Insights on Business

MAY 23, 2019

Customer data is the modern enterprise’s most valuable asset. Now, new technology, business and regulatory challenges are forcing them to rethink how they collect and manage that data. Customer data drives innovations like artificial intelligence and blockchain solutions. A shifting regulatory landscape.

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Data Security California Regulation 163

PYMNTS

MARCH 10, 2017

Innovation in payments can happen in the blink of an eye. In order to keep payments innovation moving quickly and safely, Mark Turnage, CEO of OWL Cybersecurity , said it’s important to ensure information security remains at the forefront of the new products and services being introduced into the market.

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Innovation Security Payments Apple 136

Perficient

JULY 31, 2020

One of the things that the COVID-19 pandemic has taught us is the value of data. If you’re like me, you’ll open your trusted data source and check what the COVID-19 count is across different parts of the world. Our world in Data (.gov). The Value of Data Through COVID-19. Let me explain!

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Data Analytics Strategy social media 354

PYMNTS

JULY 10, 2020

The legal cannabis market’s financial services challenges are, by now, well-known. Just as in other markets, eChecks, ACH, paper checks, wires and credit cards all come with their various benefits, as well as their pain points, from high processing fees to a lack of security.

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Innovation Payments Tools Compliance 210

Independent Banker

AUGUST 31, 2022

For example, by applying artificial intelligence (AI) to analyze data and create standardized processes that include benchmarking and lending risk assessments, community banks can enhance the effectiveness and efficiency of the loan process for the agricultural community. The demand is evident.

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Innovation Community Bank Community Lending 144

PYMNTS

MARCH 17, 2020

Simply put, the back-office systems are ill-equipped to handle the demands of technological innovation, especially as financial services cross channels. The Challenges Of Multi-Channel Payment Innovation. 1: Security. For many firms, with legacy infrastructure that has been in place for decades, scale becomes difficult.

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Innovation Payments System Security 228

PYMNTS

JULY 8, 2020

Small to medium-sized businesses (SMBs) are some of the main beneficiaries of these innovations, as they become more inclined to look into global eCommerce to add to their in-store sales. All this, Today in Data. Data: . 55B: Square’s market capitalization. Data: .

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Innovation Payments Maine Data 135

PYMNTS

AUGUST 20, 2019

In the wake of the Capital One data breach that exposed data tied to 100 million individuals in the United States comes a warning that there really are not any places to hide. The warning comes as banks have been enlisting the aid of tech giants like Microsoft and Amazon, while bringing operations and data to the cloud.

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Data Security Capital United States 176

Cisco

JULY 26, 2022

While traditional financial services has some built-in regulatory barriers that makes it harder to be completely disrupted, companies are still at risk of losing market share and market cap. Secure the brand. Each of those present a different risk and unique security requirements. The need for speed.

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Security Operations Leadership Data 162

FICO

APRIL 9, 2019

Data is being used to improve all aspects of a consumer's life in our increasingly digital world. eCommerce companies use data for a number of purposes, such as to personalize the experience of users across mobile apps and the web, suggest purchases and make it easier to find high-intent products. This is a seismic shift in the system.

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Security Innovation Data Customer Experience 66

PYMNTS

OCTOBER 12, 2020

In marketing, Amazon and Walmart are busy getting ready for what could be the largest shopping week of the year, with Prime Day and other events approaching. All this, Today in Data. Data: $5.5M : Amount of funding recently secured by social impact commerce platform ShoppingGives. 92%: Portion of U.S.

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Retail Innovation Technology Security 146

PYMNTS

APRIL 22, 2020

Banks are jostling for space in the market because an expanding number of FinTechs and large-scale technology companies are competing for the same set of consumers. Banks must enable fast and seamless onboarding experiences, but these processes should also be secure. Data and Authentication Frustrations.

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Security Data Fraud Tools 133

PYMNTS

APRIL 25, 2019

The phrase “what you see is what you get” is becoming particularly relevant to the growing homesharing market. Today’s customers are more cognizant of how their personal data is handled, which makes fostering that trust all the more complex. Security and the Homesharing Platform.

