Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Durbin pushed to add card-not-present transactions to his amendment, then proposed the same for credit. 2008 called and wants its headlines back. Goes to Sen.

Community 216

Community Fintech Industry Innovation 216

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. Mostly, this means getting innovative with deposit and payment products. Develop a more innovative process. Conclusion.

Community Bank 195

Community Bank Capital Lending Training 195

Independent Banker

JULY 2, 2022

It may be celebrating its 150th anniversary, but First National Bank of Fort Smith didn’t want presents this year. But instead of touting its own accomplishments during its 150th anniversary, FNB turned the spotlight onto another cherished community institution: the Fort Smith Boys & Girls Club. Sicard and Fort Smith, Ark.,

Arkansas 91

Arkansas Community Community Bank National 91

Abrigo

OCTOBER 21, 2019

It sounds like the beginning of a joke, but for many community financial institutions, a spectrum of different customers and banking needs is something that they see every day. Does your financial institution support a culture of innovation and an environment that welcomes new technology?

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

Cisco

MAY 10, 2022

Cisco Live delivers education and inspiration to technology innovators worldwide through large-scale in-person and digital events, as well as on-demand education. It is the premier destination for Cisco customers and partners to gain knowledge and to build a community. Al Slamecka presenting at Cisco Live 2019.

Las Vegas 127

Las Vegas Industry Leadership Technology 127

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Other industry data further illustrates the issue. Services Ecosystem.

Community Bank 116

Community Bank Community Operations Leadership 116

PYMNTS

FEBRUARY 22, 2018

Regulatory efforts to promote FinTech innovation, a bustling climate for blockchain and interest from other markets eyeing the region for expansion have all led to Southeast Asia’s impressive standing in this space. Southeast Asia is now front and center on the world’s FinTech stage, and it’s no accident.

Fintech 104

Fintech Regional Resources blockchain 104

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. Since COVID-19, profitability planning for community banks has mainly hinged on how the government was coping with the pandemic and the key role financial institutions played in keeping the economy afloat. By Elizabeth Judd.

Strategy 135

Strategy Community Bank Louisville Community 135

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. It is closer to five.

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 165

Fintech Customer Experience Conference Technology 165

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. Many are still taking innovative approaches to rolling out new high-tech solutions by turning to third-party providers, however.

Alabama 228

Alabama Meeting Fraud Trends 228

Celent Banking

MARCH 16, 2015

The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. Large banks are now trying to compete on serving the customer and they´re positioning themselves to look and feel like a community experience. Presenters proposed some solutions.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

DECEMBER 11, 2020

According to Kris Puskar , senior vice president and business banking sales and innovation director at Eastern Bank , the current climate has forced both small businesses and their banks to shift their mindsets away from historical data and take a closer look at what's happening today in order to best prepare for tomorrow.

Lending 233

Lending Capital Resources Taxes 233

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Maybe this is the new reality for community bankers, but Cornerstone Advisors is seeing little evidence that they’re serious about implementing a comprehensive digital strategy.

Strategy 155

Strategy System Risk Management Technology 155

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Performance and multiples continue to be solid, outperforming most regional banks. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash.

Fintech 142

Fintech Strategy Leadership Lending 142

PYMNTS

FEBRUARY 28, 2018

At best—its originator and Visa’s SVP and global head of innovation and go-to-market, Shiv Singh, told Karen Webster—back in 2015, it was a mini project, a toe in the water to engage an entirely new audience for Visa: the developer. It explains why, Singh said, the program is growing so quickly: It’s rooted in solving real business problems.

Regional 101

Regional United States Fintech Innovation 101

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Tech entrepreneur and New York Times bestselling author on business creativity, innovation and reinvention. Independent Community Bankers of America. joshlinkner.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

FICO

AUGUST 3, 2022

FICO colleagues Andy Procter and Supriti Singh were on hand with their presentation Application Fraud – Rules, Models and Humans. Innovative Customer Communications for Fraud. Catch a Wave of Innovative Thinking. Here’s an excerpt of what Adam reported: 1. Synthetic Identities and Application Fraud.

Fraud 52

Fraud Analytics Trends Innovation 52

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. To combat this speed, banks must get innovative to offer greater protection for uninsured deposits. 9) Brand Matters: SVB had one of the best brands in banking.

social media 195

social media FDIC Branding Management 195

Independent Banker

DECEMBER 13, 2015

Certain mobile functions and features are essential to the success of a community bank’s mobile banking offerings. Newfangled mobile capabilities could help community banks stand apart from their competitors. Share of community banks and credit unions offering the following mobile banking features and functions: 84%.

