Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Abrigo

MAY 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. At the same time, 59% pursued credit to meet operating expenses.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

APRIL 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. At the same time, 59% pursued credit to meet operating expenses.

Lending 244

Lending St. Louis Community Marketing 244

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

JULY 27, 2018

intelligence experts are warning of the risks of major cyberattacks on the technology operating throughout businesses’ supply chains, according to BBC reports Thursday (July 26), raising alarms for enterprises that increasingly rely on software to function and interact with their business partners. A report by the U.S.

Community 104

Community US Software National 104

Independent Banker

SEPTEMBER 30, 2021

Community banks operate on a majority of the country’s military installations. Given their selfless service, active-duty personnel rely on community banks that understand their unique needs. Community banks comprise more than two-thirds of the 66 banks operating on U.S. Photo by: Dero Sanford. By Judith Sears.

Arkansas 168

Arkansas Community Bank Community Operations 168

PYMNTS

DECEMBER 2, 2019

Nonprofit organizations are responsible for providing multiple community services, including access to shelters, clothing, food and clean water, as well as educational and mental health resources. million tax-exempt groups active in the U.S., There are approximately 1.56 The agency found these nonprofits generated $2.5

Management 141

Management Taxes Groups Regulation 141

Abrigo

SEPTEMBER 1, 2021

Takeaway 1 Identifying and reporting drug trafficking organizations (DTOs) are a staple of the Bank Secrecy Act. Takeaway 3 There are several red flags to help identify and report potential trade-based money laundering schemes. . Start with Part 1: Implications for Community Financial Institutions. Going Forward.

Training 195

Training Regulation Community Austin 195

PYMNTS

JULY 30, 2020

The Atlanta-based transportation giant reported that its second-quarter consolidated revenue increased to $20.5 At the same time, adjusted operating profit was $2.3 GAAP results included a pre-tax charge of $112 million, equivalent to $0.10 UPS ) is no exception. . billion , up 13.4 percent from the same quarter last year. .

Atlanta 141

Atlanta Taxes Operations Community 141

Independent Banker

FEBRUARY 28, 2022

The ICBA Capital Summit is the premier event for community bankers looking to advocate for their industry. Community bankers, pack your bags for Washington, D.C. Community bankers, pack your bags for Washington, D.C. While at the ICBA Capital Summit, community bankers will enjoy insights from expert speakers.

Community 180

Community Washington Community Bank Capital 180

PYMNTS

MAY 8, 2020

Cardtronics , which calls itself the world’s largest ATM owner-operator, disclosed its first-quarter results on Friday (May 8), which reflected lower revenues due to lockdowns and some location closures. . The Houston-based company reported that total revenues fell by 4 percent to $306.6 Cardtronics reported GAAP net income of $5.8

ATM 131

ATM NJ Houston Operations 131

PYMNTS

APRIL 30, 2018

and finance experts are celebrating with new data on the state of the entrepreneurial community. Fifty-four percent of small business owners say they are optimistic about the national economy , found Bank of America’s 2018 Business Advantage Small Business Owner Report. National Small Business Week is this week in the U.S.,

Taxes 144

Taxes America National Community 144

PYMNTS

MARCH 17, 2020

The DEO “seeks concepts and an operator to program the space to boost innovation and entrepreneurship, demonstrate creative placemaking and feature the Made in Fairfax Network. The law opens up much more territory to these operations, which had only been permitted in areas zoned for industry. and San Francisco. Starting Jan.

Retail 135

Retail Arlington San Francisco Milwaukee 135

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

South State Correspondent

OCTOBER 4, 2023

Don’t Cut Your Marketing Budget Next Year There will also be a tendency to believe that because your margins will be less next year, you need to save operating expenses, which means budget cuts across the board. Look for news events such as government shutdowns, tax law changes, or disaster preparedness to amplify your marketing.

