millennial entrepreneurs than with the technology they crave to help them in their business pursuits. More than any other generation, Millennials experience life, work and business through technology and they expect seamless interactions regardless of location.

Millennials 40

Millennials Study Retail Community Bank 40

PYMNTS

FEBRUARY 13, 2020

The conversation came against a backdrop where NCR has been moving more deeply into mobile and online banking. Among the key focal points for NCR looking ahead lies expanding card management and commerce capabilities. It’s really about extending out the capability of your card to the commerce ecosystem,” he said.

Millennials 231

Millennials Digital Banking Mobile Course 231

PYMNTS

MAY 28, 2019

Much thought is given to millennials and even Generation Z — consumers who were born during fixed periods of time, and who are having an increasing impact on payments and commerce. There will always be teenagers, after all, and they have significant power and influence, along with a native mastery of mobile and other associated technologies.

Digital Banking 139

Digital Banking Google Mobile Groups 139

PYMNTS

FEBRUARY 17, 2020

Rolling out dynamic pricing models, mobile apps . The firm completed the first phase of its transformation in 2014, allowing it to use real-time analytics and IT tools to create dynamic pricing models and enable online and mobile app transactions. and Canada, making IT infrastructure upgrades a daunting task.

Security 141

Security Tools Fraud System 141

PYMNTS

NOVEMBER 19, 2019

The credit cycle will turn, and you’ll have a generation of credit risk managers who’ve not been through a recession yet. For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. Do FIs want to navigate card programs through that?”.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

AUGUST 9, 2017

With a nod to Apple Pay, Streit said that in that tech behemoth’s P2P initiative, Green Dot will serve in the role of merchant of record, accepting credit and debit cards using Apple Pay to fund transactions. Cash is to be kept in a Green Dot bank-issued Apple Pay cash account. million, from $135.1 million last year.

Cards 100

Cards Apple Taxes Millennials 100

PYMNTS

APRIL 11, 2016

Depending on your persuasion, millennials’ generational lack of interest in buying real estate can be chalked up to their inherent indolence, their preference for communal and urban living arrangements or their lagging finances. through residents’ smartphones.

Chicago 100

Chicago Millennials Exercises Management 100

Banking 2020

FEBRUARY 9, 2016

Mobile is no longer for a small slice of society; it’s redefining the way people live on a global scale. In addition to the growing proliferation of mobile phones in society, the way we use them is evolving, too. Less than 10 years ago, many consumers were reluctant to dip their toes into the waters of mobile banking.

Mobile 40

Mobile Industry Millennials Survey 40

NCR

JUNE 24, 2016

One of the biggest buzzwords in the payments sector right now is mobile. Whether it’s the development of a wide range of new mobile wallet technologies or using a smartphone to directly make an in-store payment, it’s forecast that this will be the face of many everyday payments sooner rather than later.

Mobile 61

Mobile US Marketing Payments 61

PYMNTS

OCTOBER 11, 2018

But at this point, he is skeptical that Snap can manage a hat trick. When stories about the potential for Snap being bought out began to emerge this summer in the The Information, the two most likely new homes for Snap were speculated to be either Apple or Tencent.

Apple 181

Apple social media Millennials Report 181

PYMNTS

MAY 31, 2017

Ours is not yet a digitally dominated world, as the slow uptake of payments by mobile wallet confirms. Bank, said that cash remains the most common method of transactions and “what’s amazing about that is that millennials are the most likely users of cash. Plastic still reigns amid the payments-minded here in the U.S.,

ATM 100

ATM Millennials Cards Management 100

PYMNTS

MAY 12, 2020

Consumers are paying with credit and debit cards more than ever before, and they are increasingly looking to their smartphones to gain greater control over how they spend and manage their money. Our findings on digital bank cardholders demonstrate how consumers’ expectations for mobile financial tools are changing. About The Playbook.

Regional 241

Regional National Cards Mobile 241

PYMNTS

SEPTEMBER 21, 2016

As active members of the military and military families, USAA Bank members are especially dependent on digital and mobile services. But these digital and mobile solutions are not popular just among those deployed overseas.

Digital Banking 100

Digital Banking Mobile Apple Millennials 100

NCR

JULY 14, 2016

Digital Insight, an NCR company, has unveiled a range of new features for its Mobile Banking App on iOS devices in order to streamline bank account interactions for its clients’ customers. Mobile banking is becoming increasingly popular among customers, particularly millennials.

