PYMNTS

JULY 15, 2020

CEO of Afterpay , recently told Karen Webster that consumers — particularly millennials and Generation Z — were already showing distinct preferences for digital commerce and paying with debit cards rather than credit cards. Nick Molnar , co-founder and U.S. How have luxury retailers found a way to shift alongside this trend?

US 206

US Retail Millennials Trends 206

Bank Innovation

OCTOBER 28, 2016

Turns out even millennials don’t care that much about mobile payments. According to a report presented by the tech consultancy Accenture at Money20/20, the number of those of us in North America who use our mobile phones to pay at the point of sale hasn’t changed in the slightest since last year, Read More.

Millennials 150

Millennials Mobile Study Payments 150

PYMNTS

JUNE 7, 2018

Spending on credit cards will continue to grow, but any issuer that decides to take a breath, instead of crafting creative rewards and going after young consumers, runs the risk of being left behind. However, no trend is independent of human action, and issuers will have to work hard to ensure the health of their credit card offerings.

Cards 134

Cards Millennials Maine Data 134

Bank Innovation

APRIL 25, 2018

EXCLUSIVE— Millennial and Gen Z-focused credit card provider Deserve has raised $50 million from the Keystone National Group, funding earmarked for the startup’s expansion of account receivables, the company announced today.

Millennials 199

Millennials National Groups Cards 199

PYMNTS

FEBRUARY 14, 2020

11 to set up a bank card clearing business, providing it with access to a $27 trillion payments market. The People’s Bank of China said it has approved an application by Mastercard’s Chinese joint venture to run a bank card clearing business in the nation. What Amazon At 10 Can Teach Us About Uber At 10.

Retail 141

Retail Cards Millennials Fraud 141

PYMNTS

OCTOBER 6, 2020

With the busy holiday season upon us, we are proud to offer a truly multi-channel payment solution that has proven to bring new customers and increased sales to our retail partners,” Afterpay Global Chief Revenue Officer Melissa Davis said in the announcement. “Our CEO Nick Molnar said in a past PYMNTS panel.

Millennials 200

Millennials Retail United States National 200

PYMNTS

FEBRUARY 11, 2019

The youngest of the bridge millennials – those 30- to 40-year-olds who today represent the first generation of connected consumers with spending power – will be having their mid-life crises at the age of 50. After all, for many of us, 1999 seems like it was just yesterday. The year is 2039. By then, it might be.

Online 197

Online Retail Mobile Branding 197

PYMNTS

FEBRUARY 23, 2018

The ubiquity of mobile and credit card payments is enabling us to begin an exploration of cashless stores in the U.S,” Starbucks CEO Kevin Johnson said during a recent earnings report. “By They’ve done a good job of connecting with the millennials and Gen Z.”. million active members. Taco Bell’s $9.8

Online 101

Online US Payments Mobile 101

PYMNTS

JANUARY 16, 2020

Convenience is key in the retail sector, especially in eCommerce, where merchants with frustrating or complicated online shopping processes can easily lose customers. Avoiding such an exodus means retailers must be flexible when developing the tools consumers use to make purchases. How Millennials Are Driving BNPL Growth.

Millennials 130

Millennials Mobile Retail Branding 130

PYMNTS

JUNE 14, 2018

Modern consumers — millennials, in particular — couldn’t care less about receiving fine china, crystal stemware or other knickknacks as wedding gifts. This shift has allowed wedding registry platforms to see the revenue opportunity, and they are now working to help satiate millennial consumers’ desires for experiential giving.

Cards 102

Cards Millennials Trends Online 102

PYMNTS

DECEMBER 24, 2020

Considered an online version of a dollar store, ContextLogic looked in many ways like the next Amazon. billion — not bad, but far below what other major online retailers are seeing. Lemonade focuses on selling renters’ and homeowners’ insurance via an app that’s geared toward millennial and Gen Z consumers. Wish ($17 billion).

US 230

US Company Report Payments 230

PYMNTS

NOVEMBER 27, 2019

The holiday shopping season is upon us, and the trends for the season are emerging. To make things easier for shoppers, Walmart is also introducing an online gift finder and will launch a digital toy catalog on Nov. Credit cards are the favored payment type for the holiday season, a growing trend over the past few years.

