PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? With various banks and FinTechs producing innovative solutions — like mobile banking and P2P tools aimed at improving the speed of payments — the pressure is on for community banks to keep up. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.”

Lending 136

Lending Community Bank Community Data 136

Abrigo

SEPTEMBER 7, 2023

Adapt to a dynamic banking environment with real-time lending & credit data Lender dashboards and reports showing the lending pipeline, pricing trends, emerging risks, workflow bottlenecks, etc. keep me informed Learn more about Abrigo Connect Deciding report types Which credit & lending dashboards are best?

Report 195

Report Lending Trends Data 195

Independent Banker

JUNE 30, 2022

Working through any difficulty or crisis at your community bank won’t be a walk in the park, but it may lead to an experience for which you’re truly grateful. As a community banker, you’re either going through a crisis or you’re preparing for one. Is there education or training at ICBA Community Banker University that can help?

Community Bank 171

Community Bank Community Lending Training 171

Abrigo

DECEMBER 17, 2021

Takeaway 2 When evaluating a fintech partnership, ask how the vendor will help with integration, training, and ongoing success. As the saying goes, “the only constant in life is change,” which is certain for the banking industry. Are there added fees involved for training? Lending & Credit Risk. Asset/Liability.

Fintech 195

Fintech How To Innovation System 195

South State Correspondent

AUGUST 8, 2022

This article will consider the forecasted yield curve (Fed Funds vs. ten-year financing) for the next few years and show a tactic of how community banks can take advantage of this shape. This poses some challenges and creates some opportunities for community banks. Forecasting Errors.

Community Bank 195

Community Bank Community Marketing Strategy 195

Independent Banker

JUNE 30, 2022

Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. Bankers and industry observers have several recommendations for how community banks can come up with risk ratings and rankings that foster safe growth in a volatile economic climate.

Management 103

Management Community Bank Community Regulation 103

South State Correspondent

APRIL 18, 2023

We concluded that the market does not adequately compensate banks for credit and interest rate risks. Top-performing community banks deploy relationship banking. We define relationship banking as a model focused on a consultative banking approach. uses at our bank.

Strategy 195

Strategy Regional Industry Community Bank 195

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. In a competitive lending environment, many banks and credit unions are concerned about losing good-quality loans if they over-price them.

Conference 195

Conference San Antonio Lending Fraud 195

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

South State Correspondent

JANUARY 4, 2023

In contrast, experienced bankers will be worried about volume, beta, and training both the customer AND employee to be more rate sensitive. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries. Lending Focus – Interest Rate Sensitivity and Credit Accuracy.

Community Bank 195

Community Bank Capital Training Lending 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. An online loan proposal generator is one of the least costly tools your bank can offer lenders. Sometimes just a graphics tool can help a banker win more loan business.

Tools 195

Tools Lending Online Training 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. An online loan proposal generator is one of the least costly tools your bank can offer lenders. Sometimes just a graphics tool can help a banker win more loan business.

Tools 195

Tools Lending Online Training 195

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

Lending 243

Lending St. Louis Community Marketing 243

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

Abrigo

MARCH 6, 2017

Sageworks (which is also on Twitter at @Sageworks ) has identified 15 must-follow Twitter accounts for banking professionals. 1) @davidpoconnell – David O'Connell is a former commercial lender and a senior analyst at Aite Group, where he covers commercial banks and their use of analytics.

social media 150

social media Lending Community Community Bank 150

South State Correspondent

NOVEMBER 13, 2023

Our customized online proposal generator is available to bankers to use, and we will even train your lending team on how to use it. It is easy to develop, and the ROI is immense. However, if you decide to create your own, we can discuss how we built ours.

Tools 195

Tools Online Marketing Community 195

Abrigo

JANUARY 25, 2022

That has top bank and credit union leaders looking to continue the advances in digitalization that have helped them through the pandemic. Indeed, 35% of CEOs say investing in digitalization is their top business opportunity in 2022, according to the Independent Banker’s annual Community Bank CEO Outlook survey. Asset/Liability.

Management 195

Management Software Survey Fintech 195

Abrigo

JULY 16, 2021

Given the AMLA emphasis and the Priorities release, it may be time for community financial institutions to rethink the risks of these more serious crimes and keep criminals at bay. There are many steps community banks and credit unions can take to stop these illicit funds from flowing through our U.S. BSA Training.

Community 195

Community Regulation Training Policies 195

Abrigo

MAY 31, 2017

The implementation of lending software, like that provided by Sageworks to community banks and credit unions, requires a similar, systematic approach for onboarding. After scoping and integration, Sageworks partners with the institution to define the training strategy that best fits the institution’s needs and personnel.

