Bank Innovation

JULY 30, 2019

While the jury is still out whether the Apple Card will be the disruptive force that Apple has claimed it will be, fintech firms and banks alike appear eager to beat the tech giant to the punch.

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Bank Innovation

NOVEMBER 1, 2019

leaders have been coy about backing up their recent assertion that the Apple Inc. card is the industry’s most successful credit card launch ever. After a full roll-out of the card last quarter, credit lines […]. Goldman Sachs Group Inc.

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PYMNTS

NOVEMBER 10, 2020

Apple , in what a company press release calls a "momentous" day on Tuesday (Nov. 10), has rolled out the "next generation" of Macs, including a new MacBook Air, a 13-inch MacBook Pro and a Mac Mini powered by the M1 chip specifically designed by Apple for the Mac. billion in sales, up from $12.5 billion year over year, PYMNTS reports.

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PYMNTS

NOVEMBER 25, 2019

Retail innovation comes from various places – and for the new decade, that includes quick-service restaurants (QSRs), the site of massive technological change. Loyalty, too, is a source of innovation. It is all but certain that in the new decade, QSRs will continue to drive retail innovation. Pickup Windows.

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PYMNTS

OCTOBER 25, 2019

We have deep, data-supported dives on Apple Pay, the outlooks for payments innovation in the 2020s, web sales taxes and Amazon’s holiday shopping season news. What Apple Pay At Five Says About The Future Of Mobile POS Payments. Ten Years Of Payments Innovation And Reinvention. billion, as measured company wide.

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Bank Innovation

FEBRUARY 21, 2019

It would be “odd” for Apple Inc. to offer a jointly developed credit card with Goldman Sachs Group Inc. Goldman must be offering Apple a very good deal,” Ellis said by email. and not with Synchrony Financial, MoffettNathanson analyst Lisa Ellis said, since Synchrony dominates the market for co-brand offerings.

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PYMNTS

OCTOBER 21, 2019

Brick-and-mortar retailers, as well as online merchants, are offering consumers all sorts of products and services through the subscription business model, from movies to tea. Some entertainment innovators are also rolling out new subscription services. Disney’s anticipated Disney+ , for instance, will reportedly launch on Nov.

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PYMNTS

SEPTEMBER 6, 2019

Legal marijuana may have a massive payments problem, but that’s not stopping retail innovation in perhaps the newest area of legitimate commerce in the U.S. No one would ever mistake a marijuana dispensary for a food truck, but that is what one shop in Reno, Nevada calls itself when charging customers’ credit cards. Big Retail.

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Bank Innovation

NOVEMBER 12, 2019

pitches its new card as a model of simplicity and transparency, upending everything consumers think about credit cards. But for the card’s overseers at Goldman Sachs Group Inc., it’s creating the same headaches that have bedeviled an industry the companies had hoped to disrupt.

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PYMNTS

APRIL 10, 2019

certification: They must, for instance, resolve issues when a payment reader’s too-powerful field strength results in damaged smartphones and cards. From CVS to T-Mobile , retailers and technology providers are catering to the trend of contactless payment acceptance with new solutions and methods of handling cards from customers.

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PYMNTS

NOVEMBER 12, 2018

In the connected age, consumers have more ways to interact with retailers than ever before. The executive also said the retailer saw an “1,000 percent increase” in purchases of pizza slices made through the SmartPay service since January 1. One of the retailers to tap into this technology?

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PYMNTS

MARCH 2, 2020

To help consumers conveniently access their favorite products, retailers are offering a wide array of merchandise through automated retail technology. According to The Future of Unattended Retail Report from PYMNTS, “Unattended retail touchpoints populate a broad and diverse set of locations, and have taken various shapes and forms.”

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PYMNTS

OCTOBER 14, 2020

Apple is hoping its new 5G iPhones will help it bridge a gap in sales in China, where it has been beaten out by rivals like Huawei, The Wall Street Journal (WSJ) reports. But in China, the phone wasn't seen on display at an Apple store in Shanghai. On Tuesday (Oct. in recent years.

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Perficient

JULY 11, 2022

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout.

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PYMNTS

APRIL 23, 2019

Innovations run the gamut from promo codes to coupons and quick-response (QR) scans in addition to other features such as delivery tracking. Overall, merchants in the $1 trillion accommodation and food services market see digital innovation as key for staying competitive in the space. percent — innovated to remain competitive.

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PYMNTS

NOVEMBER 11, 2019

The Apple Card’s Big Launch. Early accounts seem to indicate that the just-launched Apple -branded credit card is finding its way into customers’ hands, and into heavy use. According to issuer Goldman Sachs , they have opened up about $10 billion in credit lines in just over month for the Apple Card.

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PYMNTS

MARCH 2, 2020

It’s really difficult, the banking ecosystem is not fast and that’s just reality,” Jim McCarthy, industry expert and former innovation head for Visa, told Karen Webster in a recent conversation. The Headwinds Creating The Innovations Gap . But they all tend to have three things in common.

