Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

Trends 45

Trends Fraud Digital Banking Strategy 45

PYMNTS

MAY 27, 2020

But as Good explained, the definition of contactless needs to expand as firms re-examine their digital strategies. He stated that near-field communications (NFC) also had been a useful tool in combating fraud. Not long ago, contactless meant using tangible cards — the type pulled from wallets and waved at the terminals.

Mobile 280

Mobile Community Bank Cards Community 280

PYMNTS

NOVEMBER 17, 2020

The rising trend of digitization in commerce and the increased occurrence of card-not-present fraud were not created by the COVID-19 pandemic. What has changed, Steinman said, is the reality of the pandemic and the radical digital life shifts it has engendered. We think that [is] definitely going to be at play here.

Fraud 316

Fraud Michigan Security Cards 316

Cisco

APRIL 7, 2019

Mobile-first banking is an immediate driver of digital strategy. It’s clear intelligent assistants will begin to play a significant role in consumer digital banking transactions. Big Data is your mountain and your goldmine. And big data isn’t just for the “big” players anymore. How to deal with Big Data: 1.

Trends 64

Trends Cyber Security Big Data Analytics 64

FICO

FEBRUARY 22, 2021

AI and Big Data has spawned two new job descriptions: chief analytics officers (CAOs) and chief data officers (CDOs). CDOs are focused on data assets – provenance, usage right, quality and consistency, recency, etc. The compressed timeframe for digital adoption raised awareness of the need for AI technology maturity.

Analytics 52

Analytics Data Software Digital Strategies 52

William Mills

FEBRUARY 22, 2018

According to results from the 2017 NTT DATA Services study on mobile banking, consumers are using their mobile devices for banking services 40% more than they were three years ago. Bankers as Buyers provides insight for institutions looking to fill these gaps by adding more millennials to their staffs.

Millennials 40

Millennials Digital Strategies Fraud Mobile 40

Cisco

APRIL 7, 2019

Mobile-first banking is an immediate driver of digital strategy. It’s clear intelligent assistants will begin to play a significant role in consumer digital banking transactions. Big Data is your mountain and your goldmine. And big data isn’t just for the “big” players anymore. How to deal with Big Data: 1.

Trends 48

Trends Cyber Security Big Data Analytics 48

PYMNTS

DECEMBER 6, 2019

We have a deep dive into Colorado’s digital driver’s license effort and news on Alphabet’s new CEO, as well as data on millennial Black Friday spending. UK Digital Bank Monzo Taps Visa Exec as US CEO. Monzo , London’s digital unicorn, has appointed TS Anil to head U.S. Report: Crypto Fraud Losses Reach $4.4B

Millennials 101

Millennials Colorado Google Leadership 101

Celent Banking

FEBRUARY 4, 2016

The bank has been going strong with its digital strategy for years, even closing branches and reducing overhead to drive adoption. Bank of America recently added features like touch ID, debit card toggling, two-way fraud alerts, and more to its app, and has been outspoken about the desire to personalize the digital experience.

Mobile 100

Mobile America Digital Banking Digital Strategies 100

PYMNTS

APRIL 14, 2017

But speed is not enough, he added, as payment rails also need to include better data and widespread availability around the clock and interoperability that can support open use cases. Safety and security are also key concerns, he added, in order to identify suspicious activity and stop fraud.

Payments 105

Payments United States Innovation System 105

PYMNTS

NOVEMBER 1, 2017

Noting that the improved situation in worldwide markets – from the EU to Asia Pacific to Latin America – had contributed to “double-digit volume and transaction growth across most of our markets,” Banga told investors the focus is now on continuing to execute and expand its global payment digitization strategy.

Retail 112

Retail Cards Security Branding 112

PYMNTS

NOVEMBER 1, 2017

Noting that the improved situation in worldwide markets – from the EU to Asia Pacific to Latin America – had contributed to “double-digit volume and transaction growth across most of our markets,” Banga told investors the focus is now on continuing to execute and expand its global payment digitization strategy.

Cards 122

Cards Security Branding Florida 122

Javelin Strategy & Research

SEPTEMBER 2, 2014

I can’t get enough of innovation and digital strategy. In my Javelin work I frequently analyze our proprietary data to search for the elusive “win-win”. Dynamic Payments Fraud and Security Mobile Omnichannel Financial Services CFPB compliance futurist financial services innovation regulation strategy US treasury FDIC'

Innovation 58

Innovation DC FDIC Strategy 58

PYMNTS

NOVEMBER 20, 2020

Partners Against Crime: Visa Leads Effort to Fight Fraud With New Dynamic CVV Codes. Visa and Keyno have pioneered a new effort to serve dynamically generated security codes to fight card-not-present fraud, called dCVV2. NEW DATA: 43M Consumers Are Holding out on Mobile Banking Apps — Here's How Banks Can Change Their Minds.

Mobile 160

Mobile Strategy Google Innovation 160

Gonzobanker

DECEMBER 5, 2018

And it follows a string of Q2 acquisitions over the last few years, including: Centrix brought cash management functions of positive pay, fraud prevention and risk assessment as well as dispute management. Gro brings a solid digital account opening platform, something Q2 was pursuing internally. So How Does Gro Fit In? .

Fraud 105

Fraud Austin Fintech Lending 105

FICO

JUNE 16, 2021

Test & Learn: As mentioned above the favourable decision likely took into account many factors to help determine the likelihood of fraud as well as how to treat the reseller and customer. This is a constant learning loop, which becomes more sophisticated as the company learns from added data or a shift in behaviour patterns.

Analytics 52

Analytics Survey Cards Customer Experience 52

NCR

APRIL 5, 2016

Acquiring and retaining consumers in a fiercely competitive marketplace — flooded with waves of non-traditional players — requires a consumer-centric digital strategy. In addition to mobile, his background covers identity and access management, fraud detection, malware protection, and email encryption solutions.

Digital Banking 40

Digital Banking Security User Experience Mobile 40

Gonzobanker

DECEMBER 22, 2014

At one of the major conferences this year, a vendor touting the need for dedicated chief data officers at banks had a write-in audience poll on who was filling that role currently. And won’t address the biggest area of fraud growth, which is card-not-present. Execution Matters Big-Time Award – Data warehouse.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Fintech Labs Insights

MAY 24, 2016

For Personetics , an Israel-based company making its Finovate debut earlier this year, the three pillars of personalization are real-time access to transaction data, predictive analytics, and best practices – knowing what works and what doesn’t. The first is the ability to access transaction data and do it it in real-time.

Analytics 14

Analytics Data Examples America 14

CB Insights

MAY 15, 2019

Companies are turning to accelerators, funds, and labs to try to find the next big thing that will reduce fraud, speed up transaction times, and catch on with consumers. The labs aim to help Deutsche Bank evaluate and adopt emerging technologies, develop a culture of innovation, and contribute to the bank’s digital strategy.

Innovation 78

Innovation blockchain Technology Groups 78

Fintech Labs Insights

DECEMBER 5, 2016

“Last year, a Javelin report said that there was $9 billion lost due to card fraud. As consumers experience the convenience and security benefits that biometrics bring, enormous pressure is being felt by companies that are still using antiquated passwords as part of their digital strategy.

Security 12

Security Mobile Technology Virginia 12