Chris Skinner
JANUARY 7, 2019
So yesterday, I gave you the top ten trends for 2019 from British Airways’ Business Life magazine. The article also discussed a range of other trends that are noteworthy, so here’s a quick summary of the other things to expect in 2019. 2019: The Year of the People This is … The post 2019: The Year of Witty Protest appeared first on Chris Skinner's blog.
Payments Dive
JANUARY 7, 2019
This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing.
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Bank Innovation
JANUARY 7, 2019
Fintech lending is on the rise but under the microscope, too. A report from the U.S. Government Accountability Office released in December said financial regulators should give the role of non-bank players in the small business and consumer lending markets a little more scrutiny, and clarify their views on the use of alternative data to make […].
Payments Dive
JANUARY 7, 2019
This interview is part of a video series, “The Future of Fintech,” produced by Mobile Payments Today and powered by Galileo Processing.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Bank Innovation
JANUARY 7, 2019
Automation is the theme that best describes Chesapeake Bank’s innovation roadmap for 2019, Kevin Wood, managing director of the state-chartered community bank’s business lending division, Cash Flow, told Bank Innovation. “One of our bank’s main strategic goal is to automate what we can automate, so we can use our staff more effectively,” Wood said.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Chris Skinner
JANUARY 7, 2019
Things we’re reading today include … Bankers joining fintechs find adrenalin and bruised egos Major Wall Street players plan exchange to challenge NYSE, Nasdaq UK financial services sector shifts £800bn in assets to Europe Guest post: Private equity – tech’s best kept secret How will central bankers cope when the … The post Things worth reading: 8th January 2019 appeared first on Chris Skinner's blog.
PYMNTS
JANUARY 7, 2019
Samsung has announced that it will offer iTunes Movies and TV Shows and Apple AirPlay 2 support on all 2019 Samsung Smart TV models beginning this spring, while support on 2018 Samsung Smart TVs will launch through a firmware update. In addition, a new iTunes app will launch exclusively on Samsung Smart TVs in more than 100 countries, while AirPlay 2 will be available in 190 countries.
Bobsguide
JANUARY 7, 2019
The exciting story of Crypto currency trading has seen many businesses and individuals amass huge fortunes over the last few years. Notable examples include Chris Larsen, cofounder of Ripple (Crypto net worth: $7.
PYMNTS
JANUARY 7, 2019
HERE Technologies , a mapping and location data company, has released a new mobile transportation app called SoMo that hinges on a social aspect, according to a report from VentureBeat. Unlike, say, Uber or Lyft, SoMo allows users to plan trips based on events and friends. For example, if everyone is going to see a concert, they can coordinate in the app and carpool.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Payments Source
JANUARY 7, 2019
The market for cross-border person-to-person (P2P) remittances is massive. It experienced double-digit growth in 2018 as consumers migrated from one country to another in search of better economic opportunities, as well as to escape political and financial upheaval in their home countries.
PYMNTS
JANUARY 7, 2019
The U.K. is launching a traffic-light warning system to spotlight large companies that fail to pay their suppliers on time. The Sunday Times reported that the plan will be revealed this week by the nation’s Small Business (SMB) Commissioner Paul Uppal. The only details released so far have said that a red light will be shown to identify repeat offenders, as well as for companies that fail to publish their payment terms, which they are obligated to do twice a year.
Bobsguide
JANUARY 7, 2019
Multijurisdictional regulations and the increase in fraud within payments have created a difficult environment for payments providers, says Zac Cohen, general manager at global identity and business verification firm Trulioo. “The challenge for payments is twofold: how to eliminate fraud in.
PYMNTS
JANUARY 7, 2019
To help modernize its restaurants and provide new ordering experiences to its diners, Taco Bell is bringing new technology into its brick-and-mortar restaurants across the country: The quick-service restaurant (QSR) chain is deploying self-service kiosks. The devices enable customers to peruse the Mexican-inspired chain’s menu and customize its selections to their tastes or dietary needs.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
CFPB Monitor
JANUARY 7, 2019
According to an American Banker report, CFPB Director Kathy Kraninger recently sent an email to CFPB staff that provides a window into what her approach to running the CFPB will be. The report quotes Ms. Kraninger as having said in the email that the CFPB must do its work “with an open mind and without presumptions of guilt, and to always carefully weigh the costs and benefits to consumers of our enforcement activities and regulatory rulemakings.
