Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. help financial institutions adapt quickly to trends. You might also like this on-demand webinar, "Identifying emerging CRE risks."

Report 195

Report Lending Trends Data 195

Abrigo

DECEMBER 22, 2023

Watch NOW Takeaway 1 Portfolio risk and accounting professionals often keep up to date on industry trends by reading Abrigo's blog. Takeaway 2 Management reports, probability of default, and model validation topics were found in the top blogs for risk professionals. Which credit areas need routine "maintenance"?

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

FEBRUARY 6, 2024

WATCH Takeaway 1 Check fraud prevention is critical, especially as this costly fraud typology continues to trend upward in financial institutions. Takeaway 2 Community banks may face challenges seeking reimbursement for breach of warranty claims filed with other FIs.

Fraud 221

Fraud Training Trends Regional 221

Abrigo

FEBRUARY 12, 2020

Despite the painful evolution in retail, many experts expect another year of growth for commercial real estate – and for commercial real estate lenders, including community financial institutions. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. Lending & Credit Risk.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Our data below shows SMB loan originations have followed a similar trend.

Lending 221

Lending Trends Capital Strategy 221

Perficient

FEBRUARY 15, 2024

These DFS500 amendments signal a crucial shift in the regulatory landscape, emphasizing the imperative for robust governance, risk management, and compliance frameworks across the financial industry. Reporting: Have access to comprehensive reports showcasing ongoing compliance efforts.

Compliance 221

Compliance New York Regulation Analysis 221

Perficient

FEBRUARY 15, 2024

The NYSDFS Part 500 amendments signal a crucial shift in the financial services regulatory landscape and underscore the importance of robust governance, risk management, and compliance frameworks. Reporting: Have access to comprehensive reports showcasing ongoing compliance efforts.

New York 221

New York Compliance Regulation Analysis 221

Abrigo

OCTOBER 23, 2014

But how can this growth be managed appropriately? Community banks certainly want to remain conservative with risks and follow regulations. When these reports aren’t provided, the bank is at risk of suffering loan portfolio quality problems that aren’t easily remedied.

Risk Management 186

Risk Management Management Lending Resources 186

South State Correspondent

JUNE 8, 2022

For decades community banks have structured fixed-rate loans with adjustable features – the most popular structure is a ten-year fixed-rate loan with a five-year reprice. With short-term interest rates expected to rise through 2022, many community banks are reconsidering their ALCO strategies.

Community Bank 195

Community Bank Community National Strategy 195

Abrigo

NOVEMBER 29, 2021

Takeaway 1 Noninterest income has been trending lower in recent years, but service charges and fees make up a larger share. Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Trends in noninterest income. And it is trending downward.

Community Bank 195

Community Bank Community FDIC Trends 195

ABA Community Banking

OCTOBER 3, 2016

Good model stewardship demands policies, sound data, education, documentation, and follow-through ALCO Bank Performance Management Financial Trends Risk Management Rate Risk ALCO Beat.

Risk Management 49

Risk Management Management Policies Trends 49

Perficient

JANUARY 30, 2024

I see the Risk & Regulatory Center of Excellence playing a crucial role in enhancing client satisfaction in a variety of ways: Expertise and Specialization: The CoE is a team of experts who specialize in risk management and regulatory matters. Perficient promises to challenge, champion , and celebrate our people.

Innovation 221

Innovation Risk Management Meeting Management 221

Abrigo

MAY 8, 2024

Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

Examples 221

Examples Fraud Resources Risk Management 221

Abrigo

FEBRUARY 8, 2024

Effective fraud risk management includes detection and fraud monitoring that should consider customer or member history and behavior. Learn about new and emerging threats: Keep clients informed about fraud trends and tactics. Provide resources and updates on new threats, ensuring customers can stay ahead of evolving risks.

Fraud 195

Fraud Resources social media Software 195

FICO

FEBRUARY 21, 2023

Throughout 2022 we have been discussing how average balances trending towards pre-COVID levels is positive news. However, now more than ever, Risk departments and Collections Operations are feeling the pressure that the balances being added may eventually turn into higher losses for the issuer. vs. December 2019: 49.6%).

Trends 52

Trends Industry US Cards 52

Abrigo

NOVEMBER 17, 2023

While some of the recent trending fraud schemes are not new, they have been transformed to prey on communities already dealing with unprecedented times. According to PWC , rising prices can have substantial implications on fraud risks. The downturn in the economy has undoubtedly affected fraud statistics as well.

Fraud 195

Fraud Training Trends Compliance 195

ABA Community Banking

AUGUST 24, 2016

Sound asset-liability management process demands thinking “outside the silos” ALCO Management Financial Trends Risk Management Rate Risk ALCO Beat.

Risk Management 40

Risk Management Management Trends 40

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

Abrigo

JULY 27, 2023

Using regtech in banking With new federal regulatory and compliance challenges like the CFPB rule on the horizon, more and more community financial institutions are exploring regtech in banking and finance. Consider what compliance and risk functions your organization would use as a starting point when integrating technology.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Using regtech in banking With new federal regulatory and compliance challenges like the CFPB rule on the horizon, more and more community financial institutions are exploring regtech for banks to enhance their processes. Consider what compliance and risk functions your organization would use as a starting point when integrating technology.

