Cards Course Regional Risk Management 
Gonzobanker
JULY 6, 2021
It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. To help banking executives choose a course of action that will accommodate different budgets, business cases, and visions for the future, we present three winning core strategies: 1.
PYMNTS
AUGUST 28, 2018
regional bank executives were gearing up for a bumper year, according to Bloomberg. Crediting lower taxes, thanks to the end of the year tax reform bill passed by Congress, regional bank executives saw a sudden and notable pick up in both commercial loan demand and a big jump in spending on credit and debit cards. Bancorp said.
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Gonzobanker
MARCH 23, 2020
Our course of action is to understand what we know, acknowledge what we don’t know, and be decisive as we balance the two. Break down the largest drivers of interest and non-interest income and ask respective owners to report back high, medium and low risk if those streams had to be completely digital.
Jeff For Banks
MARCH 21, 2024
ISMs and regional Fed surveys have been mostly negative for months on end. Credit card and auto delinquencies have risen above pre-pandemic levels. Of course, if the Fed eases enough soon, we can avoid bad outcomes. Most recessions occur within 14 to 18 months following inversion, especially of both yield curve measures.
Lars Markull
JULY 1, 2020
In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. Account transaction history for transactional accounts (such as current accounts, credit cards, loan accounts and more). C) Risk Management. Guess what.
Insights on Business
AUGUST 28, 2019
They’ll do odd stuff like take money out of an ATM and put it back in to drive up their apparent activity, or run up a credit balance on a card, or all take out home equity lines of credit (HELOC’s) for the same amount, etc. Design “policy rules” in cooperation with higher powers in risk management.
Gonzobanker
DECEMBER 20, 2019
Second Curve analyst Zack Maxfield opened a TD Bank checking account on his phone in nine minutes while he waited to speak with a teller at one of the bank’s branches, but waited an hour to fund the account and order a debit card. The 2019 Industry Oh Sh*t Moment Award – Goes to Apple and Goldman Sachs for the Apple Card launch.
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