Community Bank 70

Community Bank Boston Community Iowa 70

Independent Banker

NOVEMBER 24, 2015

Certain mobile functions and features are essential to the success of a community bank’s mobile banking offerings. Newfangled mobile capabilities could help community banks stand apart from their competitors. Share of community banks and credit unions offering the following mobile banking features and functions: 84%.

Community Bank 70

Community Bank Boston Community Iowa 70

Banking 2020

OCTOBER 30, 2014

Dianne shared insight on Banner Bank’s recently redesigned website and new marketing initiatives to further their approach as a “ super community bank.”. We also refresh our overall marketing tactics from time to time and felt it was great to present a ubiquitous design experience in our online and offline marketing efforts.

Community Bank 95

Community Bank Branding Marketing Mobile 95

PYMNTS

OCTOBER 18, 2017

So, he posted his problem to a local message board to see if there were others in his community struggling to keep a simple supply of staples coming to their doorstep. But that also presented a friction point for buyers, Elankumaran discovered, who feel that pre-ordering groceries is an anxiety-producing change in their behavior.

San Francisco 109

San Francisco Regional Innovation US 109

PYMNTS

MARCH 5, 2018

On the upside, this year’s Best Picture presenters, Warren Beatty and Faye Dunaway, managed to make the most of their second chance and got the winner’s name right the first time around. Best Picture — Payments Innovation. And the winners are…. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

William Mills

NOVEMBER 9, 2017

Futurist Mike Walsh, CEO of Tomorrow, a global innovation consultancy, gave a fantastic keynote presentation about how regional and community financial institutions can plan to thrive in an age of artificial intelligence (AI), automation and data overload. Together, the possibilities are endless.

Cyber Security 40

Cyber Security Conference Fintech Security 40

Gonzobanker

DECEMBER 20, 2019

Mark Turner, Executive Chairman of the Board, WSFS Bank – We have to give the nod to an early 2019 retirement of Turner, who had one hell of a run in 12 years at the helm of a great community and wealth bank. It was always clear how much Jones loves his credit union, his team and his community. It is an innovator with tech (e.g.,

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

FEBRUARY 13, 2020

Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation. A decade of online payments innovation. TABLE OF CONTENTS.

Online 98

Online Company Retail Payments 98

NCR

DECEMBER 21, 2015

“Since the standard creates the potential for one payment language, it can facilitate payments innovation, more efficient cross-border payments, improved fraud detection, better service line integration for businesses, and more streamlined operations. Enabler of innovation’. The list of possible benefits goes on,” says the CPA.

CA 40

CA Innovation Payments Regional 40

PYMNTS

MARCH 9, 2020

Consumers aren’t the only ones struggling to cope with the lack of a bank presence in their communities, forcing them to use expensive non-bank financial products like money transfer and check-cashing services. Regional Banks, Credit Unions Compete. This presents an opportunity for companies like Verdigris to fill the gap.

Community Bank 188

Community Bank Community Innovation Regional 188

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Kim, the executives and the boards of both organizations who put rivalry aside to gain scale in the new world of banking where differentiation matters and community can be more than geography. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on.

Utah 60

Utah System Community Marketing 60

Banking 2020

AUGUST 24, 2015

Whether consumers are searching specifically for your brand and using terms associated with your brand, or they’re searching for a product that you offer, each of these queries is a huge marketing opportunity and being present in those moments is huge. Sabrina : That makes sense. Sabrina: That’s a great statistic!

Industry 40

Industry Pennsylvania Marketing Mobile 40

Banking 2020

AUGUST 18, 2015

Whether consumers are searching specifically for your brand and using terms associated with your brand, or they’re searching for a product that you offer, each of these queries is a huge marketing opportunity and being present in those moments is huge. Sabrina: That makes sense. Sabrina: That’s a great statistic!

Industry 40

Industry Pennsylvania Marketing Mobile 40

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Nice community bank culture fit between the two as well.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Fintech Labs Insights

AUGUST 1, 2016

MX’s data aggregation and innovative visualization technology provide accurate information in an engaging way that “makes it easy for people to manage their finances,” according to MX founder and CEO Ryan Caldwell, who underscored the technology’s “intuitive, innovative UI.”

Technology 12

Technology San Francisco Nebraska UX 12

PYMNTS

NOVEMBER 5, 2019

Erin Platts, head of EMEA operations, announced that the bank is opening up an office in Copenhagen as the result of an active tech community, and the fact that Denmark doesn’t require a license to make loans. It allows us to broaden the network of companies we serve, while contributing to the growth of the global innovation economy.”.

Lending 100

Lending US Regional Groups 100