Trends 130

Trends Millennials Retail Study 130

CB Insights

DECEMBER 9, 2020

San Francisco-based Affirm , an installment financing platform for online commerce run by PayPal co-founder Max Levchin , filed its S-1 in preparation for going public in November. Affirm wants to disrupt the credit card business, a notoriously opaque realm of consumer finance. Where Top US Banks Are Betting On Fintech.

San Francisco 68

San Francisco Cards Millennials Fintech 68

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). So what is ‘it’?

Cards 147

Cards Study Maine Payments 147

PYMNTS

JANUARY 11, 2021

New York City grocery workers can now schedule appointments online or by phone to get vaccinated at one of the city’s designated vaccine hubs. It’s overwhelming to us. The stories leave all of us weeping,” John Grant told the Sacramento Bee. Vaccine distribution in the U.S.

Millennials 154

Millennials Los Angeles Sacramento New York City 154

PYMNTS

JANUARY 20, 2020

The first Papyrus store opened in 1973, when cursive writing was a core part of grade-school education, much to the delight of many nostalgists but which still can spark memories of horror among those of us cursed with atrocious handwriting. Millennials to the Rescue. The chain had since expanded to some 260 or so retail locations.

Retail 183

Retail Millennials Cards social media 183

PYMNTS

SEPTEMBER 21, 2018

Amid the offering, American Express is vying with JPMorgan , along with the company’s Sapphire Reserve card, for younger high-end clients. In a recent earnings conference call, American Express CEO Stephen Squeri reportedly noted that a number of new Platinum cardholders are millennials.

Millennials 170

Millennials Conference Cards US 170

PYMNTS

DECEMBER 4, 2018

For many consumers, perks are a key driver of their credit card choice, whether it’s airline miles, cash-back or points that can be redeemed for a variety of items. These perks have been an advantage for credit cards, but could that erode as, say, Alipay offers integrated loyalty programs? The Millennials Cometh.

Payments 191

Payments Millennials Cards Course 191

PYMNTS

MAY 1, 2020

We’re developing personas based on demographics and other types of data we gather about our members, including the products they have with us,” she said. A digital-loving millennial, John, searches our website to find the type of account he wants and chooses to open it online,” Vas Nunes said. “As

Arizona 159

Arizona Security Cards Phoenix 159

PYMNTS

JUNE 2, 2020

When selling online became the only game in town, retailers across the board got very seriously digital overnight. “It Consumers Want More Than Toilet Paper (But Not More Credit Card Debt). Eisen added that since the Great Recession, credit card use has declined and debit card use has increased.

Retail 142

Retail Meeting Millennials Branding 142

PYMNTS

DECEMBER 22, 2018

The online retailer sold smaller versions of the trees last year, but online orders of Christmas trees made up only a small portion of overall sales of the trees. It’s always been easy to buy an artificial tree online,” Hundley said. Now it’s easy to buy a real tree online.”. Digital Boost For Old Traditions.

Industry 134

Industry Millennials National Online 134

Let's Talk Payments

MAY 24, 2016

Survey finds that high-income and millennial consumers have the highest credit card usage in income and age categories, and most in favor of paying in installments New York, NY—May 23,

Survey 74

Survey Cards New York Millennials 74

PYMNTS

FEBRUARY 4, 2020

A bit younger than their millennial siblings and cousins, they’ve grown up totally mobile, and have idiosyncrasies that make them unique. Perhaps more than millennial cohorts, Gen Z is having a hot love affair with eCommerce and sharing platforms that specialize in and cater to their digital lifestyles. Flexibility and Choice.

Millennials 130

Millennials Fraud Groups Payments 130

PYMNTS

JULY 14, 2020

Under the agreements, Afterpay customers can buy items using the Afterpay app at the point of sale terminal. Similar to Afterpay online, shoppers can pay for their in-store purchases in four installment payments. Afterpay Ltd. , stores for Google Pay and Apple Pay users. Terms of the deals were not disclosed. CEO, in a statement.

