PYMNTS

JANUARY 20, 2020

Digital deposits were strong across existing and new customers, with the total at $6 billion for the year, versus the $1 billion that was raised in 2018, as detailed by CFO Mark Mason. Spending, Done Digitally. With a nod toward commercial and business banking digital efforts, there are 500,000 CashPro online users.

Cards 134

Cards America Course Mobile 134

CB Insights

FEBRUARY 13, 2020

Business lending and corporate cards. Square has since expanded its offerings to standalone, integrated point-of-sale terminals, as well as a broader ecosystem of applications and services such as lending (Square Capital), payroll services (Square Payroll), and rewards (Square Loyalty). Fraud prevention tools. Virtual card issuance.

Online 98

Online Company Retail Payments 98

CB Insights

OCTOBER 10, 2018

DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Why now for digital banking startups. Digital banking adoption among consumers and small businesses (SMBs) is at an inflection point.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

JUNE 13, 2018

He will report to Barry Rodrigues, CEO of cards and payments, and Richard Haworth, CEO of the Americas business. The business serves millions of consumers around the world, providing branded and co-branded consumer credit cards, lending and retail deposit services to consumers, as well as B2B solutions to clients.

Capital 100

Capital Cards Delaware Payments 100

PYMNTS

DECEMBER 17, 2019

That test is playing out in Brazil, the largest country in South America, and one of the largest emerging economies in the world. As Martins said, the country’s financial system and central bank have restrictive rules about what types of collateral — or “leverage” — businesses can offer when seeking loans. FinTech Sandbox.

Fintech 136

Fintech blockchain Trends America 136

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. The Smarter Bank Data Award. Sam Bankman-Fried of FTX.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

JANUARY 30, 2018

When Bank of America announced last week that it was terminating its free checking option for low-balance customers, a literal Tweet storm broke out. The new program, first launched in 2010, was a digital-only offer for customers with low-balance checking accounts. Last week, the bank shut down the program completely.

America 109

America Maryland FDIC Millennials 109

Gonzobanker

OCTOBER 12, 2022

Less than 10 years old, the Brazil-based digital bank counts 70 million clients across its three operating countries ( source ). Much as Ally does with its car lending, Nubank optimizes a single use case to acquire customers – and then cross sells. Olé Olé Olé.

Fintech 97

Fintech United States Chicago Mobile 97

Bank Innovation

MAY 29, 2018

A lot happened in the digital banking world this month, from major events in the payments worlds like PayPal acquiring iZettle for $2.2 Here are some of the important trends that Bank Innovation pulled out of the fintech chatter […]. billion only days before its IPO to major regulations such as GDPR going live last week.

Trends 246

Trends Fintech Innovation Digital Banking 246

Gonzobanker

JUNE 26, 2019

The contact center has been rapidly gaining popularity for CRM platforms in retail-oriented credit unions. Digital & Marketing. Credit Union of Texas used MuleSoft ( purchased by Salesforce last year ) to tackle digital banking improvements. CRM Use Cases That Deliver Value. Contact Center.

Idaho 129

Idaho Michigan System Lending 129

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. There have been many come-and-go digital banks.

Idaho 170

Idaho Community Industry Strategy 170

Bank Innovation

NOVEMBER 6, 2018

The job market for digital banking is thriving. JPMorgan plans to hire thousands of people for its technology and digital departments, in addition to an entry-level program to train and nurture young technologists. Bank of America’s Cathy Bessant recently predicted that when […].

Training 150

Training Digital Banking US Marketing 150

Bank Innovation

NOVEMBER 6, 2018

The job market for digital banking is thriving. JPMorgan plans to hire thousands of people for its technology and digital departments, in addition to an entry-level program to train and nurture young technologists. Bank of America’s Cathy Bessant recently predicted that when […].

Training 150

Training Digital Banking US Marketing 150

CB Insights

AUGUST 26, 2021

Retail & consumer. SoftBank has invested in 35 companies in the retail & consumer sector in 2021 so far, making it the most popular sector among its 2021 investments. Konfio , for instance, provides business credit and lending. Digital banking. These designations are not exhaustive or mutually exclusive.

