Jeff For Banks

APRIL 4, 2024

This was the question posed to Bank Profitability students as part of the Oregon Bankers' Association's Executive Development Program (EDP). Shadow bank lending is similar to bank lending but is not subject to the same regulations, and compensating deposit balace requirements.

Banking Trends 115

Banking Trends Trends Millennials Oregon 115

Independent Banker

JUNE 30, 2022

I’ll be attending the 2022 Idaho, Nevada, Oregon and Washington Bankers Associations’ Annual Convention in Coeur d’Alene, Idaho, and meeting with ICBA’s board of directors. By implementing these new strategies, we have focused on what matters most: our customers. Where I’ll be this month.

Lending 141

Lending Idaho Nevada Oregon 141

PYMNTS

MAY 22, 2019

The technology has been used by law enforcement in Oregon and Florida. Also on Wednesday, in the United States Congress, there was an indication that there would be support from both sides of the aisle when it comes to regulating the technology. Other voices in favor of the tech have claimed the service keeps the public more safe.

Oregon 148

Oregon United States Florida Washington 148

Jeff For Banks

MARCH 15, 2014

This week I did my annual tour of the West, teaching Bank Profitability in the Executive Development Program for the Washington, Oregon, and Utah Bankers'' Associations. Regulations : Here is where I think future and existing executives would agree. Look at how regulators impact mortgage financing.

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Industry Oregon Utah Washington 113

PYMNTS

JULY 12, 2019

Lawmakers went on the assumption that reforming federal marijuana laws is a given and used the hearing to discuss regulation. State and federal regulation can ensure that those consumers are using safe products.

Retail 154

Retail Colorado Regulation Compliance 154

PYMNTS

APRIL 25, 2017

Other concerns are that the OCC doesn’t understand FinTech and therefore shouldn’t regulate it. Meanwhile, senators from Ohio and Oregon told the OCC the charter would complicate existing FinTech laws and initiatives already in place at the state level. Take New York as one example. TechCrunch reported DFS Superintendent Maria T.

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Fintech Ohio Florida Oregon 109

PYMNTS

MARCH 5, 2018

This week saw three very big names in retail and payments weigh in on the debate over gun control in an attempt to push the market toward regulating itself with or without government intervention. Best Taking a Stand — DICK’S, Bank of America, Kroger, BlackRock, Delta, United (etc). So, what did we learn this week?

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Regulation Data Regional America 108

PYMNTS

JUNE 13, 2019

The results of the new regulations have brought dozens of limited liability blockchain and crypto corporations to Wyoming. I’ve been around startups a long time and I don’t ever remember interacting with a tech startup that was based in Wyoming,” noted Stephen McKeon, an economics professor at the University of Oregon.

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Wyoming blockchain Bitcoin United States 109

PYMNTS

AUGUST 24, 2016

News out of Oregon implies significant appetite among investors for cybersecurity firms. Early in the year, the company raised $5 million from backers that included BlueCross BlueShield Venture Partners and Oregon-based Rogue Venture Partners. A lot has been happening for a firm called ID Experts. The company hired a new CFO in March.

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Portland Oregon DC Capital 100

PYMNTS

FEBRUARY 21, 2018

It’s surprisingly common for the information settlement mechanism like SWIFT to be on a separate ledger from the payment settlement mechanism, which is the system more likely to be scrutinized by the bank’s internal controls, as well as the various audits, including inspection by regulators.”. “In On the federal level, the U.S.

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blockchain Los Angeles Regulation Oregon 130

PYMNTS

SEPTEMBER 7, 2016

The suit was filed in Oregon. 2), the Oregon Bureau of Labor and Industries (BOLI) did. An ongoing lawsuit in Pennsylvania accuses McDonald’s and its payroll card issuer, JPMorgan Chase, of similar claims seen in the Oregon suit. The company also highlighted state regulations that protect employees that use payroll cards.

Cards 100

Cards Oregon Policies Pennsylvania 100

CFPB Monitor

NOVEMBER 18, 2019

The use of the seals of the Kentucky, Massachusetts, and Oregon AGs on the first page of the letter suggests that these AGs are taking the lead on the inquiry. In their letter, the AGs cite provisions of ED regulations that require the ED to discharge federal student loans at closed schools subject to certain conditions.

