Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand.

Cards 15

Cards Online Utah Austin 15

PYMNTS

JANUARY 25, 2019

At the same time, it was reported that Target — and other brick-and-mortar retailers — were introducing online and exclusive brand offerings as younger shoppers default to digital-first brands. Then, in 2018, Pop-In@Nordstrom partnered with Casper to bring pop-up stores to select Nordstrom locations and online.

Apple 109

Apple Branding San Francisco New York City 109

PYMNTS

NOVEMBER 29, 2019

Amazon has opened an online store , establishing a presence on Chinese online shopping site Pinduoduo. The Greater Boston Food Bank (GBFB) is among the nonprofits working to feed local communities this holiday season is the which provides food services to 190 towns as well as cities in the eastern Massachusetts region.

Google 129

Google Mobile Data Capital 129

PYMNTS

JULY 31, 2019

Call Blue Apron what you will: a struggling retailer, a comeback kid, a prime example of hype in the online world, a respectable survivor. The opportunity has not gone unnoticed by grocery stores and online delivery services, either, of course. Back to 2012. Social Media’s Role.

Industry 110

Industry social media New York City Retail 110

CB Insights

APRIL 17, 2018

2018 VC Report: AI FUNDING LEPT 29% IN US. 15 of the top 20 operate in the Greater Bay Area. He received his MBA in 1993 from UT Austin before joining Credit Suisse First Boston as an Equity Research Analyst, where he focused on computer hardware and software. Operating Location: San Francisco, CA. BILL GURLEY.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

JULY 31, 2019

Call Blue Apron what you will: a struggling retailer, a comeback kid, a prime example of hype in the online world, a respectable survivor. The opportunity has not gone unnoticed by grocery stores and online delivery services, either, of course. Back to 2012. Social Media’s Role.

Industry 100

Industry social media New York City Retail 100

PYMNTS

NOVEMBER 19, 2018

who each week walk into one of those physical stores, in addition to the 100 million who are said to shop one of the retailer’s online channels. That curiosity was piqued by my walks to the office when I am in town (I live in Beacon Hill in Boston) and my mental counts of the number of Amazon boxes I see out on trash day.

Retail 167

Retail Online Branding Analysis 167

PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

FEBRUARY 12, 2018

At the same time, the market caps of the top 20 retailers have lost more than $230 billion over the last two years, and mall operators are sucking wind as overstocked anchor stores shutter underperforming locations, which delivers a death knell for the stores that depend on anchor store foot traffic to lure customers in. percent in 1947.

Big Data 135

Big Data Data Retail Marketing 135

PYMNTS

OCTOBER 22, 2018

fans traveling to Boston for the start of the World Series will want to pack — and possibly purchase for the first time — sweaters, as this week will be an excellent opportunity to enjoy New England’s crisp fall weather. As of September 2018, losses from gift-card fraud have hit $53 million.

Data 134

Data Fraud Cards Regulation 134

PYMNTS

SEPTEMBER 10, 2018

Uber rode the tailwinds of smartphone adoption, app stores, well-developed technologies like GPS and (at launch) well-established mapping software provided by Google to blend the online and offline worlds around a consumer experience that before lacked certainty and reliability. But that’s just one side of the Uber ecosystem.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

FEBRUARY 18, 2019

For those charged with managing the consumer’s trust and safety when transacting online, and in the midst of increasingly clever cybercrooks, being comfortable going against the status quo flow has become much more important than ever before, he said. Yet, over the last four years, Amazon has gone from 2.2 percent of all retail sales to 6.4

Cards 169

Cards Course Study New York 169

CB Insights

DECEMBER 19, 2017

Modern-day retail is at an inflection point as retailers face struggling physical storefronts, massive debt, and inefficient operations, among other issues. Digital laggards – Many big-box retailers either failed or were too late to establish an online presence. In 2017 to date, we have seen 21 bankruptcies.

Retail 78

Retail Branding Company Capital 78

CB Insights

AUGUST 2, 2018

See the investment trends, top deals, and active investors in Q2 2018. US consumers aged 18+ make an average of 70 payments per month, with debit cards accounting for 32% of those purchases, according to a 2017 study by the Boston Fed. PayPal subsidiary Venmo’s forthcoming Venmo Card operates in a similar fashion.

Cards 71

Cards Fintech UX Strategy 71

CB Insights

MARCH 13, 2019

From gaming to healthcare to pizza delivery, US-based startups which reached unicorn status in 2018 represent a diverse range of industries. Silicon Valley produced plenty of $1B+ companies in 2018, but other parts of the country also had a strong showing. Bird Rides currently operates in more than 100 locations. .

San Francisco 77

San Francisco Company US California 77

William Mills

MAY 9, 2018

Welcome to FinovateSpring 2018. HQ: Boston, MA. Presenter Profile: How they describe themselves: AI Foundry uses AI and user-guided machine learning to transform enterprise operations by integrating information, people and processes. Info: Covered Security acts as a personal security assistant looking out for your online life.

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

NOVEMBER 9, 2020

In Europe, PSD2, which debuted at the beginning of 2018, mandated that banks share that data through application programming interfaces ( APIs ) that allow for data to be exchanged. The shift to increased transacting online means people are becoming more interested and comfortable with online banking.

