Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JULY 10, 2019

Japanese company SoftBank is leading a $231 million funding round for a Brazilian lending startup called Creditas, in a bid to shake up competition in the traditional financial market, according to a report by Reuters. . Creditas is now valued at $750 million and the capital will help it to expand to other Latin American countries. .

Lending 108

Lending Capital America Marketing 108

Abrigo

NOVEMBER 29, 2021

Financial institutions generate most of their income by lending and investment activities. Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days. Roadmap for Effective Capital Planning: Start Here. Types of Noninterest Income. An important source of revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

Celent Banking

NOVEMBER 17, 2015

The lack of “just right” solutions for many small business financial problems has been a golden opportunity for FinTech firms. In the FinTech space, much of the focus is on consumer-oriented solutions like Mint for financial management, Venmo for P2P payments, and Prosper for social lending.

Report 100

Report FDIC Lending Fintech 100

PYMNTS

NOVEMBER 7, 2016

Small business employment, cash reserves and FinTech investment plans are all being shaped by this year’s presidential election. ” He did note, however, that there could be some cause for concern with SMBs reporting a lack in their pursuit of aggressive growth strategies and working capital financing. That amounts to $28.9

America 186

America Fintech National Strategy 186

PYMNTS

AUGUST 25, 2017

Microsoft Accelerator, which launched in 2012, has so far accelerated 129 startups across 10 cohorts. Microsoft will be lending its Azure Cloud technology to the companies so they can enhance their cloud, IoT, Big Data and analytics capabilities. Reports in YourStory on Thursday (Aug.

Compliance 100

Compliance Big Data Capital Analytics 100

PYMNTS

NOVEMBER 21, 2016

The dominating narrative in small business lending is the rise in alternative finance to fill the gaps left behind by traditional banks. Even so, FinTech innovators aren’t ignoring traditional FIs, with many developing solutions just for the banks to help them ease back into the game. and other markets.

Lending 100

Lending Meeting National Community 100

CB Insights

AUGUST 28, 2017

Last quarter set a record for funding to VC-backed fintech companies, which raised $5.2B across 251 deals (as highlighted in the CB Insights Q2 2017 Global Fintech report ). The quarter also saw new unicorn births, with 5 companies reaching new valuations of $1B+: online lending site Tuandaiwang (valued at $1.5B FINTECH 250.

Fintech 47

Fintech Trends blockchain Online 47

CB Insights

DECEMBER 10, 2020

This makes the sector an attractive target for fintech companies. . Where Top US Banks Are Betting On Fintech. Despite the economic uncertainty surrounding Covid-19, the largest US banks continue to invest in fintech companies. SMB lending . Consumer lending. First name. Company Name. Phone number. First name.

America 101

America Lending Cards San Francisco 101

Jeff For Banks

DECEMBER 29, 2021

Total return includes two components: capital appreciation and dividends. Silvergate Capital Corporation (NYSE: SI) #2. Silvergate Capital Corporation (NYSE: SI) Here we are again. Silvergate had $150 million in total revenue over the past twelve months, and has a market capitalization of $4.7 Live Oak Bancshares, Inc.

Capital 78

Capital Texas Metro North Carolina 78

PYMNTS

APRIL 22, 2016

The venture capital world lit up last week with reports that B2B tech startups are now seeing increased funding, raising money at a faster pace than B2C startups. In the biggest B2B venture capital story of the week, some of the brightest names in banking lent their support to B2B digital payments firm Transactis. B2B ePayments.

Capital 100

Capital Security Software User Experience 100

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. As in all teardowns, the data analyzed comes from CB Insights.

Capital 34

Capital Software Google Company 34

PYMNTS

OCTOBER 13, 2016

But despite its market size, SMEs are struggling to get the working capital they need. A new report by the Canadian Federation of Independent Business (CFIB) released this month explores the financing efforts of SMEs between 2012 and 2015. Nearly half of Canada’s SMEs have applied for some form of financing in recent years.

Lending 100

Lending Survey Capital Cards 100

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. Netherlands.

United States 15

United States Fintech Utah Software 15

Fintech Labs Insights

DECEMBER 7, 2020

At FintechLIVE , we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn list (values as of 2 Dec 2020). In November, we added just 3 new unicorns compared to 6 last month. Unicorn count: Beginning = 118. + 3 born this month. – 1 whose valuation dropped below $1B (Qiwi). _.

United States 15

United States Fintech Portland Oregon 15

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. Netherlands.

United States 15

United States Fintech Utah Lending 15

Jeff For Banks

DECEMBER 29, 2020

Total return includes two components: capital appreciation and dividends. First Capital, Inc. Silvergate Capital Corporation (NYSE: SI) Here we are. leverage ratio combined with their internal profit generation tells me they will be extending the proverbial hat to investors for more capital to support their growth.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Fintech Labs Insights

JULY 24, 2015

Dealstruck has raised $10 million in new capital from Community Investment Management. The online business lender now has a total capital of $70 million and says the investment will enable it to lend more than $100 million to small businesses. “And growing the capital pool means more access and more opportunity.”

Capital 12

Capital Lending San Diego San Jose 12

PYMNTS

MAY 20, 2016

It appears GV, which is the venture-capital investment arm of Google’s parent company Alphabet, has a vested interest in promoting a payday lender. Because it is an investor in the online lender LendUp and has been before the company launched in 2012. Now, however, Google has found itself in a bit of an awkward position.

