PYMNTS

SEPTEMBER 16, 2019

And so a sheepherding innovation – and new vocabulary word – was born. In the payments ecosystem, we need look no further than the bridge millennial for how the connected purchasing experience will evolve over the next decade. It provides an exhaustive and statistically reliable portrait of the connected consumer in America.

Millennials 222

Millennials Study Course Trends 222

NCR

FEBRUARY 16, 2016

And there’s no better way to target Millennial entrepreneurs than with the technology they crave to help them in their business pursuits. More than any other generation, Millennials experience life, work and business through technology and they expect seamless interactions regardless of location.

Millennials 40

Millennials Study Retail Community Bank 40

PYMNTS

AUGUST 17, 2017

Chase, Wells Fargo, Bank of America and Citi, to name a few, all scaled back their physical bank branch locations between 2012 and 2016, according to the Federal Deposit Insurance Corporation (FDIC). It has also meant working in anticipation of the changing needs of millennial users. Staying on Top of Customer Expectations.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

PYMNTS

DECEMBER 4, 2018

As depicted over the summer in our Innovation Readiness Playbook , FIs are focusing efforts across digital wallets, P2P payments and, of course, loyalty programs. In September, Bank of America announced that it would roll out a Premium Rewards credit card that offers customers unlimited points that never expire.

Payments 191

Payments Millennials Cards Course 191

PYMNTS

JULY 25, 2019

In an interview with PYMNTS, Deirdre Ives, CEO and managing director at Wirecard North America, noted that when it comes to innovation, issuers face challenges in meeting the needs and expectations of a diverse populace of users spanning borders and cultures. That’s especially true among younger users such as millennials.

Payments 189

Payments Innovation Examples FDIC 189

Bank Innovation

JULY 11, 2018

Unlike others such as JPMorgan Chase’s Finn, which was rolled out nationwide earlier this month, this digital bank is not catering to the general ‘millennial’ audience as is evident by its $5,000 deposit minimum. […].

Groups 225

Groups Millennials Digital Banking Operations 225

PYMNTS

MARCH 17, 2020

Small businesses, particularly those launched by younger entrepreneurs, are often assumed to be a key driver of B2B FinTech innovation as business owners seek sophisticated, automated technologies to run their businesses. “They have a hard time using online banking.

Millennials 168

Millennials User Experience Alabama Tools 168

PYMNTS

APRIL 25, 2019

The term eSports can refer to a wide range of games in the competitive space, but in general the most popular ones are in the first-person shooter or multi-player online battle arena genres. These are particularly popular among Gen Zers, the up-and-coming generation that is starting to nudge millennials out of the headlines.

Retail 166

Retail America Video Millennials 166

PYMNTS

DECEMBER 30, 2020

College-educated shoppers also outpace those with only high-school degrees or less, while bridge millennials, millennials and Generation Zers expressed greater interest than Gen-X and Baby Boomers did. That included more than 100 percent digital sales growth in North America. For example, 43.9 percent who earn less than $50,000.

Branding 257

Branding Millennials Retail social media 257

PYMNTS

NOVEMBER 16, 2017

Mary’s chief operating officer, Ken Senus, about how the credit union has evolved since it was founded and why, perhaps counterintuitively, its age is an appealing factor for millennial members. From Mill Workers to Millennials. Conservative Approach, Rooted in the Great Depression. For its part, St.

Millennials 101

Millennials US New Hampshire Resources 101

PYMNTS

MAY 26, 2017

Fortunately, it appears the recreational market is getting some much-needed innovation to help organizations and associations process payments and participant registration. One company that is innovating in the sports and recreation industry is Amilia, an online registration and membership management platform.

Marketing 115

Marketing Payments Community Millennials 115

PYMNTS

FEBRUARY 18, 2020

Nutritional content is a primary concern for new product development in mature markets such as North America and Europe. Playing into the sense of nostalgia surrounding cereals can hook Gen Z and millennial consumers, many of whom developed a sense of brand loyalty in childhood.”. The new cereal is more nut-based and probiotic.

