PYMNTS

JUNE 5, 2019

The real trick is to tie engaging consumer experiences to those cards, which is critical, as prepaid and reloadable cards continue to evolve — moving from plastic cards to mobile accounts that can adapt to an expanding portfolio of use cases, including payroll, online gambling or even consumer and business lending. Step back a bit first.

Cards 158

Cards Las Vegas Innovation Mobile 158

PYMNTS

OCTOBER 20, 2018

On this day in history in the year 2009, the world of payments and commerce was changed forever. No, we’re not talking about the launch of Square – that was in February of 2009. We always want to talk to innovators and those who understand them best. Well, that’s how we remember it, anyway. In The Beginning.

Innovation 177

Innovation Payments Cards Retail 177

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

NOVEMBER 12, 2018

million in sales on the first event in 2009. Lazada, a Singapore-based eCommerce site that has operations across Southeast Asia and is majority-owned by Alibaba, hosted its own sales. When we talk about new retail, we strongly believe that online commercial world and offline brick mortars are not separate worlds.

Retail 158

Retail Mobile Online Groups 158

PYMNTS

JUNE 15, 2020

Innovators with better tech will appear and — literally overnight — snatch your customers out of your calcified incumbent arms and build scale, they say. The Fallacy Of ‘Internet Time’ In November of 1998, a book was published that captured the prevailing wisdom of startups operating at the time.

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

JANUARY 9, 2020

It’s all the fashion these days to battle it out online for more market share when it comes to selling clothes to consumers. Amazon’s new platform will give brands complete control over the look and feel of their online spaces and which products they sell. Fashion Rentals. Part of the reason is changing consumer desires.

Branding 137

Branding Retail Marketing Operations 137

Independent Banker

OCTOBER 31, 2021

Offering the ability to open an account online can be one way to reach customers who are unable to join your community bank in person. That includes allowing customers to open accounts completely online,” says Charles Potts, ICBA’s senior vice president and chief innovation officer. Photo by Anchiy/Getty Images.

Idaho 134

Idaho Community Bank Community New Jersey 134

PYMNTS

OCTOBER 8, 2019

Basketball is one of the most popular sports – if not the most popular sport – in China, but there’s a little less NBA available today for online shoppers in that country, according to reports. Tencent has been the digital media partner of the NBA in China since 2009. The move comes after the general manager of that U.S.

Retail 116

Retail Houston Online Leadership 116

PYMNTS

FEBRUARY 27, 2020

Uber , Lyft , Fiverr , Airbnb , Postmates were the early names in the game, all founded between 2009 and 2011. Closing in on its 10th anniversary, Fiverr recently announced that over $1 billion has been earned by its global community of gig workers in the decade the company has been in operation. Some lasted; some did not.

Community 236

Community Mobile Course Software 236

PYMNTS

APRIL 27, 2020

With everything that has happened and with so much of commerce going online, I think a fair bit of that will stick online because people, I think, are going to realize, ‘Hey, that was actually pretty convenient.’”.

Marketing 142

Marketing Retail US Online 142

PYMNTS

NOVEMBER 7, 2019

7), the transit-as-a-service operator is offering car and truck owners looking to offload their vehicles a deal: Sell those vehicles via online retail service Carvana and get in return $250 worth of Lyft credits, plus three months of free membership in Lyft’s new Lyft Pink membership subscription program.

Los Angeles 101

Los Angeles San Francisco Software Millennials 101

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. “So, The DOJ Finding. In 2010, LendingClub added to its war chest with a $24.5

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JUNE 17, 2016

According to The Wall Street Journal last October, “thanks in large part to online lenders, the average monthly volume of personal-loan offers sent through the mail has more than doubled in two years to 156 million in the year through July from 73 million in the same period in 2013.” Blockchain technology is quite innovative.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

OCTOBER 19, 2020

It’s why recommendations are consistently ranked by consumers as one of the most important features a merchant can offer an online shopper, why merchants gladly oblige and why brands strive to make products that are consistently ranked high by consumers. Social proof can also work in reverse.

Maine 199

Maine Boston Branding Retail 199

PYMNTS

FEBRUARY 28, 2019

The Michigan High School Athletic Association, for instance, reported 12,722 registered sports officials in the 2008 to 2009 academic year, and that total fell to only 9,816 in the 2017 to 2018 season. Same-day cash offerings are certainly not the only innovations when it comes to making refereeing more compelling and convenient, though.

Payments 108

Payments Software Michigan National 108

PYMNTS

FEBRUARY 27, 2017

We’re moving quickly to respond to the current opportunities as well as to innovate and transform the shopping experience for our customers in the future. online retailer by revenue, one of the top three online retailers by traffic and our Walmart app is among the top three apps in retail. We’re the second-largest U.S.

Data 100

Data Retail Big Data Online 100

PYMNTS

JUNE 27, 2017

In January 2009, the so-called “Genesis Block” came into existence to the delight of an extremely small but very passionate cadre of cyber currency enthusiasts. 50 Percent of CFOs Expect the Blockchain Will Change How Accounts Payable Operates in the Next Year. But trust — and infrastructure — take time to build.

blockchain 117

blockchain Bitcoin Wisconsin Payments 117

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: May 21, 2009. Microsoft and Nokia. Date: April 25, 2014.

