PYMNTS

APRIL 27, 2020

As consumers shop amid ongoing public health restrictions, they almost invariably reach for their credit cards — whether the physical varieties in their wallets or the digital versions stored on their browsers and mobile devices. More than ever, credit cards are becoming the coin of the realm in the global connected economy.

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Perficient

JULY 11, 2022

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. And, I didn’t have to pay interest, so I’d say Afterpay worked out for me well in this instance.

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PYMNTS

OCTOBER 1, 2020

The plastic card, by necessity, is giving way to digital cards, and mobile apps are bringing card-not-present transactions, increasingly, to mobile devices. Today, more than ever, consumers expect easy service and experiences in the palms of their hands — and financial services is no outlier in that trend,” she told PYMNTS.

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Independent Banker

APRIL 30, 2022

As consumers’ changing preferences prompt community banks to deliver new technologies, here are some of the top trends to keep your eye on. Let’s look at a few of these trends, how community banks can determine if they’re right for them and how to get on board. Trend 1: Customers’ expectations are changing, and businesses are adapting.

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Independent Banker

DECEMBER 31, 2022

Top trends in payments. As 2023 kicks off, community banks can respond to today’s payments landscape by addressing five key trends. A QR code can be converted to an ACH, a card or FedNow [payment],” says Tina Giorgio, president and CEO of ICBA Bancard. Address fraud and security. Adopt faster payments.

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PYMNTS

DECEMBER 18, 2020

Most customers bypass restaurants entirely when trying to perpetrate chargeback fraud , with 76 percent of cardholders going directly to their payment card issuers. This gives QSRs no chance to weigh in on customers’ assertions and dispute any illegitimate claims.

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Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

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PYMNTS

SEPTEMBER 9, 2020

Consumers who previously paid for purchases by swiping or inserting their cards at in-store point-of-sale (POS) terminals are now turning to contactless cards and online shopping to safely and easily obtain needed goods. Find out more about these stories and other headlines, read the Tracker’s News and Trends.

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PYMNTS

NOVEMBER 16, 2020

In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables.

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PYMNTS

NOVEMBER 9, 2018

In the latest Omni Security And Authentication Report , PYMNTS explored the different tactics cybercriminals are deploying this holiday season, and how retailers are working to safeguard themselves. Around The Security And Authentication Space . How Neiman Marcus Safeguards Purchases When Sales Surge . About The Report.

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PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. Following The Consumer Trend. One area of development that J.P.

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PYMNTS

SEPTEMBER 27, 2018

While some players look to stand out with new takes on mobile order-ahead, others are simply trying to get in on the trend. The app features digital, shareable gift cards, loyalty points and rewards, and social media connection. Around The Mobile Order-Ahead World. For the full story, download the Tracker. About The Tracker.

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Bank Innovation

JANUARY 22, 2019

Apple Pay was trending across social media today on news the payment option will soon be accepted at Target, Taco Bell and other major U.S. The company touted the service’s ease of use, security and speed at the register. According to Apple, 74 of the top 100 U.S. merchants now accept Apple Pay. But […].

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PYMNTS

JANUARY 15, 2021

In the inaugural QR Code Payments Tracker® , PYMNTS explores the latest in the world of QR codes, including new implementations at retailers and payment providers, the security concerns facing this payment method, and the pandemic’s effect on the development and rollout of QR code-enabled payment options. About The Tracker.

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PYMNTS

OCTOBER 30, 2020

Card-skimming devices hidden on gas station card readers or carefully integrated into ATMs used to be especially troubling for merchants and consumers, but retailers and financial institutions (FIs) have stepped up their measures to protect physical card readers in recent years. Safeguarding Card Details.

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PYMNTS

MAY 23, 2018

And with that, governments and security solution providers are stepping into the fray with the aim of combatting fraudsters. In the May Digital Identity Tracker , PYMNTS examines how players from around the space are looking to safeguard consumers, from new security software to newly debuted regulations from governments around the world.

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BankBazaar

APRIL 5, 2023

Credit Cards have become an essential financial tool for people across the globe. India, too, has embraced this trend! With the economy growing at a rapid pace, it has become imperative for individuals to own a Credit Card. Here’s why you need a Credit Card.

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PYMNTS

JANUARY 13, 2020

The launch of EMV chip cards in the U.S. Despite their success, the use of EMV cards with no required PIN codes has left a door unlocked for crooks. The PYMNTS January 2020 Digital Identity Tracker examines the issues, as well as advances in mobile biometric security, “deepfake” detection and more. It’s not all good news.

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Independent Banker

OCTOBER 31, 2022

This intricate and evolving web of trends influences who consumers trust and how they prefer to conduct their financial lives. The incentives included one PTO day for the current year and every year that the colleague remains a client, as well as drawings for $100 gift cards. Looking even further into the future.

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PYMNTS

OCTOBER 23, 2018

Scotland, meanwhile, is looking to distributed ledger technologies (DLTs) to develop secure digital identity credentials. To read more about these stories and find the rest of the latest headlines from around the space, check out the Tracker’s News and Trends section. Onboarding And Authenticating A Global User Base. About The Tracker.

