PYMNTS

DECEMBER 16, 2016

Though many financial institutions recognize the opportunity to help middle-market businesses automate their AP payments, they have not been able to fully capitalize on the opportunity. Here the elusive payments opportunity meets or, in fact, doesn’t meet, the elusive audience: accounts payable automation for middle-market firms.

Marketing Automation 100

Marketing Automation Marketing Cards Payments 100

PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. Could this be a case of good intentions gone awry? Time will tell. About The Tracker.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

AUGUST 7, 2020

Transactions once conducted by trading pieces of gold are now accomplished through digital means, with both parties using cards, wire transfers or even smartphone apps to send or receive funds. Businesses — especially digital-savvy clients like FinTechs — also desire flexibility for their payment platforms.

Payments 301

Payments Fintech Innovation US 301

BankBazaar

JULY 26, 2023

BankBazaar posted a 51% YOY increase in revenue in Q1-FY24, driven by its portfolio of co-branded Credit Cards and P ersonal L oans , closing FY23 with audited revenue of ₹159 crore (66% revenue growth from FY22). This performance is against the backdrop of Credit Card spends in India hitting a record high of ₹1.4 Read on for more.

Branding 78

Branding Cards Fintech US 78

PYMNTS

FEBRUARY 14, 2020

Customer service is the lifeblood of financial services, just as much as credit cards, debit cards and checking accounts. But as banking becomes ever-more mobile, and account openings and activities are done through digital channels, the very definition of support – and how it should be provided – is changing.

Branding 228

Branding Mobile Tools Fintech 228

Gonzobanker

JUNE 16, 2022

According to Jim Marous, CEO of The Digital Banking Report : “Consumers expect financial institutions to understand their needs and deliver personalized solutions similar to what they receive from fintech and Big Tech firms. A new crop of fintech startups—often called challenger banks—is addressing this personalization gap. solutions).

Fintech 146

Fintech Apple Cards Data 146

BankBazaar

FEBRUARY 27, 2020

The company saw a 46% increase in monthly revenue and a 17% reduction in costs during the same period despite tough market conditions. The impact of this slowdown was felt across the Fintech sector, and BankBazaar like the rest, started FY20 on a tough note. in November 2019 from 13.8% in November 2018. Need help with investments?

Fintech 78

Fintech US Resources Cards 78

PYMNTS

AUGUST 14, 2019

This challenge has led to an influx of challenger banks and FinTechs specifically targeting startups, solopreneurs and small- and medium-sized businesses. To make matters even more confusing, the definition of a small business is often ambiguous both to regulators and to banks.

Lending 122

Lending Cards FDIC Capital 122

PYMNTS

JULY 24, 2020

Most recently, it resulted in a partnership with B2B cross-border payments solution provider Thunes , which enables UNFCU to implement the FinTech’s technology to streamline and accelerate cross-border payments by connecting FIs with mobile wallets. in markets like Kenya, mobile payments are the norm. . As the U.S.

Innovation 201

Innovation Payments Leadership National 201

BankBazaar

APRIL 11, 2023

National, March 30, 2023: BankBazaar.com , India’s leading fintech co-branded Credit Card platform and online provider of free Credit Scores, closed FY23 with net revenue of ₹160 crore. The company grew its net revenue for FY23 by 60% over FY22 on the back of a 60% growth in its Credit Card issuances.

Branding 78

Branding Capital Cards Retail 78

CFPB Monitor

SEPTEMBER 28, 2022

The Center for Responsible Lending (CRL) and the Consumer Bankers Association (CBA) have filed a joint petition with the CFPB that urges the Bureau to engage in rulemaking to define larger participants in the market for personal loans. 1090.106(a), or automobile purchase or refinance loans as defined in 12 C.F.R. 1090.108(a).

Fintech 78

Fintech Marketing Security Lending 78

PYMNTS

MARCH 16, 2017

We were surprised to see businesses actively selling into markets because they had a vehicle to receive payments there, and they were actively avoiding other markets because they didn’t know how to get paid there,” Moen said of Flywire’ s conversations with companies revealing their B2B payment pain points. Time For Change.