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Security Data Regulation Mobile 100

PYMNTS

NOVEMBER 12, 2019

The 5G network is rapidly being deployed in markets around the world, and the advance of the network could mean profound changes for the Intelligence of Things (IoT) ecosystem. The networks enable speedier data transfers and communication than ever before, allowing IoT manufacturers to develop devices more in tune with user needs.

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Security Report Software Data 169

PYMNTS

OCTOBER 2, 2020

Adhering to Payments Card Industry (PCI) Data Security Standards (DSS) is an unavoidable requirement for any and all eTailers that accept card payments, but a surprising number of firms are not up to speed on these standards. Either way, firms that do not comply with these industry standards risk leaving their customers’ data exposed.

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Compliance Data Report Meeting 243

PYMNTS

NOVEMBER 9, 2018

percent of retailers have said they innovate to improve customer loyalty. That, in fact, is one of the main findings in the new Retail Innovation Readiness Index from PYMNTS, powered by FinTech firm AEVI. Things have changed, though, he said — one reason why that innovation finding carries such weight. “I Innovation Divide.

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Innovation Retail Maine Security 174

Perficient

JUNE 1, 2023

As the financial services industry continues to evolve, companies are looking for ways to stay ahead of the competition and increase their market share. We also enable clients to use Writer’s snippets to follow strict compliance regulations and efficiently include disclosures in their Sales and Marketing.

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Compliance Industry Regulation Data 251

PYMNTS

JANUARY 30, 2020

Widely publicized data breaches and hacks have made today’s consumers especially concerned about fraud. Financial institutions (FIs) cannot simply expect the popularity of debit to persist unaided, however, and must continue to innovate to keep fraud rates at a minimum. That delay appears to be intended to drive up the data’s prices.

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Security Fraud ATM Cards 182

PYMNTS

JULY 10, 2020

Recent studies suggest that 71 percent of consumers are too concerned about data privacy issues to use them. The AARP Innovation Labs and Howard University , for example, are joining forc­es to enhance remote healthcare services for consumers in underserved communities with chronic health conditions, such as hypertension and heart disease.

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Security Indiana Meeting Data 208

PYMNTS

NOVEMBER 6, 2017

The Social Security number (SSN) was never meant to get this much attention. It was never meant to be shorthand for, well, you – proving that you are who you say you are, serving as a gateway to all manner of sensitive data and, of course, financial accounts. The effort involved is daunting enough to stop them from trying.

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Security Data Fraud Regulation 109

Perficient

FEBRUARY 22, 2023

Banks are using AI to analyze large amounts of data, make predictions, and automate complex processes. Blockchain technology is being used to create secure, decentralized ledger systems that can store and transfer data in a transparent and secure manner. We’re observing the banking industry’s growing use of RPA.

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Trends North Carolina Customer Experience Charlotte 474

PYMNTS

NOVEMBER 13, 2019

IoT providers have hit an innovation streak in recent years, utilizing increasingly sophisticated technologies such as artificial intelligence (AI) and data tools like machine learning (ML) to rapidly expand the world of connected things. All of this will be accomplished with an emphasis on security and user safety. Tatsis said.

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Security Innovation Technology Software 193

PYMNTS

FEBRUARY 5, 2020

Looks like the digital advertising and marketing sectors are in for a reckoning. As we know, mostly anonymous corporations have been collecting consumer data online for years, usually without explicit permission, selling it or using it for ad retargeting and personalization. That’s a bad moon rising for some Big Data operators.

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Google Data Regulation social media 288

PYMNTS

JANUARY 19, 2021

While the coronavirus crisis certainly accelerated the drive toward digital, the mid-market's commerce digitization push was well underway before the pandemic hit. With B2B eCommerce proliferating, the market is rapidly evolving to make way for new business and payment models in response to customer demand. Emerging Business Models.

