Fintech Labs Insights

NOVEMBER 8, 2016

The new company (spun out from Signet Bank in 1994) was widely revered as a data analytics and marketing master. But it was practically a digital no-show for more than a decade, offering just a minimum level of functionality online. One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard?

UX 17

UX Capital Mobile User Experience 17

PYMNTS

OCTOBER 13, 2016

NanoPay is finding that for mobile payments to take off, even among early adopters, using a phone to pay must be much more rewarding and convenient than tapping a card. Carrier billing allows uses to make online payments. Samsung Pay provides gift cards from Dunkin’ Donuts, and users earn money with its own rewards prepaid card.

Mobile 100

Mobile Payments Apple Samsung 100

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. This was a terrific combination of two education-focused cooperatives across both Southern and Northern California markets. It’s early but it’ s a great entry to the market and our industry.

Idaho 148

Idaho Conference Data Marketing 148

Fintech Labs Insights

MAY 25, 2016

Showcasing the latest tools, technologies, APIs, platforms, case studies and tutorials, we help CTOs, developers, software architects, UX designers, engineers, product managers and other technologists create the next wave of fintech innovation. Establish technical leadership of the industry while educating the market.

UX 15

UX Case Study Leadership California 15

PYMNTS

JULY 23, 2020

These investments have to shift toward making more channels easily available … whether it’s app or online or voice or chat-based instruction. Narayan said it helps to start by picking the right jumping-off point — card relationships. Perfecting The Card Relationship. How Banks Can Beat Big Tech.

UX 165

UX Cards Google User Experience 165

Fintech Labs Insights

JUNE 23, 2016

Showcasing the latest tools, technologies, APIs, platforms, case studies and tutorials, we help CTOs, developers, software architects, UX designers, engineers, product managers and other technologists create the next wave of fintech innovation. Once you’re ready to move forward, submit the online application.

UX 15

UX Case Study California Conference 15

Bank Innovation

JULY 17, 2018

Banking consumers take a middling view of today’s mobile banking applications, according to a study by Bank Innovation. In the survey conducted this month by Bank Innovation, banking consumers gave mobile banking a net promoter score of 12, which is in the bottom 25% to 50% of all NPS scores. NPS scores range from -100 to […].

Innovation 210

Innovation Mobile Study Survey 210

PYMNTS

NOVEMBER 18, 2020

We're coming together to take this to the largest banks and the largest merchants in the market with a fully integrated and optimized combination of what Mastercard does and what Ingo does,” Edwards said. They’ve brought new treasury banking partners online and recently even won an RFP (which they can’t offer details on yet).

Payments 218

Payments UX System Resources 218

Fintech Labs Insights

JULY 12, 2016

Online insurance. Prepaid debit card for youth. Micro-payments for online content. Tags: SMB, merchant, payments, POS, point of sale, credit/debit cards, acquiring. Total dollars raised YTD is now $16 billion, nearly double the $8.4 billion raised during the same period a year ago. ——-. Latest round: $134.5 SeedInvest.

New York City 12

New York City Company Fintech San Francisco 12

PYMNTS

NOVEMBER 25, 2019

Google’s expertise is in UX design,” he noted. “By Consumers are increasingly using online and mobile channels – and living in ecosystems like Google and Amazon where they shop for, discover and buy products. Consider, he said, how the Apple Card came into the market. He offered a general illustration to make that point.

Google 272

Google Fintech Payments Apple 272

PYMNTS

FEBRUARY 19, 2018

In the age of voice-activated UX [user experience] in general,” Gurukula told Karen Webster in a recent conversation, “users expect that a transition to a conversational mode of interacting should mean that ‘technology’ just fills in a lot of the usual information gaps without having to ask the consumer.”. Elegance Meets Security.

Payments 125

Payments User Experience Security Examples 125

Fintech Labs Insights

FEBRUARY 4, 2022

Cards : Currently, 16 startups offer charge cards (or credit cards) and business expense management services in the United States. 7 card payment processors. – But we’ll move into other markets as resources become available. —–. Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022).

Fintech 15

Fintech Payments UX United States 15

CB Insights

APRIL 29, 2019

The dream alchemist — which has been employed by companies like QuickStep — has the responsibilities of what is traditionally called a creative director or head of marketing. Remote Funnel Marketing Ninja. “Digital prophet” was the calling card of David Shing, the Australian thought leader who took on the role at AOL in 2011.

Innovation 78

Innovation Software Taxes Google 78

CB Insights

OCTOBER 31, 2019

Customer journey: Using chat to get people from online to brick-and-mortar. For banks, that complexity is in the form of things like long, dense loan agreements and derivatives; for consumers, it’s in budgets, bank accounts, credit card statements, and subscriptions. Crafting a simple UX for a personal finance app is a tall order.

Industry 78

Industry Examples Tools Retail 78

Fintech Labs Insights

FEBRUARY 15, 2016

Despite turmoil in global equity markets, the fintech sector continued its 3-year bull market with 21 companies raising $259.1 Underwrites & guarantees high-risk credit card transactions . Online stock brokerage. Online mortgage advisor. million, for a $12 billion annual run rate. Source: Crunchbase.

Company 12

Company Fintech New York City Comparison 12

CB Insights

OCTOBER 10, 2017

These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. It’s even harder when your target market would rather never think about what you’re trying to sell them — retirement, for example. Use pre-launch marketing to build both trust and hype.

Tools 78

Tools Millennials US Maine 78

Fintech Labs Insights

JUNE 1, 2016

My favorite website of all time was from the ill-fated dot-com “fintech” card issuer, NextCard. But if you are big enough to have a six-figure marketing budget, you can afford to tweak your site so it sparkles on both smartphones and desktops. In 1999, it was light years ahead of its time in design and UI.

Seattle 12

Seattle Google Washington Maine 12