Jack Henry

JANUARY 10, 2020

From payment services to lending and risk management, financial institutions continue to focus their resources on creating the best user experiences for clients and the most efficient workflows for employees.

Technology 78

Technology User Experience Risk Management Resources 78

PYMNTS

NOVEMBER 2, 2018

Instant onboarding — the ability for a merchant to complete a one-page digital application, then instantly process payments — has, more or less, been heralded as the best thing to happen in payments and to merchants in decades. Risk And User Experience. WePay Co-founder Rich Aberman begs to differ.

Payments 162

Payments Data Software Fraud 162

PYMNTS

DECEMBER 4, 2017

This time of year has been no different for these seven startups, all of which have launched new products and features, fielded new investor funding, upped the security ante and, in the spirit of the holidays, generally worked toward payments peace on Earth. Why can’t all these payment platforms just get along? NXT-ID/FitPay.

Payments 112

Payments Risk Management Data Branding 112

PYMNTS

OCTOBER 14, 2019

Headquartered in Helsinki, Enterpay’s automated invoicing payment solution works to optimize the payment process for B2B eCommerce companies, allowing them to increase profitable customers via improved credit scoring and automated invoicing. Finnish invoicing company Enterpay announced that it has closed a €1 million ($1.1

User Experience 116

User Experience Risk Management Customer Experience Capital 116

PYMNTS

MAY 4, 2017

Payments are an essential element in any business, regardless of size, industry or vertical. Likewise, providing payment capabilities is essential for the software-as-a-service (SaaS) providers, platform businesses and ISVs that enable core business functions. Payment functionality is another tool to manage their businesses. “If

Payments 118

Payments Software Risk Management Operations 118

PYMNTS

JANUARY 20, 2020

Now four months in, he told Webster that the idea of a secure and trusted payments ecosystem is part of Visa’s “corporate DNA.” Visa’s culture that risk management is everyone’s responsibility, Fabara said, is a competitive advantage and a strategic weapon in the payment ecosystem’s fight against an ever-more sophisticated fraudster.

Security 168

Security Fraud Risk Management Payments 168

PYMNTS

SEPTEMBER 27, 2019

This week, two massive deals landed with B2B payments innovators at Fundbox and Tipalti, but they were far from the only players to have secured new funding. Teampay offers companies spend management software designed to manage procurement and employee spend with a focus on the employee user experience and company policy enforcement.

Payments 149

Payments Capital Taxes Lending 149

PYMNTS

MARCH 20, 2020

with open banking now more than 2 years old, the financial services industry has discovered that unlocking data can have a significant impact on the satisfaction of SMB borrowers, even facilitating easier bank switching for SMBs in search of a better user experience. In the U.K., ” The U.S.’s ’s Open Banking Path.

Lending 233

Lending Data User Experience Fraud 233

Bobsguide

AUGUST 7, 2022

Profile Software , an international financial solutions provider, announced today the launch of its pioneering solution Acumen.plus Loan Portfolio Management for corporates. Acumen.plus has an RFR instruments module, to support its clients moving away from (LIBOR) and other IBORs thus deploying Risk-Free Rates.

Management 88

Management Compliance User Experience System 88

PYMNTS

JULY 13, 2017

­­­­­­­­­ Once upon a time, merchants had direct contractual agreements with the acquirers who signed them up to accept payments. Recently, a new layer has been added to the acquiring ecosystem that has: the Payment Facilitator, or PayFac. Merchant Experience Is Priority One. Choose Your Own Destiny.

User Experience 108

User Experience Software Compliance Payments 108

PYMNTS

MAY 19, 2017

In the complex payments space, it’s often innovate-or-die, especially when it comes to cross-border payments methods and payments technologies. BS: At the core of our existence, WEX is focused on building solutions that lie at the intersection of payments, data and technology. Here is an excerpt of the conversation.

