PYMNTS

NOVEMBER 19, 2019

For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. That raises several questions for FIs, FinTech firms and payment service providers as they figure out how to best navigate this changing world.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

JUNE 27, 2018

As recent research from PYMNTS reveals, the most innovative FIs know that providing exceptional service to their consumer base comes down to focusing on three key components: user experience, digital technology and data analytics. But with consumers having too many options to choose from, what’s an FI to do?

Data 129

Data Customer Experience User Experience Innovation 129

PYMNTS

NOVEMBER 25, 2019

Does ‘Google Checking’ Foreshadow Big Tech, FinTech Payments Changes? Financial institutions (FIs) are engaging with technology players in new ways as together, they seek to create ecosystems that offer new value to consumers. Google’s expertise is in UX design,” he noted. “By

Security 130

Security Payments Google UX 130

Celent Banking

FEBRUARY 12, 2016

In the spirit of full disclosure, I bank with one of them: Bank of America, which holds my main current account, started offering it last September, and I’m a huge fan. Why has your bank or credit union not improved the user experience this way? But it’s not nearly as common as you might think.

User Experience 100

User Experience Maine America Data 100

PYMNTS

SEPTEMBER 28, 2017

If FIs want to connect with modern consumers, smartphone solutions also need to feature the latest innovations and slick user experiences. . Over the course of the past month, several providers seemed to answer that call, debuting new services and features that utilize and integrate AI technology. . About the Tracker.

Digital Banking 101

Digital Banking Report Mobile User Experience 101

PYMNTS

DECEMBER 13, 2018

Recently, though, many CUs have turned to technology-driven solutions to help members more efficiently communicate their needs and feedback. The new site aims to improve online functionality with an enhanced user experience, as well as keep MED5 FCU in compliance with the Americans with Disabilities Act.

Regulation 135

Regulation South Dakota ATM New York City 135

PYMNTS

APRIL 22, 2019

Essentially, he noted, providers can come to the platform to build out the end-user experiences they desire.

Mobile 229

Mobile Cards User Experience Payments 229

Lex Sokolin

SEPTEMBER 3, 2020

finance, culture, art, technology, media, geopolitics. The main driver of today’s entry is the news?—?which As a result, financial infrastructure is just our collective solution for enabling the above activities using the latest in technology?—?whether Technology firms should host technology?—?they

blockchain 52

blockchain Software Capital Technology 52

Insights on Business

OCTOBER 12, 2018

I need an enterprise scale transformation approach powered by new technologies including cloud. Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. But as a recent Google announcement demonstrated, FIs are engaging with technology players in new ways as together, they seek to create ecosystems that offer new value to consumers.

Google 272

Google Fintech Payments Apple 272

Lex Sokolin

OCTOBER 28, 2020

In particular, we want to discuss two behemoths: IBM, the consulting and technology company, and Reliance, the Indian conglomerate. Having largely lost the personal computer era to other technology firms, IBM repositioned in the 1990s as an enteprise services business. Not financial infrastructure, there’s enough of that already!

blockchain 40

blockchain Google National Apple 40

Fintech Labs Insights

MARCH 13, 2017

At FinovateEurope last month, the company showed off its mobile onboarding solution, ID_Mobile , that leverages biometric technology combined with the social network and geolocation of the user. These additional factors verify that the user matches their identity document and builds their digital identity profile in the background.

User Experience 18

User Experience Fraud Maine Mobile 18

Fintech Labs Insights

JANUARY 8, 2016

December: Named one of the top 50 Emerging Stars in the KPMG and H2 Ventures global Fintech 100 report. October: Named FinTech Forward 2015 Company to Watch. CoinJar : showed a technology that enables consumers to buy, sell, and use digital and traditional forms of currency any way they choose – from dollars to bitcoins.

Innovation 12

Innovation Mobile Fintech Cards 12

PYMNTS

AUGUST 16, 2018

Reactive ways of doing things can degrade the user experience — and that can drive away consumers. Meeting those consumer demands while also trying to integrate mobile systems that require a fusion of legacy systems with the newest technology can be easier said than done, of course. Future-Proofing.

Mobile 127

Mobile Payments Security Innovation 127

Fintech Labs Insights

JUNE 18, 2015

Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. The company provides payments services with flexibility and user experience control that platforms seek. Are you building new financial technology?

Security 12

Security Payments San Jose Fraud 12

Fintech Labs Insights

MAY 26, 2015

SayPay Technologies uses biometric authentication to give users an easy way to pay bills, checkout online, and log into their online banking website. Millions of production users in 40+ countries. SayPay Technologies founder, Steve Hoffman giving a personal demo of SayPay at FinovateSpring 2015 in San Jose. How it works.

