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Small banks: Big challenges and big opportunities

Abrigo

For smaller banks, longer-term industry consolidation trends and competition are also eroding deposit market share. According to the Federal Reserve Bank of Kansas City , community banks’ deposit market share dropped to 15% in 2022 from 22% in 2013. People have other options,” Kirby said. The result? The result?

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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. They need a marketing person to title their reports.

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The Fintech 250: The Top Fintech Startups Of 2018

CB Insights

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. The market map below categorizes the Fintech 250 companies based on core area of focus.

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Can FinTech Walk The FinTalk?

PYMNTS

In this world, the only things certain are death and taxes. Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Honesty is the best policy.

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Square’s August Earnings Surprise

PYMNTS

With its stock value up 10 percent in after hours trading – Square has managed to please investors with losses smaller than expected, growing payments volumes and continuing signs of strength emanating from from its lending platform for small business, Square Capital. Lending’s Continue March Forward. Getting Back With Starbucks?

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Covid-19 briefing: post-lockdown macro

BankUnderground

For central banks whose policy rates are already close to zero, Lilley and Rogoff (2020) have recently restated their case for negative policy rates when markets no longer believe that QE is sufficient to maintain inflation at target. Fiscal Policy. A small recent literature studies interactions between fiscal policy and interest rate policy.

Policies 101
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SourceMedia’s Small Business Banking Conference Show – No Shortage of Innovation

William Mills

This is good news for the job market; however, a number of decisions may be made before yearend that will change the competitive landscape for small businesses. For banks, small business and commercial lending can be bogged down by tedious application processes, sluggish response times and frequent delays. www.miradortech.com.