Innovation 123

Innovation Payments Technology Security 123

PYMNTS

OCTOBER 8, 2019

“The world is moving toward better technology, simpler design and instant access to data and automated analytics,” said Mark Smith, Citi Global head of liquidity management services, treasury and trade solutions. “We Those firms will be able to access a custom platform that integrates with Citi’s existing foreign currency payments solution.

Online 100

Online Analytics Tools User Experience 100

PYMNTS

MARCH 2, 2018

In technology, and especially in payments, the competitive landscape is a heated one. To that point, McHugh told Webster, “The primary goal is to be the number one payments provider to [small businesses (SMB’s)] in the United States.”. But sometimes the strategy can be tweaked a bit to “buy and build.”.

Payments 100

Payments Software Strategy Technology 100

PYMNTS

JANUARY 30, 2019

Compliance and risk management technology provider Opus is launching a new Know Your Customer (KYC) workflow solution for banks. 29) said Opus is rolling out its Clarity KYC solution to automate KYC workflows and enhance risk analysis. A press release on Tuesday (Jan.

Compliance 115

Compliance Risk Management Analysis User Experience 115

PYMNTS

MARCH 6, 2019

Furthermore, he noted that workflow might be streamlined across some use cases, and can be automated — such as with generating a SWIFT international transfer, calculating accrued interest, generating invoices for a loan payment, and submitting to the systems of record to ensure accuracy and reconciled data.

blockchain 189

blockchain Management Data User Experience 189

Gonzobanker

JULY 6, 2021

At the same time, they’ve been busy buying payments and digital companies, causing many FIs to wonder whether these vendors can be relied upon to provide core, digital and payments solutions – or if they are really just payments companies now selling core to drive more payments. to tackle core right now.

Strategy 156

Strategy System Risk Management Technology 156

PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. The credit cycle will turn, and you’ll have a generation of credit risk managers who’ve not been through a recession yet. Do FIs want to navigate card programs through that?”.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

JULY 1, 2020

It’s an effort designed to optimize the end-user experience and limit the need for cardholders to toggle from one platform to another to view all of their financial information. In the U.K., challenger bank Allica has launched operations with Profile Software infrastructure as its core platform, according to a press release.

Fintech 141

Fintech Strategy Fraud User Experience 141

PYMNTS

DECEMBER 29, 2020

Unlike the crypto markets, Wingert said the banking and payments industries continue to be slow to adapt to the challenges of KYC and fraud prevention. While FinTechs and neobanks add value by focusing their attention on the user experience and business logic, their value isn’t being added in building better compliance functionality. “So

Fraud 270

Fraud Compliance cryptocurrency Security 270

FICO

DECEMBER 20, 2022

5 Ways Digital Payments Will Change FIs and Fraud in 2023. New digital payments channels and methods will grow next year, giving new opportunities for fraudsters and scammers. Vice President, Product Management. Alternative Payments Methods Will Grow Faster than Debit — and Scammers Will Rejoice. FICO Admin. by TJ Horan.

Fraud 52

Fraud Payments South Carolina Compliance 52

PYMNTS

MARCH 16, 2018

“[APIs] are exploding now because technology seems a little less heavy, and we’re becoming more familiar with new capabilities and how it can enable us from a cost-savings and user experience perspective.”. We’re not sure that it would be optimal at this time to go directly to the end user.

Risk Management 134

Risk Management Survey Management Fintech 134

FICO

AUGUST 23, 2021

In this post I review payment and delinquency trends. The direct debit (automatic payment) results show an opportunity in the Americas to promote this payment option. The benefit of having at least the minimum payment due credited automatically is the significant reduction in one missed payment rates that can be achieved.

Cards 52

Cards Payments US Regional 52

PYMNTS

MAY 30, 2018

Alipay , Ant’s mobile payment and lifestyle platform, was processing 256,000 transactions per second at the height of 2017’s Single’s Day Shopping Festival. The two also plan to collaborate on inclusive finance initiatives focused on user experience, security and support for small businesses. Ant’s Plans.