Marketing 195

Marketing Taxes Training Management 195

PYMNTS

JULY 15, 2020

After weeks of relentless headlines on the collapse of Wirecard , the High Court of Justice in London handed the German payments company a victory on Wednesday (July 15), the Financial Times (FT) reported. Wirecard’s former chief operating officer, Jan Marsalek, is being sought by authorities in several countries.

Fraud 160

Fraud Taxes Groups Compliance 160

Abrigo

JANUARY 14, 2021

Takeaway 1 This round of PPP funding focuses on new borrowers in low- and moderate-income communities. . There is no doubt that the COVID-19 global pandemic has challenged communities across the country and has created a significant economic downturn, which has hit small businesses especially hard. PPP Fraud Spikes.

Fraud 195

Fraud Compliance Community Trends 195

PYMNTS

MARCH 15, 2019

Some of the largest global financial institutions are taking steps further into Mexico’s small business lending and finance space, the result of heightened competitive pressure imposed by FinTechs and alternative lenders in the market, reports in the Wall Street Journal said Thursday (March 14).

Lending 189

Lending Fintech National Taxes 189

Qudos Bank

FEBRUARY 15, 2024

This could be offering banking products with competitive rates and fairer fees, giving back to charities and community initiatives, or having their equal say in the governance of the company. This direct involvement aims to create a sense of ownership and community, and helps you ensure your interests are represented.

Community 52

Community Taxes Policies Retail 52

PopularBank

OCTOBER 28, 2020

The branch closures, which are expected to be completed simultaneously by January 29, 2021, are projected to reduce annual operating expenses by approximately $13 million. Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. The expenses include a pre-tax charge of approximately $2.4

Puerto Rico 52

Puerto Rico New York Metro Community 52

Jeff For Banks

APRIL 30, 2022

Me: Commercial Real Estate loans are the most profitable product in a community bank's arsenal and have been through various interest rate environments. Since I rely heavily on data, I poured through my firm's product profitability reports that aggregates the answers from all of our clients. The much sought after "operating account."

Lending 78

Lending Massachusetts Taxes Community Bank 78

Qudos Bank

NOVEMBER 13, 2023

This could be offering banking products with competitive rates and fairer fees, giving back to charities and community initiatives, or having their equal say in the governance of the company. This direct involvement aims to create a sense of ownership and community, and helps you ensure your interests are represented.

Community 52

Community Taxes Policies Retail 52

PYMNTS

MAY 21, 2018

Supported by a community of more than 300,000 developers, the Magento partner ecosystem provides thousands of pre-built extensions for functions such as payments, shipping, tax and logistics. Upon close, Magento CEO Mark Lavelle will continue to lead the Magento team as part of Adobe’s digital experience business, reporting to Rencher.

Community 114

Community Taxes Branding Groups 114

PYMNTS

MARCH 14, 2019

The two published their newest “ Treasury Perspectives ” survey this week, a report that polled corporate treasurers and finance executives about their plans and economic outlook. Unfortunately, the report found, recent tax reform in the U.S. has only had a minimal impact on the corporate community.

Fraud 115

Fraud Survey Taxes Regulation 115

PYMNTS

SEPTEMBER 7, 2016

So goes the recent heated discourse on Go-Ahead , which owns Southern rail operator Govia Thameslink Railway and which has reported a 27 percent increase in profits, reaching £100 million. ’s remaining 27 train operators have not committed to adopting the technology. rail system?

Training 100

Training Operations System Mobile 100

Abrigo

FEBRUARY 15, 2023

Foreign and domestic terrorist financing – Terrorists require financing to recruit and support members, fund logistics, and conduct operations. Existing obligations require financial institutions to monitor, identify, and report terrorist financing activity. Many TCOs currently operate in the U.S., from the U.S. from the U.S.

