Fintech Labs Insights

AUGUST 12, 2014

Fintech (note 1) has been part of YC from the beginning. The first class (Summer 2005) included one fintech startup, TextPayMe, among the eight companies. But as YC grew from 2005 to 2009, the number of fintech companies stayed at roughly 1 per year. You are almost guaranteed a multi-million funding.

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Fintech Labs Insights

AUGUST 26, 2020

27 of the total were fintech companies, a fairly typical 14% of the YC batch. Though back when YC was just starting, only a handful were fintech. In the first 9 years of YC (2005 thru 2013), only 24 YC companies were in the fintech space though two of those early participants are now decacorns ($10B+). Year Fintech.

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PYMNTS

MAY 5, 2016

Founded in 2005, Klarna was most recently valued at $2.25 Klarna and other FinTech providers are likely heading toward a competitive crash with Europe’s big banks, as recent regulatory changes now require banks to further open their networks to up-and-coming players. a study by the Bank for International Settlements showed.

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Samsung Regional Apple Retail 100

PYMNTS

JUNE 29, 2018

The company paid its invoices 83 days after issuance on average last year, and has been taking at least two months to pay supplier invoices since 2005. This tug-and-pull is the subject of much B2B FinTech innovation that has emerged in recent years, from commercial cards to cash flow forecasting automation.

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PYMNTS

AUGUST 13, 2018

Bank will sell its card processing service, Elan. Elan processes cards for 1,800 banks in the U.S., providing payment services, credit card issuing, debit card processing and prepaid card and ATM services. and more than 13 million ATMs and debit cards. and more than 13 million ATMs and debit cards.

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Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

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Fintech Labs Insights

JUNE 29, 2021

Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). NEW : Looking for digital banks, lenders or corporate charge/credit cards serving small businesses? Check out our latest lists: SMB online lenders (26) | SMB charge/credit cards (15) | SMB challenger banks (10) .

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Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

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United States Fintech Utah Lending 15

PYMNTS

APRIL 29, 2019

And it’s why plastic cards still rule at the physical point of sale, even though there are more contactless POS terminals than ever before. Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Consumers stick to what they know will deliver a predictable outcome.

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Online Retail Study Cards 162

Fintech Labs Insights

APRIL 16, 2020

In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries. movement in 2005/2006, the financial crisis hit. Financial crisis.

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Fintech Labs Insights

JUNE 27, 2023

Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). The post Top 18 Digital & Online Insurance Providers for Small Businesses (SMB): June 2023 first appeared on Fintech Labs SMB Center. views, up 100k since April (3,800 subscribers) Instagram : 9,300 followers TrustPilot : 4.0

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Fintech Labs Insights

DECEMBER 2, 2021

Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). NEW : Looking for digital banks, lenders or corporate charge/credit cards serving small businesses? Check out our latest lists: SMB online lenders (26) | SMB charge/credit cards (15) | SMB challenger banks (10) .

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Fintech Labs Insights

NOVEMBER 19, 2021

We are calling it the FAB score, standing for Fintech Attention Barometer. Founded: 2005. Top 17 Online Digital Corporate Credit Cards for Small Businesses (Dec 2021). The 260 Fintech Unicorns of the 21st Century (Oct 2021). Charlston, SC. Fund that Flip. Lendistry. Patch of Land. HoneyComb Credit. Pittsburgh. Lendinero.

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Atlanta Utah Miami DC 15

Fintech Labs Insights

JUNE 29, 2016

He’s pro-fintech, as well. The major credited Agrawal’s experience creating “multi-million pound businesses from scratch” as giving the fintech entrepreneur insight into the challenges businesses face in the UK. The new mayor of London isn’t just pro-business.

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Fintech Online Cards Management 20

Fintech Labs Insights

OCTOBER 16, 2016

In a new partnership , Jack Henry & Associates has integrated with Visa to allow customers to send P2P payments directly to a recipient’s Visa debit card. Jack Henry began offering P2P payment capability in 2005 and expects the new method to boost usage. Mastercard is the runner-up: 71% of cards issued contain an EMV chip.

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Fintech Labs Insights

SEPTEMBER 15, 2014

The 48 hours after Tim Cook revealed Apple''s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online "firsts" happened ( see note 1 ). And we''re seeing more thoughtful fintech posts in the past week than we used to see in an entire year.

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Apple Cards Mobile United States 32

PYMNTS

MARCH 12, 2020

German payments company Wirecard said on Thursday (March 11) that it is partnering with Sweden’s FinTech startup Klarna for integrated payments. Founded in 2005 by Sebastian Siemiatkowski, Niklas Adalberth and Victor Jacobsson, Klarna pays merchants upfront and offers an alternative to credit cards.

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Payments Millennials Cards Fintech 143

PYMNTS

AUGUST 21, 2018

“The millennials whose parents belong to the 1-percenter club will be fine, thanks to receiving a great education at the top schools and nabbing one of the high-paying jobs that go along with having that pedigree,” Karen Webster noted in a commentary on the Coming Millennial FinTech Crisis. Sixty-six percent have credit cards.