Risk Management 100

Risk Management Fintech User Experience Management 100

Celent Banking

JULY 22, 2016

As someone who closely follows the developments in digital payments, one of the questions following the acquisition to me is what happens with Zapp , a solution that VocaLink has been working on for the last few years to bring "mobile payments straight from your bank app."

Cards 100

Cards Case Study Payments Mobile 100

FICO

SEPTEMBER 29, 2022

The ability to deliver risk-aware, pre-screened customer offers in near-to real-time is everything for telcos. Whether that’s making more efficient risk decisions at the point of sale, managing the customer base effectively, or even managing overheads to keep costs reigned in. But it’s all about trust.

Analytics 52

Analytics Data Risk Management Customer Experience 52

FICO

SEPTEMBER 2, 2020

The key action here is to design how the customer experience will be in the new normal post COVID-19, and then identify what kind of roadmap you should follow to eventually get there. Creating Your Roadmap to a Better Customer Experience. First, we make sure that the data is connected, central and accessible.

Management 69

Management Customer Experience Risk Management Data 69

PYMNTS

JULY 23, 2018

All sorts of havoc is in the offing across companies, payment systems, even blockchain. HyperSpace is well-keyed to the concept of key management — but with a twist: call it key shadowing. The keys are used both to encrypt and decrypt the sensitive payload. But what if the bad guys get a hold of those keys? The shadow knows.”.

Dallas 134

Dallas Security Data Company 134

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. What do you do? Why do you partner with Visma Connect?

Compliance 81

Compliance Technology Fraud Analytics 81

Lex Sokolin

SEPTEMBER 3, 2020

And products matter where their customers live, which is in attention platforms and other brand experiences. Proximity payments and QR-code based shopping rode the mobile and cloud networks of Alibaba. Even Ant Financial today is directing its billion users to traditional capital providers, while leveraging modern user experiences.

blockchain 52

blockchain Software Capital Technology 52

Fintech Labs Insights

JUNE 18, 2015

As a payments platform, WePay conducts business in a battlefield of daily security concerns. Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. WePay focuses on helping platforms with their payments.

Security 12

Security Payments San Jose Fraud 12

Fintech Labs Insights

DECEMBER 21, 2015

WePay earned recognition as the “Most Imaginative Payment Solution” during the Asia Pacific portion of the Citi Mobile Challenge Demo Days event. Entries were evaluated based on impact, viability, user experience, and functionality. The company will take home a cash award of $25,000.

Mobile 12

Mobile Risk Management Regional User Experience 12

William Mills

SEPTEMBER 12, 2017

A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. MOX Pay uses the best in mobility and voice to engage employees and customers for making business payments. VERY Cool mobile, user experience. AlphaPoint.

Samsung 69

Samsung Mobile User Experience Google 69

William Mills

MAY 9, 2018

The company enables clients to achieve best-in-class results driving quality and innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management, and Insights & Optimization. With so many companies showing web-based platforms the quality of the user experience is paramount.

Security 40

Security Samsung Strategy San Jose 40

Fintech Labs Insights

SEPTEMBER 1, 2015

AcceptEmail serves today’s consumers with online, real-time email payments. Market segments include insurance, banks, telecom, utilities, and property management. Authy delivers proven fast-to-implement, highly scalable and reliable 2FA with an intuitive user experience and a powerful API. Blockstack.io

Company 12

Company Software Analytics Mobile 12

Gonzobanker

DECEMBER 19, 2016

The juggernaut that was going to change the payments landscape, the group that had banks fretting about payments disruption like no other, has produced nary a peep in 2016. But will bankers capture the opportunity to turn gritty customer interaction data into the next real revenue growth opportunity? The “Whatever Happened To?”

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

The juggernaut that was going to change the payments landscape, the group that had banks fretting about payments disruption like no other, has produced nary a peep in 2016. But will bankers capture the opportunity to turn gritty customer interaction data into the next real revenue growth opportunity? The “Whatever Happened To?”

Utah 60

Utah System Community Marketing 60