Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

JUNE 21, 2019

Chinese P2P lending company Dianrong, which offers lending solutions and investment products, has completed its latest funding round, according to reports. The company is known as the “lending club of China.” The company has raised $549 million over seven funding rounds since the end of 2013.

Lending 100

Lending Capital Maine Groups 100

PYMNTS

JULY 31, 2018

Founded in 2013, BlueVine is one of the leading FinTech players in online small business lending. The company’s [BlueVine] market traction to date has been impressive, and we believe their technology and talent have set them on the path for continued growth,” said M12 Partner Elliott Robinson in the report. “We

Lending 100

Lending Capital Fintech Online 100

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

APRIL 2, 2020

The central bank’s efforts aren’t designed to bail out companies that might go under, but instead to offer a reassuring backstop to private lending markets.”. As retailers wait, eBay has launched Up & Running , an accelerator program designed to help retailers who lack an eCommerce capacity to be able to sell online.

Retail 130

Retail America Guidelines Online 130

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 197,000 $1,700 2 Robinhood 6080 2013 SF 17,190,000 $6,200 3 SoFi 4017 2011 SF 13,080,000 4.6 124 $66 27 Axos 220 2013 1,110,000 $0 28 Majority 126 2019 Stockholm 168,000 4.6

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

PYMNTS

NOVEMBER 18, 2019

That reflects a steady increase from 2013’s measure — 50 percent — and indicates that many Americans may need loans to deal with financial disruptions like medical emergencies or vehicle repairs. . Taking the Friction out of Lending. Lenders are looking to lend money because that’s how they make money,” Evans said.

Analysis 102

Analysis Lending Payments Data 102

PYMNTS

OCTOBER 8, 2019

When Affirm launched in February 2013, the point-of-sale (POS) financing marketplace in the U.S. In the last 12 months alone Square , Mastercard , PayPal and Chase have all rolled out POS installment lending products or enhancements as the market continues to pick up popularity among consumers, particularly younger ones.

Lending 159

Lending Cards Apple Google 159

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

OCTOBER 12, 2022

Much as Ally does with its car lending, Nubank optimizes a single use case to acquire customers – and then cross sells. Founded in 2013, Nubank boasts no maintenance fees and offers free and unlimited transfers and a higher interest rate than a regular savings account. Don’t Look Back in Anger. Slip inside the eye of your mind.

Fintech 97

Fintech United States Chicago Mobile 97

PYMNTS

JUNE 17, 2016

A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest. The really interesting, though less juicy, story is what got Lending Club into trouble.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

Independent Banker

OCTOBER 14, 2014

Robust online mortgage websites embrace today’s lending challenges as well as consumer needs. When Community Bank of Bergen County unveiled its online mortgage hub this summer, the bank put “ease of use” at the top of its goals for the site, says President and CEO Peter Michelotti. “I The online mortgage hub at D.L.

Community Bank 70

Community Bank Lending Community Oklahoma City 70

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

SEPTEMBER 11, 2019

The push toward digital banking seems an inexorable one, with the technology and demographics acting as tailwinds, and where governments have increasingly gotten into the act of promoting digital banks (the pure-play kind) and making forays into bits and bytes, where once paper and face-to-face transactions reigned. Kill the check.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

AUGUST 4, 2016

With its stock value up 10 percent in after hours trading – Square has managed to please investors with losses smaller than expected, growing payments volumes and continuing signs of strength emanating from from its lending platform for small business, Square Capital. That is also a 25 percent increase over last quarter.

Lending 100

Lending Capital Payments Taxes 100

PYMNTS

OCTOBER 13, 2016

Kabbage is a data and technology platform that enables real-time lending. which was added in 2013. “We We started the company initially to provide small business loans to eBay sellers through a real-time technology platform,” says Petralia. The goal of all that money is, of course, to lend to small business owners.