San Jose 12

San Jose CA Online Mobile 12

PYMNTS

JULY 13, 2016

NUMBER26 , a digital banking startup based in Germany, did just that, taking cues from companies that have found success online and in the app store to build a simple and enjoyable user experience. And, by basing its offering on digital technology, NUMBER26 can offer more features than large, slower-moving institutions.

Digital Banking 100

Digital Banking User Experience Mobile Apple 100

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. We believe the full potential of FinTech can only be realized through partnerships that leverage the best of our collective assets. I think the point is, what do we know for sure?

Payments 205

Payments Apple New York City Retail 205

PYMNTS

DECEMBER 11, 2018

The freelance and gig work economy continues to grow, creating wide-open opportunities for FinTechs and service providers addressing a range of new pain points for both the talent and the employer. “They put in their credit card number, and it’s ‘set it and forget it.'” ”

Payments 178

Payments User Experience Cards Taxes 178

PYMNTS

APRIL 23, 2018

Physical retail is being disintermediated by a host of new players using digital technologies and data that further erode their relevance. For the first time, shoppers could conveniently visit one store to see, touch and buy things, many of which were simply not available to them in the stores lining the main streets in their towns.

Retail 117

Retail Maine Lending Software 117

PYMNTS

JANUARY 20, 2020

Not only are Fabara and his team using the latest tools, technology and tactics to defend against intrusions, but they are also building and using sophisticated tech to find fraudsters well before they are ready to be found. It has motivated a different approach for fighting fraud in the 2020s and beyond. Going on the Offense.

Security 168

Security Fraud Risk Management Payments 168

PYMNTS

MAY 26, 2016

What are the main barriers to entry for people, businesses and payment providers looking to be a part of the U.K. This is a smart approach as it gives smaller banks, FinTechs and all other payment intermediaries greater options for connecting to the scheme. This is an area that needs ongoing attention as technology evolves.

How To 102

How To Payments Fraud Innovation 102

PYMNTS

FEBRUARY 12, 2018

have shone a massive spotlight on the role of API technology in banking to open up competition in the market. That’s the main driver in this space, the ability to set yourself up with a bank account, and a card, with minimal fuss in a really slick, fast, agile way.” The EU’s PSD2 and Open Banking in the U.K.

Data 101

Data Meeting Cards User Experience 101

William Mills

MAY 9, 2018

There are a number of great events in FinTech but this one I do my best to attend each year. Again another financial wellness platform using machine learning technology. A TON of really old technology is being used in mortgage lending. In fact, Fiserv recently sold ALL of their mortgage technology to a PE firm.

Security 40

Security Samsung Strategy San Jose 40

Fintech Labs Insights

MAY 25, 2017

With its technology still in beta, banqUP is eagerly anticipating its official launch in the coming months. Krzysztof Pulkiewicz: banqUP is a digital fintech bank for small and medium enterprises (SMEs). Finovate: How does your technology solve the problem better? ” Company facts. We are PSD2 ready!

Digital Banking 20

Digital Banking Fintech Groups Analytics 20

CB Insights

MAY 15, 2019

As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. Fidelity — Fidelity Center for Applied Technology (FCAT) and Fidelity Labs. Get the entire 43-page PDF. One popular approach: in-house financial innovation labs.

Innovation 78

Innovation blockchain Technology Groups 78

CB Insights

OCTOBER 31, 2017

The Pivot : We came up with a fresh take on the plethora of AR-style apps that create visual effects based on face detection and tracking… [Poor user experience] had a big impact on our retention metrics. The feedback was eye-opening and generally the same: “Really great technology and vision. Product: AOptix Technologies.

Company 78

Company US San Francisco Capital 78

PYMNTS

DECEMBER 5, 2016

But mobile and other connected devices, the cloud, software platforms, new technologies, data, near-ubiquitous wireless internet and the imaginations of innovators have changed all of that. Like retail, technology alone isn’t the savior but an enabler for incumbents and innovators alike. The Commoditization Of Retail.

Retail 100

Retail Payments Mobile Innovation 100

PYMNTS

DECEMBER 5, 2016

But mobile and other connected devices, the cloud, software platforms, new technologies, data, near-ubiquitous wireless internet and the imaginations of innovators have changed all of that. But, like retail, technology alone isn’t the savior – but an enabler for incumbents and innovators alike. The Commoditization Of Retail.

Retail 100

Retail Payments Mobile Innovation 100