PYMNTS

NOVEMBER 26, 2019

SAFE has been delivering on-demand experiences since 2016, when it launched a targeted marketing function on its mobile app. SAFE leverages a targeted marketing tool with geofencing , messaging capabilities and push notifications to provide tailored promotional experiences. Meeting Members Where They Are With Promotions .

Marketing 131

Marketing Sacramento Data Mobile 131

PYMNTS

SEPTEMBER 7, 2016

Going into investor day, Mastercard is ready to talk about its brand’s evolution from card network to digital payments acceptance network, buttressed by the continued growth and acceptance of Masterpass among issuers, acquirers and merchants worldwide. and around the world.

Mobile 100

Mobile Security National Branding 100

PYMNTS

JANUARY 19, 2017

As has been seen across the industry thus far, a resurgence in trading helped make headlines, as the bank said fixed-income revenues were up 36 percent from a year ago and equity market trading revenues were up 15 percent. Cumulatively, he said, there have been 1 million new Costco card accounts and $52 billion in purchase sales.

Cards 100

Cards Conference Branding Regional 100

PYMNTS

OCTOBER 15, 2018

consumers a low-cost, digital-only bank that will directly compete with Goldman Sachs ‘s Marcus brand. Barry Rodrigues, CEO of cards and payments at Barclaycard International, told Financial Times that the new offering would “leverage Barclays’ U.K. We expect to have that in the market next year.”.

Digital Banking 187

Digital Banking Cards Online Branding 187

PYMNTS

JULY 15, 2016

The Children’s Place , the Secaucus, New Jersey-based retailer that is the “largest children’s pure-play specialty apparel retailer in North America,” revealed plans on Thursday (July 14) to team up with Alliance Data on a new loyalty-driven, private-label credit card program, the two companies announced in a joint statement.

Cards 100

Cards Columbus New Jersey Ohio 100

PYMNTS

FEBRUARY 7, 2020

Robinhood , the investment app that upended its market by elimination of commissions on stock trades is bringing its brand of disruption to the United Kingdom. In the United States, by 2016, it grew to 1 million subscribers and 6 million by October 2018.

United States 150

United States FDIC Millennials cryptocurrency 150

PYMNTS

JULY 24, 2018

Launching in October in two key markets, Mexico and the Philippines, MoneyGram will expand its options in which receivers from those markets may receive and use funds instantly — via their bank-issued Visa-branded debit card or Visa-branded prepaid card — and senders may choose the option by which to send those funds.

Branding 223

Branding Cards Marketing Security 223

PYMNTS

SEPTEMBER 15, 2020

Emerging markets have their own challenges when it comes to banking, where big, traditional financial institutions (FIs) are anything but efficient. Consider the fact that in Mexico it can take four to six months to open a business account — and as much as a year to get access to a debit card. Widening Debit’s Acceptance.

System 258

System Operations Fintech Taxes 258

PYMNTS

JUNE 8, 2018

It may no longer be the case that cash is king on a global stage but, in some markets (particularly developing markets, like India), it’s still doing quite well — as consumers are spending trillions of dollars’ worth of it a year. trillion : Consumer cash spend in the Asia-Pacific Region in 2016.

ATM 108

ATM Regional Branding Lending 108

PYMNTS

OCTOBER 20, 2016

To attend this live digital discussion on Wednesday, November 2, 2016 at 1:00 PM (EST), please complete the registration form shown below: [contact-form-7]. This strategy looks at authentication in all channels on any device and at any time for all cards within Mastercard’s brand portfolio. CEO, Market Platform Dynamics.

Security 100

Security CA Cards Strategy 100

PYMNTS

FEBRUARY 26, 2020

Mastercard , like most consumer credit connected brands, was hit hard in the early days of the Great Recession. However, those trend lines soon gave way to growth in the early 2010s and beyond — driven by the digitization of commerce — with the card network’s revenue tripling in the last decade.

Payments 274

Payments Course Fintech Cards 274

PYMNTS

NOVEMBER 20, 2018

In the year between Q2 2017 and Q2 2018, sub-prime consumer loan originations grew 28 percent between Q2 2017 and Q2 2018 across the categories of auto loans, mortgage loans and credit cards. This reverses the previous year’s trend, between 2016 and 2017, when sub-prime loan originations across categories fell by 7.1

Lending 188

Lending Trends Cards Capital 188

PYMNTS

OCTOBER 2, 2020

It was the wild card category for back-to-school, and it will be the wild card category for the holidays. In 2016, it took $24.5 The 2016 share of spend was 8.5 In 2016, it counted $42.9 15, no one could fault the retailer for putting the full weight of its brand behind Walmart+. consumer’s whole paycheck.

