PYMNTS

SEPTEMBER 12, 2018

Small businesses’ access to traditional loans continues to grow as loan applications at big banks reached new heights last month, the latest Biz2Credit data showed. In its monthly Small Business Lending Index, released Tuesday (Sept. 11), Biz2Credit found that big banks in August approved 26.5 percent from July.

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Lending Community Bank Taxes Community 102

PYMNTS

AUGUST 12, 2019

One area of impact is small business finance and lending, with small businesses and lenders seeing a slowdown in demand. It’s a trend that starkly contrasts with continued growth in small and medium-size business (SMB) finance in the U.S., Geopolitical volatility in the U.K. according to the latest data. and the U.K. .

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Independent Banker

FEBRUARY 24, 2016

As in past years, community bankers will continue to contend with a dynamic, highly competitive lending environment in 2016. Several trends have arisen that are likely to continue shaping the commercial lending market. Here are five commercial lending trends from some of the industry’s top commercial lenders.

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Trends Community Bank Lending Community 79

ABA Community Banking

AUGUST 27, 2015

SNL Report: Overall, banks in Western region generate strongest loan growth Bank Performance Management Financial Trends Community Banking.

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Community Bank Community Lending Regional 40

Abrigo

FEBRUARY 17, 2015

commercial bank loan portfolios have continued to expand. Which areas of lending and what banks are driving the expansion? A recent issue of Banking Insights , published by the Federal Reserve Bank of St. commercial banks. ” In fact, C&I lending grew first following the recession.

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St. Louis Lending Community Bank Regional 150

Banking Exchange

APRIL 5, 2020

While regional banks were embracing small business loans, the U.S.

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Compliance Community Bank Regional Lending 78

PYMNTS

JUNE 18, 2018

Biz2Credit’s latest Small Business Lending Index found that loan approval rates at alternative lenders stagnated – and at credit unions, they actually fell. Thirty percent of small business loan applications at big banks got approved in May, according to Biz2Credit’s latest Small Business Lending Index.

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Lending Community Bank Regional Community 112

The Financial Brand

APRIL 18, 2023

The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks. This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand.

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Community Bank Regional Lending Branding 32

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., and a trailblazer in the world of banking as a service (BaaS). The difference could be seen in what alpha bankers bragged about. price/book multiple.

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Fintech Customer Experience Conference Technology 167

Gonzobanker

NOVEMBER 2, 2023

Banks and credit unions that are successfully transforming today tend to skeptically analyze new industry trends and conduct the hard work to dig into the details. Pillar #2: Leaders Transcend Daily Hustle to Build New Systems Most regional and community banks grew up executing the fundamentals with sheer hustle and hard work.

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Leadership Industry Management Resources 158

ABA Community Banking

MAY 22, 2015

SNL Regional Report: San Diego shimmers, allowing banks to boost lending Management Financial Trends Community Banking.

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San Diego California Community Bank Regional 40

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Community banks, regional players, and credit unions are all in the fight of their lifetime with the need to transform their business. Mandate #3: Build a next-gen I.T.

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Technology Regional Community Bank Community 145

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. I may use the bank for my checking and deposit bank or have previous lending experience with them.

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Lending Marketing Community Bank Online 40

PYMNTS

MAY 3, 2018

The company’s 2018 PACE (Performance Against Customer Expectations) Report, published on Wednesday (May 2), found large financial institutions (FIs) are vulnerable to losing their small business customers, which tend to experience greater satisfaction levels at regional and community banks. Similar trends are seen in the U.K.,

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US Community Bank Community Survey 100

Independent Banker

JULY 30, 2015

With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. An award-winning, monthly magazine that provides in-depth industry news, including member profiles, lending and technology trends, and expert insights. Community Bank Career Center. Member Access®.

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Resources Tools Community Bank Community 70

Gonzobanker

JANUARY 17, 2020

Wells Fargo analyst Mike Mayo got a great deal of attention this year when he claimed that the coming decade will be “the biggest tech transformation in the history of banking.” For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show.