Mobile 40

Mobile Arizona Millennials Strategy 40

Insights on Business

JANUARY 31, 2019

Enhancements start with mobile app-based personalization such as social currency, rewards programs, and probably most importantly, streamlined service that lets you get your beverage faster than ever before. The manager went back to her business dispirited and discouraged.

Payments 107

Payments Fraud San Francisco social media 107

PYMNTS

MARCH 2, 2020

And while in some sense the data shows the patterns one would expect in terms of banks’ size and their level of core/IT enablement — bigger banks with more assets under management do better across the board than small banks with small assets under control, who are in the category of most likely to be core and IT deficient, according to the data.

Innovation 222

Innovation Data System Mobile 222

Abrigo

OCTOBER 15, 2014

Offering convenient ways to bank can be an appealing option to draw in those new customers, particularly for the millennial generation. The tweet to pay will be managed by the bank’s S-Money mobile payments unit, via their app. BPCE says that this process will abide by the credit card industry''s data security standards.

social media 150

social media Apple United States Innovation 150

Gonzobanker

JULY 31, 2017

Are mobile wallets a threat to PayPal’s online payment dominance? This strategic shift — what I’ll call the PayPal Pivot — is the result of PayPal seeing the threat of mobile wallets to its online payment dominance. What’s ironic is that not long ago, PayPal was listed as the most popular mobile wallet among Millennials.

Samsung 69

Samsung Apple Mobile Online 69

PYMNTS

AUGUST 14, 2017

Its “Whole Paycheck” image combined with the rise in availability of organic foods in more traditional grocery stores put pressure on its stock, which was in the dumper, and the management team to do something to turn things around. What a difference two years makes. Investors put $2.65 billion more. It’s Not Easy Being Big.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

JANUARY 3, 2017

The question put by PYMNTS’ Karen Webster to Vantiv’s Andy Wind, mobile product manager, and Tony Rose, director of mobile product management, remains: Just what makes a rewards program, well, rewarding?

Retail 137

Retail UX Cards Branding 137

PYMNTS

JULY 21, 2017

The rise in contactless payments has some additional data points in place to bolster claims that paying via mobile device is catching on, as promise transforms into practice. Cashless payments in China: Mobile, mobile everywhere, it seems. To the tune of trillions of dollars’ worth of mobile payments. billion pounds.

Millennials 100

Millennials Mobile Branding Retail 100

Fintech Labs Insights

JANUARY 15, 2016

Available only via mobile app, imaginBank is a new initiative by Spanish bank, Caixabank targeting millennials. CaixaBank CEO Gonzalo Gortázar said the new mobile-only bank was part of a “commitment to providing new services that perfectly complement the more traditional banking model.” CaixaBank serves 2.9

Millennials 12

Millennials Mobile social media ATM 12

PYMNTS

JUNE 7, 2016

Starbucks is quite literally the class of the league, with not only the most successful restaurant mobile app, but arguably one of the more successful mobile payments products to boot. Chick-fil-A, with its newly released One app, has managed to climb to the top of the charts. Some offered free food. ” posed The Atlantic.

Millennials 100

Millennials Mobile social media Comparison 100

PYMNTS

DECEMBER 31, 2016

The startup drew jealous ire from competitor Facebook/Instagram , success from millennials and confused befuddlement from baby boomers this year, along with a $1.81 This year wasn’t the worst for Apple … but it wasn’t particularly great either. billion funding round back in May. It seems to be working for it.

Apple 109

Apple Security social media Study 109

PYMNTS

OCTOBER 29, 2018

Alphabet’s stock took a drubbing, and remains down after they reported a decline in the prices it charged advertisers, coupled with the increase in the cost of paying partners to distribute its search engine – some $9 billion to Apple alone , it’s been reported. Apple … and the iPhone Customer.

Payments 196

Payments Google Apple Innovation 196

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

OCTOBER 25, 2017

Differentiating a banking and mobile payments platform from its competitors can seem like an impossible task. For this week’s Commander in Chief series, PYMNTS talked with Rob Balahura, founder of Vouchr and advocate for the integration of social engagement with mobile money transfer. In the e-transfer world, it’s WeChat.

Mobile 100

Mobile User Experience Examples Millennials 100