Software 150

Software Analytics Training Case Study 150

Independent Banker

JANUARY 31, 2022

Thanks to high levels of engagement, community banks are well known for having long-standing employees. Do you have a rotational program at the bank that allows a junior employee the chance to learn something new? If a teller is interested in learning about lending, don’t wait for a job opening.

Lending 91

Lending Community Millennials Training 91

Independent Banker

MARCH 31, 2022

Whether achieved by internal or external resources, community banks provide valuable support for small businesses. By providing “bonus” services to small businesses, such as startup loan programs and referral services, community banks prove themselves to be reliable financial partners, with mutually beneficial results.

Community Bank 91

Community Bank Wisconsin Community Resources 91

Abrigo

MAY 5, 2022

Ahead of the Curve: A Banker’s Podcast Ahead of the Curve: A Banker’s Podcast has insights from banking leaders and advisors across the banking industry. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations. Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

Abrigo

MARCH 23, 2015

It is only natural for community banks to have loan concentrations that result from the market(s) they serve and the markets they pursue. In today’s times, a high commercial real estate (CRE) concentration is often the result of community banks pursuing opportunity in the market.

Community Bank 150

Community Bank Risk Management Community Analysis 150

Independent Banker

FEBRUARY 24, 2016

Georgia bank propels major growth through niche SBA lending. When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., the bank’s three-person Small Business Administration department was lending about $10 million a year.

Community Bank 70

Community Bank Lending Community Georgia 70

Independent Banker

NOVEMBER 30, 2021

We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example. Key Community Bank. At the heart of Key Community Bank’s work culture is connection. Greg Dennis, Key Community Bank. “We

Community Bank 164

Community Bank Community Texas Leadership 164

Abrigo

JANUARY 8, 2016

The GAO acknowledged that community banks, credit unions and their professional industry associations reported increased compliance burdens and reduced activity in specific business activities, such as certain mortgage lending, as a result of Dodd-Frank.

Regulation 150

Regulation FDIC Survey Community Bank 150

Independent Banker

JULY 29, 2016

Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training. Community Banker University certification programs offer real-world, useful advice that community bankers can use immediately. It also offers online training available 24/7.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Abrigo

SEPTEMBER 5, 2019

That can stem from a lack of training, either because the financial institution didn’t roll out enough or effective training to employees or perhaps didn’t tap into available resources, such as those of the vendor. There are training videos, user groups – there’s a community out there for best practices ,” Martin said.

Software 150

Software Resources Training Community 150

Jack Henry

FEBRUARY 25, 2015

CEOs and Chief Lending Officers, have you ever met a young lender that seemed to see his/her shadow while out on a business development call? In the last 60 days, I had several conversations with bank executives in Minneapolis, Oklahoma City, Fresno and Atlanta on that very topic. lenders loan growth commercial lending'

Oklahoma City 60

Oklahoma City Fresno Oklahoma Minneapolis 60

ABA Community Banking

NOVEMBER 5, 2021

How one community bank has added directors as its business complexity increased. The post Growing into Growth appeared first on ABA Banking Journal.

Community Bank 98

Community Bank Community Training Lending 98

Independent Banker

SEPTEMBER 25, 2014

This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. Regulators and industry consultants agree that community banks are generally doing a great job handling their regulatory oversight and requirements. increased operational risks.

Compliance 101

Compliance Regulation Community Bank Community 101

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Kennebec Savings Bank.

Community Bank 196

Community Bank Community National Fresno 196

Gonzobanker

JUNE 22, 2017

Why on earth would we pay somebody outside of the bank to obtain this knowledge and value-creating capability? Commercial lending/banking training progression – We see too many banks that over-rely on a “steal the talent” approach to commercial and business lending expertise (that’s essentially outsourcing).

Training 89

Training Lending Customer Experience Tools 89

Jeff For Banks

OCTOBER 23, 2021

Bankers are watching expenses closely so creating positions for entry level college graduates are not on the community bank priority list. And it's not like college kids are sitting in their Money and Banking class sophomore year and thinking, "community banking, yeah, that's what I want to do." But we didn't.

Community Bank 78

Community Bank Community Management Leadership 78

Independent Banker

SEPTEMBER 26, 2014

Resurging real-estate markets around the country are prompting more community banks to re-emphasize home lending. Recently, ICBA Mortgage expanded its product menu to help community banks meet more of their customers’ needs—including often their most profitable ones. ICBA Mortgage—Your Mortgage Center.

Community Bank 70

Community Bank Community Denver Compliance 70

Abrigo

JUNE 28, 2023

They wear many hats, especially in smaller community banks and credit unions. Community outreach and kudos If you or someone in your department is developing training or content for community outreach education, make sure your board is aware of those efforts. Share that with the board too.

Compliance 195

Compliance Fraud Report Trends 195