Independent Banker

OCTOBER 1, 2022

Bankers at its nine branches in north-central West Virginia and one in western Maryland spend time getting to know each customer and understanding their unique circumstances. One customer that Clear Mountain has secured a BOB loan for is Engine Management Specialist (EMS), a company based in Clarksburg, W.Va.,

West Virginia 91

West Virginia Virginia Community Bank Community 91

FICO

FEBRUARY 16, 2023

A cluster of states in the northeastern US accounted for an additional 29%, and included New York, New Jersey, Pennsylvania, Maryland and Virginia. Consumers can also take more advantage of tap-to-pay technology. Debbie has 25 years product management and product marketing experience in fraud management and financial services.

Cards 98

Cards US Data Fraud 98

PYMNTS

DECEMBER 22, 2016

Other participants in the latest funding round are Kleiner Perkins Caufield & Byers, Revolution Growth, Generation Investment Management LLP, Tenfore Holdings, Swan & Legend Venture Partners and the Maryland Venture Fund. All told, Optoro has raised some $119.2 million over its five funding rounds. In early 2015, FedEx paid $1.4

Maryland 100

Maryland Retail America Online 100

Jeff For Banks

JULY 21, 2014

A friendly competitor of ours, Anita Newcomb , spoke about strategic planning and economies of scale in banking at the recent Maryland Bankers Association annual convention. anita newcomb bank efficiency ratio efficiency ratio Jeff Marsico Kafafian Group Maryland Bankers Association' It''s a legitimate question, right?

Maryland 91

Maryland Groups Meeting Regulation 91

PYMNTS

MAY 4, 2018

With the funds, the company said it will focus on technology development, new hires and overall expansion as it turns its attention to large corporate customers. The funds will go toward global expansion and continued investment in its PTaaS (penetration testing-as-a-service) platform designed to identify and manage software vulnerabilities.

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Capital Maryland National Security 100

PYMNTS

APRIL 29, 2016

While athletic venues of yesteryear may have offered fans little more beyond the games themselves, stadiums of the present – and future – are veritable hotbeds of technological sophistication. Of course, professional sports isn’t the only industry intent on harnessing the many possibilities of IoT technology.

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Las Vegas Baltimore Maryland Software 100

PYMNTS

JANUARY 18, 2019

Instead of in-person appointments with medical professionals, smart cities could offer citizens access to certain healthcare services from unattended kiosks that could manage tasks like analyzing saliva, drawing blood or filling prescriptions. As the millennial population grows, the implementation of smart city technology will accelerate.

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Millennials Tools Wyoming Idaho 198

Independent Banker

MARCH 31, 2022

Making the switch to a new core technology provider can be a daunting task, since many core relationships last years, if not decades. The CEO, CFO, chief lender, chief compliance officer, operation lead, head tellers, branch managers and HR manager of the $330 million-asset community bank participated. Photo by RYosha/iStock.

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PYMNTS

JUNE 21, 2019

According to reports, the Wyatt Company’s accounts payable (AP) department received a call from one of its service providers, Associates Relocation Management (ARM), which alerted Wyatt of an unpaid bill. The AP department, however, had a record of paying ARM. Phillips, Jr. Separately, as much as 93 percent of SMBs in the U.K.

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Fraud Baltimore cryptocurrency Maryland 108

CB Insights

NOVEMBER 6, 2019

Collectively, these startups have raised over $9.5B, with leading companies including lending startup Avant (Illinois, $655M in total disclosed equity funding), next-gen auto insurer Root Insurance (Ohio, $509M), restaurant finances management system Toast (Massachusetts, $503M), and small business lending startup Kabbage (Georgia, $490M).

United States 72

United States Fintech North Carolina Rhode Island 72

PYMNTS

JULY 31, 2019

The state of Maryland has launched a new eProcurement system for the Maryland Department of General Services following a collaboration with source-to-pay and eProcurement FinTechs. The platform will be available for use by state agencies, local governments, municipalities, and various players within the education and school system.

Maryland 101

Maryland Arizona Ohio New York 101

PYMNTS

FEBRUARY 24, 2017

First, bitcoin has managed to stay above $1,000 for a record 10 days, leading some to speculate that the cryptocurrency could be developing a new, $1,000 price floor — though it may still be too early to tell. Locations on the radar for new Coinsource ATMs in 2017, according to Sharp, included in Maryland, Massachusetts, Washington, D.C.,

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Bitcoin St. Louis Las Vegas cryptocurrency 194

PYMNTS

JULY 30, 2018

Our main intent is technology that increases human engagement and provides another engagement point with a person,” Kallpod COO Steven Barrow Barlow told PYMNTS.com in an interview. 2 QSR in every state in the Southeast between Maryland and Alabama.). Going forward, Kallpod is integrating new capabilities and technology.

