Tomorrow's Transactions

AUGUST 2, 2016

It does seem to me that some of the frauds being perpetrated might well be beyond the defensive capabilities of even the most advanced technology. So much of the fraud going on depends, in one way or another, on the lack of an identity infrastructure and the useless proxies that support our daily interactions. Well, let’s not panic.

Fraud 30

Fraud Cards UX Apple 30

PYMNTS

OCTOBER 13, 2016

NanoPay is finding that for mobile payments to take off, even among early adopters, using a phone to pay must be much more rewarding and convenient than tapping a card. Korean consumers see no evil in mobile payments. The statistics get even better as the daily average number of mobile payments increased almost 83 percent to 810,000.

Mobile 100

Mobile Payments Apple Samsung 100

PYMNTS

JUNE 13, 2019

For businesses that operate within the payments ecosystem, playing the long game also means, on occasion, retooling — proactively. In payments, the long game is one of speed (a marathon toward a sprint?), The consumer business, he noted, is driven by web user experience (UX) or mobile apps.

UX 124

UX Fraud Regional Operations 124

PYMNTS

NOVEMBER 2, 2017

Whether they are transacting payments or data, the underlying rails must support that and must be able to scale — since IoT is going to be huge, with 8.4 In IoT, Moore said there are just three: people, products and payments. The apps and devices they use today have groomed them to expect nothing but the most seamless UX.

UX 111

UX blockchain cryptocurrency Technology 111

PYMNTS

JUNE 4, 2020

It’s about digital payments really changing lives — and it’s across the board.”. VB added that there’s mounting competition from non-bank players to use payments as a leverage point to start offering financial services. Instead, they mostly provide a pre-paid card attached to a much slicker digital user experience (UX).

Mobile 141

Mobile UX Cards Payments 141

Gonzobanker

MAY 1, 2018

The Payments GonzoBankers have just returned from the PSCU member forum and the biggest announcement (among many) was the launch of Lumin Digital , a new digital banking platform that is currently available only to credit unions. Imagine being able to update a member on the status of a chargeback or fraud case? Final Thoughts.

System 86

System UX Data Tools 86

Javelin Strategy & Research

SEPTEMBER 23, 2015

At this point, payment industry brain ousted weekend chore brain. Making a mental list of people to say goodbye to… I didn’t mean to break the US payment system…. Now, I’d not profess to be the smartest guy, but I do know a thing or two about the payments industry and for me, this was an awkward experience. Locate slot – check.

UX 40

UX Cards Apple US 40

Celent Banking

JUNE 5, 2015

Focusing on alerts only in the context of trying to stimulate behaviors (and leaving aside their potential to help in fraud, balance notifications, and the like), researchers found that some people who were told that their FICO score was good became complacent and indulged in behavior that subsequently lowered their score. Information.

Conference 100

Conference Taxes User Experience Nebraska 100

Fintech Labs Insights

MARCH 23, 2017

BlueMetal for its virtual agents, natural language processing, and conversational UX that transforms the nature of customer engagement in financial services. ModelShop for its analytic decision platform that enhances the loan origination, portfolio optimization, and fraud prevention processes for both FIs and consumers.

New York 25

New York User Experience UX Conference 25

Tomorrow's Transactions

AUGUST 24, 2016

Merchants wanted PIN because the fraud rate on PIN is two orders of magnitude less than with signature. However, until such time, we should probably make an effort to improve the user experience (UX) for the typical consumer and make cards work better for the merchants. From The Great EMV Fake-Out: No Chip For You! Krebs on Security.

Cards 30

Cards US ATM UX 30

Gonzobanker

DECEMBER 19, 2022

In December, the founder and CEO of Crypto Exchange company FTX was arrested in the Bahamas (yah, don’t ask) and charged with fraud and conspiracy. Midsize bank stalwart Synovus went after the embedded finance market with the April acquisition of a 60% stake in payments processing firm Qualpay , launching Maast money-as-a-service.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 20, 2019

Even with worries around an allegedly discriminatory algorithm, Silicon Valley UX met big bank Wall Street money in slick onboarding that has our attention. Chime is a category killer in new digital accounts opened, but it’s still not clear how small online payment accounts and debit interchange will create a future earnings.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

FEBRUARY 15, 2016

Healthcare and automobile payment solutions. Tags: Consumer, payments, crypto-currency, bitcoin, blockchain, virtual currency. HQ: Chicago, Illinois. Source: Crunchbase. WorldRemit. Worldwide remittances. Latest round: $45 million Debt. Total raised: $147.7 million (includes $45 million debt). HQ: London, England, UK. million Series C.

Company 12

Company Fintech New York City Comparison 12

BankNXT

JUNE 9, 2016

Alessandro Hatami poses the enticing question, what would Apple Banking actually look like? From a user experience point of view, it could be the future of banking. Could Apple be your next bank? on BankNXT.

Apple 40

Apple User Experience UX Analytics 40