Trends 160

Trends Branding Strategy New York 160

PYMNTS

OCTOBER 9, 2019

When they sign up online, the company sends them a sampler right away, which includes six different teas that Berthelsen said are “as different as they can be.” Berthelsen noted that some four out of five Americas drink tea, as do 87 percent of millennials. The base plan offers customers a day’s worth of tea every month.

Millennials 103

Millennials Innovation America Cards 103

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Bank 157

Community Bank Community Millennials Regulation 157

PYMNTS

JUNE 22, 2016

According to a new survey from Bank of America , released on Tuesday (June 21), less than one in five (17 percent) adults believe they are on their mobile phone too much, while more than half (56 percent) believe other people are guilty of overuse. The data shows there is an ever-growing daily dependence on mobile devices.

America 101

America Payments Mobile Survey 101

PYMNTS

MARCH 14, 2016

In retail, and especially for personal beauty brands trying to navigate brick-and-mortar and online subscription spaces, this is doubly true. Calvin McDonald, CEO of Sephora Americas, talked the Innovation Lab up as Sephora’s crucible of retail disruption.

San Francisco 100

San Francisco Innovation Retail Branding 100

PYMNTS

FEBRUARY 21, 2017

That started with a redesign of our website to make it responsive to whatever device a customer is using — a computer, tablet or smartphone — followed by online catering and additional out of store payment options and continues with the completion of our ‘Smarter Pickup Times’ initiative.

America 101

America Millennials Mobile Survey 101

PYMNTS

FEBRUARY 6, 2020

In the retail arena, sporting goods online and offline have been decimated over the past two years by the D2C efforts of the Nikes of the world, as well as deep discounts from Target, Walmart and Amazon. All cartons bought in North America, for example, are made from 100 percent recycled materials.) Of those, 12.4

Millennials 152

Millennials Miami Retail Examples 152

PYMNTS

JANUARY 14, 2019

Analysts who think of Macy’s as the bellwether for middle-America shopping and spending trends blamed some of the retailer’s gloom and doom on consumer skittishness over the stock market’s roller-coaster ride in the weeks preceding Christmas. Of course, last week was also the long-anticipated swan song for the nation’s second oldest U.S.

Retail 198

Retail Online Mobile Data 198

PYMNTS

NOVEMBER 15, 2016

But in North America, placing mobile orders to restaurants is still a novelty. Of those surveyed, only 32 percent of customers in North America reported ordering food using a mobile device in the three months prior. may soon tip toward innovation — not just as an optional augmentation to the restaurant experience, but as a necessity.

Technology 100

Technology US San Francisco Survey 100

PYMNTS

DECEMBER 26, 2018

The developments from Amazon Go and Sam’s Club come as checkout technology innovations matter to consumers: According to the PYMNTS Enterprise Retail Grocery Report , the most important factor when choosing a grocery retailer for nearly 17 percent of consumers is having the ability to scan and pay with a mobile phone. Apps At The Pump.

Retail 136

Retail Mobile Miami Dallas 136

PYMNTS

MARCH 28, 2017

The current incarnation is the overly fussy millennial mom who has custom-color-change bath beads to test the baby’s water — or the urban lumberjack dad with smart-fabric kids’ clothes that allow him to monitor his toddler’s core temperature while they take their daily walk in the park together.

Innovation 100

Innovation Millennials Technology US 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

NCR

AUGUST 1, 2017

The rise of the Millennials is creating a revolution in the economy. The natural language processing system is handling over 30,000 conversations per month, satisfying over 75% of the bank’s clients, who prefer to deal with transactions in the app or online. Banking isn’t exempt from the disruption caused by new technologies.

Big Data 111

Big Data Data Fraud System 111

PYMNTS

SEPTEMBER 16, 2016

Latin America is making big gains in the realm of payments, but Mexico may just be the region’s standout star. It doesn’t hurt that more than half of Mexico’s online population is made up of millennials, who have increasing demand for smart devices and more engaging digital experiences. percent to 59.8

Fintech 100

Fintech Capital Millennials Mobile 100

PYMNTS

AUGUST 5, 2019

Insurers are under pressure to innovate the appraisal and claims process to stay competitive and deliver the speed and efficiency consumers expect. Kheyfets believes that moving the appraisal aspect of the claims process online opens up a world of opportunity for insurers and end customers. The future of insurance payouts .

