Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

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Fintech Labs Insights

MARCH 15, 2024

But there is another event debuting this year that I completely get, Fin + AI 2024 It could easily become a fixture on the fintech conference circuit. Finally, it’s only fitting that I gave OpenAI’s ChatGPT a chance to convince you to attend an AI event in 2024.

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Fintech Labs Insights

MARCH 12, 2024

At the top of my list of advanced digital banking features (see previous post) are simple spend management tools. It was ahead of its time with a dead-simple UI to help consumers spot, and turn-off recurring charges on their credit card statements. And Mercury also prompts users to set-up a virtual Mercury IO card to earn 1.5%

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PYMNTS

JUNE 28, 2018

The blockchain is gaining traction in India , where the market for such technology is projected to grow at a compound annual growth rate (CAGR) of 58 percent during 2018 to 2024, according to a report from 6Wresearch. million payment cards in Georgian user circulation, which marks an 11 percent increase from 2016. “It

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Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

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Gonzobanker

FEBRUARY 1, 2023

In addition, longer regulatory approval times are exposing bank investors to greater risk in achieving target merger outcomes. However, most bankers were optimistic that deals would pick up later in 2023 and that the chances of a raging 2024 are strong.

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PYMNTS

JUNE 18, 2018

“Our clients are increasingly asking for mobile services that make their lives easier, and Erica is becoming a growing choice for its convenience and personal solutions,” said Michelle Moore, head of digital banking at Bank of America. “As

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Fintech Labs Insights

FEBRUARY 26, 2024

That’s why we created this list as a reference to the real-world implementation of artificial intelligence in various financial services offerings, from banking, to investing, to credit cards, insurance, small business management, retirement planning and more. Online Digital Banks for Small Business (SMB) Feb 2024

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CB Insights

JUNE 7, 2021

Marqeta , a cloud-based open API platform for modern card issuing and transaction processing, recently filed its S-1 in preparation for its shares to start trading publicly in June. Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. Company Name.

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PYMNTS

OCTOBER 11, 2019

It’s a problem that Bill Sheley, senior vice president and global head of Visa Direct , and Rishav Chopra, head of strategy, operations and revenue optimization for QuickBooks owner Intuit , recently told Karen Webster during a PYMNTS interview that digital tech is making big strides to help overcome.

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Fintech Labs Insights

APRIL 16, 2020

. – Stimulus packages: Bonus for banking stimulus checks, enhanced unemployment assistance, paycheck advance, overdraft fee waivers. Community service: Food-bank fundraisers, gift card marketplace for local businesses, etc. 2021 to 2023: Digital-first (on our way to digital-only). 2024+ Digital-only era. –

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South State Correspondent

JUNE 27, 2023

Bank data is much the same. You can survive as long as you use the same ecosystem, such as your core system and digital banking platform. The standard defines the protocol for creating electronic messages and covers a variety of transaction types, including payments, securities, trade services, cards, and foreign exchange.

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Abrigo

FEBRUARY 8, 2024

Check fraud alone, the most significant current fraud threat, is projected to create losses of $24 billion in 2024. From check washing , phishing emails, and pig butchering to identity theft , fraudsters are employing a variety of tactics to exploit unsuspecting victims who use traditional and emerging forms of banking.

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Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Expect more deals to be announced in 2024. Merger of Equals Deal of the Year (Bank) – Burke & Herbert Financial Services Corp.

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FICO

AUGUST 26, 2021

Furthermore, Research and Markets forecasts that instant payments will comprise just one-fifth of total transactions in the US through 2024. As a result, banks can confidently support all digital banking interactions across authentication, payments, and account maintenance while exceeding customer expectations.

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