Cards, Fintech, Lending and Risk Management

Formula for Business Lending Success: Minimize Delays

Abrigo

FEBRUARY 27, 2020

Key Takeaways Financial institutions who want to maintain a healthy share of business lending this year and through potentially tougher economic times ahead want to be in the best position possible before trouble hits. Abrigo's Business Lending Readiness Survey found many processes stymie those efforts. learn more.

Lending

Lending Survey Data System

How Banks Can Guide FinTechs Through Their First Economic Downturn

PYMNTS

MAY 22, 2020

From competitors to collaborators, the FinTech boom introduced a field of opportunity for traditional financial institutions to team up with an industry newcomer to become more agile and modern with their own product offerings. On the other hand,” he added, “the pandemic doesn’t just spare FinTechs. Financing Burdens.

Fintech

Fintech Lending Tools Risk Management

Hong Kong Relaxes Rules In Effort To Boost FinTech Lending

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms.

Lending

Lending Fintech Guidelines Meeting

Webinars

Confronting the Change Challenge

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Fintech Deals to Watch: Fall Festivities

Gonzobanker

SEPTEMBER 21, 2023

CSI partnered with Dragonfly for treasury management and with Hawk AI for fraud and anti-money laundering solutions. Fiserv partnered with Central Payments LLC , a BAAS provider for fintech, and sold its Frontier Reconciliation and Accurate Reconciliation solutions to Trintech. Finastra partnered with Glia for digital customer service.

Fintech

Fintech Software Illinois Lending

In Lending, Next-Day Payout Doesn’t Cut It

PYMNTS

JULY 6, 2017

Online and alternative lending is satiating consumers’ need for speed when it comes to accessing finance. They deploy existing rails to do this, instantly transferring funds to credit and debit cards or a PayPal account. . But for him, lending — and getting cash to borrowers more quickly — is a favorite application.

Lending

Lending Online Risk Management Payments

Call It Alt-Credit Or POS Lending, ‘Buy Now, Pay Later’ Just Got Bigger

PYMNTS

JULY 14, 2020

“Given how much the demand for installments is increasing, we are also using the already existing parts of the credit system today to scale installment payments with every [Visa] card across the board,” Cetin Duransoy , Visa ’s global head of installment solutions, told PYMNTS. Fast and Furious BNPL Action. The account comes with 1.30

Lending

Lending FDIC Minneapolis Utah

How A Bank And A FinTechs Are Jointly Cracking The Code On Financial Inclusion

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Of course, banks have to be run with safety and soundness to protect those deposits, but they also have myriad public mandates, like fair lending, anti-money laundering and customer privacy. Usually, it is more of an all-out war story.

Fintech

Fintech System Lending Cards

Alt-Lending Regulation Fears Won’t Stop Investors

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Earlier this week, reports emerged that some alternative lending and industry professionals are beginning to heighten their anxieties about incoming regulation, particularly as some ponder whether the U.S. Alternative Lending. MarketInvoice.

Lending

Lending Regulation Big Data Risk Management

P2P lending makes it to main street?

Celent Banking

JANUARY 22, 2015

On the social aspect of banking, Banco Colpatria in Colombia offers credit cards to individuals using Lenddo’s social scoring. Galicia MOVE includes a savings account, a debit card and a credit card. Banks are certainly not playing hide and seek with P2P lending. What about banks? Change or die.

Maine

Maine Lending Regulation Risk Management

Canadian Fintech Market Map

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Canadian fintech companies raised $251M through the end of H1’19, nearly double the $133M raised in H1’18. The 2019 Canadian fintech market map. Navigating the Canadian fintech market map.

Fintech

Fintech Marketing US Technology

Serent Capital Starts New Fund; Bullish On B2B Payments Category

PYMNTS

DECEMBER 21, 2020

More and more companies are starting to leverage payments technology with [virtual cards] because of the value to all players in the ecosystem,” Fenton said. Serent’s focus has been on companies selling what he calls "picks and shovels" into FinTechs, lenders and other constituents instead of investing directly into banks and lenders.

