PYMNTS

JANUARY 28, 2019

As noted in this space by Karen Webster, the ban on the ban – where, now, in New York, surcharges are allowed when merchants post total prices for transactions – shows the inefficiencies of regulation that supersede card networks’ own rules governing merchant activities. population.

Cards 125

Cards New York Oklahoma Connecticut 125

CFPB Monitor

DECEMBER 18, 2020

The Attorneys General of California, Illinois, and New York have filed a motion for summary judgment in their lawsuit filed against the Office of the Comptroller of the Currency (OCC) to enjoin the OCC’s final rule purporting to override the Second Circuit’s Madden decision as to national banks and federal savings associations.

FDIC 78

FDIC District of Columbia North Carolina New Jersey 78

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. Many banks will park this liquidity in cash or short-term securities in an attempt to get ahead of higher required capital ratios that are likely forthcoming from regulators.

social media 195

social media FDIC Branding Management 195

PYMNTS

JULY 15, 2016

According to the CFPB, the telemarketing vendor Santander contracted with deceptively marketed the overdraft service to consumers and signed them up without getting their consent. We will put a stop to any such unlawful practices that harm consumers.”.

Rhode Island 100

Rhode Island Delaware New Hampshire New Jersey 100

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Lifetime Achievement Award (Bank) Cambridge Savings CEO Wayne Patenaude looks to end a long and successful career at one of Massachusetts’ 10 largest banks.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

JUNE 27, 2019

For instance, for the small business, turning toward the community for investment not only means access to capital, but supports marketing and customer acquisition. “Being in Boston, Massachusetts, I’m much less likely to invest in a restaurant in Oklahoma if the same business was right next to me,” Mathews said.

Capital 145

Capital Community Oklahoma Maine 145

CFPB Monitor

JANUARY 12, 2021

The Taskforce was charged with examining the existing legal and regulatory environment for consumers and financial services providers and making recommendations to the Bureau’s leadership for improving consumer financial laws and regulations. The report consists of two volumes. Bureau reorganization. enforcement, rulemaking and supervision).

Report 78

Report Regulation Policies Compliance 78

PYMNTS

NOVEMBER 13, 2018

Digital identity in the last few years has gotten a major boost — as of 2018, 60 nations worldwide have embraced some version of a digital identity scheme. That is observable on a macro scale in India and China, where governments are working overtime to construct digital ID schemes for billions of people.

Data 183

Data Course Massachusetts Security 183

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! I know I risk sounding like Charles Plosser, but so be it. in August.

National 79

National Security US Massachusetts 79

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. One word can summarize this action-packed banking year, GonzoBankers – tiring.

Conference 101

Conference Industry Community Bank Community 101

CB Insights

FEBRUARY 19, 2019

Regulation will be essential. Increasingly scientists think there should be some regulatory oversight maybe at the national and international level, just to make sure that we don’t do something very foolish. We cannot regulate technology that we cannot predict. So we need to be very careful with the artificial intelligence.

Technology 78

Technology System National US 78

PYMNTS

DECEMBER 7, 2020

It seems to be the case, then, that stablecoins may be regulated to the point where they are an adjunct to fiat – and to the modern monetary system that has been in place for decades – rather than a wholesale replacement. Recently, a BIS study concluded that embedded regulation might offer a solution for stablecoins.

Regulation 192

Regulation United States Cleveland cryptocurrency 192

CB Insights

FEBRUARY 21, 2019

While historically a “pen and pencil” business, technology has begun to push the global real estate market into digitized approaches. Market participants could access more reliable data at a lower cost. Bitland has expanded to operate in 7 African nations, India, and is also working with Native Americans in the US. .

blockchain 78

blockchain Fraud Technology Management 78

CB Insights

SEPTEMBER 4, 2018

It then also became the first to test such technology on public streets in Boston, Massachusetts. The coalition plans to create an open standards-based platform for bringing self-driving cars to market, aiming to put its first vehicle, the BMW iNEXT, on the road by 2021. Read more: Bloomberg , FT , Recode.

System 78

System Technology Michigan California 78

PYMNTS

SEPTEMBER 7, 2016

Senator Brown reached out to the CFPB and the Office of the Comptroller of Currency to see if the announced deal was perhaps leveraging deceptive marketing practices. The deal’s end drew praise from Sen.

Regulation 100

Regulation Lending Massachusetts Washington 100

CB Insights

JULY 23, 2020

Companies will have to look to guidelines from local and national authorities for each office location. While still relatively new, biometric technology is a growing market , and its advantages are driving increased adoption. Take a look at our market map of 65+ companies helping organizations work from home. Company name.

Meeting 101

Meeting Tools Survey Company 101