PYMNTS

JANUARY 3, 2020

Call it a crisis that crosses the pond, will last into 2020 and, likely, beyond. We usually cheer the dawn of a new year as a chance to start things anew — but here, at least, 2020 may simply offer more of the same. But online lending companies are seeing a surge in digital loans — up 19 percent year over year in 2019.

Retail 131

Retail Samsung National Taxes 131

Abrigo

DECEMBER 1, 2020

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . A tricky year for farmers, ag lending. Pandemic Impact.

Lending 195

Lending Survey Operations Payments 195

PYMNTS

DECEMBER 28, 2020

The digital compression of 2020 has drawn a wide range of speculation. I mean, throughout the Latin American region that has happened, but it has been massive in Brazil. Has it been ten years of change packed into one, as some have speculated? The consumer has learned how to really work with eCommerce.”. Ten years in eight weeks.

Lending 220

Lending Data Marketing Regional 220

PYMNTS

APRIL 29, 2020

In today’s top news, WhatsApp is considering offering credit and lending to users in India, and the Bureau of Economic Analysis estimated that GDP dropped 4.8 percent in the first quarter of 2020. Plus, the Federal Reserve is asking banks for advice on its new Main Street lending program. billion in sales from 2019.

Lending 130

Lending Payments Maine Analysis 130

PYMNTS

FEBRUARY 18, 2020

The company provides customers with trust system and identity solutions to aid in the areas of eCommerce and lending, particularly in terms of credibility. The area is projected to be a $72 billion market for FinTech in 2020, at an CAGR of 72.5 The region also experiences some of the highest fraud rates, in both finance and eCommerce.

Regional 171

Regional Lending Fraud Maine 171

Abrigo

APRIL 21, 2023

Focus loan reviews on risk in the portfolio Continuous loan review monitoring helps banks and credit unions ensure credit review systems support safe and sound lending. discussed how they use continuous monitoring in their efforts to ensure safe and sound lending practices.

Lending 195

Lending Risk Management Software System 195

PYMNTS

DECEMBER 8, 2019

B-North wants to disrupt the £154 billion UK business lending market. The majority of SME lending is via the big High Street banks and our experience shows they often use outdated ‘legacy’ systems, rigid lending policies, and faceless, centralized processing centers. percent in equity at a £14,247,942 ($18.7

Lending 131

Lending Regional Policies Operations 131

PYMNTS

SEPTEMBER 4, 2019

challenger bank B-North has tapped two FinTechs to power its small business lending and banking operations. B-North unlocks real benefits by harnessing the best technologies and combining them with our unique regional origination approach. “We In a press release Tuesday (Sept.

Lending 115

Lending Regional Fintech Operations 115

PYMNTS

JANUARY 26, 2020

AlphaCredit is a FinTech platform with a focus on consumer lending and finance solutions. Venture capital firms started 2020 off strong, raising more than $1 billion in fields as varied as B2B payments, payroll and eProcurement. It provides credit lines to individuals and has usually worked in communities without much access to banks.

Fintech 247

Fintech America Capital Regional 247

PYMNTS

JANUARY 7, 2020

The company has teamed up with Regions Bank to provide the possibility of virtual loans to consumers in Texas, the South and the Midwest. When someone goes to the auto center section of the Regions Bank website , they’ll be routed to a new, co-branded site from the two companies.

Trends 134

Trends Retail Fort Worth Regional 134

CB Insights

JANUARY 25, 2022

The metrics behind $100M+ mega-rounds, how mega-rounds compare against total global fintech funding, and which region had the highest number of mega-rounds. Which sector, from payments to digital lending to banking, saw the highest funding growth. 2021 Fintech funding blows past 2020 totals by more than 2x. Phone number.

Fintech 74

Fintech Report Regional Trends 74

PYMNTS

JANUARY 22, 2021

IHS Markit said its Purchasing Managers Index for the region, which measures manufacturing and service sector activity, slid to 47.5 Activity for the region’s two largest economies, Germany and the U.K., The Eurozone GDP fell in the first two quarters of 2020 and began to drop again in the fourth quarter. in January from 49.1

Data 169

Data Maine Regional Survey 169

PYMNTS

FEBRUARY 17, 2020

BankFinancial Equipment Finance will also continue its corporate leasing, lending, deposit and treasury management services to independent equipment lessors nationwide. Taken together, this expansion is expected to materially increase our commercial lease origination volumes during the course of 2020,” said F. BankFinancial Corp.

