Independent Banker

DECEMBER 31, 2022

Community banks must continue to stay focused on regulatory discussions and remain nimble to respond to proposals and address requirements quickly and accurately. Debit card interchange fees and routing. The Federal Reserve Board finalized updates to the board’s rule for debit card transactions. Evolving risks.

Compliance 100

Compliance FDIC Community Bank Community 100

Abrigo

APRIL 25, 2024

Generally, small business loans benefit business owners, they also benefit communities, according to 2021 research for the SBA. At the same time, 59% pursued credit to meet operating expenses. A majority of applicants sought less than $100,000. 1 appeared first on Abrigo.

Lending 221

Lending Trends Capital Strategy 221

Independent Banker

NOVEMBER 30, 2022

When it comes to supporting outliers in the Las Vegas community, Lexicon Bank knows how to play its cards. But as a community bank that is there to serve the gaming hub of Las Vegas, Lexicon Bank welcomes these players with open arms. I mean, that’s what a community bank does.”. Photo by Sammy Tillery. By Tom Groenfeldt.

Las Vegas 129

Las Vegas Community Bank Community Wisconsin 129

ABA Community Banking

MAY 9, 2018

Delinquencies up, but overall performance positive Payments Risk Management Cards Credit Risk.

Cards 40

Cards Risk Management Management Payments 40

South State Correspondent

OCTOBER 26, 2023

Identity management, ID proofing, preventing account takeovers, limiting card-not-present risk, the rise of social engineering on remote workers, and more cyber-crime-as-a-service offerings had most of the buzz. However, of course, it was generative AI that remained at the peak of the hype cycle.

Conference 221

Conference Las Vegas Fraud Case Study 221

ABA Community Banking

JANUARY 13, 2019

There are definitely pluses and minuses to both the consumer and the banks in terms of safety and credit Consumer Credit Financial Research Feature Financial Trends Risk Management Security Operational Risk Credit Risk Cyberfraud/ID Theft Feature3 Fintech.

Cards 40

Cards Risk Management Trends Fintech 40

ABA Community Banking

MAY 25, 2015

College students targeted in debit card scheme that uses social media pathway Payments Risk Management Cards Cyberfraud/ID Theft.

Cards 40

Cards social media Risk Management Management 40

Gonzobanker

SEPTEMBER 21, 2023

NYMBUS secured Series D financing (led by Insight Partners), partnered with Hurdlr for small business banking; with Atty Bank, Saint Louis Bank ’s legal community bank; and with Roger, Citizens Bank of Edmond ’s military niche bank. Card issuer and processor Marqeta acquired Power Finance , an embedded fintech credit card program.

Fintech 103

Fintech Software Illinois Lending 103

ABA Community Banking

MARCH 31, 2016

Customers, too, seen indifferent to EMV protection Payments Risk Management Cards Cyberfraud/ID Theft.

Cards 40

Cards Retail Risk Management Management 40

Independent Banker

MAY 2, 2016

At The Bank of Tioga, we preserve the local touch and serve our clients and communities well. We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. The Bank of Tioga. Tioga, N.D.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

ABA Community Banking

FEBRUARY 18, 2015

“Tsunami” of 575+ million chip cards may swamp consumers by yearend Payments Risk Management Cards Cyberfraud/ID Theft Feature Feature3. 1Payments'

Cards 40

Cards Groups Risk Management Management 40

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Maybe this is the new reality for community bankers, but Cornerstone Advisors is seeing little evidence that they’re serious about implementing a comprehensive digital strategy.

Strategy 156

Strategy System Risk Management Technology 156

Abrigo

OCTOBER 28, 2020

A storm of events that have defined 2020 leaves many community financial institutions today in the position where balance sheets are awash with liquidity and competitive markets are squeezing rates on good quality loans to lower-than- comfortable levels. Credit Risk Management. Lending & Credit Risk. CRE Lending.

Lending 195

Lending Risk Management Management Community 195

ABA Community Banking

AUGUST 5, 2015

Modest overall fraud rise in EMV countries masks surge in these areas Risk Management Cards Security Cyberfraud/ID Theft.

Fraud 40

Fraud Cards Risk Management Security 40

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Develop a more innovative process. Conclusion.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MAY 2, 2016

In his position as Vice President of Global Risk Management for TNS , Umer Ayub understands this reality firsthand. At TNS, this includes managing compliance with regulatory requirements, such as PCI standards, card scheme rules and SSAE16 reports. And, last but not least, I enjoy giving back to the community.

Risk Management 100

Risk Management Compliance Management Meeting 100

Abrigo

FEBRUARY 27, 2020

They are routinely experiencing processes that add costs, delay turnaround times, and can lead to inconsistency in pricing and risk management. Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index.

