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The Biggest Banking, Regulatory Challenges For Today’s Entrepreneur

PYMNTS

and finance experts are celebrating with new data on the state of the entrepreneurial community. According to Bank of America head of small business Sharon Miller, this marks the highest level of optimism among SMBs since 2015. National Small Business Week is this week in the U.S.,

Taxes 144
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Rebounding from the Downturn

Independent Banker

Community First Bank & Trust. ROAA in 2015: 3.63 ROAE in 2015: 37.96 Community First Bank & Trust had an extraordinary 2015. The largest component of Community First Bank’s earnings in 2015 was a reversal of a $10.6 million valuation allowance on the bank’s deferred tax assets.

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Tech Center: Orlando Dips Its Toes Into Tech Startup Water

PYMNTS

The city had a population of 270,934 in 2015, making it the 73rd largest city in the United States and the fourth largest in Florida. GDP of Orlando, Kissimmee, Sanford (Metropolitan Area): $109,336 million (2015). Median household income (2015): $42,318. ND: I’ve been involved in the Orlando tech community for 10+ years.

Florida 110
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Accountants Say UK Bank Referral Scheme A ‘Waste Of Money’

PYMNTS

’s Bank Referral Scheme, part of the government’s array of initiatives to expand access to capital for small businesses, has been marred by controversy and criticism since it first came into effect in late 2016. But the scheme faced some of its harshest attacks yet at the hands of the Corporate Finance Network, a U.K.

Policies 148
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Lending to nonprofits: Considerations for credit analysis

Abrigo

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. Finances related to U.S. Revenues increased 3 percent to $2.26 trillion; assets rose 5.2 percent to $5.17 trillion, and expenses grew 1.7

Analysis 150
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The Time Is Now

Independent Banker

Happy New Year, fellow community bankers! This upcoming year has a lot of good in store for our industry, because ICBA continues to pursue even more successes for community banks nationwide. We certainly closed out 2015 with great wins in Washington, so I want to thank so many of you who stepped up to make change happen last year.

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Advocacy: Election Returns

Independent Banker

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Keeping community banking interests front and center. Rally more than 3,000 community bankers each year who support ICBPAC, ICBA’s federal political action committee for community banking.