Capital

Capital Payments Software Fintech

The Top 250 Fintech Startups: Where Are They Now?

CB Insights

FEBRUARY 20, 2020

In 2018, companies from 31 countries and 19 categories — spanning payments, digital banking, insurance, and more — made it onto the CB Insights 2018 Fintech 250 list. Below, we dive into where the Fintech 250 Class of 2018 startups are now. Our call for submissions is now open for the third annual CB Insights Fintech 250 list.

Fintech

Fintech US Lending Cards

The U.S. Credit Invisibility Problem

Gonzobanker

NOVEMBER 3, 2021

To meanin gfully solve the credit invisibility challenge, fintech companies need to enable banks and other fintech companies to change the constraints of the problem. Let’s run through a few examples: Credit Builder Cards. Credit builder cards eliminate the risk of default. Credit Builder Loans.

Fintech

Fintech Data Lending Cards

Capital Float On The Path To Video-Based KYC Implementation

PYMNTS

DECEMBER 9, 2020

Developing a quick, seamless and secure onboarding process for financial institutions (FIs), lending startups and other financial services providers has long posed its trials. The process involves capturing a user’s live photo to compare alongside an official document, such as an Aadhaar card, which bears a unique, 12-digit ID number.

Video

Video Capital Lending Security

The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending

Lending St. Louis Community Marketing

The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending

Lending St. Louis Community Marketing

B2B eCommerce Tips The VC Scales

PYMNTS

OCTOBER 4, 2019

based alternative small business lending isn’t dead with investors and an India startup landed more than half a billion dollars. million investment round in commercial card startup DiviPay, reports said this week, via the bank’s venture capital unit ANZi. See all of the latest B2B fundraises below.

Capital

Capital Lending California Regional

Risk and Lending Predictions 2023: Hyper-Personalisation and More

FICO

JANUARY 19, 2023

Here are my three predictions for risk management and customer treatment in 2023. It’s a trend that’s being driven by the relentless focus on customer experience thanks to the agile fintechs and disruptors operating across numerous markets. How credit and debit card spending and borrowing are changing over time.

Lending

Lending Strategy Analytics Data

Online lending summit speakers discuss SPNB charters, CFPB trial disclosure policy, alternative data

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. Gardineer raised concerns about the application of bespoke capital, liquidity, and risk management requirements for SPNB charter applicants. Questions directed at Ms. Finally, Adam Maarec, Of Counsel in Ballard’s D.C.

Policies

Policies Lending Data Online

Sizzle Or Fizzle: Walmart Pays Pays Off, Marketplace Lending Falls Off

PYMNTS

JULY 8, 2016

Walmart Pay released its six-month report card , with some pretty interesting stats: ubiquity at all 4,600+ stores, high usage, high repeat usage, rave reviews from their users and a growing crop of brand evangelists that, Walmart Pay execs say, have become an effective recruiting engine. Investor Confidence In Marketplace Lending.

Lending

Lending Samsung Online Capital

2021 GonzoBanker Awards

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech

Fintech Strategy Leadership Lending

Digital Disruption

Independent Banker

NOVEMBER 25, 2015

A mix of players, FinTech firms pose threats and opportunities. Call them disruptors, upstarts or the voguish FinTech companies. FinTech customers have no idea they are exposing themselves to identity and financial risk. Illustration by Getty images / Chris Ede. By Kelly Pike. Siphoning customers.

Community Bank

Community Bank Community Analytics Lending

Community Bank CEO Outlook 2022: Your priorities for the new year

Independent Banker

DECEMBER 31, 2021

That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). For example, we don’t do mortgage lending right now, because we don’t have the compliance expertise and staff knowledge,” Silveria says.