Technology 195

Technology Fraud Compliance Regulation 195

Banking Exchange

APRIL 19, 2020

One sector that supports more than 211,000 full-time jobs has been excluded from COVID-19 federal aid: cannabis Bank Performance The Economy Feature Financial Trends Lines of Business Risk Management Feature3 Community Banking.

Risk Management 78

Risk Management Community Bank Community Trends 78

Abrigo

JUNE 28, 2023

Takeaway 3 Recommended reports on AML and fraud metrics for the board include those on high-risk customers and trends on types of fraud and suspicious activity seen. They wear many hats, especially in smaller community banks and credit unions. System trends Use your time in front of the board to brag on yourself and your team.

Compliance 195

Compliance Fraud Report Trends 195

FICO

JUNE 7, 2022

Canada Bankcard Industry Benchmarking Trends: 2022 Q1 Update. FICO releases quarterly Canada Bankcard Industry Benchmarking trends. Previously, these were published on the FICO Community, but going forward they will be published on the FICO.com blog. To catch up on the last quarter Canadian market trends, click here.

Trends 52

Trends Industry Cards Analytics 52

FICO

APRIL 10, 2019

As companies learn their FICO Cyber Risk Score, it raises the question: What are our recommendations for cyber risk management? Managing cyber risk is about managing behavioral risk and skills gaps, as well as technical flaws.

Risk Management 40

Risk Management Management Security Guidelines 40

Abrigo

SEPTEMBER 11, 2023

Takeaway 2 AI can lead to more accurate and consistent outputs or predictions, better risk management, and improved customer experiences. DOWNLOAD Takeaway 1 With generative AI technology improving by the day, the question is not if the banking industry will utilize it, but when.

Risk Management 195

Risk Management Data Technology Fintech 195

PYMNTS

MARCH 12, 2020

Equiniti Eyes APIs for Risk Management. Equiniti Group recently revealed its adoption of Codat’s accounting integration API for its Equiniti Riskfactor solution, a tie-up that will see Equiniti’s risk management operations embrace API technology to promote automatic data sharing from small businesses.

Lending 194

Lending Risk Management Fintech Community 194

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. This reflects a larger industry trend. Learn more about the Sageworks Credit Risk Management Solution.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S.

Community 195

Community Lending Maine Resources 195

ABA Community Banking

JANUARY 7, 2019

Continuity recently shared its perspective on surprises in 2018 and what lies in store for 2019 Financial Research Feature Financial Trends Compliance Risk Management Compliance Management Operational Risk Compliance/Regulatory Consumer Compliance Mortgage Compliance Feature3 Fintech.

Compliance 45

Compliance Trends Management System 45

Abrigo

MARCH 31, 2017

Commercial real estate lending continues to receive regulatory scrutiny and reminders for financial institutions to practice solid risk management. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication. Image credit: Benjamin Child via Unsplash.

FDIC 186

FDIC Risk Management Analysis Lending 186

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. We then access the velocity of risk.

Risk Management 195

Risk Management Examples social media Management 195

Abrigo

MARCH 6, 2017

The ABA has a new report out on how banks are using social media, and much of the report focuses on using Twitter, Facebook, LinkedIn and the like to boost customer service, make connections in the community and recruit staff. 14) @News_CUInsight – CUInsight is an independent source of news on the credit union community.

social media 150

social media Lending Community Community Bank 150

Abrigo

AUGUST 5, 2020

Therefore, it’s essential that the credit memo captures the complete picture of the borrower to ensure proper risk management. Tell me what’s driving those numbers and those trends,” Wear said. Many of the loan grading systems I’ve seen seem to lack ways to account for trends ­– I’m so happy to see that growing,” he said.

Management 195

Management Risk Management Trends Industry 195

Abrigo

JUNE 4, 2020

During a webinar hosted by the Independent Community Bankers of America, Clifton Larson Allen’s Managing Principal of Industry, Jack Rybicki, noted that the Paycheck Protection Program Flexibility Act didn’t include any such provision for blanket forgiveness for loans under a certain threshold. Credit Risk Management.

Lending 195

Lending Risk Management Management Community 195

Abrigo

JULY 21, 2021

See Part I: Implications for Community Financial Institutions. Know emerging trends and red flags for terrorist financing. Participate in learning opportunities as often as possible to stay informed about emerging trends, red flags, and case studies. Continuing education. Learn More. BSA Rules and Regulation. BSA Training.

Training 195

Training National Strategy Regulation 195

Abrigo

FEBRUARY 15, 2023

intelligence community clarify who is considered a domestic or foreign terrorist and provide activity patterns to add to banks’ monitoring systems and manual reviews of transactions. Awareness and coordination of efforts to mitigate risk should be documented within your institution’s AML/CFT risk assessment. from the U.S.

Fraud 195

Fraud United States Training Policies 195

ABA Community Banking

NOVEMBER 25, 2015

ALCO Management Financial Trends Risk Management Rate Risk. SNL Report: Low-cost deposits the norm for now, but new story in '16?

Trends 40

Trends Risk Management Management Report 40