Regional 94

Regional Fintech Analysis Company 94

BankInovation

OCTOBER 28, 2022

LAS VEGAS — Bank of America’s volume of direct transactions completed through digital channels has reached 75%, Tim Owens, consumer vehicle lending executive, said Thursday at the Auto Finance Summit in Las Vegas.

Las Vegas 52

Las Vegas Lending America Digital Banking 52

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

MARCH 6, 2018

Can a bank making just three loans per month per branch justify the physical distribution of sales? Big banks have been in the driver’s seat on growing their market share in retail, while paring down branch networks. Digital: The New Must-Have. Consider these numbers from PwC’s 2017 Digital Banking Consumer Survey : ?

Strategy 87

Strategy Marketing Mobile Trends 87

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

United States 88

United States Texas Austin Kansas City 88

Gonzobanker

DECEMBER 19, 2017

While the Gonzo team loves to celebrate our mid-size entrepreneurial banks who “stick it to the man,” we also need to extend a GonzoBanker salute to Bank of America CEO Brian Moynihan. And let’s be honest, no right-thinking banker wants any part of Amazon forming a bank. At a banking conference.

Conference 90

Conference Industry Community Bank Community 90

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Physical branch banking.

Cards 76

Cards Mobile Strategy Branding 76

Fintech Labs Insights

JULY 3, 2015

P2P lending. I nvoice-based financing marketplace in Latin America. UK neo-bank startup. Digital platform for money exchange & remittances. Tags: Lending, lead gen, consumer. HQ: Hangzhou, China. Latest round: Undisclosed Series A ($45 billion valuation). Total raised: Unknown. Source: Techcrunch. million Seed.

Company 12

Company Fintech Los Angeles San Francisco 12

Fintech Labs Insights

AUGUST 26, 2020

Decentro : [APIs, Banking] Product: Plaid for India with an API for banking integrations Traction: Four customers, with 45 in the pipeline; $1 million in gross transaction volume (GTV) and $84,000 ARR run rate. Heron Data: [Back office] Product: B2B service that categorizes and labels bank transaction data. Traction: Unknown.

Fintech 12

Fintech Cards Lending cryptocurrency 12

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. Best Free Market Research a Retail Banker Will Ever Get. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. Best Free Market Research a Retail Banker Will Ever Get. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign.

Utah 60

Utah System Community Marketing 60

William Mills

SEPTEMBER 7, 2016

Perhaps there is a big bank in Canada that has embraced their technology. Silver Fusion Retail Outlet: Where Snowbirds Shop”. Integrated with major retailer API’s like Amazon, eBay, Best Buy and several other aspirational brands. It would be even better if it integrated with the retailers app (which they may be doing).

Mobile 40

Mobile Cards Fraud Data 40

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Check out Gleason’s stock performance vs. Wells (WFC), Chase (JPM) and Bank of America (BAC) over the past five years. Bravo OZRK! The result?

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 9, 2016

Franchises – Americas greatest brands” They have a list view function where investors can investigate franchises near and far. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. based banks utilizing Econiq today.

social media 40

social media ATM Mobile Customer Experience 40

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. Our dedicated team of 37 professionals are in North America. How they describe their product/innovation: Taking Digital to the Limit: Reinventing the Core of the Mortgage Loan Process with Digital Transformation. Good job AI Foundry!

Security 40

Security Samsung Strategy San Jose 40

CB Insights

MAY 15, 2019

This brainchild from the Lab offers a way to modernize the traditional retail banking experience. Deutsche Bank — Deutsche Bank Labs. Notable projects: Eye-tracking solution Eyevido was discovered by the Deutsche Bank Berlin Lab as a very early-stage startup. PNC has a heavy focus on being a customer-centric bank.

Innovation 78

Innovation blockchain Technology Groups 78

Fintech Labs Insights

SEPTEMBER 1, 2015

Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises. Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending.

Company 12

Company Software Analytics Mobile 12