Google 151

Google Apple Retail Millennials 151

BankBazaar

JULY 17, 2019

Whenever you want to buy an insurance plan, the first thing that comes to your mind is whether you should contact an insurance agent or buy it online, huh? This online facility not only helps customers compare and choose the best insurance product that suits their needs but also lets them buy the same at a lower premium.

Policies 60

Policies Online Comparison Millennials 60

FICO

JUNE 9, 2016

Millennials, now the largest demographic group in America, are possibly the most misunderstood, elusive market ever, a notion underscored by The Wall Street Journal ’s article about the existence of $20,000-per-hour “Millennial consultants.” Millennials reward positive fraud outcomes. In Millennial parlance, that’s “harsh.”.

Millennials 40

Millennials Fraud social media Survey 40

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. They make up close to 25% of the total US population and are by far the wealthiest generation — and will continue to be so until at least 2030, according to a 2015 Deloitte study. . get the REPORT on next generation investors. Source: Deloitte.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

JANUARY 31, 2020

Travel industry services are catering to the thousands of millennial and Gen Z travelers who are booking big trips by augmenting their platforms with online and mobile support. Travel platforms are enabling more online bookings than ever, and 83 percent of U.S. But it is our technology that creates all those sophisticated rates.

Industry 168

Industry New York City Online Security 168

PYMNTS

SEPTEMBER 16, 2019

In the payments ecosystem, we need look no further than the bridge millennial for how the connected purchasing experience will evolve over the next decade. Bridge millennials own slightly more devices than the average consumer in our study: six devices compared to the roughly five that most consumers own. This group of 60 million U.S.

Millennials 222

Millennials Study Course Trends 222

PYMNTS

DECEMBER 12, 2016

The holiday shopping season is well upon us, and the eternal question remains: How does a gift giver make sure that the gift receiver feels as though they have received the perfect gift? Gift cards may seem a logical answer. They can be picked up in a hurry and can be used at the recipient’s choosing in terms of time and place.

Cards 100

Cards Mobile Branding Retail 100

PYMNTS

AUGUST 10, 2020

Consumers have been using internet technology for everything from nonessential health services to ordering from restaurants in the last few years, especially shopping more frequently online for retail products and groceries. Most United States payees cannot access their funds immediately.

Report 228

Report Payments Millennials Cards 228

PYMNTS

FEBRUARY 6, 2020

Sykes believes the attraction of online companies and uber-retailers it simple at one level. It’s also typically fairly fast moving, but for Klarna it gets us close to great brands. The top five responses were Target, online retailers, Kohl’s, Walmart and Amazon. Klarna recently launched in the U.S. 11 and Wednesday, Feb.

Retail 142

Retail New York Branding Millennials 142

PYMNTS

AUGUST 13, 2018

For those who carry either the branded Gap card, or the Gap Mastercard (or anyone who has ever been part of a retail rewards program), the offerings are fairly familiar. Shoppers who use their Gap card get a discount (10 percent off in-store and online), accrue points and enjoy perks like free shipping, exclusive offers and events.

Fort Worth 107

Fort Worth Branding Cards Retail 107

PYMNTS

FEBRUARY 4, 2020

Pine Labs , which started as an offline retail payment provider in 1998, has since evolved to become a payment acceptance, stored value and in-store customer credit company that enables consumers to opt into installment payments plans online or at the point of sale in a physical store.

Austin 186

Austin Cards Marketing Mobile 186

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. get the 86-page fintech report.

Cards 71

Cards Fintech UX Strategy 71

PYMNTS

AUGUST 12, 2019

No offense against Groupon, the relatively longstanding online discount provider, but the spotlight hasn’t been shining so brightly on the Chicago-based company in recent years. But in recent weeks, it’s felt as though Groupon has been reminding us it’s still around. There are no order minimums or savings caps when using the program.

Cards 100

Cards Online United States Chicago 100

PYMNTS

MARCH 1, 2017

Klarna announced its partnership with online mattress retailer GhostBed to integrate an instant financing solution into the merchant’s existing checkout system. GhostBed customers are now presented with two Klarna financing options at checkout along with the ability to purchase using their existing credit or debit card.

Customer Experience 100

Customer Experience Millennials Branding Cards 100