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Hawaii Alabama Houston Maryland 100

Independent Banker

DECEMBER 31, 2021

“It’s a loan that allows consumers to access the product quickly, have the certainty of knowing when the obligation will be finished … rather than comparing it to the revolving credit of a credit card,” says Laura Udis, payday and small dollar lending program manager at the Consumer Financial Protection Bureau (CFPB).

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How To Community Bank Community Lending 91

Independent Banker

AUGUST 26, 2015

Elastic and nimble budgeting for technology. At some community banks, budgeting for technology has become a more important focus over the past several years. Such thinking can be short-sighted, says Jeff Voss, a founder and managing member of Artisan Advisors LLC, a management consulting firm in Barrington, Ill.

Community Bank 70

Community Bank Community Management Maryland 70

PYMNTS

FEBRUARY 27, 2019

India began experimenting with the technology 10 years ago when it launched its national ID system, the Aadhaar program. Colorado, Idaho, Maryland, Wyoming and Washington, D.C., Office of Personnel Management suffered a breach in 2015 that resulted in the theft of 5.6 It might not be long before U.S. Keeping biometrics safe .

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Security National Wyoming Idaho 159

Independent Banker

JANUARY 26, 2016

These technology companies have figured out ways to make activities that are not particularly glamorous into virtual games, where measuring progress can be a sport in and of itself. Elizabeth Judd is a freelance financial writer in Maryland. A study titled “Innovation in Retail Banking” by Infosys Ltd., Why gamify?

Maryland 70

Maryland Community Bank Community Technology 70

PYMNTS

SEPTEMBER 10, 2019

States like Colorado, Delaware, Idaho, Maryland, Wyoming and even the District of Columbia are currently testing or have already piloted the use of digital drivers’ licenses. Department of Commerce. The agency has recently been devoting considerable resources to expanding its digital ID best practices to the private sector.

Wyoming 136

Wyoming District of Columbia Colorado Idaho 136

Independent Banker

FEBRUARY 28, 2023

You have to educate yourself; you have to educate your employees and your management team. Your Fed account executives are great places to start, as well as your technology solution providers, based on the product lines you think are going to use FedNow,” says Kari Mitchum, vice president of payments policy at ICBA.

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Resources Community Bank Community Texas 115

Independent Banker

AUGUST 31, 2021

“With headlines just constantly coming out, it’s so critical for bankers to look to the resources that are available to them to help them filter out the noise,” says Brian Laverdure, vice president of payments and technology policy at ICBA. Colleen Morrison is a writer in Maryland. What are the things that matter most to them?

Trends 91

Trends How To Payments Community Bank 91

CFPB Monitor

SEPTEMBER 25, 2018

Noting, among other things, “retrenchment” on the federal level, the Maryland Financial Consumer Protection Act of 2018 ( HB 1634 ) was signed into law on May 15, 2018. Similar amendments were made throughout the statutes governing activity within the jurisdiction of the Commissioner; in some instances (e.g.,

Maryland 74

Maryland Regulation Study Lending 74

Independent Banker

JANUARY 31, 2022

Our older platform would not have talked to FedNow through our core provider, so it is a multilayer process to be able to use the FedNow technology,” she adds. Instant payments will deliver benefits beyond speed,” says Deborah Matthews Phillips, ICBA’s senior vice president of payments and technology policy. and another pilot bank.

Community Bank 91

Community Bank Community Resources Fraud 91

Independent Banker

DECEMBER 13, 2015

“I spend 30 to 40 percent of my day looking at those monitoring tools to keep up with cybersecurity threats, though some of that is multitasking,” says Mike Hamilton, vice president, information technology at the $250 million-asset First State Bank in Huntington, W.Va. For example: Who manages each piece? How is it secured?

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

“I spend 30 to 40 percent of my day looking at those monitoring tools to keep up with cybersecurity threats, though some of that is multitasking,” says Mike Hamilton, vice president, information technology at the $250 million-asset First State Bank in Huntington, W.Va. For example: Who manages each piece? How is it secured?

Tools 70

Tools Community Community Bank Security 70

PYMNTS

MAY 2, 2016

As Vice President of Facilities for the Maryland Stadium Authority, Jeff Provenzano has seen the rise of the Internet of Things first-hand. IoT technology is also being used to improve the fan experience at the two stadiums by enhancing security and adding new features to the arenas. It isn’t only about cutting time and costs, however.