Illinois 131

Illinois Lending National Conference 131

PYMNTS

JULY 7, 2020

This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings. For more community banks, the latter strategy can fast-track digitization initiatives. payment schemes.

Community Bank 242

Community Bank Community Fintech Regional 242

PYMNTS

OCTOBER 8, 2019

CUs are no longer confined to operating primarily as regional players, moving beyond the confines of original charters that had limited them to, say, specific communities or employers. Traditionally, he said, CUs have been well known when it comes to auto lending, and they have been making inroads into mortgage lending.

United States 102

United States Millennials Course Lending 102

PYMNTS

MAY 10, 2016

But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. Those numbers will only rise as 2020 approaches – the date that the card networks have given European retailers to install terminals that are capable of accepting contactless payments. In the U.K.,

Regional 100

Regional Payments Study Cards 100

PYMNTS

JANUARY 7, 2021

Ant Group had $263 billion in outstanding consumer loans as of June 2020. The company is looking to move its consumer loan business into a new consumer lending unit that would be able to operate throughout China, Bloomberg reported, citing unidentified sources. China’s central bank told the media on Dec.

Groups 141

Groups Regulation Lending Operations 141

CB Insights

JANUARY 25, 2022

The metrics behind $100M+ mega-rounds, how mega-rounds compare against total global fintech funding, and which region had the highest number of mega-rounds. Which sector, from payments to digital lending to banking, saw the highest funding growth. 2021 Fintech funding blows past 2020 totals by more than 2x. Phone number.

Fintech 68

Fintech Report Regional Trends 68

PYMNTS

JANUARY 7, 2020

Winners will be announced in mid-2020. Research companies predict for the digital lending market in Southeast Asia to more than quadruple to $110 billion in the next five years. Gaming company Razer has teamed up with regional Singaporean entrepreneurs and other Asian billionaires.

Digital Banking 131

Digital Banking Capital Leadership Fintech 131

PYMNTS

FEBRUARY 19, 2019

As reported, iwoca , a small business lender focused on online lending (with loans up to 250,000 pounds) said it raised 150 million pounds in debt and equity financing (where the division was 20 million pounds of equity financing and with the remainder as debt), as per reports Monday (Feb. In news that came from across the Pond, two U.K.-based

Fintech 187

Fintech Lending Capital Regional 187

PYMNTS

DECEMBER 30, 2019

The bank will be able to serve retail customers, lend money and take deposits, along with other online banking functions. Reuben Lai, Senior Managing Director with Grab Financial Group, said the core of their mission has always been to “solve everyday challenges and unlock economic potential” in the region.

Digital Banking 134

Digital Banking Groups Online Regional 134

PYMNTS

NOVEMBER 27, 2019

A recent study on the region showed that almost 65 percent of entrepreneurs in the UAE think banking is their biggest challenge. The government, for instance, has set up funding meant to guarantee and encourage more lending to those smaller operations. The new venture, E20, is geared toward entrepreneurs and SMBs.

Fintech 167

Fintech Regional Regulation ATM 167

PYMNTS

DECEMBER 9, 2020

Clearly there's regional saturation, which leads to consolidation.”. But fast-forward to 2020, and the world is a very different place. What makes the current developments so interesting and exciting is that “we're just seeing that they're at the end of the innovation growth cycle,” he explained.

Innovation 306

Innovation Fintech Payments Regulation 306

CB Insights

OCTOBER 26, 2021

Which sector, from payments to digital lending to capital markets tech, saw a blockbuster $2B quarter. 2021 YTD FINTECH FUNDING ALREADY SURPASSES 2020 LEVELS. See who’s leading the charge, from the startups seeing the top deals to the regions with the biggest funding booms. Want to go even deeper?