Google 102

Google Policies Company Industry 102

Fintech Labs Insights

SEPTEMBER 30, 2015

Cloud Lending Solutions has landed $8 million in new funding. The Series A round was led by SF Capital Group, who will send its president, Neil Wolfson, to the company’s board of directors. Also participating in the round were Cota Capital, Long Light Capital, Green Visor, and Epic Ventures. Combined with $2.25

San Jose 12

San Jose Lending California Capital 12

PYMNTS

DECEMBER 28, 2018

percent since 2012. Capital One and Discover have both announced that they will be tightening their underwriting standards in the new year, and Goldman Sachs has gone from plans of expanding its online consumer credit product Marcus to plans of reining it in somewhat next year. It’s easy to lend money. That amounts to $13.2

Millennials 145

Millennials Lending System Data 145

CB Insights

NOVEMBER 6, 2018

Combined, these 31 European startups have raised more than $21B in total funding, and operate across industries including fintech, e-commerce, healthcare, and more. Company Description: Founded in 2012, this Berlin-based company runs an online used car exchange via a family of sites such as Auto1.com, Select Investors: Rhone Capital.

Groups 76

Groups Capital Operations Fintech 76

Fintech Labs Insights

OCTOBER 22, 2015

.” Pictured (left to right): Miranda Lanzillotti, Marketing Communications Manager, and Pamela Rice, Senior Vice President of Technology, for OnDeck, discussing lending APIs at FinDEVr 2014. And last month, the company teamed up with Intuit to launch a $100 million lending fund for small businesses.

Lending 12

Lending San Francisco New York City New York 12

Fintech Labs Insights

APRIL 27, 2016

This week, small business lender Mayava Capital honored the most influential people in small business lending in its Marketplace Lending Power 20 awards. The recipients in order of rank: Lending Club CEO & Founder, Renaud Laplanche. OnDeck Capital CEO, Noah Breslow. OnDeck’s FinovateSpring 2012 demo.

Lending 12

Lending San Francisco Utah Capital 12

Fintech Labs Insights

DECEMBER 17, 2015

Debt repayment app PaySwag will integrate its mobile technology with Cloud Lending’s lending platform courtesy of a partnership announced today. The white-label solution enables Cloud Lending customers to view, pay, and refinance their loans by mobile device. Snehal Fulzele is CEO. Max Hanes is CEO.

Lending 12

Lending Mobile Nevada California 12

Fintech Labs Insights

APRIL 15, 2016

Last night in Amsterdam the 2016 European Fintech Awards celebrated innovators shaping the future of finance. Four of the winners are Finovate and FinDEVr alums, including BehavioSec, who won the overall award of Best European Fintech Company of 2016: BehavioSec. Founded: 2012. Cloud Lending Solutions. Xpenditure.

Fintech 12

Fintech San Francisco Lending Innovation 12

Fintech Labs Insights

MAY 10, 2017

The investment is the largest equity investment in a German fintech company to date. With total capital of more than $280 million, the Hamburg-based online lender has earned a valuation of between $325 million and $540 million, according to an estimate in TechCrunch. This week’s funding adds to the $10.4

Fintech 15

Fintech Risk Management Technology Online 15

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

NOVEMBER 19, 2021

2012 to 2015 >>> 13. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. Founded: 2012. CAN Capital. Digital Lenders: Year Founded.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

MAY 12, 2021

2012 to 2015 >>> 9. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. Founded: 2012. CAN Capital. Lighter Capital. Fundera (NerdWallet).

Atlanta 15

Atlanta Utah DC Detroit 15

CFPB Monitor

MARCH 8, 2017

Earlier this week, we attended the LendIt USA conference in New York City, a leading annual fintech conference, at which CFPB Director Richard Cordray and Comptroller of the Currency Thomas Curry both spoke. Kaplinsky and Scott M. ” He then discussed the CFPB’s two most recent requests for information. .”

Conference 74

Conference Policies New York City Data 74

Fintech Labs Insights

NOVEMBER 19, 2021

2012 to 2015 >>> 13. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. Founded: 2012. CAN Capital. Digital Lenders: Year Founded.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

2012 to 2015 >>> 13. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. Founded: 2012. CAN Capital. Digital Lenders: Year Founded.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

JULY 7, 2016

Auto lending loan origination service (LOS) provider defi SOLUTIONS will soon offer lenders a full-service analytics and reporting platform. And courtesy of a partnership with Integrated Fintech, defi ANALYTICS will provide lenders with risk management and strategic consulting, as well.

Analytics 16

Analytics San Jose Report Texas 16

Fintech Labs Insights

MARCH 3, 2017

The financing comes from the company’s long-time partner, Victory Park Capital, and will be used to fund future loan growth. million loan originations since launching in 2012. In October of last year, H2Ventures and KPMG placed LendUp in the Leading 50 category of its Fintech 100 list.

San Francisco 12

San Francisco Video Course Lending 12

PYMNTS

MAY 5, 2017

Don’t let the seemingly low value of $42 million raised this week by B2B venture capital firms fool you: VC activity in the space was strong, hitting key verticals like cross-border payments and SaaS. Find out who’s planning ahead in our breakdown of B2B venture capital from the week below. SME Lending. Honorable Mentions.

Fintech 137

Fintech Big Data Capital Data 137

Fintech Labs Insights

JUNE 13, 2016

Combined, the 50 companies in this year’s roster have raised more than $40 billion in venture capital and have an implied market valuation of $242 billion. 2015 CNBC Disruptors 50 featured alums TransferWise , Personal Capital , Motif Investing , Zen Payroll , Coinbase , Klarna , Wealthfront , Betterment , Twilio , Narrative Science.

San Francisco 12

San Francisco Lending Capital Innovation 12