Community Bank

Community Bank Community Lending Louisiana

Meet Our 2023 FICO Decisions Awards Judges

FICO

SEPTEMBER 30, 2022

Neeti Aggarwal, CFA senior research manager, The Asian Banker. Neeti Aggarwal manages the financial technology and innovation research at The Asian Banker. With over 19 years’ experience, she specializes in banking, technology and fintech developments across Asia Pacific, Middle East and Africa.

Meeting

Meeting Analytics Management Strategy

Use Cases And Business Opportunities Stemming From Open Banking (4/4)

Lars Markull

JULY 1, 2020

Account transaction history for transactional accounts (such as current accounts, credit cards, loan accounts and more). Remember when you had to carry an additional card for each store to collect points and get rewards? Drop allows users to get loyalty benefits without using an extra card (Source: Drop ). C) Risk Management.

Risk Management

Risk Management Data Examples United States

2020 GonzoBanker Awards

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Best Use of Card Rewards for Seat Upgrades We saw a Great Dane in the Comfort Plus section of the plane. The Best Card Loyalty Reward Goes to ugh… CASH!

Idaho

Idaho Community Industry Strategy

FinTechs Aid Banks In Their Own Open Banking Initiatives

PYMNTS

MAY 21, 2020

Open banking initiatives and bank-FinTech collaborations continue to expand in an effort to improve financial services offerings for small and medium-sized businesses (SMBs). Built on the bank-FinTech collaborative model, startup Treasury Prime recently announced a $9 million Series A funding round for its API technology.

Fintech

Fintech Compliance Risk Management Lending

Use Cases And Business Opportunities Stemming From Open Banking (4/4)

Lars Markull

JULY 1, 2020

Account transaction history for transactional accounts (such as current accounts, credit cards, loan accounts and more). Remember when you had to carry an additional card for each store to collect points and get rewards? Drop allows users to get loyalty benefits without using an extra card (Source: Drop ). Guess what.

Risk Management

Risk Management Data Examples United States

Treasury report on bank/fintech relationships includes recommendations for CFPB supervision of non-bank installment lenders and data aggregators

CFPB Monitor

NOVEMBER 22, 2022

The report attributes the risk that such schemes will arise to bank/fintech relationships that “lack proper regulatory oversight or principles for responsible lending.”

Fintech

Fintech Report Data Lending

Fintech Fundings: Companies Raise $ Million Week Ending Feb 26

Fintech Labs Insights

MARCH 1, 2016

Although we saw one high-flying fintech unicorn crash to earth this week , the fintech sector continued to attract significant capital with 21 companies raising $214.8 Seven weeks into the new year, fintech companies have raised $4.7 Here are the fintech deals by size from 20 Feb to 26 Feb 2016: LoanZen. million Seed.

New York City

New York City Company Fintech San Francisco

Fintech Fundings: 114 Companies Raised $7.3 Billion in April

Fintech Labs Insights

MAY 19, 2016

Fintech deals by size from 23 April to 29 April 2016: Mosaic. Marketplace small business lending platform. Tags: Consumer, youth, debit card, mobile, spending, controls, mobile. ——-. Marketplace lender for residential solor projects. Latest round: $200 million Private Equity. Total raised: $224.9 Total raised: $154.3

San Francisco

San Francisco Company Fintech California

Dodd/Frank-CFPB: Small Business Lending Data Collection Rule

Abrigo

SEPTEMBER 20, 2021

Data collection for small business lenders Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. Proposal Issued.

Lending

Lending Data Compliance Regulation

How Have the Finovate Best of Show Winners Fared?

Fintech Labs Insights

AUGUST 22, 2024

It was a hassle, but I’m so glad we started the “Best of Show” tradition because it became a signature part of the Finovate experience, in no small part because of the $5 Starbucks card attendees received each day for voting. And many of those winners have gone on to become successful fintech companies or be acquired by one.

San Francisco

San Francisco New York San Jose Tools

Fintech Fundings: 24 Companies Raise $560 Million Week Ending Sep 18

Fintech Labs Insights

SEPTEMBER 21, 2015

The money flow into fintech continued unabated this week with more than a half-billion ($557 million) raised by 24 companies. Year-to-date fintech firms have raised $13 billion. Risk management for P2P lending. Tags: Consumer, advisors, investing, trading, wealth management. Source: Crunchbase. CompareIt4Me.

