Independent Banker

JULY 30, 2015

His role is to research, develop and provide members with superior products and services that meet the ever-changing needs of community banks and to help them to increase their competitive advantage. Having the best products and services will help community banks continue to effectively serve and compete in their communities.

Resources 70

Resources Tools Community Bank Community 70

Abrigo

APRIL 1, 2015

A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards. These smaller banks have also seen new, and more frequent, attention from regulators. How complex is the bank’s operating model?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. It is apparent everywhere you turn that social media is one of the hottest new communications tools in our society.

social media 88

social media Risk Management Compliance Community Bank 88

Abrigo

MAY 5, 2022

Using Data to Acquire, Engage, and Retain Banking Customers,” and “Customer Identity: Balancing Security and Seamless Banking Experiences.” BankTalk BankTalk by Remedy Consulting posts twice-a-month episodes for both banks and credit unions.

Community 195

Community Lending Maine Resources 195

Jeff For Banks

DECEMBER 13, 2018

is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. The Bank operates five full service offices. Plumas Bancorp (Nasdaq: PLBC) Plumas Bancorp is the $771 million holding company for Plumas Bank. The bank operates twelve branches, eleven in California and one in Nevada.

Oregon 101

Oregon Ohio California Community Bank 101

Jeff For Banks

DECEMBER 7, 2019

I also filtered for anomalies such as recent merger announcements, turnaround situations (losses suffered from 2013 forward), mutual-to-stock conversions, stock dividends/splits without price adjustments, and penny stocks. It is the Mountlake Terrace, Washington holding company for 1st Security Bank, a $1.7 FS Bancorp, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jack Henry

SEPTEMBER 19, 2014

At the opposite end of the spectrum, over 60 percent of community bank customers lose money for their institutions. In a blog I published here on July 31, 2013, I discussed the notion of “one size fits all” pricing as one of the biggest contributors to underperformance in loan portfolios.

Strategy 112

Strategy Community Bank Community Capital 112

Fintech Labs Insights

JUNE 15, 2016

“Know Your Customer” is a good axiom when it comes to authentication and security. But knowing your customer is also critical for banks looking to provide the best, most relevant, most personalized service. Founded in 2013. Solution is currently in Phase 1 with partner, Orrstown Bank. ” Company facts.

Community Bank 12

Community Bank Data Community Marketing 12

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. percent return on equity in 2013. Large Community Bank Council, member.

Ohio 70

Ohio Community Bank Community Lending 70

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Independent Banker

SEPTEMBER 22, 2015

In June, five federal agencies (including FDIC, Office of the Comptroller of the Currency and the Federal Reserve) announced approval of a final rule that modifies regulations applying to loans secured by properties located in special flood hazard areas. There is an exception that will be key for many community banks to understand.

Regulation 70

Regulation Policies Community Bank Taxes 70

Jeff For Banks

DECEMBER 18, 2014

For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. This, naturally, eliminated many of the smaller, illiquid FIs.

North Dakota 91

North Dakota Arizona Minnesota Los Angeles 91

Fintech Labs Insights

DECEMBER 30, 2016

I may have missed some decorations that had already been stored in the banks’ virtual attics. Previous year-end holiday posts: 2015 , 2014 , 2013 , 2012 , 2011 (big banks), 2011 (CUs/community banks), 2009 part 1 , 2009 part 2 , 2007 , 2006 , 2006 , 2004. ———-. 2016 Holiday Messages.

Texas 20

Texas Comparison Community Bank Analysis 20

South State Correspondent

OCTOBER 25, 2023

However, volume has steadily declined as Venmo gained more traction by 2013, combined with real-time payments, Apple Pay, Google Wallet, and Zelle after 2017. The payee’s name and address appear on their checks, as do their bank account number and signature for the world to see.

Fraud 195

Fraud ATM Payments Management 195

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). This was abundantly clear while I was reading a 10k and forgot the bank. In preparation for meetings, I frequently read 10k''s.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Fintech Labs Insights

DECEMBER 29, 2015

This is not a tall order, yet only 9 of the 2o largest banks managed to do even one of those five during the week leading up to Christmas. And it’s back in-line with historical norms of 9 banks 2013 , 8 in 2012 , and 10 in 2011. Banks in the Holiday Spirit. It looks like 2014 was an anomaly. BMO Harris.

Marketing 12

Marketing Milwaukee Maine Cards 12

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Sure, it’s easy to poke fun at the big banks for being slow and bureaucratic. “Revenue is vanity … margin is sanity … cash is king.” Integration and usability are still pain points.

Management 101

Management Community Bank Community Resources 101

Fintech Labs Insights

SEPTEMBER 8, 2015

Hip Pocket is a web-based app that helps consumers compare their mortgage rate with that of their peers and the bank’s current rate. The white-label solution leverages the popularity of financial calculators and other interactive financial tools to give potential borrowers the best chance at securing a mortgage that is right for them.

San Jose 12

San Jose Comparison Nebraska Tools 12

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. Check back for new updates throughout the day. MalauzaiMonkeys. I like their branding.

Samsung 69

Samsung Mobile User Experience Google 69

Jeff For Banks

APRIL 14, 2022

Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. History of the Eighties: An Examination of the Banking Crises of the 1980s and Early 1990s (Volumes 1 & 2) 1997 Federal Deposit Insurance Corp. 2013 Joshua R.

America 78

America National Denver United States 78

CB Insights

MAY 15, 2019

Founded: 2013. GFT’s Digital Innovation Lab focuses on improving the consumer banking experience, both online and in branches, while ensuring banks are meeting security and efficiency needs. The BNY Mellon team partnered with Deutsche Bank to create a system that would allow their respective chatbots to integrate.

Innovation 78

Innovation blockchain Technology Groups 78

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. Weapons of mass destruction (WMD) is defined by Homeland Security as a nuclear, radiological, chemical, biological, or other device that is intended to harm a large number of people. In the U.S.

National 195

National Training United States Regulation 195

CFPB Monitor

MARCH 20, 2017

As his 2013 law review article underscores, Professor Prakash strongly advocates in favor of robust Presidential powers. In his testimony, he mentioned that he and his then law firm colleagues were co-counsel to a small community bank in State National Bank of Big Spring v. Olson is lead counsel to PHH.

Virginia 74

Virginia Community Bank America Policies 74