Insights on Business

DECEMBER 12, 2018

Stories of improper conduct, and new regulations on data protection and privacy such as GDPR, continued to dominate the business headlines, moving from water-cooler conversation to “what about us?” additions of regulations and obligations to our content libraries, and improvements to our interface for greater efficiency.

Innovation 111

Innovation Compliance User Experience Regulation 111

Fintech Labs Insights

OCTOBER 7, 2015

Our customers include banks, hedge funds, asset managers, central banks, regulators, auditors, fund administrators, and insurance companies. The post FinDEVr Live: Markit’s Technology Shows Modernization and Modularity as Keys to Rich UX appeared first on Finovate. Markit shares are listed on Nasdaq under the symbol MRKT.

UX 12

UX Technology User Experience Management 12

PYMNTS

MARCH 4, 2020

FinTech firms like Bottomline have invested in user experience (UX), user interface (UI), usability and, of course, data management. Regulation and compliance might be burdens, but they can’t be excuses.”.

User Experience 203

User Experience Data Fintech System 203

PYMNTS

APRIL 3, 2019

UX, Payments and App Innovation. thanks to the integration of rules like the revised Payment Services Directive (PSD2) and General Data Protection Regulation (GDPR). Costa recently launched its mobile order-ahead service, Costa Collect, after a successful pilot last year.

Mobile 101

Mobile Innovation UX Security 101

PYMNTS

JULY 24, 2019

Now, with open banking, the FIs are getting a push from regulators to standardize their competitive walls and protections when it comes to user history and information. The digital players have great UX, which engenders trust in the interaction. For now, the incumbents have trust in the services they deliver. Build or buy?

Digital Banking 160

Digital Banking UX Online Innovation 160

CB Insights

AUGUST 2, 2018

Notably, these fintechs are circumventing banking regulations via partnerships with companies like Green Dot and StoneCastle, enabling them to offer debit products without becoming official deposit takers. This backdoor around banking regulations could prove to be extremely fruitful for fintechs in the future.

Cards 71

Cards Fintech UX Strategy 71

Perficient

SEPTEMBER 29, 2020

They’re highly regulated. Health systems are stuck with cost structures that are in many ways out of their hands. They have much bigger privacy concerns. They deal with life-or-death situations. And so much more. So what can healthcare learn from retail about building a “consumer-centric experience”? And how can marketing build toward it?

social media 294

social media System Retail Online 294

FICO

MARCH 1, 2022

Remember that trust is the #1 thing banks have that many FinTechs don’t have, because we feel secure knowing that long-standing, regulated financial institutions will be around for a while. What incentives (e.g., cash, gift card, instant funding) are you giving them?

Digital Banking 52

Digital Banking Data Customer Experience eBook 52

Fintech Labs Insights

MAY 24, 2017

Highlighting the fact that regulation is a key barrier to growth for banks, a post at the Trulioo blog earlier this month underscored how important it was for FIs to leverage technology to meet these challenges. Trulioo’s roundtable takes place on Monday, 12 June on Day One of our developer’s conference.

Compliance 21

Compliance UX User Experience Fraud 21

Celent Banking

JUNE 5, 2015

These “UX” nuances matter, and refining the details of the user experience will be hugely important. Regulations may give consumers the confidence that they can undertake transactions (loan repayments under foreclosure) that they might not otherwise. There is no such thing as the “right thing” for everybody.

Conference 100

Conference Taxes User Experience Nebraska 100

CB Insights

JULY 11, 2019

Product engagement and maintaining a clean UX/UI. In Europe, for example, Open Banking regulations have lowered the criteria for digital-first banks like Monzo and N26 to get limited charters and launch apps, even as they wait for regulatory approval for a full bank charter.

Fintech 64

Fintech cryptocurrency Examples Cards 64

PYMNTS

AUGUST 1, 2019

User experience (UX) will also experience significant increases in interest over the next three years compared to the past three. Bottom performers are focused on UX (62.5 This might reflect the perception that UX and consumer engagement are easier to tackle than payment technology and data analytics. While only 18.5

Innovation 142

Innovation UX Analytics Study 142

Perficient

MAY 21, 2021

Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file. More About Christina Babaya’s Bright Paths Project: Comparing Cosmetic Products by Ingredients.

Milwaukee 348

Milwaukee Software Course Detroit 348

Fintech Labs Insights

MARCH 4, 2020

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., Related: Student Banking UX: BankMobile Passport Program Encourages Digital Banking + Academic Achievement. Wells Fargo’s Greenhouse has UX issues to overcome ahead of national rollout.

Digital Banking 15

Digital Banking San Francisco UX Austin 15

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. In Brazil, open banking regulations are in the works, but payments innovation is advancing so quickly that many in the ecosystem cannot afford to wait for the government to catch up.

Fintech 315

Fintech UX Cards Payments 315

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. MANTL presents a best-in-class client experience of how to open retail and business accounts in a friendly UX and management console. Goes to CSI.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

AUGUST 6, 2020

Deep Dive: How Comprehensive Cross-Border Payments Strategies Can Optimize UX. These include everything from transaction success rates to currency exchange rates to local or regional security regulations.

Report 159

Report UX Regional Retail 159

Fintech Labs Insights

MAY 4, 2015

The poster child for bad UX was the denial of a mortgage to previous Fed chairman, Ben Bernanke last year. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.

San Francisco 12

San Francisco UX Lending Colorado 12

CB Insights

APRIL 29, 2019

As of this publication, LinkedIn showed active listings for a UX design alchemist at Critical TechWorks and a product and solutions development alchemist at Together Abroad. This is not the only alchemist position out there. Weekend Happiness Concierge. Source: Jorge Royan. Remote Funnel Marketing Ninja.

Innovation 78

Innovation Software Taxes Google 78

FICO

FEBRUARY 12, 2023

Simplify Complex Loan Pricing Problems Outpricing the competition means directly tackling the complexity of the loan pricing problems financial services face in today’s crowded, dynamic, and highly regulated markets. Small UX improvements (like real-time address lookup) can have a big impact on customer experience.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Gonzobanker

DECEMBER 20, 2019

Even with worries around an allegedly discriminatory algorithm, Silicon Valley UX met big bank Wall Street money in slick onboarding that has our attention. From app and decision to credentials and top-of-wallet in under three minutes followed by helpful follow-up content emails, the Apple Card has redefined consumer expectations.

Idaho 148

Idaho Conference Data Marketing 148

BankNXT

OCTOBER 30, 2017

Celebrating a small win while banking with a traditional bank shouldn't feel so extraordinary, should it? Story by Duena Blomstrom. NatWest – our love/hate relationship on BankNXT.

Customer Experience 54

Customer Experience UX Cards Regulation 54

CB Insights

OCTOBER 31, 2019

Crafting a simple UX for a personal finance app is a tall order. Legal research is a highly time-consuming and complex task, requiring lawyers to slog through cases, statutes, and regulations from the federal to the local level, as well as secondary sources like law reviews. Personal finance: Chatbots to help manage spending.

Industry 78

Industry Examples Tools Retail 78

PYMNTS

JULY 13, 2017

Instead of focusing on how to build value on top of payments for merchants, platforms that become PayFacs have to continuously invest in keeping pace with payments innovation and regulation. They have to be experts in both software and payments. Risky Business?

User Experience 108

User Experience Software Compliance Payments 108