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Kentucky Oregon Massachusetts Report 60

PYMNTS

SEPTEMBER 6, 2019

Experts on dispensaries say such labeling is the only way to get around federal banking regulations. Credit card statements will show that a purchase was made at the “Midgrun Eats LLC food truck, not at the Blüm Marijuana Dispensary ,” the Reno Gazette-Journal reports.

Retail 121

Retail Innovation Colorado Payments 121

Independent Banker

NOVEMBER 30, 2021

Between the [Trump] administration and Congress and the regulators, they did a terrific job of allowing banks to work with their borrowers,” says Jeff W. Another option would be to do a separate loan to amortize those deferred payments, which again would be dependent on regulators, he adds. Dick, chairman and CEO of $1.7

Community Bank 209

Community Bank Community Texas Dallas 209

PYMNTS

MAY 14, 2018

“Congress can regulate sports gambling directly, but if it elects not to do so, each state is free to act on its own.” “The question now is whether Congress will leave the states to make their own choices or will now try to enact some kind of federal regulation of sports betting,” Vladeck added. .

New Jersey 100

New Jersey Nevada Policies Oregon 100

PYMNTS

AUGUST 8, 2017

Wells Fargo — after a year of headaches, hassles and a seemingly unending hit parade of scandals — is now facing the ire of regulators who question why the bank is not refunding insurance money owed to customers who paid off their loans early. Guess what Wells Fargo didn’t do?

South Carolina 100

South Carolina Payments Oklahoma Iowa 100

CFPB Monitor

SEPTEMBER 13, 2018

Referencing the language in Regulation B and Regulation B Commentary regarding the “effects test,” the AGs argue in their letter that the regulations implementing the ECOA have continuously interpreted the statute as providing for disparate impact liability.

Rhode Island 60

Rhode Island District of Columbia North Carolina Vermont 60

Jeff For Banks

JULY 24, 2010

Regulators fall victim to this trap too. See below for a snapshot from an Umpqua Bank of Portland, Oregon UBPR. But because financial information on competitors is so readily available in banking (we must report to the FDIC our quarterly results and it is available to all), we become over-reliant on them. That’s the only criteria.

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Groups Portland Oregon Strategy 60

PYMNTS

NOVEMBER 20, 2020

Although the actual Black Friday is still a week away, state and local government restrictions and regulations are changing by the day in response to the pandemic’s resurgence. For example, Apple and Samsung are both actively tempting device buyers with “Black Friday” deals, even though those aren’t technically one-day events.

Retail 211

Retail Online Oregon Samsung 211

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring.

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Conference Industry Community Bank Community 101

Jeff For Banks

MARCH 29, 2014

We are registered in Colorado and Oregon as a lender and our employees maintain home offices in those states from which we originate and underwrite those loans. Since the fourth quarter, 2012, we have expanded to serve the small business community by offering loans guaranteed by the Small Business Administration as well as the U.S.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

FEBRUARY 14, 2020

Rural Oregon is a somewhat different story, and no matter how good a matching algorithm is, it is limited by what is available locally. Its attempts to launch in the European Union, however, have been stymied thus far by regulators and their concerns about consumer data privacy. This has stopped the E.U.

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social media Online Oregon Meeting 176

PYMNTS

JULY 13, 2018

About two months after civil liberties organizations demanded that Amazon stop providing governments with facial recognition services, Microsoft is asking for government regulation of the technology. The tech company is also calling for laws to guide acceptable use, Reuters reported. Two police departments in those states use the technology.

Regulation 108

Regulation Missouri Minnesota Oregon 108

PYMNTS

JUNE 21, 2019

That means banks, card networks and payment service providers — understandably concerned about running afoul of federal anti-money laws and other regulations — have been reluctant to offer their services to legal cannabis operations, no matter what particular state laws might be. Oregon stands as another example. Sales Growth.

Oregon 136

Oregon Payments Nevada NV 136

CB Insights

SEPTEMBER 4, 2018

Started testing self-driving connected trucks on the road in Oregon in 2017. In September 2017, Daimler announced that it would be testing connected trucks in a platooning configuration on public roads in the US following approval from the Oregon Department of Transportation.

