Fintech Labs Insights

FEBRUARY 23, 2017

Seattle-area startup Switch announced today that it is providing “early access” to its free payment management service. By enabling cardholders to manage all of their accounts from one dashboard, the company says its technology is making e-commerce “faster, safer, and easier.” “Was it fun?”

Cards 18

Cards Online Management Seattle 18

PYMNTS

OCTOBER 17, 2016

Nets and OT will combine their capabilities to offer an end-to-end mobile payment solution, which will include host card emulation (HCE) and tokenization to secure payments. “By These are the guys who are not necessarily limited to just stolen credit cards or spoofed accounts. The collaboration, announced on Oct.

Seattle 100

Seattle Mobile Apple Google 100

Bank Innovation

FEBRUARY 24, 2016

After a difficult deliberation, 10 early-stage fintech companies were selected by a team of judges to compete in this year’s DEMOvation Challenge, to take place in Seattle on March 1. Many applied, few were chosen.

Innovation 150

Innovation Seattle Fintech Company 150

Fintech Labs Insights

NOVEMBER 23, 2020

Just out of stealth, Seattle-based fintech startup Secure Save is on the winning side of all these trends. That’s what Secure is launching. They provide the software and services for businesses to establish and manage a so-called Emergency Savings Plan (ESP). HQ: Seattle, WA. Remote services? Business model: SaaS.

Security 15

Security Fintech Seattle Taxes 15

PYMNTS

JUNE 18, 2018

It’s a thought that comes to mind this week because the World Cup is currently underway in Russia, and because this week’s news managed to offer up a win, a loss and a draw, depending on where one looked. . According to a release earlier this week, Erica now has one million users, a milestone managed in just two months. .

Data 101

Data cryptocurrency America San Francisco 101

Fintech Labs Insights

JUNE 17, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Here is a list of the 15 challenger business credit cards currently active in the United States. Bento for Business.

Cards 15

Cards Utah Online Austin 15

Fintech Labs Insights

JUNE 17, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Here is a list of the 15 challenger business credit cards currently active in the United States. Bento for Business.

Cards 15

Cards Utah Online Austin 15

Fintech Labs Insights

OCTOBER 29, 2020

There were two fintech companies pitching, Toronto’s Treasure and Seattle-based Arrived Homes both tackling big problems with the always exciting direct-to-consumer model. Description: Digital bank for kids (with debit card). HQ: Seattle, WA. Check out their 3-minute pitches below. Business model: Direct-to-consumer.

Atlanta 15

Atlanta Fintech Seattle Digital Banking 15

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security. Virtual card issuance.

Online 98

Online Company Retail Payments 98

CB Insights

SEPTEMBER 12, 2018

Blockchain is permeating nearly every industry, from healthcare to supply chain management. Microsoft has filed patents for trusted execution environments (TEEs) that could secure and support blockchain networks. BAIDU IS EXPERIMENTING WITH an IP MANAGEMENT blockchain. VCs and corporations are hot on blockchain.

blockchain 75

blockchain cryptocurrency Technology Seattle 75

CB Insights

DECEMBER 4, 2019

Swipe fees alone are a $90B-a-year business for banks, card networks like Visa, and payment processors like Stripe. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay.

Cards 101

Cards Lending Strategy US 101

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. As the slogan implied, being an American Express card member was the only way to unlock those benefits.

Millennials 246

Millennials Retail Online Report 246

Fintech Labs Insights

NOVEMBER 10, 2023

The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. 44 $0 38 Copper 33 2019 Seattle 47,000 $42 39t Bridge Money 32 2019 Chicago 123,000 $8 39t HMBradley 32 2019 LA 73,000 3.7 Consumers have been banking online for 28 years. Let’s start with our definition.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

SEPTEMBER 21, 2015

The total included one new alum, Praesidio , which will be presenting its security and fraud control integrations at next month’s FinDEVr. The Seattle-based startup raised $3 million to bring its total funding to $5.3 Cloud-based security for financial institutions. HQ: Seattle, Washington. Latest round: $15.5

New York City 12

New York City San Francisco Company Fintech 12

Fintech Labs Insights

OCTOBER 19, 2015

Secure messaging for financial services. Gift cards backed with public company equity. Expense management solutions for small businesses. Fingerprint-authenticated payment card. 401(k) management. HQ: Seattle, Washington. Using the blockchain for managing records. Source: Finovate. Source: Re/Code.

New York City 12

New York City Company Fintech New York 12

Gonzobanker

DECEMBER 19, 2017

Endless CRM and data management projects that shook our foundations and gutted our PMOs. Bravo to CEO Brian Vance, President Jeff Deuel and team for a watershed expansion into the hot Seattle market with a bank whose commercial skills can complement those of its acquirer. This year brought us: Mergers out the yin-yang. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

MARCH 28, 2016

HQ: Seattle, WA. Credit management tools. Real estate investing management platform for consumers. Debit card with company-driven expense rules. Nigerian online credit card processor. Tags: SMB, merchants, acquiring, credit/debit cards, acquiring, Y Combinator (investor). Blockchain forensics tools.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

OCTOBER 9, 2015

Investment management platform. Developer tools for mobile card acceptance . HQ: Seattle, Washington. Tags: Credit cards, processing, SMB, merchants, developers, API, Finovate/FinDEVr alum. HQ: Irving, Texas. Latest round: $100 million Debt. Total raised: Unknown. Source: Crunchbase. InvestCloud. HQ: New York City.

