Abrigo

FEBRUARY 25, 2022

The year 2021 saw a continuation of pandemic policies and changes, a new administration in Washington , and regulatory reform from the Financial Crimes Enforcement Network ( FinCEN ). House of Representatives advanced the Secure and Fair Enforcement (SAFE) Banking Act to the Senate for the sixth time. What to Watch. Now that the?

Regulation 195

Regulation Policies Compliance Washington 195

TrustBank

APRIL 24, 2020

Speaking for Washington Trust, we remain committed to our disciplined approach. We continue to hold our risk management strategies because they enable portfolios to achieve better returns for the risk they assume. But, if this is the case, the question that comes to mind is, how should we react?

Marketing 83

Marketing US Washington Strategy 83

Gonzobanker

NOVEMBER 22, 2022

While the regulators and Congress were spit-balling a determination on whether crypto is a security, a commodity, or a currency, the continued collapse of crypto-related entities reveals that everyone in power has been flat-footed in their policy response to digital assets.

Regulation 173

Regulation blockchain Marketing Strategy 173

FICO

MARCH 31, 2016

During this period of Congressional gridlock, much of the activity in Washington DC impacting the financial services industry remains focused on the development and implementation of new regulations. Model management continues to present financial institutions with new compliance obstacles. Please join us in Washington DC April 26 -29!

Compliance 40

Compliance DC Washington Regulation 40

Independent Banker

NOVEMBER 25, 2015

“We are going to have to lean into this digitized world, so that we can continue to serve our customers well into the 21st century,” ICBA President and CEO Cam Fine told the 24th World Congress of Savings and Retail Banks in Washington, D.C., See “Closing the Gap” in the November 2015 issue, online at www.independentbanker.org.).

Community Bank 70

Community Bank Community Analytics Lending 70

FICO

DECEMBER 20, 2022

Buy-Now-Pay-Later Will Win on Customer Experience but Needs Enhanced Security. If FIs want to continue to tap into the BNPL market while stopping fraud , how they combine ease of use with visible security will be a big factor. BNPL usage is beginning to hit critical mass, with roughly 60 million users today. TJ holds a B.S.

Fraud 52

Fraud Payments South Carolina Compliance 52

Jeff For Banks

OCTOBER 27, 2013

Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds. We have great Washington drama with both sides refusing to give ground on their issues.

Washington 78

Washington Marketing Data Regulation 78

Jeff For Banks

JULY 9, 2012

Second Quarter Surprises We received two big surprises at the end of the second quarter — one from Washington and one from an ocean away. Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. The end result will likely be more overzealous financial regulation.

Taxes 65

Taxes Washington Risk Management Marketing 65

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media 195

social media FDIC Branding Management 195

Jeff For Banks

NOVEMBER 1, 2017

They have seemed fairly nervous about their large balance sheet, so in September, 2017, they announced that they would allow bonds to mature or pay off in October- by $4 billion in Agency mortgage backed securities and $6 billion in Treasuries, for a total of $10 billion. Fiscal Policy We are not seeing activity from Washington DC.

Marketing 60

Marketing Taxes DC Community Bank 60

Jeff For Banks

OCTOBER 11, 2011

In another easing action dubbed “Operation Twist,” the Fed stated that they will sell $400 billion of their shorter securities (less than 3 year maturities) and buy the same amount of longer securities (6 to 30 year maturities) by June, 2012. They haven’t tried a “twist” since the 1960s. Gas prices clearly have room to move downward.

DC 65

DC Security Washington Risk Management 65

Jeff For Banks

JANUARY 19, 2013

They announced another quantitative easing program—this time, QE3—part 2, in which they will buy $45 billion a month in Treasury bonds in addition to the $40 billion per month of mortgage backed securities that they are buying for QE3. Yes, folks, that would be $1 trillion per year! The estimated reduction to GDP would be -.3%

Taxes 70

Taxes Philadelphia DC New Jersey 70

Fintech Labs Insights

SEPTEMBER 21, 2015

The total included one new alum, Praesidio , which will be presenting its security and fraud control integrations at next month’s FinDEVr. Cloud-based security for financial institutions. HQ: Seattle, Washington. Risk management for P2P lending. Year-to-date fintech firms have raised $13 billion.

