Payments Dive

JUNE 9, 2023

Bank failures and macroeconomic challenges have made capital markets challenging to navigate, Affirm CFO Michael Linford said.

Capital 284

Capital Marketing 284

Accenture

APRIL 23, 2020

The post New business models for a new banking environment appeared first on Accenture Banking Blog. In this blog I would like to discuss how the proliferation of APIs affects banks’ business models. In our view, banks’ future business models will emerge from three main strategies: 1.….

Maine 328

Maine Strategy 328

Abrigo

OCTOBER 4, 2022

Several factors make this rising-rate environment different, so strong asset/liability management is critical for increased earnings. Takeaway 1 Banks and credit unions can increase earnings in a rising-rate environment with careful asset/liability management. ALM: Key to growth in a rising-rate environment. DOWNLOAD .

Strategy 195

Strategy eBook Security Management 195

Abrigo

JANUARY 19, 2022

Takeaway 1 Bankers might have hoped the close of 2021 would bring an end to the challenging rate environment and low yields. . Liquidity and loan yields in the current environment. Despite the current environment, lower yields are not inevitable. Takeaway 2 Lower yields are not inevitable, however. Loan Pricing Essential.

Lending 195

Lending Strategy Groups Examples 195

Realwired Appraisal Management Blog

SEPTEMBER 11, 2023

How are your technology partners treating you in this margin challenged environment? Are they making your life easier or annoying you? Are you done? Time to change?

Technology 105

Technology 105

Perficient

JULY 26, 2021

Firms that demonstrate empathetic knowledge of their consumers and deliver tailored, real-time solutions will build on this noble purpose to gain competitive advantages in a digital operating environment.

Customer Experience 294

Customer Experience Apple Study Google 294

Payments Dive

NOVEMBER 16, 2020

More than ever, merchants need an alternative to the card networks to meet the needs of an evolving customer base. Today’s consumers have embraced a “mobile-first” payments philosophy, and are looking to pay in a fast, simple, and secure way.

Payments 307

Payments Meeting Mobile Security 307

South State Correspondent

JUNE 1, 2020

Despite the flat and low yield curve, the current banking environment is a perfect recipe for healthy banks to win new, strong credit relationships, and increase loan profitability. As is typical in economic cycles, recessions present an opportunity for healthy banks to thrive and for weaker banks to be whittled.

Community Bank 195

Community Bank Community 195

ABA Community Banking

OCTOBER 31, 2022

Asset-liability managers haven’t seen a rate environment like this in a generation. The post Asset liability management best practices in a rising-rate environment appeared first on ABA Banking Journal. Experts provide tips on how to pivot.

Management 98

Management How To Community Bank Community 98

CFPB Monitor

DECEMBER 22, 2022

The CFPB recently addressed mortgage financing options in view of the current higher mortgage loan interest rate environment. The CFPB comments on adjustable rate mortgage (ARM) loans, temporary buydowns, home equity lines of credit (HELOCs) and home equity loans, loan.

78

78

Payments Dive

JUNE 14, 2019

The new EMV Secure Remote Commerce specifications may provide a solution to a longstanding problem with ecommerce checkout creating friction for consumers and being vulnerable to fraud.

Security 374

Security Fraud 374

PYMNTS

AUGUST 10, 2020

The question is no longer about when the world will go digital – nowadays we’re asking whether the digital-first world will outlast the COVID-19 pandemic that created it. Consumers shop online, bank online, entertain themselves online and base their decisions on the digital services a firm will offer them.

Retail 166

Retail Online Data Marketing 166

Abrigo

OCTOBER 28, 2020

The post Putting excess liquidity to work in today’s low-rate environment appeared first on Abrigo. Member Business Lending. Portfolio Risk & CECL. Managing Loan Workouts: 10 Lender Action Items. Learn More.

Lending 195

Lending Risk Management Management Community 195

Payments Dive

AUGUST 27, 2019

The ability to pay bills in real time is leading to major changes in how consumers and companies manage cash flow, expenditures and payment methods. Companies that fail to keep pace, may find themselves well behind the competition in terms of maintaining key relationships.

Payments 262

Payments Management Company 262

PYMNTS

MAY 3, 2020

Corporate ransomware payment amounts rose sharply in the first quarter of this year, with a wave of coronavirus -related attacks and other peripherally-related cases because of complexities with shifting to remote work for many people, according to a Coveware blog post.