Regulation 100

Regulation Lending US FDIC 100

PYMNTS

NOVEMBER 16, 2017

Mary’s has since occupied the same site, constructing a new building in 1970 and replacing that structure with its current headquarters in 2013. According to Senus, the CU emphasized a “conservative approach” in its lending decisions to emerge successfully from the difficult economic environment. “We PYMNTS recently spoke with St.

Millennials 101

Millennials US New Hampshire Resources 101

Independent Banker

AUGUST 31, 2021

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Independent Banker named it one of the most innovative community banks because of its technology-forward attitude. —Andrew Silsby, Kennebec Savings Bank. Location: Fort Lee, N.J. crossriver.com.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

SEPTEMBER 5, 2016

The latter said earlier this month that it would buy Jet.com, focused on household goods and groceries, a move that spurred PYMNTS CEO Karen Webster to mull a retail rivalry gaining in intensity, especially in online sales (and it should be noted that Jet’s prices are competitive and, in many cases, lower than Amazon’s). The read across here?

Payments 100

Payments Apple Retail Online 100

Jeff For Banks

MAY 9, 2019

Online banks already use automated processes. If you look at the support center expenses branches must absorb for operations, technology, compliance, etc. In 2013, when the median branch deposit size in our profitability outsourcing service peer group was $47.9 Balancing your card providers daily report to your core system?

Survey 60

Survey Community Community Bank Resources 60

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. The online insurtech company was launched in 2013 in a joint effort by China-based tech giants Alibaba, Tencent, and Ping An. amid a difficult climate for China’s online lenders). Jianpu Technology. in March 2019.

Fintech 51

Fintech Regional Analytics Groups 51

Fintech Labs Insights

NOVEMBER 22, 2021

Ant Technology. Plaid Technologies. Sub-Category. 5 Nov 2021. 5 Nov 2021. 2018 round. 5 Nov 2021. 5 Nov 2021. Netherlands. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. 5 Nov 2021.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

JANUARY 21, 2022

Ant Technology. Plaid Technologies. Full Fintech Unicorn List. Value ($B). Value Date. Sub-Category. 2018 round. June ’21 round. Checkout.com. Jan ’22 round. July ’21 round. August ’21 exit to Square. Aug ’21 round. FTX Exchange. Oct ’21 round. South Korea. April ’21 round. Infrastructure. Jan ’22 round. Mar ’21 SPAC (proposed).

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

DECEMBER 20, 2021

Ant Technology. Plaid Technologies. Sub-Category. 2018 round. Mar 2021 round. 9 Dec 2021. June 2021 round. July 2021 round. August 2021 exit to Square. South Korea. Aug 2021 round. FTX Exchange. Oct 2021 round. Secondary market May 21. One97 (PayTM). April 2021 round. Infrastructure. Oct 2021 round. Tinkoff Bank. Mar 2021 IPO pricing.

Fintech 15

Fintech Lending Payments Security 15

CB Insights

OCTOBER 4, 2018

Ant Financial was initially launched to support online payments. As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Looking ahead.

US 78

US Fintech Mobile Regulation 78

Fintech Labs Insights

FEBRUARY 22, 2022

Phantom Technologies. Related Stories Top 21 Online Digital Accounting Services for Small Businesses (SMB): Jan 2022 The Fintech Unicorns of the 21st Century (Dec 2021) SMB Challengers: Rho Delivers Integrated Card, Payments & Checking Experience. Dec 2019 round. July 2021 SPAC (proposed). Cayman Islands. Fireblocks. Amber Group.

Fintech 15

Fintech Bitcoin blockchain Lending 15

William Mills

DECEMBER 12, 2017

Now in its 23 rd year, the conference featured more than 20 technology providers and rallied together innovators from across the globe to discuss how financial institutions can better engage with business customers… and the timing couldn’t be better. The company recently surpassed $1 billion in loan requests since it was established in 2013.