New York City

New York City San Francisco Company Fintech

Fintech Fundings: 21 Companies Raise $440 Million Week Ending July 23

Fintech Labs Insights

JULY 23, 2015

While not a pure fintech play, we included it here because its primary customers are the big insurers, including the U.S. CircleBack Lending. Consumer lending P2P marketplace. Fortress Risk Management. Enterprise risk management services for financial institutions. government. Source: Crunchbase.

Company

Company Connecticut Fintech Austin

Six Steps to Growth in a Global Economic Squeeze

FICO

FEBRUARY 9, 2023

Amazon knows what we want often before we do, Netflix posts viewing recommendations that continually hit the button, while Starbucks creates bespoke gourmet coffee menus for every loyalty card-holding customer. Now consumers expect the same from financial services. Ordinarily, these types of firms would seem able to see off any competitor.

Analytics

Analytics South Carolina Management US

Fintech Fundings: 9 Companies Raise $73 Million Week Ending Dec 31

Fintech Labs Insights

JANUARY 7, 2016

The year ends with a total of about $19 billion invested into private fintech companies (includes debt and equity). It is unlikely we’ll see that much in 2016, but the fintech sector is vast, and there are fascinating opportunities for newcomers and existing brands alike. Credit risk management. HQ: Bejing, China.

St. Louis

St. Louis social media Company Fintech

Fintech Fundings: 26 Companies Raise $270 Million Second Week of August

Fintech Labs Insights

SEPTEMBER 19, 2016

The fintech sector attracted $266 million in new capital the second week of August. 5 million to CUneXus to expand its consumer lending platform. . $5 5 million to CUneXus to expand its consumer lending platform. Fintech deals by size from 6 Aug to 12 August 2016: Interactions. Consumer lending platform.

San Francisco

San Francisco New York City Company Fintech

Fintech Fundings: 29 Companies Raise $1.2 Billion Week Ending April 8

Fintech Labs Insights

APRIL 13, 2016

For the 14th week in a row, fintech deals worldwide surpassed the 20-mark. Ixaris landed $6 million for its prepaid card platform. Here are the fintech deals by size from 2 April to 8 April 2016: Home Link (Lianjia). P2P lending platform. Prepaid card payments platform. Total dollars raised YTD is $7.9

New York City

New York City Company Fintech New York

Fintech Fundings: 25 Companies Raise $810 Million Week Ending Nov 20

Fintech Labs Insights

NOVEMBER 23, 2015

Large swaths of cash flowed into the global fintech sector last week. Real-time risk analytics for financial institutions. Prepaid card platform. Prepaid card services. Wealth management system for advisors. Tags: Consumer, SMB, prepaid cards, debit cards. Source: Crunchbase. HQ: Sydney, Australia.

San Francisco

San Francisco Company Fintech New York City

Fintech Fundings: 38 Companies Raised $300 Million First Week of June

Fintech Labs Insights

JULY 12, 2016

With 38 deals reported – one shy of the weekly record – fintech companies raised $303 million worldwide the first week of June. Fintech deals by size from May 28 to 3 June, 2016: Partners Life. Prepaid debit card for youth. Alt-lending. Tags: Advisors, institutions, investing, trading, risk management.