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Online Marketing Payments Operations 275

PYMNTS

NOVEMBER 19, 2020

One restaurant that is working to incorporate AI into numerous parts of its operations is Boston Market , a Colorado-based fast-casual chain that has 330 locations in 37 states. I’m very excited about what AI can do for restaurants, and we are looking at how it fits with Boston Market right now,” he said. “I

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Boston Fraud Meeting Mobile 200

PYMNTS

OCTOBER 29, 2018

As a result of the passage and adoption of open banking regulations, like PSD2 in Europe, banks and other financial firms are sharing data more freely than ever before. While these initiatives are spurring more focused financial services innovations, they also come with challenges. Adapting To Open Banking .

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Security Fraud Tools Data 192

Bank Innovation

DECEMBER 13, 2019

In this episode, Suman Bhattacharyya, senior editor, and Angely Mercado, associate editor, discuss the following news developments: Corporate card and financial product startup Brex’s marketing strategy; Inspired Capital’s recent investment in business banking platform Rho; and […].

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Strategy Branding Video Marketing Strategies 243

PYMNTS

MARCH 12, 2019

Innovation has always been important for community banks, but the driving force of digitization over the last decade has greatly sped up the pace, said Kevin Tweddle, chief innovation officer for the Independent Community Bankers of America ( ICBA ). ICBA chose to back an accelerator program to speed up time to market, Tweddle said.

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Community Bank Community Innovation Fintech 205

PYMNTS

SEPTEMBER 19, 2019

small business market (SMB) will reach $9 trillion by 2020, but also notes that 80 percent of SMBs still use paper checks to make payments. A majority (55 percent) of corporate professionals identified real-time payments as their top B2B payment service priority, according to the Real-Time Payments Innovation Playbook.

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Innovation Payments Phoenix Security 134

PYMNTS

MARCH 17, 2017

That’s why payments innovation isn’t just about delivering a solution, but delivering one that can create efficiency and reduce risk in a secure manner. ML: As executive vice president and CIO, I am responsible for the technology and security solutions we provide and how they are positioned in the marketplace.

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Innovation Security Payments Mobile 108

PYMNTS

FEBRUARY 7, 2019

Other times, innovators combine cutting-edge technologies in an attempt to bring more security and seamlessness to the healthcare space. Reducing friction also can be a relatively simple matter of point-of-sale innovating. Data: 80 percent: Share of market held by cash in the Philippines.

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Innovation cryptocurrency System Data 148

PYMNTS

SEPTEMBER 12, 2018

Omni Security and Authentication. Consumers expect to do business with their bank online seamlessly, without the hassle of complicated security checks, whether through their mobile phone, smart watch, home speaker or other connected device. Around The Security And Authentication Space. presidential election.

Security 139

Security Report CA Fraud 139

PYMNTS

JULY 23, 2018

This one may be familiar: Wide receiver and cryptographer walk into a bar and … set the data security landscape on its ear. The kind that defends sensitive data against bad actors and leaves their best efforts crumpled on the field. Keep the key untouchable, then the end result is enhanced security across any number of avenues.

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Dallas Security Data Company 134

South State Correspondent

JULY 19, 2022

More private security was brought in and fights increased. Then, in a twist of innovative thinking, Ogilvy, the famous ad firm, was brought in. What ensued was an out-of-the-box brand affinity marketing tactic that banks can use to promote their brand today. Creating a Brand Affinity Marketing Solution.

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Branding Marketing social media Community 195

PYMNTS

FEBRUARY 27, 2020

One Nevada is instituting a product suite to support its self-service transformation, including a data warehouse, business intelligence tools and a complete core banking conversion. The new system gathers card usage statistics, account access objectives and other data points the CU can leverage to offer members targeted marketing products.

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Nevada Innovation Security ATM 131

PYMNTS

APRIL 24, 2019

Many of these regulators also now expect sharing and payment services to comply with shifting data regulations, like GDPR. As data security and transparency become greater concerns across a number of markets, some services are already working to confront the challenges. Around the Payments and the Platform Economy.

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Marketing Regulation Case Study Security 179

PYMNTS

JULY 13, 2020

Potential homebuyers backed away because of rising costs, unemployment and health concerns, with April data showing that property sales in the U.S. Consumers’ and commercial buyers’ interest in the sector have slowly risen since some markets worldwide have reopened brick-and-mortar locations and resumed normal business dealings.

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Data New York City New York Fraud 198