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Customer Experience Fintech Regional Cards 127

American Banker

DECEMBER 31, 2019

Political uncertainty, sector-specific concerns as well as interest rate and labor trends may continue to depress commercial and industrial lending in the coming months.

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Lending Trends Industry Community Bank 45

Celent Banking

MARCH 16, 2015

With interest rates low and new regulations following the financial crisis, banks are running incredibly thin margins, and traditional revenue sources are no longer viable. P2P lending), and new payment schemes. Community banks differentiating from large institutions : This was a common thread running throughout the presentations.

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PYMNTS

APRIL 7, 2016

In his annual letter to shareholders, Dimon went on, at some length, to say that the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. “In In 2014, the proposal was removed before it got to the voting stage.

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Washington Regulation Leadership Community Bank 100

Gonzobanker

DECEMBER 17, 2021

The merger of equals activity in 2021 was sky high, primarily because banks with pinched margins from low rates worked to grabbed scale. From nowhere, sizable regional players are being created. Bank Merger of the Year. Performance and multiples continue to be solid, outperforming most regional banks. You tell us.

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Fintech Strategy Leadership Lending 147

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

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Community Bank Community Los Angeles Regional 195

American Banker

NOVEMBER 7, 2016

Trends in commercial real estate lending, which has reached record levels at U.S. banks, are unsustainable, Fitch Ratings warned.

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Lending Trends Community Bank Regional 51

Gonzobanker

APRIL 14, 2015

Looking around online, the closest competing offers I found were $300 from a couple of regional banks, but none from community banks or credit unions. I also noticed online that OnDeck was alongside Wells Fargo and Bank of America in the Top 5 search rankings for business loans. Where’s your offer?

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Marketing Community Bank Branding Community 60

American Banker

JUNE 21, 2020

Business owners are changing banks at three times normal levels, a trend researchers attribute to their difficulty in obtaining emergency loans. If the forgiveness stage of the Paycheck Protection Program proves arduous, that rate could climb much higher.

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Trends Customer Experience Community Bank Regional 92

South State Correspondent

OCTOBER 28, 2022

Big Idea – Trends. Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. For banks, this means creating products that accomplish a task and then integrating banking in the background. Complicated technology sucks, but mortality sucks more.

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Conference Technology Las Vegas Trends 195

PYMNTS

MARCH 9, 2020

A vast majority of consumers express a passing interest in exploring banking-like services from providers that are not banks, even though only a small percentage of consumers use those providers today in that way. Nearly every single consumer uses an institution that provides all of those services as their primary bank.

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Fintech Labs Insights

AUGUST 12, 2015

Its lending and credit management tools offer multiple services to track commercial debt. 3E’s Teslar toolbox integrates with all of a banks’ systems to present commercial loan officers with portfolio and performance data. Banks can configure dashboards at the branch level and even the user level by using filters.

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Software Management San Jose Arkansas 12

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. Well done, sir! Congrats to the DNA team for this huge win.

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Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water?

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Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water?

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Utah System Community Marketing 60

CB Insights

MAY 15, 2019

PwC’s Center for Technology and Innovation is a “think tank focused on enterprise IT trends and emerging technologies for chief information officers (CIOs) and other executives.” Its also expanding its regional focus too, with a recent announcement that the labs will invest more into R&D in India. Founded: 2009.

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Innovation blockchain Technology Groups 78

PYMNTS

MARCH 12, 2018

Chamber of Commerce is voicing its support for legislation that would ease regulatory burdens for the nation’s community banks in an effort to improve access to funding for small business borrowers. According to reports, the Senate is expected to pass the legislation this week.

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Community Bank Community Regional Regulation 110

PYMNTS

AUGUST 14, 2017

The merger, of course, spotlights a trend of consolidation within the payments space, and to be sure, in terms of size and scope, the Vantiv deal is one for the record books. The combined entity, using annual data at the end of 2016, will be processing at least $1.5 Pro-forma, the merger creates a firm with more than $3.2 Outside the U.S.,

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Fintech Regulation United States Lending 100

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

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Community Bank Alabama Ohio Community 70