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FICO

JUNE 1, 2023

Trends in the macro environment are seen throughout the credit card industry Rising prices, increases in the cost of securing and carrying debt, and the fear of higher unemployment rates are trickling through to consumer behavior on credit cards. The current payment rate of 27.6% year-over-year, respectively).

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PYMNTS

FEBRUARY 13, 2020

The increasing number of businesses using cards over cash could prompt some companies in the U.K. Contactless transactions using commercial credit cards surged nearly a fifth higher in 2019 than they had been prior, according to the U.K. to stop using cash altogether after hundreds of years with that as the primary mode of payment.

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PYMNTS

JUNE 16, 2016

Visa and MasterCard are using security measures prone to fraud, putting retailers and customers at risk of thieves, The Home Depot says in a new federal antitrust lawsuit. It’s the latest large retailer to raise the security concerns, with a lawsuit filed this week in U.S. than cards used in Europe and elsewhere in the world.

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The Financial Brand

OCTOBER 29, 2023

This article NerdWallet Launches into Banking with New NerdUp Secured Credit Card appeared first on The Financial Brand. This article NerdWallet Launches into Banking with New NerdUp Secured Credit Card appeared first on The Financial Brand. NerdUp is more than just a new entrant in the credit builder space.

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PYMNTS

OCTOBER 24, 2017

Another day, another security breach. The October edition of the PYMNTS Digital Identity Tracker™, powered by Socure, features coverage of the headlines surrounding these new security solutions, including a new device designed to back up biometric security and other notable trends from around the security and authentication space.

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PYMNTS

DECEMBER 11, 2020

In this week's news, we saw two blockbuster IPOs, arguments and stalemates over a new stimulus bill, and new data on consumers' digital shopping trends. Capital One Halts BNPL Transactions On Its Credit Cards. to advance secure, contactless transactions as stores reopen amid COVID-19 restrictions.

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PYMNTS

JUNE 6, 2019

In the latest Disbursements Tracker , PYMNTS explores how banks and card providers are approaching payment innovations to keep pace with consumer demand, and to better protect against fraudsters. To find out more news and trends, download the Tracker. Why Cash Security Deposits Should Be the Exception to the Rule.

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PYMNTS

DECEMBER 10, 2018

Using APIs to create an inter-connected network of banks, businesses and consumers means there’s more of a need for security, especially as consumers grow more concerned with who is using their data, and why. Around the B2B API World. As commerce continues to move online, more and more businesses are looking to use APIs to power payments.

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PYMNTS

JULY 7, 2020

A series of anecdotes do not necessarily make a trend. To get a sense of how a rebound can happen — and quickly: Last month, insurTech firm Lemonade filed documents with the Securities and Exchange Commission that sought to raise $270 million, with a per share range of $23 to $26. They may not even be all that long-lived. .

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Abrigo

SEPTEMBER 20, 2023

Armed with newly pilfered social security numbers , names, and birthdates, they aim to submit these fraudulent forms before the taxpayers do. This alarming crime drains an astonishing $5.2 billion from taxpayers yearly. The cunning move by fraudsters is their tendency to file these deceptive returns early.

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PYMNTS

DECEMBER 13, 2017

Across the B2B space, several companies recently launched services to help businesses with a wide range of payment-related needs, from securing cash flows to integrating new B2B solutions. Check out the Tracker’s News and Trends section for more news and highlights in the B2B API space. Around the B2B API world. and U.K. — and U.K. —

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Accenture

MAY 30, 2019

Each quarter, Ryan Douglas from the Card Issuing group compiles key metrics on US consumer credit cards, tracking spend, receivables, loss rates and returns reported by the largest US banks. Credit card profitability remains attractive for banks with our ROA proxies increasing 43 bps YoY?. New partnerships.

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PYMNTS

NOVEMBER 21, 2018

However, call centers need to implement these security measures in a way that doesn’t introduce frictions into the customer experience. CallVU , a mobile digital engagement platform provider, recently announced that its biometric authentication offering was selected for use by an international credit card provider. About The Tracker.

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PYMNTS

APRIL 10, 2020

It’s an existential threat that can be mitigated going forward, i2c President Jim McCarthy told PYMNTS, by card products – particularly commercial and corporate cards issued by the existing network of banks and FinTechs – and used inventively to solve acute cash flow problems. We] get money to people in need.

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PYMNTS

DECEMBER 7, 2018

With commercial cards continuing to press their way into accounts payable, a new report from Accenture suggests it’s the virtual card driving adoption of card-based B2B payments. for 2018 — meaning v-cards may secure a larger share of the corporate card spending space than physical corporate cards.

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Abrigo

SEPTEMBER 20, 2023

How financial institutions can prevent losses from 1st-party fraud Learn strong approaches to identifying, preventing, and detecting 1st-party fraud that will keep your AML program on top of fraud trends. 1st-party debit or credit card fraud : Card fraud causes financial institutions significant monetary losses.

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Abrigo

MARCH 8, 2024

This discussion highlights recent trends in wire fraud and offers strategies to protect both clients and institutions. Bank wire transfer fraud Current fraud trends Current fraud trends highlight a shift in scam origins. Create and follow your internal processes for communications and security. Spread the word.

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