Fintech 100

Fintech Report Regional Lending 100

BankUnderground

MAY 22, 2024

Some countries restrict lending to borrowers with high debt-servicing burdens There are different metrics that measure a household’s debt-servicing burden. Chart 1: DSR distribution for new lending and the stock of mortgages Sources: Bank of England/NMG survey (right panel) and FCA Product Sales Data (left panel).

Survey 55

Survey Lending Policies Analysis 55

American Banker

DECEMBER 31, 2019

Political uncertainty, sector-specific concerns as well as interest rate and labor trends may continue to depress commercial and industrial lending in the coming months.

Lending 45

Lending Trends Industry Community Bank 45

BankUnderground

JANUARY 27, 2021

One key message stands out: banks that are more rooted in their market are much more likely to continue lending when faced with the economic fallout from such shock. Banks with access to central bank liquidity continued or even expanded their lending. A pandemic or natural disaster can impact lending in several ways.

Lending 70

Lending Study Marketing Capital 70

Abrigo

OCTOBER 31, 2019

Under the revised timeline, SEC filers that do not fit the SEC’s definition of an SRC would still be required to implement CECL under the original deadline of January 2020, while the CECL deadline would be January 2023 for other public business entities, SRCs, and privately held banks and credit unions. Lending & Credit Risk.

Meeting 150

Meeting Regional Lending Report 150

PYMNTS

AUGUST 13, 2018

David Chubak, head of global retail banking and mortgage, will be in charge of the global-branded cards and the consumer lending business, reported CNBC. While Chuback said Citigroup could open branches over time in regions where it will help boost its wealth business, it currently isn’t planning to expand its physical locations.

Cards 108

Cards Branding Regional Digital Banking 108

Gonzobanker

APRIL 14, 2021

In 2020, almost all financial institutions saw record growth in Small Business Administration lending with the Paycheck Protection Program, mortgage origination and home equity loans, and deposits. A slowdown in that momentum is already evident in 2021, especially with more traditional lending and interchange revenue.

Analytics 154

Analytics Cards Lending Strategy 154

PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. billion will be generated by the cloud security industry by 2020, researchers from Allied Market Research concluded. percent compound annual growth rate between 2015 and 2020, with North America dominating the cloud security sector. That value represents a 23.5

Lending 100

Lending Security Fraud Regional 100

Gonzobanker

FEBRUARY 8, 2022

It’s been a long two years since bankers and investment bankers nationwide made their annual pilgrimage to the Arizona desert for the Acquire or Be Acquired conference – and ohhh man, a completely different world has emerged since the January 2020 get-together! Let’s put COVID aside for a minute. price/book multiple.

Fintech 165

Fintech Customer Experience Conference Technology 165

CB Insights

FEBRUARY 20, 2020

This has caused some investors to pull back in the region and challenged startups to raise funding from new investors, as illustrated further below by the number of unique investors and startups in the LatAm fintech market. Latin American fintech companies are creating products aimed at rethinking banking, lending, and payments in the region.

America 96

America Marketing Fintech Regional 96

Perficient

JUNE 18, 2020

Each team’s fleet is assigned to a region of the battlefield. The game requires a fleet to be set within a 20 x 20 region. If a player positions a ship outside the region, the player will be kicked out of the game. This should provide the necessary information for a player to determine which regions of the board to attack.

Regional 332

Regional Technology Management System 332

PYMNTS

APRIL 21, 2020

There are a whole range of forward-thinking firms leveraging application programming interfaces (APIs) to issue cards, to create virtual accounts, promote micro-lending and micro-saving and even pay workers — all in bits and bytes. “It’s As Verdon said, “it’s not just financial services businesses going into these new use cases.”

Branding 232

Branding Innovation Regional Fintech 232

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

Fintech 46

Fintech Innovation Lending Regional 46

CB Insights

OCTOBER 16, 2020

Fintech 250 (2020). Track the 250 most promising fintech startups to watch in 2020. Look for Fintech 250 (2020) in the Collections tab. Track The 2020 Fintech 250 Winners. Fintech 250 (2020). The fintech companies focused on lending services, for example, need to be creative in how they assess credit risk.

Fintech 41

Fintech Lending Trends Examples 41