Fraud 195

Fraud United States Training Policies 195

Abrigo

FEBRUARY 10, 2021

“It’s important to know the long-term pros and cons, and the unintended consequences so that everyone walks away educated not only on what these opportunities bring, but also on what the impacts could be on the operation and long-term land values,” he says. Diversification through renewable energy. keep me informed.

Lending 195

Lending West Virginia Resources Operations 195

PYMNTS

FEBRUARY 8, 2019

However, venture capitalists are urging caution on the tech startup community. Reports in the Financial Times earlier this week revealed that investors are advising startups to hold on to cash and gather reserves to remain stable amid any market uncertainties. Brazil’s Adianta has announced $2.18 ANNA Money.

Fintech 188

Fintech Capital New York City Analysis 188

PYMNTS

FEBRUARY 11, 2020

For its three years in operation, Brandless generated no shortage of buzz with its concept of “private label for less” and the idea that the best brand is no brand at all. Facing a growing cash crunch — and trying to streamline its operation — Brandless laid off 13 percent of its staff last March.

Branding 150

Branding Operations Leadership Millennials 150

PYMNTS

OCTOBER 26, 2018

Targeting China’s SMB community, XTransfer provides cross-border payments, collection and foreign exchange solutions, with its eye fixed on exporters. and U.K. — mixes wealth management with its global money movement offerings to support SMBs’ cross-border trade operations. Nisa Finance. GreenSlate. Infoworks.

Fintech 192

Fintech Capital Tools Management 192

PYMNTS

MARCH 26, 2019

Ride-hailing company Lyft will offer a slew of perks to its drivers in an effort to encourage them to be more loyal and stop switching to other platforms, according to reports. Our primary aim is to increase pay and for us to become the platform of choice for drivers,” said Jon McNeill, Lyft’s chief operating officer.

Oklahoma 124

Oklahoma Taxes Cards Community 124

Abrigo

OCTOBER 20, 2016

At the same time, early adopters of new technologies, like mega banks, are edging out community banks and credit unions in the fight for customers and creating a rapidly consolidating industry. For community banks and credit unions that want to continue to thrive, the way forward is growth. Manual data entry is, simply, a pain.

Software 150

Software Lending Community Bank Taxes 150

PYMNTS

OCTOBER 23, 2018

Canada’s mail and parcel operations under Canada Post have been hit by a worker’s strike amid ongoing contract tensions with the Canadian Union of Postal Workers (CUPW). This isn’t the first time Canada Post has endured a strike that threatened the nation’s small business payment operations.

Payments 154

Payments Community Taxes Operations 154

PYMNTS

JUNE 11, 2018

million individuals have “contingent” or “alternative work arrangements,” reports in The Guardian said. million operated as independent contractors, temporary contractors or on-call workers. According to the Bureau, 16.5 Last month, nearly 3.8 percent of the U.S.

Survey 109

Survey Taxes Data Community 109

PYMNTS

APRIL 23, 2020

As one-person operations, they often lack the resources and know-how to manage professional finances in a compliant and efficient way, yet they have more complex tax, payments and cash flow management needs than the average individual. Dan Hogan, chief financial officer and chief operating officer of newly-launched U.K.-based

User Experience 141

User Experience Management Taxes Fintech 141

PYMNTS

JULY 16, 2019

JPMorgan posted second-quarter earnings on Tuesday (July 16) that showed strength in consumer-facing operations and double-digit gains in mobile customers, reflecting continued traction across digital banking efforts. Absent a boot from tax benefits that lifted earnings by 23 cents, adjusted earnings were $2.59, better than the $2.50

Mobile 108

Mobile Cards Community Bank Conference 108

PYMNTS

NOVEMBER 6, 2018

Taxes, minimum wage, global trade tariffs — there are a lot of regulatory changes weighing heavily on the minds of U.S. With prescription drugs representing 92 percent of sales revenue, according to the National community Pharmacists Association, thinning margins — and frequent losses — from this side of the business can be fatal.

Capital 130

Capital Iowa Management Community 130