Comparison 142

Comparison Analysis Apple Seattle 142

PYMNTS

SEPTEMBER 18, 2020

The year was 2016. In 2016, it logged $20.5 Even in the early days of 2016, Amazon had 25 percent of eCommerce spend in the category, on its way to 40.5 It’s also worth looking at Amazon’s take from Prime as Walmart+ flies out to the market. In 2016, it was $7 billion. Justin Bieber and Drake topped the pop charts.

Comparison 163

Comparison Seattle Retail Branding 163

PYMNTS

OCTOBER 13, 2020

Shoppers can use Afterpay to buy items in select retail stores using their Afterpay card, a virtual, contactless card stored in their digital wallet,” the firm said in a Tuesday (Oct. The exclusive product-drop ecosystem is on fire, the online market and just the frequency with which customers are transacting is definitely elevating.

Retail 130

Retail United States Millennials Branding 130

NCR

AUGUST 29, 2016

The number of EMV payment cards in global circulation had rocketed more than 40 per cent year on year by the end of 2015, new statistics from EMVCo have revealed. billion ‘chip-and-pin’ cards when the data was collected, and 35.8 The region’s chip card adoption rate jumped to 52.3 per cent of cards issued.

Cards 75

Cards Regional National America 75

PYMNTS

JUNE 24, 2019

Integrating this product offering will help Capital One enhance services for business users of its co-branded and private label credit card partnership clients, the financial institution said. BlueTarp targets SMBs with accounts receivable management, cash flow tools, risk mitigation solutions and trade credit financing offerings.

Capital 128

Capital Management Cards Industry 128

PYMNTS

MARCH 16, 2018

Thankfully, today’s parking kiosks have moved beyond coin-operated solutions to accept dollar bills, credit and debit cards, mobile wallet and mobile app payments. By 2016, the number of imported parking kiosks rose to 296,000, a growth of roughly 10 percent per year. percent of the total kiosk market in 2016.

Data 125

Data Mobile Report Technology 125

PYMNTS

AUGUST 9, 2017

Some question whether the card-payment network operator will be able to overcome the struggle to “remain relevant” in a market that is quickly changing — and where consumers may soon be leaving card-based payments behind entirely. Literally every business and brand in China is plugged into this ecosystem.”.

Payments 116

Payments Apple Cards Mobile 116

PYMNTS

APRIL 12, 2019

He added that “PayU is very bullish on India as a market.”. Wibmo’s offerings span security, quick-response (QR) codes, authentication, mobile payments and prepaid cards. Beyond Wibmo, PayU bought Citrus Pay in 2016 for $130 million. The company also works with merchants and banks, and has consumer-facing offerings as well.

Leadership 109

Leadership Fintech Security Branding 109

PYMNTS

JANUARY 26, 2021

The global contactless payment market is projected to reach $18 billion by 2025, in fact, up from $10 billion last year — a nearly 12 percent compound annual growth rate (CAGR). Affinity Federal Credit Union is one such CU that began upgrading its systems in 2016 as the New Jersey-based CU began its evolution to an automated service model.

Tools 276

Tools Los Angeles New Jersey Trends 276

PYMNTS

JANUARY 31, 2017

The number of Mastercard cards increased 6 percent in the Americas in 2015, which compares to a 4 percent increase for Visa, but Visa still holds the spot as the largest card scheme in the region, reported RBR. According to RBR’s Global Payment Cards Data and Forecasts to 2021 study, Visa had 43 percent of the 2.9 during 2015.

America 100

America Cards Maine Regional 100

PYMNTS

JANUARY 8, 2019

By 2016, Chime was in the market with the full suite of features that digital banks offer today. As a pure-play digital bank, Chime offers as its primary product an entirely mobile/digital banking application that gives customers access to a network-branded debit card and a savings account. ”

Digital Banking 160

Digital Banking Tools Cards Millennials 160

PYMNTS

JUNE 22, 2020

“Post-2009, millennials demonstrated a clear aversion to financial risk, especially for lifestyle purchases, resulting in a tangible shift away from credit cards. Consumers are reaching for their debit cards and avoiding expensive credit card interest and fees,” Molnar said. CEO and co-founder of BNPL firm Afterpay told PYMNTS.

Millennials 151

Millennials Cards Examples Retail 151

PYMNTS

JUNE 29, 2017

From credit card companies to retailers and consumers, there are many key stakeholders in the commerce process, both on and offline. Out of the $22.049 trillion in total retail sales around the world in 2016, eCommerce makes up $1.915 trillion, or 8.7 Traditionally, the ISO was the sales and marketing driver for our industry.