Marketing 109

Marketing Payments Compliance Innovation 109

CB Insights

AUGUST 3, 2017

Latin America’s fintech scene is gaining momentum, with 80+ fintech deals closing for around $300M in 2016, and over 100 deals already closed in 2017. Track the LatAm fintech companies in this brief and many more on our platform. Track LatAm fintech companies. LatAm Fintech. 630+ items. Categories.

Company 65

Company Fintech Comparison Marketing 65

BankBazaar

JANUARY 6, 2022

Looking for the emerging trends in India’s personal finance market? BankBazaar.com, India’s largest fintech co-brand credit card issuer and online financial product marketplace, launched the fourth edition of BankBazaar Moneymood® 2022. Fuel Cards Up With A Vengeance . The share of fuel cards have gone up to 13.1%

Report 145

Report Metro Cards Trends 145

PYMNTS

JULY 10, 2020

Financial access to, and inclusion in, new foreign markets will certainly create post-pandemic fortunes. Thirty-seven percent of respondents cited processing foreign transactions as one of their top barriers to entry in foreign markets, followed by legal and trade issues at 33 percent,” per the Tracker. Bringing Resilience Into Focus.

Payments 142

Payments Strategy Marketing Fintech 142

PYMNTS

DECEMBER 30, 2019

Corporate profits are at all-time highs and the markets are mad bullish. FinTechs are busy partnering up with financial institutions (FIs) to field true end-to-end corporate travel solutions. It’s not the definition of “end-to-end,” but it’s a long way from paper. So why are companies “borrowing” $1.6

Management 130

Management Policies Cards Software 130

PYMNTS

FEBRUARY 13, 2020

Among the key focal points for NCR looking ahead lies expanding card management and commerce capabilities. It’s really about extending out the capability of your card to the commerce ecosystem,” he said. As Brown said, “In markets such as the EU and the U.K., They definitely are disruptive,” said Brown of the Neobanks.

Millennials 231

Millennials Digital Banking Mobile Course 231

PYMNTS

DECEMBER 9, 2019

But the situation is righting itself as dynamic market forces reshape payments. That’s the picture emerging as B2B payments hustle to catch up to consumers who ran off giddily with P2P and the FinTechs. No unified definition of “gig economy worker” has emerged from the government. Paper checks are history, and that’s okay.

Millennials 130

Millennials New York City National New York 130

PYMNTS

JANUARY 31, 2018

The case has become an unusual confluence meetup of varied interests tied to how American Express conducts its business and how consumers and merchants interact with credit card companies … and all manner of companies across all manner of two-sided market verticals. They have been sued by 11 states and the Department of Justice.

Cards 102

Cards Marketing National Retail 102

PYMNTS

JANUARY 3, 2020

Driven by faster phones, ingenious apps and sheer market force, the move to instant is pushing the boundaries of what’s possible with payments, opening up new worlds of risk and reward. FinTechs led this charge and fueled much of the innovation. In just three years, one word, one idea, has rewritten the payments rulebook: “instant.”

Payments 151

Payments Fraud Fintech Security 151

BankBazaar

AUGUST 12, 2021

an American fintech firm acquired Afterpay Ltd., In India alone, there are more than 75 million consumers who shop actively on the internet without a Credit Card. Fuelled by rising demand, the Indian online industry is poised to become a $99 billion market, according to Goldman Sachs. This has created a gap in the market.

Lending 78

Lending Cards Online Industry 78

PYMNTS

NOVEMBER 22, 2016

And while that trend is universal, the Asia-Pacific region is a particular hotbed for mobile FinTech. MC Payment , a startup based in Singapore, is a FinTech startup in the region that is riding the B2B mobile payments wave. million from investors in Thailand, which will also help the company enter the Thai market.

Regional 100

Regional Mobile Payments Trends 100

BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. Access to credit products such as Credit Cards and loans may be rather easy today, but it wasn’t the case till a few years ago. Check out these amazing offers on Credit Cards!

Millennials 60

Millennials System Lending Trends 60

Celent Banking

APRIL 25, 2016

Threat of fintechs is also a reality. Over 80 fintechs in Brazil and 60 in Colombia are a good sense that the industry is already being challenged beyond incumbents. As part of a strategic definition in 2013 the bank started a ~$152M investment over the period of 3 years to become a digital bank.