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Fintech Labs Insights

AUGUST 17, 2015

Kabbage launched the Kabbage Card at FinovateSpring 2015. Founded: 2005. Cardlytics , a card-linked offers platform that provides big data insights to financial institutions. Having four alums among the 100 fastest-growing companies is a testament to fintech’s recent growth spurt. Founded: 2009. 2014 revenue: $40.2

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Fintech Labs Insights

NOVEMBER 19, 2021

We are calling it the FAB score, standing for Fintech Attention Barometer. Founded: 2005. Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Dec 2021). The 260 Fintech Unicorns of the 21st Century (Oct 2021). Charlston, SC. Fund that Flip. Lendistry. Patch of Land. HoneyComb Credit. Pittsburgh.

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Fintech Labs Insights

NOVEMBER 19, 2021

We are calling it the FAB score, standing for Fintech Attention Barometer. Founded: 2005. Related Stories SMB Lenders: Kabbage Continues to Cook Under American Express Ownership SMB Charge Cards: Brex is the new Amex Watch 12 Fintech Startups Pitch at Startupbootcamp Amsterdam Demo Day (May 2021 update)). Charlston, SC.

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PYMNTS

MAY 7, 2020

Klarna , Sweden’s FinTech startup, has partnered with beauty retailer Sephora , according to a press release. Founded in 2005, Klarna offers an alternative to credit cards. It allows shoppers to pay in four equal payments with no interest. It is valued at $5.5 billion following a $460 million investment in August.

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Payments Branding Retail America 210

Fintech Labs Insights

SEPTEMBER 16, 2015

This allows users to pay using their favorite debit/credit card with their smartphone online, in store, via digital signage, and on TV.” Founded: May 2005. As we near the end of the second morning session, here is mobile wallet innovator, Soundpays. ” Presenting Peter Misek (CEO) and Jason Squire (CTO).

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Fintech Labs Insights

FEBRUARY 1, 2017

Card-linked offers (CLO) solutions company Cartera Commerce announced this week it has been acquired by loyalty marketplace, Ebates. credit card issuers and 5 of the 6 largest U.S. Since it was founded in 2005, Cartera has distributed 20+ billion points and miles. The company works with 5 of the top 10 U.S.

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Fintech Labs Insights

AUGUST 17, 2016

Collaboration network for card issuers and merchants, Ethoca , landed a new client this week. All participants – including Ethoca’s network of more than 545 card issuers – get more value by reducing fraud losses and eliminating more chargebacks.”.

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Fintech Labs Insights

JANUARY 12, 2016

Card-not-present (CNP) fraud and chargebacks cost retailers and issuing banks billions of dollars and lost time. Founded: 2005. Network contains: 44 global, direct card issuers. The process: Card issuers have three methods to upload customer dispute data and confirmed fraud: Upload manually (pictured below).

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Fraud America Cards Retail 12

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. Besides that, they’re the ideal credit risk and perfect target to stake the future of FinTech, payments and retail. It’s a fact. population. Here’s what that looks like, by the numbers.

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Millennials Fintech Cards Groups 100

PYMNTS

DECEMBER 13, 2018

The good news — and there is always good news — is that merchants, card networks, issuers and others in the payments and commerce space have pretty good technology, too (or, at least, theoretical access to it), and that prevention of crime provides ample room for innovation. That’s the bad news. What does that mean in real terms?

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Fintech Labs Insights

JANUARY 21, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 266. trillion. .

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Fintech Labs Insights

OCTOBER 19, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. In August, we added 17 new unicorns for a total of 238. Their total market value is now $2.21 trillion, up $100B from last month. Unicorn count: Beginning (Sep 1) = 224. + Total (Sep 30) = 238.

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Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

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Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

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Fintech Labs Insights

FEBRUARY 15, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Fintech Unicorn count: Beginning (Jan 1, 2022) = 271 Plus: 9 born this month (see Table 2, below) 1 previous unicorn added this month (Citadel Securities) _ Total (Jan 31) = 281. Full Fintech Unicorn List.

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Fintech Labs Insights

DECEMBER 20, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. Their total market value is now $2.23 trillion, down $30B from last month (essentially flat). Total market value = $2.20

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Fintech Labs Insights

APRIL 8, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US-based business charge cards. Full Fintech Unicorn List. In March, we added 17 new unicorns for a month-end total of 157. The total value is now $1.62 trillion, down $30B from last month. 16 born this month (see below). +

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Fintech Labs Insights

JUNE 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US fintech insfrastructure. Full Fintech Unicorn List. Related: Top 15 Online Digital Corporate Credit Cards for Small Businesses (June 2021). In May, we added 16 new unicorns for a total of 187. US Payments company.

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Fintech Labs Insights

JULY 7, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Trulioo , Canadian fintech security company. Full Fintech Unicorn List. Top 15 Online Digital Corporate Credit Cards for Small Businesses (June 2021). In June, we added 12 new unicorns for a total of 199. 102(t): $2.1B

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