Fintech 285

Fintech Data Regulation Innovation 285

Independent Banker

SEPTEMBER 30, 2021

Building trust in your institution has a lot to do with technology, from implementing strong data security practices to humanizing your online customer interactions. With much banking moving online or to smartphones, interactions with customers can be less frequent. Source: The Harris Poll, 2018 survey. Elizabeth Judd.

Community 139

Community Community Bank social media Security 139

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Even as the regulation pendulum swings back toward more limited oversight, how investment banks operate is fundamentally changing. Table of contents. The disruption of the IPO. Source: Getty.

Management 78

Management Capital Company Marketing 78

PYMNTS

JANUARY 8, 2018

In that 2007 pilot test program, commuters could buy tickets in-person or online and have them delivered to their mobile phones. with a platform called JustRide, which is a cloud-based collection of railways, and we launched in Boston with the city’s commuter rail service,” Donovan said. From paper to digital.

Mobile 161

Mobile Training Boston Alaska 161

CB Insights

SEPTEMBER 4, 2018

A few of the companies or brands listed below belong to the same parent organization, but are detailed separately if they are operating distinct autonomous development programs. It was updated and expanded on 5/17/2017 and again on 9/4/2018. Hired former Waymo and NASA engineer in June 2018 to head Project Titan.

System 78

System Technology Michigan California 78

PYMNTS

DECEMBER 17, 2018

no one under 21 years old is legally allowed to purchase alcohol , which means trying to sell it online isn’t as easy as hanging out a digital shingle and delivering to the consumer’s door. The bulk of local stores don’t have websites and thus don’t have an online catalog of goods. Minimally, an ID will have to be checked.

Retail 128

Retail United States Boston System 128

PYMNTS

OCTOBER 24, 2018

A look at some of its latest moves — a survey backed by fresh PYMNTS data and statistical analysis of Amazon’s strength in consumer spending — gives strong ideas of where the eCommerce operator is headed. The eCommerce operator will account for an estimated 2.2 The eCommerce operator will account for an estimated 2.2

Retail 108

Retail Operations Analysis Boston 108

PYMNTS

MAY 15, 2018

That space at brick-and-mortar locations can then be reallocated to fulfilling digital orders rather than shipping those from the warehouse, which the company says will reduce costs and enable it to respond faster to “buy online, pick up in store” orders. A True Contender In The Race Against Amazon.

Strategy 108

Strategy New York City South Carolina San Francisco 108

CB Insights

APRIL 24, 2018

E-commerce sales growth is pulling ahead of total retail sales ( 17% vs. 6% for year-over-year in Q4’17), and Amazon is controlling upwards of 40% of online sales in the US, according to the US Department of Commerce and Slice Intelligence, respectively. ” — Alistair Davidson, CFO, Ikea.

Retail 59

Retail Trends Technology Branding 59

NCR

OCTOBER 3, 2016

If government proposals come to fruition, financial institutions in the UK will soon be operating in an ‘ open banking ‘ environment. Other proposals would require banks to: Publish objective information on service quality online and in-branch. Image Credit: iStock/Franck-Boston.

Retail 98

Retail Boston Industry Management 98

PopularBank

FEBRUARY 25, 2020

The Popular Bank Associate Trainee Program is a select, 10-month rotational program for top-tier recent college graduates that exposes trainees to the diverse lines of the bank’s businesses, operations, policies and practices. Alumna, 2018 Popular Bank Associate Trainee Program. Alumnus, 2018 Popular Bank Associate Trainee Program.

Puerto Rico 52

Puerto Rico Austin Study Meeting 52

CB Insights

FEBRUARY 21, 2019

Blockchains operate through decentralized peer-to-peer platforms, building resilience against the spread of corrupted information and boosting resistance to fraud. ChromaWay announced that it had completed a full transaction on the platform in June 2018. Its platform seeks to reduce losses from fraud and bring down operational costs.

blockchain 78

blockchain Fraud Technology Management 78

CB Insights

JULY 23, 2020

For example, in 2018, 23andMe entered a $300M deal to sell data to drug giant GlaxoSmithKline, while in 2019, MyHeritage experienced a data breach that exposed details from 92M+ accounts. Managing the flow, operation, and sanitization of elevators will be a key component in instilling confidence in returning employees.

Meeting 101

Meeting Tools Survey Company 101

PYMNTS

JANUARY 7, 2019

We have seen the power of those icons on those devices over the last decade: 52 percent of all internet traffic in 2018 came via a mobile device. In 2018, it was estimated that roughly 45 percent of all digital purchases, and 40 percent of all commerce, was done via the mobile device. From LA to San Francisco.

Mobile 205

Mobile Innovation Apple Study 205

PYMNTS

OCTOBER 9, 2017

The first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business in 1460. It also standardized pricing and hours of operation. Commerce intermediaries are nothing new. In fact, they are at least 557 years old. Less inventory means fewer things for buyers to buy — and ultimately fewer buyers.

Online 128

Online Google Branding Retail 128

PYMNTS

OCTOBER 9, 2017

The first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business in 1460. It also standardized pricing and hours of operation. Commerce intermediaries are nothing new. In fact, they are at least 557 years old. Less inventory means fewer things for buyers to buy — and ultimately fewer buyers.

Online 112

Online Google Branding Retail 112