Payments 143

Payments Retail Branding User Experience 143

Tomorrow's Transactions

JUNE 3, 2016

I’m in Frankfurt for the annual PayComm MEETS Europe, my chance to catch up with practitioners from the continental card markets. It’s really hard to keep up with all of the change in the market, driven primarily because of the regulation rather than new technology. The pace of regulatory change seems relentless.

Cards 30

Cards Marketing Regulation Course 30

PYMNTS

JANUARY 29, 2019

This partnership with Acorns builds on CNBC’s 30-year commitment to democratizing the financial markets, helping generations invest for their future,” said Hoffman. “We We are excited to bring together two brands with this shared social purpose to drive value to our viewers, users and customers.”. million users.

Fintech 175

Fintech Capital Tools Branding 175

PYMNTS

FEBRUARY 12, 2018

According to a report in TechCrunch, marketing and financial institution solutions provider Cardlytics closed the regular trading session Friday (Feb. It partners with well-known brands like Starbucks, Airbnb and Whole Foods Markets to provide discounts to banking customers. million in 2016 and revenue of $112.8

Capital 100

Capital Cards America Marketing 100

PYMNTS

NOVEMBER 30, 2016

billion units in 2016, with a year-over-year growth rate of 0.6 We are quickly seeing this change in key growth markets like India where new operator Reliance Jio is aggressively trying to shake up the market by handing out free 4G SIM cards and launching own-branded low-cost 4G-enabled smartphones.”

Regional 100

Regional Apple Mobile America 100

NCR

MAY 17, 2017

This principle is equally integral to marketing communications. Attract new business through targeted marketing. How can targeted, relevant marketing that seamlessly spans your physical and digital channels help you to attract new business? Learn more by joining this webinar hosted by NCR: Americas , EMEA , APAC.

Marketing 73

Marketing Customer Experience ATM Branding 73

Abrigo

OCTOBER 22, 2019

In recent years, cybercriminals implanted malicious skimming code directly on e-commerce shops and online content management and payment platforms as a way of stealing payment card data at scale. Their goal is to compromise the merchant’s payments processing account and steal all of the payment card data processed by the merchant.

Fraud 150

Fraud Cards Data Payments 150

PYMNTS

MAY 13, 2016

That ignition is thanks to the fact that all Transport of London trains accept contactless cards now – where the report says that 9 in 10 rides are paid for via a contactless card. Merchants and Chip Cards. IBM ), allegations of consumer harm over not being able to require the use of PINs with Chip Cards ( Walmart v.

Cards 100

Cards Lending Google Apple 100

PYMNTS

MARCH 20, 2018

A few decades later, Neiman Marcus started distributing gift cards, but the retailer took a page from the 1930s department store playbook: It kept the cards out of sight and only sold them as novelty items. Compared to traditional paper gift certificates, gift cards were a plastic card with a magnetic stripe.

Cards 147

Cards Apple Mobile Retail 147

PYMNTS

JUNE 29, 2018

According to the publication, heavy competitive headwinds from China’s current eCommerce leaders, Alibaba and JD.com , have left just 2 percent of the market to Amazon, iResearch data shows. Amazon expanded in China in 2016 when it launched Prime to Chinese customers. Japan and U.K.

Lending 109

Lending Operations Cards Report 109

NCR

FEBRUARY 2, 2018

There have been some interesting developments in the Australian payments market in recent times. Now, three of the banks involved in that legal tussle – Commonwealth Bank of Australia (CBA), National Australia Bank and Westpac – have teamed up to launch Beem, a brand new platform for peer-to-peer (P2P) payments.

Marketing 67

Marketing Payments Apple Fintech 67

PYMNTS

JANUARY 20, 2017

said on Thursday that its fourth-quarter net income in 2016 was off 8 percent, weighed down in part by marketing expenses, and, as Bloomberg noted, reserves were taken to cover bad loans, which were up nine percent. As reported by the company after the stock market closed, net income was $0.88 American Express Co.

United States 100

United States Cards Conference Marketing 100

William Mills

MAY 10, 2016

William Mills Agency and Beyond the Arc will be live blogging at FinovateSpring 2016. One use case is to use a bot, via text messaging, to help customers when they have potential credit card fraud. Industry Solutions Marketing Mgr.). Card-linked offers generated a lot of excitement a few years ago. Chris Edgington (Sr.

San Jose 40

San Jose Customer Experience Mobile social media 40