New York City 12

New York City San Francisco Company Fintech 12

Fintech Labs Insights

MAY 19, 2016

HQ: Seattle, Washington. Payment security technology. HQ: Washington D.C. Tags: SMB, merchants, security, payments, POS, credit/debit cards, authorization. Source: Crunchbase. International payments service. Latest round: $38.5 million Series C. Total raised: $61.5 Source: Crunchbase. Japanese Bitcoin exchange.

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

OCTOBER 19, 2015

Secure messaging for financial services. 401(k) management. HQ: Seattle, Washington. Tags: Enterprise, IDology (investor), security, risk management, payments, Finovate alum. HQ: Atlanta, Georgia. Latest round: $135 million at $1 billion valuation. Total raised: $600 million. Source: Finovate. million Seed.

New York City 12

New York City Company Fintech New York 12

TrustBank

JULY 3, 2020

Absolute return, or risk management strategies, whose returns are independent of traditional stocks and bonds, continued to lower portfolio volatility. Washington Trust Bank believes that the information used in this study was obtained from reliable sources, but we do not guarantee its accuracy.

Marketing 98

Marketing Washington Strategy Risk Management 98

Abrigo

SEPTEMBER 20, 2021

securities credit. credit secured by certain investment properties. Mail/Hand Delivery/Courier: Comment Intake—Section 1071 Small Business Lending Data Collection, Bureau of Consumer Financial Protection, 1700 G Street NW, Washington, DC 20552. public utilities credit. incidental credit. motor vehicle dealers.

Lending 195

Lending Data Compliance Regulation 195

PYMNTS

MARCH 12, 2019

Call it Mr. Sloan Goes to Washington. And the staffing shuffle, we think, that may be a bit of a wild card, and where speculation may loom that Sloan’s own perch may be less than secure. Call it a movie that features a less than-thrilled-to-have-top-billing star.

Washington 115

Washington Risk Management Lending Report 115

Gonzobanker

DECEMBER 22, 2015

One internal memo acknowledges the weaknesses in the bureau’s methodology and admits to the litigation risks in its case against Ally. FFIEC’s Cyber Security Self-Assessment Tool. A phenomenally successful $50+ billion private/wealth management bank with a customer list to die for probably won’t hurt on the reference list.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

JULY 17, 2015

Independent source of consensus credit risk. HQ: Seattle, Washington. Tags: Underwriting, risk management, compliance, investing, enterprise, B2B. Source: Finovate. Merchant-issuer collaboration software. HQ: Toronto, Ontario, Canada. Latest round: $45 million. Total raised: $45 million. Source: FT Partners.

Fintech 12

Fintech Company San Diego Los Angeles 12

CB Insights

OCTOBER 6, 2017

Its self-checkout and ordering process is gaining popularity, and Eatsa has expanded beyond San Francisco to New York and Washington DC. This trend is already touching areas like physical security, transportation, cleaning services, warehouses, and restaurants. An example is fast-casual restaurant chain Eatsa. NEWS AND MEDIA.

Software 69

Software Industry Retail United States 69

Gonzobanker

FEBRUARY 21, 2017

Not to mention Arthur Anderson’s involvement ending an era of self-regulation for the accounting industry as the Public Oversight Board gave way to the Financial Accounting Standards Board and further Securities and Exchange Commission scrutiny. Especially because the regulatory pendulum has a habit of swinging too far in the other direction.

Regulation 73

Regulation Risk Management Management America 73

Tomorrow's Transactions

JUNE 24, 2016

The most obvious manifestation of this, as I’ve written before, is that when I am asked for identification (in order to get into a building in America, for example) I can present documents that the security guard cannot conceivably verify or validate (e.g., This is, as is often remarked, security theatre not security.

Case Study 34

Case Study Study America Security 34

Gonzobanker

FEBRUARY 21, 2017

Not to mention Arthur Anderson’s involvement ending an era of self-regulation for the accounting industry as the Public Oversight Board gave way to the Financial Accounting Standards Board and further Securities and Exchange Commission scrutiny. Especially because the regulatory pendulum has a habit of swinging too far in the other direction.

Regulation 60

Regulation Risk Management Management America 60