PYMNTS
JANUARY 7, 2019
There’s a new king of the mountain in the seemingly endless tussle between the world’s four largest companies – Amazon, Microsoft, Alphabet and Apple. On Monday (Jan. 7), Amazon passed Microsoft as the largest company by market value, according to reports. Amazon was worth about $8 billion more than Microsoft on Monday, at $799 billion to Microsoft’s $791 billion.
Payments Source
JANUARY 7, 2019
China’s expanding number of tourists is creating demand for more payment choices, and Wirecard hopes to tap into the growth with a prepaid card it’s developed with Ctrip, China’s largest travel agency.
PYMNTS
JANUARY 7, 2019
Mastercard’s logo of two intersecting circles will no longer include the name of the company, according to a report from The Wall Street Journal. The company is going the way of Nike, Apple, Shell and Target by eschewing the use of type in its logo, instead relying on its iconic image to remind users of the company. The text-free logo decision comes in the wake of the company trying to avoid the word “card,” as cashless technologies continue to spread and become more common.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
Payments Source
JANUARY 7, 2019
Cashierless tech startup Standard Cognition has acquired the robotic mapping startup, Explorer.ai, to accelerate the rollout of its autonomous checkout solutions to retailers.
PYMNTS
JANUARY 7, 2019
What makes the daily drive miserable for millions of commuters? Yes, there’s the traffic snarls, obnoxious motorists and boredom. However, for a significant share of commuters who drive their own vehicles to and from work, their greatest frustration lies in the inability to connect to the internet while they focus on driving. A large portion of commuters, though (some 99 million), are finding ways to connect, either by using their smartphones or technology already built into their vehicles’ dash
Payments Source
JANUARY 7, 2019
The information you need to start your day, from PaymentsSource and around the Web: New York's plans for crypto; Phillips 66 in-car payments; U.K. contactless fraud; and more.
PYMNTS
JANUARY 7, 2019
Welcome to The Axis, your late look at payments news from around the world. Coverage includes the launch of Wirecard and Ctrip ’s multi-currency Visa cards for customers in China. In addition, U.K. fashion retailer Missguided is offering a pay later option through Klarna , and Nordic payments company Nets A/S and merchant payment service provider Concardis Payment Group said they have completed their merger.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
Matt Wilcox Pro
JANUARY 7, 2019
Over the past decade, monthly texts have increased 7,700 percent. Worldwide we send about 19 billion of them a day. Americans send about two for every voice call they place. People between 18 and 25 send 133 a week. Texting accounts for about a third of the time Millennials spend on their phones.(1) Only in [.
PYMNTS
JANUARY 7, 2019
When Bell and Howell (BH) first examined how it could compete in the automated, self-service delivery kiosk and locker space a few years ago, it was because two things were becoming crystal clear about the market, CEO Larry Blue told Karen Webster for 2019’s first edition of the Monday Conversation. The first thing was that getting “buy-online, pickup-in-store” (BIPOS) right was going to be the sink-or-swim capability for brick-and-mortar retailers.
Payments Source
JANUARY 7, 2019
Mastercard is counting on its logo to do the talking. It plans to drop its name from the Mastercard symbol in some physical and digital marketing and advertising situations.
PYMNTS
JANUARY 7, 2019
Demand has been low and sales have been weak for Apple ’s iPhone XR. When it launched in October, Apple had high expectations for the cheapest of its three most recent iPhones. The XR uses an LCD screen instead of an OLED and was designed to offer the iPhone X experience on an LCD device, right down to things like haptic touch and face ID. But analysts say the XR has not come close to meeting expectations, forcing Apple to slash production of the device.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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