Mobile 116

Mobile Tools Policies Millennials 116

NCR

AUGUST 25, 2016

If you’ve been online or near a TV in the last few weeks, you’ll undoubtedly have heard of Pokemon Go. But while its innovative use of augmented reality (and a healthy dose of 90s nostalgia) has helped propel it to front pages, it’s also another example of how smartphones are taking over our lives.

Millennials 40

Millennials America Survey Mobile 40

PYMNTS

JUNE 25, 2018

Another had an offer with a promo code to get $10 off my first online order, which would be delivered free to my front door in two hours or less once I linked my Prime account to Whole Foods. At the same time, sales of Whole Foods’ private label 365 brand are growing online. Along with the promise of much more.

Retail 156

Retail Branding Millennials Online 156

CB Insights

MARCH 26, 2019

Every few weeks, another story about the dreaded generation surfaces: millennials are killing casual dining; millennials are killing breakfast cereal; millennials are killing home ownership. Millennials aren’t shunning luxury goods; they’re just renting them instead of buying. Millennials are in debt.

Millennials 78

Millennials Industry Trends Branding 78

NCR

FEBRUARY 17, 2017

In the rush to serve the tech-savvy millennial market and keep up with the latest developments in mobile and digital banking, some FIs might fall into the trap of overlooking traditional channels. Far from being a barrier to change, the ATM channel can be a powerful symbol of how FIs are investing in innovation and modernization.

ATM 85

ATM Mobile Strategy Fraud 85

PYMNTS

JUNE 12, 2018

Millennials are less brand-loyal than their parents (though they tend to like quality), which means retailers like Brandless, that let them tap and access those preferences, have discovered a market looking for attention. Among digital developments for CVS is CVS Curbside, its online order/in-store pickup program.

Retail 109

Retail Examples Boston Mobile 109

PYMNTS

SEPTEMBER 6, 2016

Payments had been relatively static with innovation around cash, checks and credit cards. Then, there was sudden exponential growth in innovation. It’s not exactly a newsflash, Jenkins said, that the rate of innovation in payments over the last four years has been fast-paced, transformative and disruptive.

Security 100

Security CA Payments Big Data 100

FICO

AUGUST 19, 2022

According to a 2022 report by Cornerstone Advisors , the percentage of Gen Z, Millennial, and Gen X consumers in the U.S. The disruptions introduced by FinTech should be viewed as opportunities to innovate and improve your bank’s competitive position in the market. If you don’t, the market will pass you by.

Fintech 52

Fintech Millennials Lending Tools 52

Tech and Finance

JUNE 14, 2018

In the past I have written about design thinking, how to avoid bank PR-speak and whether banking and innovation belong in the same sentence. Survey respondents think that in-house innovation centres (51%), accelerator/ incubator programs (48%), and creating closed bank hubs (48%) are the best way to innovate. – 52.3%

Survey 28

Survey Millennials Fraud Mobile 28

PYMNTS

JUNE 13, 2020

It’s reasonably safe to assume that you can name any ingredient humans can safely consume and any alcoholic beverage legal in America and someone has mixed the two together while hanging out with friends during a digital happy hour. In fact, it’s even possible they got a bartender’s help in creating that cocktail.

Innovation 214

Innovation Millennials Groups US 214

PYMNTS

DECEMBER 15, 2017

is a rally cry that would perk the ears of many millennials, but how about “ Mastercard , assemble?”. Assemble for millennials is a toolkit that issuers, corporations and IBCUs can use to enable digital financial solutions, in this case targeting millennials, using a single-access digital prepaid product. What Millennials Want.

Millennials 134

Millennials Management Cards Security 134

William Mills

MAY 11, 2016

Katerina Frolovicheva (MD, Technologies Innovations). This is a leading bank in Russia, with a track record of fintech innovation. Chip card reader for when customers are shopping online to improve security. Integrate with any online merchant site. David Carr (Innovation Manager). Vladimir Stasevich (Exec.

Video 40

Video Mobile social media Analytics 40