America 100

America Digital Banking Strategy Fintech 100

Insights on Business

JULY 20, 2017

I wasn’t particularly inspired by the Wikipedia definition , so I’ll give you mine. The emergence of financial technology (fintech) and the push of regulators for more competition are disaggregating and open this closed value chain. The digital markets maker. What is “open banking”? Examples of open banking in practice.

Fintech 181

Fintech Mobile Examples Data 181

NCR

FEBRUARY 15, 2016

2015 was a banner year for FinTech companies, with a record amount of investment flowing into innovative companies. Banks are taking notice, and some have even started looking around for FinTech partners. It’s a win-win-win –for banks, FinTechs and most of all for customers. Silicon Valley is coming ,” he wrote.

Fintech 40

Fintech Payments Cards Technology 40

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Review Date.

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Review Date.

Cards 15

Cards Online Utah Austin 15

PYMNTS

MARCH 16, 2016

This means Xero’s SME users can pay their international invoices via Midpoint’s FX services, which uses a peer-to-peer matching model, allowing payers to obtain the midpoint of the interbank market rate for foreign exchange costs at that moment in time. But Wong explained that this, too, can come with some unfriendly costs. Collaboration.

Payments 100

Payments Cards Innovation Google 100

PYMNTS

MAY 11, 2017

For example, some businesses are turning to APIs to offer eCommerce solutions to help them tap into the online market which, by some accounts , is expected to be worth $1.3 With such a staggering amount of money up for grabs, it’s little wonder that SMBs are seeking solutions to tap the online market’s potential.

Innovation 143

Innovation Mobile ATM Tools 143

PYMNTS

MARCH 11, 2020

With the digitization of the ecosystem and rapid emergence of FinTechs over the last decade, any company in business longer than six months old seems old, and anything that’s been around for more than five years seems ancient. The digital wallet was definitely going to be the firm’s undoing, an emerging line of conventional wisdom went.

Fintech 144

Fintech Colorado Payments Meeting 144

Gonzobanker

JULY 6, 2021

Topping their list of complaints: speed to market/pace of new improvements (or lack thereof) and integration challenges. As this article points out, a core system replacement may not be in the cards for every institution. But it is definitely time to make a strategic decision and move forward with a plan.

Strategy 156

Strategy System Risk Management Technology 156

PYMNTS

NOVEMBER 8, 2019

Hourican continued, “CVS is exploring many types of delivery options for urban, suburban and rural markets. The city was chosen as the test market because Wing already had a relationship with Virginia Tech, which is in nearby Blacksburg, to test the delivery drones in the U.S. per news in September.

Retail 101

Retail New York North Carolina Virginia 101

PYMNTS

MAY 3, 2018

That’s true for FIs and service providers alike, including giants such as Bank of America and Mastercard as well as newer FinTech players, like Klarna. The definition of a transaction on a credit card system versus a loyalty rewards system, versus Alipay, versus the bank networks like SWIFT , are radically different from one another.

System 187

System Innovation Technology Payments 187

Fintech Labs Insights

AUGUST 27, 2020

It’s rare that a fintech company could ever achieve that type of velocity. But we consider Nationwide to be more of a financial services company than a fintech (though the definition is extremely fluid). And while you are at it, please add your fintech startup to our database. And that’s just to make it to number 500.

Fintech 15

Fintech UX Cards Data 15

Gonzobanker

MARCH 11, 2019

Gonzo readers who follow fintech companies know that they rely heavily on these capabilities. First, some definitions: An a lgorithm is simply a defined series of steps or tasks to be performed. In fact, large banks and fintech firms are using these capabilities heavily for marketing, delivery, pricing and other things.

Analysis 97

Analysis Data social media Technology 97

NCR

JUNE 29, 2017

The topics I heard most about are PSD2, APIs and the impact on banks and fintechs, the direction of security and identification, and the impact of AI. Banks and fintechs – what does the future hold? The discussion led to identifying a key difference between banks and fintechs. PSD2 and APIs. AI and the data revolution.

Fintech 89

Fintech Data Security Regulation 89