Conference 40

Conference Innovation Lending Customer Experience 40

Fintech Labs Insights

MAY 30, 2017

Founded in 2013. Finovate: What problem does your technology solve? . Lending aggregators popped up to solve this problem by ‘matching’ borrowers with lenders. Our Loan Offer Engine transparently allows consumers to submit a single, soft-pull loan application to all the leading online lenders and returns real loan offers back.

UX 22

UX Online Comparison Lending 22

Banking 2020

DECEMBER 3, 2015

This is according to a new report by InnoTribe, which stated that financial technology pioneered in the country is set to change the way consumers around the world think about banking. This is unsurprising, as the boom in technology has been one of the major transformations in the country. At the turn of the millennium, just 1.8

Innovation 40

Innovation Payments Lending Financial Technology 40

PYMNTS

JUNE 20, 2016

Today, there are more technologies than ever that can help a company gain visibility into cash flow. businesses last year due to cybercrime , a figure that marks a 22 percent increase in cybercrime in the nation, reports from Get Safe Online and Action Fraud said. Let’s talk about money management. billion in losses hit U.K.

Management 104

Management Bitcoin Survey Report 104

Fintech Labs Insights

FEBRUARY 1, 2022

Ant Technology. Plaid Technologies. Total (Dec 31) = $2.03 Full Fintech Unicorn List. Value ($B). Value Date. 1 Feb 2022. 2018 round. 1 Feb 2022. Ecommerce. Mar 2021 round. Jan 2022 round. 1 Feb 2022. July 2021 round. FTX Exchange. Jan 2022 round. August ’21 exit (Block). Aug 2021 round. Citadel Securities. Jan 2022 round. 1 Feb 2022.

Fintech 15

Fintech Lending Technology Security 15

CFPB Monitor

MARCH 10, 2017

Based on its previous biennial reviews, the CFPB issued its first and second reports to Congress in, respectively, October 2013 and December 2015. Online and mobile accounting servicing. The request is intended to inform the CFPB’s biennial review of the credit card market mandated by the CARD Act. On April 13, 2017, from 12 p.m.

Cards 68

Cards Comparison Trends Marketing 68

Fintech Labs Insights

JUNE 3, 2021

India-based banking technology startup. US lending specialist. 153 (t) Shift Technology :$1.0B Ant Technology. Plaid Technologies. . #110 (t) SpotOn : $1.9B US payments company. 123 (t) Zeta : $1.5B 146 (t) Sunbit : $1.1B 153 (t) Amount : $1.0B US fintech insfrastructure. 153 (t) DailyPay : $1.0B French insurtech.

United States 15

United States Fintech US Technology 15

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. Two that are already seeing lots of activity are payments and lending. Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B

Policies 61

Policies Lending Operations Examples 61

Fintech Labs Insights

SEPTEMBER 13, 2021

200t ($1B): American lender Octane Lending. Ant Technology. Plaid Technologies. . #200t ($1B): Canadian accounting provider Freshbooks. 200t ($1B): American investing platform Human Interest. 200t ($1B): Singapore crypto specialst MatrixPort. 200t ($1B): American payments company SightLine Payments. Full Fintech Unicorn List.

United States 15

United States Fintech Lending Bitcoin 15

CB Insights

SEPTEMBER 19, 2017

We also charted the share of unicorns that have been added to the club each year since 2013 by location (US vs. non-US). In 2013, over 70% of companies that achieved unicorn status were US-based. Rounding out the top 3 are electronics company Xiaomi ($46B) and online lending platform Lu.com ($18.5B). Meizu Technology.

US 78

US Company Capital Groups 78

Fintech Labs Insights

JULY 7, 2021

Ant Technology. Plaid Technologies. 1 July 2021. 2018 round. 1 July 2021. United States. Mar 2021 round. United States. 1 July 2021. Netherlands. 1 July 2021. United States. June 2021 secondary transactions. United States. 1 July 2021. June 2021 round. 1 July 2021. 1 July 2021. Nov 2018 transaction. 1 July 2021. 1 July 2021.

United States 15

United States Fintech Bitcoin Capital 15