Insights on Business

DECEMBER 12, 2018

Stories of improper conduct, and new regulations on data protection and privacy such as GDPR, continued to dominate the business headlines, moving from water-cooler conversation to “what about us?” additions of regulations and obligations to our content libraries, and improvements to our interface for greater efficiency.

Innovation 111

Innovation Compliance User Experience Regulation 111

Fintech Labs Insights

OCTOBER 7, 2015

Our customers include banks, hedge funds, asset managers, central banks, regulators, auditors, fund administrators, and insurance companies. The post FinDEVr Live: Markit’s Technology Shows Modernization and Modularity as Keys to Rich UX appeared first on Finovate. Markit shares are listed on Nasdaq under the symbol MRKT.

UX 12

UX Technology User Experience Management 12

PYMNTS

JULY 24, 2019

Now, with open banking, the FIs are getting a push from regulators to standardize their competitive walls and protections when it comes to user history and information. The digital players have great UX, which engenders trust in the interaction. For now, the incumbents have trust in the services they deliver. Build or buy?

Digital Banking 160

Digital Banking UX Online Innovation 160

FICO

MARCH 1, 2022

Remember that trust is the #1 thing banks have that many FinTechs don’t have, because we feel secure knowing that long-standing, regulated financial institutions will be around for a while. What incentives (e.g., cash, gift card, instant funding) are you giving them?

Digital Banking 52

Digital Banking Data Customer Experience eBook 52

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. FinTechs have had to take on a leadership role to embracing an imbedded payments experience. That led one FinTech, Zoop , to step onto the market with a FinTech- and Payments-as-a-Service business model. "For

Fintech 315

Fintech UX Cards Payments 315

Fintech Labs Insights

MAY 24, 2017

Highlighting the fact that regulation is a key barrier to growth for banks, a post at the Trulioo blog earlier this month underscored how important it was for FIs to leverage technology to meet these challenges. Trulioo’s roundtable takes place on Monday, 12 June on Day One of our developer’s conference.

Compliance 21

Compliance UX User Experience Fraud 21

FICO

FEBRUARY 12, 2023

Simplify Complex Loan Pricing Problems Outpricing the competition means directly tackling the complexity of the loan pricing problems financial services face in today’s crowded, dynamic, and highly regulated markets. Small UX improvements (like real-time address lookup) can have a big impact on customer experience.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Fintech Labs Insights

MAY 4, 2015

The poster child for bad UX was the denial of a mortgage to previous Fed chairman, Ben Bernanke last year. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.

San Francisco 12

San Francisco UX Lending Colorado 12

Perficient

MAY 21, 2021

Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file. This FinTech app allows users to invest in a portfolio in their favorite brands or companies (DoorDash, Lululemon, Target, Costco, Amazon, etc.)

Milwaukee 348

Milwaukee Software Course Detroit 348

BankNXT

OCTOBER 30, 2017

Celebrating a small win while banking with a traditional bank shouldn't feel so extraordinary, should it? Story by Duena Blomstrom. NatWest – our love/hate relationship on BankNXT.

Customer Experience 54

Customer Experience UX Cards Regulation 54

PYMNTS

JULY 13, 2017

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In A PayFac collects minimal data up front and supplements it with other real-time data to get merchants up and running, literally, in minutes. Risky Business?

User Experience 108

User Experience Software Compliance Payments 108

Fintech Labs Insights

MARCH 4, 2020

I don’t believe they need to be regulated as a bank as long as they facilitate the big three products under one UI: deposits (e.g., Leading USA digital small business banks ranked by our proprietary FAB score (Fintech Attention Barometer, see note 1) . We are calling it the FAB score, standing for Fintech Attention Barometer.

Digital Banking 15

Digital Banking San Francisco UX Austin 15

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Even with worries around an allegedly discriminatory algorithm, Silicon Valley UX met big bank Wall Street money in slick onboarding that has our attention.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. In 2021, there were more than 120 fintech IPOs in the U.S., Acquisition of the Year: Bank Acquiring a Fintech. Oh, what a mere 12 months can do.

Community 216

Community Fintech Industry Innovation 216

CB Insights

OCTOBER 31, 2019

Today, the bots are still being used across industries like fintech, healthcare, sales and CRM, retail, and even law — and they’re having important, though quiet, effects. Fintech: Contract review & bill negotiation. Fintech: Contract review & bill negotiation. Table of Contents. Get the full report.

Industry 78

Industry Examples Tools Retail 78