Baltimore 100

Baltimore Maryland New York Software 100

CB Insights

JANUARY 17, 2018

Using the CB Insights database, we identified the most-well funded VC-backed technology startups by state based on disclosed equity funding. Tilson Technology Management. Weather Decision Technologies. First Name. Scale Computing. Involta. $ Lucina Health. Tenable Network Security. Massachusetts. DraftKings. Mississippi.

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Fintech Labs Insights

OCTOBER 17, 2016

Alkami Technology is partnering with credit union service organization, Open Technology Solutions (OTS), to bring its ORB Digital Banking Platform to member CUs in states from Colorado to Maryland. The post Alkami Brings its ORB Digital Banking Platform to Open Technology Solutions appeared first on Finovate.

Digital Banking 12

Digital Banking Technology Idaho User Experience 12

Independent Banker

JANUARY 31, 2023

Applying data Data can support community banks in helping their customers better manage their finances. For example, not all baby boomers are technologically challenged. Colleen Morrison is a writer in Maryland. The dos and don’ts of data analysis can make the difference in a bank’s payments strategy (see sidebar below).

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Community Bank Community Trends Payments 91

Jeff For Banks

JUNE 2, 2023

To you, manage your interest rate risk. Remember K Bank in Maryland? I – like many – will use technology to move my money but keep my account open – costing the bank money. My lesson learned to the regulators, read your past lessons learned. Before becoming desperate and trading interest rate risk for credit risk.

FDIC 78

FDIC Community Bank Regulation Lending 78

CB Insights

SEPTEMBER 7, 2017

Fitness tech is on track to see record funding in 2017 , as a diverse range of companies in the space apply new technologies to serve the needs of fitness-focused consumers, boutique studios, and gym chains. Zenrez has indicated future interest in expanding its pricing technology to other fitness and wellness services beyond classes.

New York 48

New York Exercises Training Maryland 48

Independent Banker

JULY 31, 2022

Before 2022, says Thomas Grottke, managing director at Crowe LLP, “a lot of factors were going right. I counsel my community banks to be careful about extreme growth in rising rate environments,” says Jim Adkins, managing partner at Artisan Advisors in Barrington, Ill. Use technology to drive down costs.

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Strategy Community Bank Louisville Community 135

Fintech Labs Insights

OCTOBER 7, 2015

has branches located primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia. Presenter: Gill Haus, Managing VP, Digital Innovation, Retail & Direct Bank. Capital One, N.A. Challenges you will face internally and with regulators on your journey. LinkedIn | @oronhaus.

Capital 12

Capital Regulation District of Columbia Virginia 12

Fintech Labs Insights

JUNE 26, 2015

Less than a year after making their debuts at FinovateFall 2014, EverSafe and MaxMyInterest are back in the Big Apple, presenting their technologies as part of New York’s 2015 FinTech Innovation Lab Demo Day. EverSafe presented its technology to help seniors and their caretakers avoid elder financial abuse and identity theft.

New York 12

New York Innovation New York City Maryland 12

MyBankTracker

JULY 31, 2020

The downside: Credit unions have less of a physical presence — meaning they tend to have fewer branch locations and less sophisticated online technology. Having a mixture demonstrates an ability to manage different types of credit. Best Banks for Personal Loans in Maryland for 2020. This can benefit your credit score.

Community 52

Community Cards Online Maryland 52

Independent Banker

SEPTEMBER 30, 2021

Building trust in your institution has a lot to do with technology, from implementing strong data security practices to humanizing your online customer interactions. However, Silsby says technology also can free up time for employees to have more meaningful interactions. Use these 3 technologies to safeguard customer data.

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Community Community Bank social media Security 139

PYMNTS

MARCH 28, 2016

Yes, the former is getting easier thanks to mobile remote deposit — even for the financially disadvantaged — thanks to innovators who are leveraging that technology and the near ubiquity of mobile phones. Ironically, the places with the highest check cashing fees are Maryland and Washington, D.C.). OK, maybe not.).

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US Payments Course System 100

Fintech Labs Insights

NOVEMBER 12, 2015

Other than Blackstone’s $820 million bet on what is likely the oldest financial technology company on the planet, NCR founded in 1884 as National Cash Register, just $82 million flowed to the under-100-year-old crowd. ATMs, POS & financial technology. Financial technology intelligence application. billion or $22.8

New York City 12

New York City Company Fintech San Francisco 12