Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Is Ant Financial the best Fintech in the world? Or rather, you should be inside, partying. Runner up?—?

Fintech 52

Fintech Bitcoin blockchain Google 52

FICO

DECEMBER 17, 2020

Anti-financial crimes regulations require banks to enact robust risk management frameworks, including extensive KYC due diligence, integrated safeguards for AML transaction monitoring, and sanctions screening. This includes $2.8 billion lost in exchange theft and security breaches, and $4.8

cryptocurrency 52

cryptocurrency How To blockchain Analysis 52

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 147

Fintech Strategy Leadership Lending 147

Insights on Business

DECEMBER 12, 2018

Organizations in financial services and other sectors witnessed an increase in “airtime” given to risk and compliance issues at the board level. Stories of improper conduct, and new regulations on data protection and privacy such as GDPR, continued to dominate the business headlines, moving from water-cooler conversation to “what about us?”

Innovation 111

Innovation Compliance User Experience Regulation 111

William Mills

FEBRUARY 28, 2017

There really is no such thing as “trade show season” in the fintech industry. which features highly relevant and timely fireside chats/presentations among a solid mix of bank and fintech attendees. ABA Risk Management Conference , March 26-28 in Indianapolis, Indiana, is a must-attend for risk professionals from banks of all sizes.

Strategy 40

Strategy San Jose Conference Indianapolis 40

CFPB Monitor

NOVEMBER 22, 2022

The report focuses on fintech and other new entrant “non-incumbent” non-banks that are directly involved in providing digital financial products and services in the core consumer finance markets of deposits, payments, and credit.

Fintech 78

Fintech Report Data Lending 78

FICO

AUGUST 3, 2022

Banking and financial services continue to be disrupted by leaner, new-to-market fintechs andchallenger banks, as well as shifting economic and regulatory conditions. Review the FICO Platform Reference Architecture to understand how to connect, develop, and deploy data-driven decisions and AI-powered solutions. Thu, 08/22/2019 - 12:37.

Data 52

Data Analytics Customer Experience Technology 52

Fintech Labs Insights

MARCH 1, 2017

Experian said that the year-long authorization process has helped it to “stress-test [its] risk management structures and the plans [it has] in place to ensure fair outcomes for [its] customers.” Financial Conduct Authority became responsible for regulating consumer credit agencies in 2014. ” The U.K.

Risk Management 12

Risk Management Lending Tools Regulation 12

Lex Sokolin

DECEMBER 25, 2019

I realize this because several blockchain industry analysts have put out absolutely fantastic work that should be your reference for the coming year. There’s a lot to say about the overlap of Fintech and blockchain, but let’s find the very edge of the frontier and focus right there. all Fintech unicorns?—?that

blockchain 52

blockchain Bitcoin Software Lending 52

Banking 2020

DECEMBER 16, 2014

Though necessary, the common ways of evaluating job candidates – via resumes, interviews and references – provides only a small piece of the puzzle. A big part of this is moving from reactive to proactive talent management. Take Smart Risks: Managers generally hire people who walk and talk like everyone else on the team.

Leadership 52

Leadership Regional America Industry 52

PYMNTS

JANUARY 20, 2020

Visa’s culture that risk management is everyone’s responsibility, Fabara said, is a competitive advantage and a strategic weapon in the payment ecosystem’s fight against an ever-more sophisticated fraudster. When Risk Management Is a Mindset and Not a Business Unit. As Fabara told Webster, it’s a “when,” not an “if.”.

Security 168

Security Fraud Risk Management Payments 168

FICO

AUGUST 28, 2017

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. In credit granting, it generally refers to any data that is not directly related to a consumer’s credit behavior. Multiple Types of Alternative Data. What is alternative data? Clickstream Data.

Data 52

Data Analytics social media Technology 52

Gonzobanker

DECEMBER 22, 2015

Regulator Award. The all-powerful banking regulator claimed that car dealers discriminated against minority borrowers—by guessing the race of borrowers based on last names and addresses in loan files, and claimed racism if the people they guessed were minorities seemed to be paying higher rates. ‘Are You Freakin’ Kidding Me?’

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

OCTOBER 4, 2018

Today, it’s the largest fintech player globally. As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Wealth management.

US 78

US Fintech Mobile Regulation 78

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The big bang project is over.” see [link] ). No response.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The big bang project is over.” No response. No apology.

Utah 60

Utah System Community Marketing 60

CFPB Monitor

MAY 3, 2021

Since the non-bank entity frequently is a fintech, these arrangements often are referred to as bank-fintech partnerships or marketplace lending arrangements. These speakers consistently conflated payday lending and bank-fintech partnership lending, and ignored correction of this mis-characterization by other witnesses.

North Carolina 60

North Carolina Lending National District of Columbia 60