Payments 202

Payments Maine Data Online 202

PYMNTS

JANUARY 15, 2021

Beyond the trading revenues – which, as would be expected in a volatile stock market environment, were up double digits. Drilling down into the numbers: Consolidated net revenues were $29.2 billion, up 3 percent year over year, and better than the $28.7 billion consensus. Overall deposits were up by 7 percent quarter over quarter to $2.1

Management 151

Management Mobile Conference Lending 151

Payments Dive

NOVEMBER 28, 2016

Within the EU, the UK has the least restricted business environment, the least restricted regulated marketplace and workforce, the largest international transport system, best communications, most widely spoken language, lowest top rate of personal taxation and the UK is the leading exporter of financial services.

Regulation 150

Regulation System Payments 150

Jack Henry

OCTOBER 5, 2023

Falling asset values, deteriorating credit quality, and a reduced tolerance for risk have dimmed new loan appetite for many community banks and credit unions.

Community Bank 88

Community Bank Community Management Lending 88

Payments Dive

SEPTEMBER 29, 2023

“There's a huge, huge upside” for the environment every time a gift card is made from paper instead of PVC plastic, Blackhawk Network Senior Vice President Cara Renfroe said in an interview last week.

Cards 418

Cards 418

Payments Dive

JUNE 14, 2023

Global Payments CEO Cameron Bready called the payment services pricing environment “favorable” in light of increases rivals have made.

Payments 459

Payments 459

Celent Banking

MARCH 16, 2017

The survey, supported by Marsh & McLennan Companies (Celent’s parent company), provides a snapshot of the challenges organizations face in the current risk environment. political and regulatory environment.” The post Challenges Facing Organizations in the Current Risk Environment appeared first on Banking Blog.

Survey 100

Survey US Examples Management 100

SWBC's LenderHub

APRIL 8, 2021

No one could have predicted the level of disruption we’ve all faced following the onset of the COVID-19 pandemic last year. If your financial institution has been thrown into unfamiliar territory and you aren’t sure what to do or how to manage your large REO portfolio , we have a few ideas that we would like to share.

Management 148

Management How To Lending 148

Payments Dive

JANUARY 31, 2023

The digital payments pioneer said it’s cutting 2,000 employees as the company seeks to adapt to a new, more competitive environment.

Payments 490

Payments Company 490

South State Correspondent

FEBRUARY 10, 2020

EXTREME ALCO We are working with numerous community bankers to develop strategies for instituting floors on commercial loans.

Community 195

Community Strategy 195

PYMNTS

OCTOBER 16, 2020

Harnessing consumers’ digital information is critical to the success of any business, and data analytics and artificial intelligence (AI) can be especially powerful tools.

Analytics 273

Analytics Data Fraud Tools 273

Accenture

OCTOBER 31, 2023

The new framework will create a consistent regulatory environment… The post EU future-proofs its payments and Open Banking ecosystem with PSD appeared first on Accenture Banking Blog. 1) Gaps in the regulatory application of PSD2.

Payments 414

Payments Regulation Security Data 414

ATM Marketplace

FEBRUARY 4, 2022

Touchless technology can help ease employees back into the workplace.

Technology 125

Technology 125

PYMNTS

NOVEMBER 16, 2018

When it comes to interior design or spicing your Thanksgiving turkey, there is something to be said for a “less is more” aesthetic. But in payments and commerce, “more is more” is usually the order of the day.

Data 143

Data Resources Capital Payments 143

PYMNTS

OCTOBER 15, 2018

Where there are underserved consumers looking to enter the digital ecosystem, there are innovators big (and, in some cases, very big ) and small looking to serve them. But where there are new opportunities for access or speed, fraudsters and cybercriminals are sure to follow.

Innovation 152

Innovation Data FDIC Management 152

Perficient

DECEMBER 1, 2020

Have you noticed issues in your TEST environment after a patch update for this month ? Now, you want to hold off on your PROD environment patch update from oracle. You can also use this command to list the skip update requests currently specified for an environment. You will be happy to hear this update from Oracle.

Maine 322

Maine Examples 322

Payments Dive

FEBRUARY 6, 2023

“False declines are especially problematic in an environment where demanding customers with high expectations are not afraid to take their business elsewhere,” writes an Experian executive.

Online 322

Online 322

PYMNTS

MARCH 21, 2018

The fact that the world is changing rapidly shouldn’t come as much of a shock — though the speed and centers of change in payments and commerce might surprise even the most inveterate segment watchers.

Millennials 122

Millennials Payments Data Retail 122