Google 76

Google Software Innovation Company 76

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

JUNE 21, 2016

However, as smartphones ascended to ubiquity – and on-demand sharing services like Uber (launched in 2009) became the norm – new options began to emerge. Also, Mintel’s Foodservice Trends 2016 report found that 77 percent of Americans said they would use online food delivery services. Or, for that matter, even a lobster dinner?

Resources 102

Resources Operations Technology Boston 102

CB Insights

OCTOBER 2, 2018

However, Facebook and Amazon are not the only Big Tech companies with a need to innovate in data security. Using CB Insights’ patent analytics, we mined FAMGA’s patent application activity for data security innovations. Patents are a meaningful leading indicator of where company R&D and innovation efforts are headed.

Security 58

Security Data US Google 58

PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. Big ideas often start by solving a seemingly small problem. And industry pundits fell in love. And industry pundits fell in love.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

APRIL 11, 2016

I was reminded of this phenomenon recently after scanning a bunch of stories that described a variety of “disruptive” innovations in payments. In 1985, Microsoft released its first (not so popular) version of Windows — an operating system that enabled applications to deliver functionality on a variety of personal computers.

San Francisco 100

San Francisco Operations Examples Branding 100

PYMNTS

DECEMBER 13, 2019

The clock is ticking — holiday shipping deadlines are approaching and the last of the holiday shopping procrastinators are either rushing to order online or resigning themselves to a last-minute trip to a crowded mall or shopping center to tough it out in line with all the other procrastinators. said in the release.

New York City 131

New York City New York Retail US 131

PYMNTS

JUNE 29, 2017

The business of helping people look and feel their best is bigger than ever, and consumers young and old are now heading online to get their fitness fix. NutraClick is one such player delivering on changing consumer expectations, both online and in retail stores. Building up Strength Online and in the Physical World.

Online 100

Online Software Apple Mobile 100

CB Insights

JULY 16, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’ board of directors. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

DECEMBER 5, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’s board of directors. American Family Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

DECEMBER 19, 2017

Modern-day retail is at an inflection point as retailers face struggling physical storefronts, massive debt, and inefficient operations, among other issues. Digital laggards – Many big-box retailers either failed or were too late to establish an online presence. In 2017 to date, we have seen 21 bankruptcies.

Retail 78

Retail Branding Company Capital 78

Fintech Labs Insights

APRIL 4, 2016

The process is 100% online, available 24/7, and interest rates range from 8% to 20%. Pictured (left to right): Kabbage Director of Payment Operations, Michelle Sirpak, and Head of Product, Jason Dell demonstrating the Kabbage Card at FinovateSpring 2015 in San Jose. Rob Frohwein is CEO. Tickets are on sale now.

San Jose 12

San Jose Georgia Atlanta Innovation 12

Perficient

FEBRUARY 4, 2021

As was the case back in 2009 when the Affordable Care Act rolled out, smaller plans will find themselves with more complex competition. This will create new online shopping dynamics, previously only seen in Medicare Supplement Plans. Buying Innovates. This year, innovation will shift to outside organizations.

Montana 508

Montana Oklahoma New Mexico Tools 508

PYMNTS

MARCH 9, 2020

’s latest numbers on the topic revealing the lowest level of underbanked individuals since the survey began in 2009. “People are using prepaid cards, check-cashing stores, money transmission for bill payment — they’re incredibly expensive ways to operate, and this is absolutely the experience for many businesses as well.”

Community Bank 188

Community Bank Community Innovation Regional 188

PYMNTS

MARCH 28, 2016

doesn’t have to be paved with a 500+ person task force analyzing what the world would look like if we were starting from a clean sheet of paper, competing propositions for who’s going to build and operate a new set of rails, or even what sort of spiffy software can make existing rails faster. The path to faster payments in the U.S.

US 100

US Payments Course System 100

Fintech Labs Insights

JUNE 18, 2015

Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. Finovate: WePay’s payment APIs are built for online marketplaces, ecommerce sites, and crowdfunding platforms. 2) A merchant account platform, Connect.

Security 12

Security Payments San Jose Fraud 12

PYMNTS

MAY 6, 2019

Déjà vu because it was 10 years ago, in May of 2009, that Facebook launched the alpha version of Facebook Credits. First stop on Facebook’s capital raising tour: The big guns with successful payments rails, loads of money and a demonstrable appetite to invest in innovation. It shut down in 2012, 15 months after its official launch.

Innovation 209

Innovation blockchain Payments cryptocurrency 209

PYMNTS

JUNE 28, 2017

Developing a Healthy Online Business. Mobile technology is also helping to spur some healthy growth in the online wellness industry. Launched in 2009, NutraClick began as a direct-to-consumer company with a single supplement offering. To read the latest headlines from around the space, download the Tracker. .

Software 101

Software Company Report Mobile 101

PYMNTS

OCTOBER 8, 2018

B2B payments innovators and Warren Buffet have something in common: They are both obsessed with rails. Warren Buffet made rails sexy again when he bought a railroad in 2009. Today, a host of innovators are making B2B payments rails sexy again too. Topic Two: Banks — sure, they’re boring as all get out, but they are innovating.

Payments 192

Payments Innovation Regulation San Francisco 192

Fintech Labs Insights

MARCH 24, 2016

. “We believe that businesses deserve the convenience of having their banking operations fully automated,” states the company’s Matthew Harris, Director of Strategy and Partnerships. Founded in November 2009. Harris: Valuto is an innovative solution that bypasses expensive intermediaries such as banks or FX brokers.

System 12

System Strategy Innovation Payments 12