New York City 12

New York City Company Fintech San Diego 12

CB Insights

OCTOBER 9, 2018

Improve the efficiency of inventory management – Once retailers can view the full picture of shoppers’ online and offline activities, they can better localize their inventory. However, RFID tags could provide extra security for unmanned retailers of higher-priced goods. Key players to watch. Theoretically, (i.e.,

Retail 71

Retail Technology San Francisco Mobile 71

Fintech Labs Insights

MAY 19, 2016

HQ: Seattle, Washington. Payment security technology. Tags: SMB, merchants, security, payments, POS, credit/debit cards, authorization. Total raised: $154.3 million ($98.3 million Equity, $56 million Debt). HQ: Sao Paulo, Brazil. Source: Crunchbase. International payments service. Latest round: $38.5 million Series C.

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

AUGUST 8, 2016

Lost/stolen credit & debit card solution. HQ: Seattle, Washington. Tags: Institutions, security, authentication, voice biometrics, payments, mobile. P2P currency exchange. Latest round: $8.4 million Series B. Total raised: $18.5 HQ: London, England, UK. Source: Crunchbase. Amber Financial Services. Consumer alt-lender.

Company 12

Company Fintech New York City blockchain 12

PYMNTS

JULY 23, 2018

In a new report, Renee Schuurman, global market manager of Citi ’s channel services division, makes an argument that by using application program interfaces (APIs), traditional banks are able to disrupt the marketplace by developing highly scalable solutions, and not fall victim to being disrupted themselves by new entrants. Switch, Inc.,

blockchain 108

blockchain Cards Study Seattle 108

PYMNTS

APRIL 6, 2018

With more than $95 million in financing placed, startups across eProcurement, cybersecurity, logistics, alternative finance, blockchain and supply chain management secured support. Supply Chain Management. The Seattle-based company secured the investment from Grotech Ventures and Access Ventures Partners.

blockchain 116

blockchain Capital Seattle Lending 116

PYMNTS

NOVEMBER 9, 2018

And for good reason, Karen Webster noted in a recent commentary – a minority of users managed to turn Facebook into a home and hub for some of the vilest content on the internet. Earnings weren’t quite what investors were looking for, its usership base in the U.S. So is everything solved and sizzling for Facebook?

Video 153

Video Las Vegas San Antonio Branding 153

CB Insights

JUNE 6, 2019

The company struggled with several aspects of its business, including managing the cost of individual meals and ongoing problems with food waste — but it used the money it raised to pursue an aggressive expansion strategy nonetheless. Julep started out as a single nail salon in Seattle. This would be Munchery’s downfall.

Apple 78

Apple Branding Google Company 78

CB Insights

MARCH 13, 2019

Samsara’s applications include fleet management, collision prevention, and delivery coordination. Select Investors: First Round Capital, Altos Ventures, Meritech Capital Partners, Index Ventures, Darwin Ventures, Tiger Global Management, Greylock Partners. Select Investors: Andreessen Horowitz, General Catalyst. SmileDirectClub.

San Francisco 77

San Francisco Company US California 77

Fintech Labs Insights

SEPTEMBER 1, 2016

Cloud cash and treasury management solutions. HQ: Seattle, Washington. Tags: Consumer, payments, remittances, gift cards. Total raised: $245 million. HQ: Oakland, California. Source: Crunchbase. Latest round: $22.7 Total raised: $95.1 HQ: San Diego, California. Source: FT Partners. Source: Crunchbase. Online payment service.

New York City 18

New York City Company Fintech Comparison 18

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Acronym of the Year – CCCA (Credit Card Competition Act). In January, we were discussing crypto and the need to formulate customer crypto strategies.

Community 216

Community Fintech Industry Innovation 216

Fintech Labs Insights

JULY 17, 2015

Money management solution for the classroom. HQ: Seattle, Washington. Tags: Payments, mobile, mPOS, merchants, acquiring, cards, SMB. Source: Finovate. Merchant-issuer collaboration software. HQ: Toronto, Ontario, Canada. Latest round: $45 million. Total raised: $45 million. Source: FT Partners. RealtyMogul. Total raised: $45.1

Fintech 12

Fintech Company San Diego Los Angeles 12

CB Insights

JUNE 17, 2020

Security: Higher internet usage and data generation lead to increased investment. Now, with experts stressing the importance of rapid testing and tracking in managing the Covid-19 crisis, wearables and other health monitoring tech that enable diagnostics are taking center stage. Conversational AI/chatbots. Cloud call centers.

Industry 101

Industry Technology Online Video 101

CB Insights

NOVEMBER 9, 2017

The startup, which was established in 2008, privately raised $185 million before its $100 million initial public offering was blocked by the Australian Securities Exchange last year. So its secured lender, which [founder Scott] Jones didn’t name, recently emptied ChaCha’s bank accounts. via Business Insider. Company: KiOR.

Capital 78

Capital Company San Francisco Operations 78

Jeff For Banks

APRIL 14, 2022

House of Cards: A Tale of Hubris and Wretched Excess on Wall Street 2009 William D. Manias, Panics, and Crashes: A History of Financial Crises 2005 John Jay Knox Knox, John Jay A History of Banking in the United States 2017 Timothy Koch Koch, Timothy Bank Management (8th ed.) Cohan Cohan, William D. Cohan Cohan, William D. 2014 John A.

America 78

America National Denver United States 78

CB Insights

OCTOBER 31, 2017

Twenty months of my absence have allowed the “professional” top managers to kill the company using the money of rich oligarchs. The startup, which was established in 2008, privately raised $185 million before its $100 million initial public offering was blocked by the Australian Securities Exchange last year.

Company 78

Company US San Francisco Capital 78