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PYMNTS

JULY 16, 2020

All four companies — as well as other retailers — are fitting into the framework of a platform PYMNTS calls Digital 3.0 So far, retailers have done a decent job here. The retailers mentioned at the beginning of this piece have taken a stance on health that should have been taken by federal and local governments.

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PYMNTS

DECEMBER 4, 2018

Coverage includes France’s Natixis Payments bringing Apple Pay to users of Apetiz at restaurants and retailers. France’s Natixis Payments is bringing Apple Pay to users of Apetiz for payments at affiliated restaurants and retailers, Natixis said in an announcement.

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Bank Innovation

APRIL 3, 2017

Amazon announced its new Amazon Cash offering this morning, alongside a list of participating retailers which thus far include CVS pharmacy and Speedway. Unlike Square or PayPal or Apple versions, […].

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Bank Innovation

JANUARY 31, 2019

Apple envisions an Apple Pay beyond its current role at the point of sale and P2P. If you see […].

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PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

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PYMNTS

AUGUST 23, 2019

Shouldn’t it hold weight for payments, too – specifically, credit cards? Consider the news this week of the Apple Card’s debut , allowing holders to make purchases and earn cash back, among other features (and, of course, launched jointly with Goldman in a bid to spur the bank’s push into consumer-focused financial services).

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PYMNTS

JANUARY 29, 2019

29) the launch of Attain, a new health experience designed by Aetna in collaboration with Apple. According to Aetna, reward opportunities include the ability for eligible users to earn their Apple Watch via participation in the program. The Attain app is slated to go live via the Apple App Store this spring.

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PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

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Bank Innovation

MARCH 10, 2016

Apple launched Apple Pay on Sept. As the two-year mark approaches for Apple Pay, the contracts written with financial institutions back then will start to expire. And with it the 15 basis points Apple gets for including the banks’ cards in their Read More. It became available on Oct. 20 of that year.

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PYMNTS

NOVEMBER 14, 2018

Etsy is hardly alone: eCommerce is experiencing year-over-year growth of 14 percent, according to the Payments Powering Platforms Tracker , and merchants looking to capitalize on this rise must accept the preferred payment methods of their customers, which include everything from credit cards to PayPal to Venmo and everything outside and in between.

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Bank Innovation

APRIL 9, 2019

launched a credit card last month, hoping to upend a $175 billion industry much like it did the phone business. At a splashy event, the company made a simple sales pitch and showed off the titanium product in a slick video. Chief Executive Officer Tim Cook called it the "most significant change" to […].

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Bank Innovation

JANUARY 30, 2019

Apple’s mobile payment service Apple Pay helped the company’s services business revenue grow 19% year-over-year to reach an all-time high of $10.9 Apple Pay processed over 1.8 billion in the first quarter of 2019.

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PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. The network would run on a card issued by Barclays U.S.,

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Innovation Payments Apple Mobile 131

PYMNTS

AUGUST 22, 2019

To differentiate his eCommerce site from the many other sock sellers, Williams came up with the idea of introducing a vending machine for socks – otherwise known as an automated retail unit – at the Westfield San Francisco Centre shopping mall. The completely cashless machine also offers Apple Pay and Samsung Pay as digital forms of payments.

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PYMNTS

OCTOBER 15, 2020

Voice commerce may grab more headlines due to the presence of Google, Apple and Amazon, but conversational commerce – its younger cousin – is finding its own way as the information superhighway to a purchase. “We The retailer attributes much of its success to highly personalized, targeted mobile messages using push notifications.

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Retail Technology Branding Mobile 188

PYMNTS

JULY 27, 2020

“Given the seismic shift to digital, the COVID-19 pandemic is forcing retail to achieve innovation in three to six months that would otherwise have taken three to five years. The pandemic has brought uncertainty to many businesses, but at the same time, it has sparked innovation,” said Ro Bhatia , chief operating officer at sticky.io.

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Apple Branding Innovation Retail 206

PYMNTS

JANUARY 26, 2017

Apple has surely managed to deliver a lot of hype with the launch of its mobile payments platform, but according to the numbers so far, it hasn’t really managed to deliver a hit. Apple Pay continues to have its boosters, and Tim Cook remains unspeakably enthusiastic about its future. 2016, that figure had fallen to 22.4

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Bank Innovation

AUGUST 1, 2018

Apple Pay crossed one billion transactions in the quarter ending on June 30, CEO Tim Cook said on the Cupertino-based company’s earnings call yesterday. That number, Cook said, represents three times the transaction number in the same quarter last year.

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PYMNTS

JUNE 14, 2017

If the Amazon Echo is white wine and Google Home is red, then Apple’s new Siri-voiced HomePod is a fine champagne: fine-tuned, exclusive and priced to match. Apple has made a big deal of how it plans to use customer data — and more importantly, how it doesn’t. Plus, he said, the move just doesn’t make sense coming from Apple.

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PYMNTS

JANUARY 10, 2018

Juniper also assigned a 2022 deadline for 4 billion mobile-enabled loyalty cards being activated by 2022 — nearly doubling the 2017 rate. As Apple has moved to embed the technology, enthusiasm is seeing a big uptick, even in previously resistant markets. New data released by the firm indicated that 1.3 billion by 2022.

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