Lending 243

Lending Survey Data System 243

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Abrigo

FEBRUARY 14, 2023

The primary purpose of reporting the information is to: Provide tracking of small business credits to enforce fair lending laws and Enable creditors to identify and support the business needs of small businesses owned by women and other minorities within the community. Which entities must collect small business loan application data?

Data 195

Data Lending Compliance Resources 195

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers.

Community Bank 70

Community Bank Community Analytics Lending 70

ABA Community Banking

DECEMBER 26, 2014

Rising ecommerce trend and developments like Apple Pay complicate the decision Payments Risk Management Viewpoints Cards Cyberfraud/ID Theft. 1Payments'

Risk Management 79

Risk Management Apple Trends Cards 79

FICO

JUNE 7, 2022

Previously, these were published on the FICO Community, but going forward they will be published on the FICO.com blog. FICO® Advisors regularly monitor in-depth data reported by Canada’s leading credit card issuers. Canada continues to see credit cards as a popular choice for everyday purchases. Looking for a different market?

Trends 52

Trends Industry Cards Analytics 52

ABA Community Banking

MARCH 18, 2019

Account takeover schemes are rarely limited to physical address alone Feature Duties Compliance Risk Management AML & Fraud Risk Adjusted People Customers Online Cards Security BSA/AML Operational Risk Compliance Management Cyberfraud/ID Theft Compliance/Regulatory Feature3.

Risk Management 40

Risk Management Compliance Fraud Security 40

PYMNTS

NOVEMBER 7, 2018

Data-driven efforts aided by technology have been able to match the best cost of capital to the right borrowers, he said, and in the aforementioned 39 percent growth in the custom loan activity, he said that local community and regional banks are looking for higher quality borrowers. “At

Taxes 159

Taxes Management Risk Management Capital 159

ABA Community Banking

NOVEMBER 25, 2014

Card firms study password-less authentication standards—even heartbeats Payments Risk Management Cyberfraud/ID Theft. 1Payments'

Risk Management 70

Risk Management Study Cards Management 70

FICO

FEBRUARY 21, 2023

Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. For example, the average interest rate on credit cards accruing interest in Q4 2022 was 20.40% compared to 16.44% in Q4 2021 (Source: Federal Reserve G.19 19 report on Consumer Credit).

Trends 52

Trends Industry US Cards 52

ABA Community Banking

NOVEMBER 22, 2017

Consumer Credit Payments Risk Management Cards Credit Risk Feature Feature3. Record number of credit-equipped consumers hit prime buying season. What are traps?

Risk Management 40

Risk Management Cards Management Payments 40

ABA Community Banking

OCTOBER 27, 2015

Survey says customers want retailers to spend for security Risk Management Cyberfraud/ID Theft.

Retail 40

Retail Security Risk Management Cards 40

ABA Community Banking

FEBRUARY 22, 2018

Debt rising in auto, card, mortgage, and personal loan sectors Retail Banking Risk Management Customers Credit Risk.

Risk Management 40

Risk Management Retail Cards Management 40

ABA Community Banking

NOVEMBER 12, 2017

Retail banks still poll low on trust; PayPal, credit cards rank higher Retail Banking Risk Management Customers Operational Risk.

Risk Management 40

Risk Management Retail Cards Operations 40

ABA Community Banking

MAY 26, 2015

50% more accurate, claims university developers Risk Management Credit Risk.

Risk Management 40

Risk Management Cards Management 40

CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms. Kathleen C.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

ABA Community Banking

SEPTEMBER 21, 2017

Credit card-focused banks build provisioning Bank Performance Management Risk Management Credit Risk.

Risk Management 40

Risk Management Management Cards 40

ABA Community Banking

DECEMBER 22, 2014

Forecast: Home loan lateness down, card delinquency steady, auto growth strong with small rise in delinquency Management Financial Trends Risk Management Performance Credit Risk. 1Management'

Risk Management 58

Risk Management Trends Cards Management 58

ABA Community Banking

FEBRUARY 4, 2017

CFPB says so Payments Compliance Risk Management Cards CFPB Operational Risk. Can tech breakdown be abusive and deceptive?

Risk Management 40

Risk Management Compliance Cards Operations 40

ABA Community Banking

MARCH 14, 2017

Class action suit involves dozens of banks and CUs in wake of 2014 breach—$2 a pop Payments Risk Management Cards Cyberfraud/ID Theft.

Risk Management 40

Risk Management Cards Management Payments 40

Celent Banking

APRIL 18, 2016

Digital Payments and Cards. Cash Management and Trade Finance. Security, Fraud, and Risk Management. Standard Chartered Bank, Korea. Bank of America Merrill Lynch, US. RBC, Canada. Corporate Payments and Infrastructure Modernization. Bank of China, China. CBW Bank, US. CIBC, Canada. HBL (Habib Bank), Pakistan.

US 100

US Case Study Risk Management America 100