System 78

System Technology Michigan California 78

Fintech Labs Insights

AUGUST 14, 2015

HQ: Portland, Oregon. HQ: Portland, Oregon. Tags: 500 Startups (accelerator), bitcoin, security, regulation. Latest round: $17 million. Total raised: $25.8 Source: Crunchbase. Mobile security & payments. Latest round: $6.6 Total raised: $12 million. Source: Finovate. Online cash-back services for restaurants. Cloudability.

New York City 12

New York City Company Fintech New York 12

PYMNTS

JANUARY 3, 2017

. “[Overdrafts] allow customers to spend money they don’t have — then punish them for it,” notes Josh Reich, co-founder and CEO of Simple, an online bank based in Portland, Oregon. The seven-year-old bank has never allowed account balances to go below zero, and never will.

Regulation 104

Regulation North Carolina San Francisco Portland 104

CB Insights

FEBRUARY 16, 2018

For example, in August 2017, a team lead by reproductive biologist Shoukhrat Mitalipov of Oregon Health and Science University received private funding to use CRISPR-Cas9 to target a mutation in viable human embryos that causes the thickening of heart muscles. It can curb global food shortages for staple crops like potatoes and tomatoes.

System 78

System Study Industry Tools 78

PYMNTS

MAY 5, 2019

The settlement is being closely watched by regulators, lawmakers, and technology companies around the globe. This is a hugely important decision because it will be watched by all these big companies to see if there is actually going to be a new day on the enforcement front,” Senator Ron Wyden, an Oregon Democrat, told The New York Times.

New York 122

New York Oregon social media Report 122

CB Insights

FEBRUARY 16, 2018

For example, in August 2017, a team lead by reproductive biologist Shoukhrat Mitalipov of Oregon Health and Science University received private funding to use CRISPR-Cas9 to target a mutation in viable human embryos that causes the thickening of heart muscles. It can curb global food shortages for staple crops like potatoes and tomatoes.

System 40

System Study Industry Tools 40

PYMNTS

SEPTEMBER 20, 2019

He had already met with Oregon Congressman Greg Walden and Judiciary Committee member Doug Collins of Georgia. On Friday (Sept. 20), Zuckerberg planned to see House Minority Leader Kevin McCarthy, House Intelligence Chairman Adam Schiff and House Judiciary Chairman Jerry Nadler. Collins said he and Zuckerberg had a “great conversation.”.

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DC Meeting social media Washington 109

PYMNTS

SEPTEMBER 21, 2016

And though she was direct, she wasn’t alone — Oregon Senator Jeff Merkley also called for Stumpf’s resignation, right before calling for the SEC to join the party and investigate on the grounds that the bank possibly violated internal control provisions of the Sarbanes-Oxley Act by failing to stop the “widespread fraud.”.

Alabama 100

Alabama Massachusetts Leadership Louisiana 100

PYMNTS

FEBRUARY 14, 2019

Over the last two years, more than $500 million worth of cash deposits from the legitimate cannabis business has flowed into Maps Credit Union in Salem, Oregon. The bill would prevent federal regulators from targeting banks that accept deposits from legal cannabis operators. But that’s the exception.

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Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

Over the last two years, more than $500 million worth of cash deposits from the legitimate cannabis business has flowed into Maps Credit Union in Salem, Oregon. The bill would prevent federal regulators from targeting banks that accept deposits from legal cannabis operators. But that’s the exception.

Oregon 115

Oregon Colorado Operations Washington 115

PYMNTS

MARCH 20, 2018

With the social media giant facing severe backlash from regulators, politicians and consumer groups in both the U.K. Lawmakers and regulators in the U.S. Facebook’s stock tanked in trading Monday (March 20), erasing $36.7 and the U.S., and the U.K. announced investigations into the incident.

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Data Marketing Massachusetts social media 106

PYMNTS

AUGUST 11, 2017

The hacking village demonstrated that plausibility so overwhelmingly that a bipartisan group of senators — two members of which attended DefCon in person — has introduced a bill to better regulate and secure IoT devices, particularly those used by the government. government. DarkReading called it “well-intentioned” but “hard to enforce.”.

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Security Montana Oregon Colorado 102