New York City

New York City Company Fintech San Francisco

Fintech Fundings: 22 Companies Raise $300 Million Plus 2 IPOs Raise $5.9 Billion

Fintech Labs Insights

OCTOBER 19, 2015

It was a blockbuster week in fintech with more than $6 billion in new funds flowing to the sector. Gift cards backed with public company equity. Fingerprint-authenticated payment card. 401(k) management. Card rewards management. Tags: Consumer, credit cards, rewards, travel. The vast majority, $5.9

New York City

New York City Company Fintech New York

Fintech Fundings: 15 Companies Raise $51 Million Week Ending Dec 25

Fintech Labs Insights

DECEMBER 30, 2015

For just the fourth time this year, weekly fintech fundings fell below the $100-million mark with 15 companies raising a total of $51 million. The Kentucky-based company has developed a vendor management platform for banks and credit unions. Mobile bank/card. Escrow & renter deposit management. Latest round: $35.1

Company

Company New York City Fintech Kentucky

Fintech Fundings: 28 Companies Raise $330 Million Week Ending Jan 15

Fintech Labs Insights

JANUARY 18, 2016

Year-to-date fintech companies have raised $450 million in new equity, 67% more than the $270 million raised in the first half of January 2015. Financial supply chain management. Derivative risk management. Online consumer lending. Tags: Consumer, credit, lending, loans, underwriting. Mambu attracted $8.7

Company

Company New York City Fintech San Francisco

Formula for Business Lending Success: Minimize Delays

How Banks Can Guide FinTechs Through Their First Economic Downturn

Webinars

Trending Sources

Hong Kong Relaxes Rules In Effort To Boost FinTech Lending

Webinars

Fintech Deals to Watch: Fall Festivities

In Lending, Next-Day Payout Doesn’t Cut It

Call It Alt-Credit Or POS Lending, ‘Buy Now, Pay Later’ Just Got Bigger

How A Bank And A FinTechs Are Jointly Cracking The Code On Financial Inclusion

Alt-Lending Regulation Fears Won’t Stop Investors

P2P lending makes it to main street?

Canadian Fintech Market Map

Serent Capital Starts New Fund; Bullish On B2B Payments Category

The Top 250 Fintech Startups: Where Are They Now?

The U.S. Credit Invisibility Problem

Capital Float On The Path To Video-Based KYC Implementation

The math behind small business lending: Problems & possibilities for banks & credit unions

The math behind small business lending: Problems & possibilities for banks & credit unions

B2B eCommerce Tips The VC Scales

Risk and Lending Predictions 2023: Hyper-Personalisation and More

Online lending summit speakers discuss SPNB charters, CFPB trial disclosure policy, alternative data

Sizzle Or Fizzle: Walmart Pays Pays Off, Marketplace Lending Falls Off

2021 GonzoBanker Awards

Digital Disruption

Community Bank CEO Outlook 2022: Your priorities for the new year

Meet Our 2023 FICO Decisions Awards Judges

Use Cases And Business Opportunities Stemming From Open Banking (4/4)

2020 GonzoBanker Awards

FinTechs Aid Banks In Their Own Open Banking Initiatives

Use Cases And Business Opportunities Stemming From Open Banking (4/4)

Treasury report on bank/fintech relationships includes recommendations for CFPB supervision of non-bank installment lenders and data aggregators

Fintech Fundings: Companies Raise $ Million Week Ending Feb 26

Fintech Fundings: 114 Companies Raised $7.3 Billion in April

Dodd/Frank-CFPB: Small Business Lending Data Collection Rule

How Have the Finovate Best of Show Winners Fared?

Fintech Fundings: 24 Companies Raise $560 Million Week Ending Sep 18

Fintech Fundings: 21 Companies Raise $440 Million Week Ending July 23

Six Steps to Growth in a Global Economic Squeeze

Fintech Fundings: 9 Companies Raise $73 Million Week Ending Dec 31

Fintech Fundings: 26 Companies Raise $270 Million Second Week of August

Fintech Fundings: 29 Companies Raise $1.2 Billion Week Ending April 8

Fintech Fundings: 25 Companies Raise $810 Million Week Ending Nov 20

Fintech Fundings: 38 Companies Raised $300 Million First Week of June

Fintech Fundings: 22 Companies Raise $300 Million Plus 2 IPOs Raise $5.9 Billion

Fintech Fundings: 15 Companies Raise $51 Million Week Ending Dec 25

Fintech Fundings: 28 Companies Raise $330 Million Week Ending Jan 15

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